Grand Junction, Tennessee mortgage lenders include Regions BankRegions Bank216 S Calderwood St, Alcoa, TN 37701A+5.0 ★Texas Ratio: 4.37%, Brighton BankBrighton Bank7663 Highway 51 S, Brighton, TN 38011A+5.0 ★Texas Ratio: 0.40%, Pinnacle BankPinnacle Bank5308 Mount View Rd, Antioch, TN 37013A+5.0 ★Texas Ratio: 3.04%, The Bank of Fayette CountyThe Bank of Fayette County25205 Highway 57 E, Grand Junction, TN 38039A5.0 ★Texas Ratio: 10.25%, Community Mortgage CorporationCommunity Mortgage Corporation1007 Us Highway 45 N, Henderson, TN 38340, Simmons BankSimmons Bank5810 Airline Rd, Arlington, TN 38002A+5.0 ★Texas Ratio: 5.33%, PNC Bank N.A.PNC Bank N.A.4216 Century Farms Ter, Antioch, TN 37013A+5.0 ★Texas Ratio: 4.24%, 21St Mortgage21St MortgageKnoxville, TN, Vanderbilt Mortgage and Finance, IncVanderbilt Mortgage and Finance, IncMaryville, TN, and Triad Financial Services, Inc.Triad Financial Services, Inc.A+5.0 ★Texas Ratio: 0.86%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Grand Junction, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Grand Junction are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Grand Junction, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
216 S Calderwood St, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 4.37% |
VA, HELOC | 1 +1 HELOCs |
3.6% | 100% | $385,000 | View |
|
7663 Highway 51 S, Brighton, TN 38011 A+5.0 ★Texas Ratio: 0.40% |
USDA | 1 | 3.6% | 100% | $105,000 | View |
|
5308 Mount View Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 1 | 3.6% | 100% | $245,000 | View |
|
25205 Highway 57 E, Grand Junction, TN 38039 A5.0 ★Texas Ratio: 10.25% |
Conventional | 1 | 3.6% | 100% | $115,000 | View |
Community Mortgage Corporation
1007 Us Highway 45 N, Henderson, TN 38340 |
USDA | 1 | 3.6% | 100% | $165,000 | |
|
5810 Airline Rd, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.33% |
Conventional | 1 | 3.6% | 100% | $25,000 | View |
|
★ 1.7 stars, 3 reviews 4216 Century Farms Ter, Antioch, TN 37013 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
21St Mortgage
|
Conventional | 4 | 14.3% | 44.4% | $85,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 3.6% | 14.3% | $115,000 | |
|
A+5.0 ★Texas Ratio: 0.86% |
Conventional | 4 | 14.3% | 100% | $157,500 | View |
|
C+4.2 ★Texas Ratio: 24.96% |
Conventional | 4 | 14.3% | 100% | $77,500 | View |
|
A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA | 2 | 7.1% | 100% | $125,000 | View |
Cardinal Financial Company, Li
|
FHA | 2 | 7.1% | 100% | $245,000 | |
United Wholesale Mortgage
|
Conventional | 1 | 3.6% | 100% | $95,000 | |
Newrez LLC
|
Conventional | 1 | 3.6% | 100% | $75,000 | |
Fort Financial Credit Union
|
Conventional | 1 | 3.6% | 100% | $55,000 | |
Mortgage Research Center
|
VA | 1 | 3.6% | 100% | $235,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 3.6% | 100% | $195,000 |
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Grand Junction? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Grand Junction in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Grand Junction, TN lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 60.7 percent of home loans in Grand Junction, Tennessee in 2025, banks 32.1 percent and credit unions 7.1 percent. Community Mortgage Corporation was the largest mortgage company, Regions Bank the largest bank and Fort Financial Credit Union the largest credit union. Among lenders headquartered in Tennessee, Brighton Bank led with 1 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
By home loans closed in 2025, Regions Bank was the largest mortgage lender in Grand Junction, Tennessee with 1 loans, about 3.6 percent of the market. The largest lender headquartered in Tennessee was Brighton Bank with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
2 lenders closed FHA loans in Grand Junction, Tennessee in 2025, led by Cardinal Financial Company, Li with 2. 3 lenders closed VA loans, led by Regions Bank, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 7 banks and 2 credit unions closed home loans in Grand Junction, Tennessee in 2025, alongside 9 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Grand Junction, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Grand Junction, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Grand Junction. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.