Mortgage Lenders and Brokers in Pierre, South Dakota
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Pierre, South Dakota mortgage lenders include Bankwest, Inc.Bankwest, Inc.420 S Pierre St, Pierre, SD 57501C+4.1 ★Texas Ratio: 26.29%, First National BankFirst National Bank125 W Sioux Ave, Pierre, SD 57501A+5.0 ★Texas Ratio: 2.40%, First Dakota National BakFirst Dakota National Bak301 E Sioux Ave, Pierre, SD 57501A+5.0 ★Texas Ratio: 4.05%, American Bank & TrustAmerican Bank & Trust700 E Sioux Ave, Pierre, SD 57501A+5.0 ★Texas Ratio: 3.70%, Black Hills Federal Credit UnionBlack Hills Federal Credit Union1530 N Garfield Ave, Pierre, SD 57501A+5.0 ★Texas Ratio: 0.00%, Plains Commerce BankPlains Commerce Bank524 S Dakota St, Aberdeen, SD 57401A5.0 ★Texas Ratio: 9.09%, First Bank & TrustFirst Bank & Trust2233 6th St, Brookings, SD 57006A+5.0 ★Texas Ratio: 3.79%, Central BankCentral Bank600 Main Ave, Brookings, SD 57006A+5.0 ★Texas Ratio: 2.72%, US Bank, N.A.US Bank, N.A.604 E Sioux Ave, Pierre, SD 57501A+5.0 ★Texas Ratio: 2.85%, and First National Bank of OmahaFirst National Bank of Omaha79 2nd St Sw, Huron, SD 57350A+5.0 ★Texas Ratio: 4.82%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Pierre, South Dakota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Pierre are listed first, then lenders elsewhere in South Dakota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Pierre, South Dakota
Market share is the lender's share of all home loans closed in Pierre, South Dakota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Pierre 420 S Pierre St, Pierre, SD 57501 C+4.1 ★Texas Ratio: 26.29% |
Conventional, FHA, VA, USDA | 85 | 38.5% | 90.4% | $201,705 | View |
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2 offices in Pierre 125 W Sioux Ave, Pierre, SD 57501 A+5.0 ★Texas Ratio: 2.40% |
Conventional, FHA | 23 | 10.4% | 92% | $233,260 | View |
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1 office in Pierre 301 E Sioux Ave, Pierre, SD 57501 A+5.0 ★Texas Ratio: 4.05% |
Conventional, FHA, USDA | 18 | 8.1% | 85.7% | $244,444 | View |
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2 offices in Pierre 700 E Sioux Ave, Pierre, SD 57501 A+5.0 ★Texas Ratio: 3.70% |
Conventional, FHA | 12 | 5.4% | 92.3% | $276,666 | View |
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1530 N Garfield Ave, Pierre, SD 57501 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, HELOC | 12 +4 HELOCs |
5.4% | 81.2% | $266,666 | View |
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524 S Dakota St, Aberdeen, SD 57401 A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 4 | 1.8% | 100% | $240,000 | View |
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2233 6th St, Brookings, SD 57006 A+5.0 ★Texas Ratio: 3.79% |
Conventional | 3 | 1.4% | 100% | $218,333 | View |
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600 Main Ave, Brookings, SD 57006 A+5.0 ★Texas Ratio: 2.72% |
Conventional | 2 | 0.9% | 100% | $265,000 | View |
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604 E Sioux Ave, Pierre, SD 57501 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $405,000 | View |
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79 2nd St Sw, Huron, SD 57350 A+5.0 ★Texas Ratio: 4.82% |
FHA | 1 | 0.5% | 100% | $145,000 | View |
Rocket Mortgage
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Conventional, FHA, VA | 13 | 5.9% | 100% | $215,769 | |
Mortgage Research Center
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VA | 7 | 3.2% | 100% | $270,714 | |
Pennymac Loan Services LLC
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Conventional, VA | 6 | 2.7% | 85.7% | $96,666 | |
Freedom Mortgage Corporation
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FHA, VA | 4 | 1.8% | 100% | $302,500 | |
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A5.0 ★Texas Ratio: 13.85% |
Conventional, FHA | 3 | 1.4% | 60% | $198,333 | View |
Cmg Mortgage Inc
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Conventional, FHA | 3 | 1.4% | 100% | $281,666 | |
Navy Federal Credit Union
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VA | 3 | 1.4% | 100% | $255,000 | |
United Wholesale Mortgage
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FHA, VA | 2 | 0.9% | 100% | $510,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.9% | 100% | $320,000 | View |
Nationstar Mortgage
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Conventional | 2 | 0.9% | 100% | $80,000 | |
Guaranteed Rate Affinity, LLC
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VA | 1 | 0.5% | 100% | $425,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.5% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 0.5% | 100% | $255,000 | View |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 0.5% | 100% | $275,000 | View |
Equity Prime Mortgage LLC
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VA | 1 | 0.5% | 100% | $165,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.5% | 100% | $65,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.5% | 66.7% | $45,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.5% | 33.3% | $65,000 | |
loanDepot.com LLC
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VA | 1 | 0.5% | 33.3% | $195,000 | |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.5% | 100% | $345,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $205,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.5% | 100% | $185,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.5% | 100% | $205,000 | |
21St Mortgage
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Conventional | 1 | 0.5% | 50% | $65,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.5% | 100% | $55,000 | View |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Greenstate Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Pierre Mortgage Rate Trends
Daily average mortgage rates for South Dakota compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Pierre, South Dakota
Looking for mortgage lenders near me or mortgage brokers near me in Pierre? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Pierre in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Pierre, SD
Use these to narrow the list above. Each category shows how many Pierre, SD lenders fit and what that kind of lender is usually best for.
Who Lends in Pierre, SD
Independent mortgage companies closed 21.7 percent of home loans in Pierre, South Dakota in 2025, banks 71.5 percent and credit unions 6.8 percent. Rocket Mortgage was the largest mortgage company, Bankwest, Inc. the largest bank and Black Hills Federal Credit Union the largest credit union. Among lenders headquartered in South Dakota, Bankwest, Inc. led with 85 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in South Dakota. State real estate transfer fee of $0.50 per $500 of value (0.1 percent), paid by the seller (SDCL 43-4-21); no mortgage recording tax.
More South Dakota Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Pierre, SD
By home loans closed in 2025, Bankwest, Inc. was the largest mortgage lender in Pierre, South Dakota with 85 loans, about 38.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Pierre, South Dakota, Bankwest, Inc. approved the highest share of completed applications in 2025 at 90.4 percent, against a 89.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Pierre, South Dakota in 2025, led by Bankwest, Inc. with 19. 11 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 4 credit unions closed home loans in Pierre, South Dakota in 2025, alongside 19 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Pierre, South Dakota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Pierre, South Dakota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Pierre. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
