Mortgage Lenders and Brokers in Rocky Fork Point, Ohio
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Rocky Fork Point, Ohio mortgage lenders include Fifth Third Bank, National AssociationFifth Third Bank, National Association1308 North Reynolds Rd, Adams Township, OH 43615A+5.0 ★Texas Ratio: 3.22%, Merchants National BankMerchants National Bank20 E Stimson Ave, Athens, OH 45701A+5.0 ★Texas Ratio: 4.14%, Atomic Credit Union, IncAtomic Credit Union, Inc920 E State St, Athens, OH 45701 2116A+5.0 ★Texas Ratio: 2.28%, First State BankFirst State Bank4901 Vine St, Cincinnati, OH 45217, First Commonwealth BankFirst Commonwealth Bank4200 Park Ave, Ashtabula, OH 44004A+5.0 ★Texas Ratio: 3.82%, Peoples BankPeoples Bank158 E Cuyahoga Falls Ave, Akron, OH 44310A+5.0 ★Texas Ratio: 3.39%, 1st National Bank1st National Bank1095 S Main St, Centerville, OH 45458A+5.0 ★Texas Ratio: 4.63%, Mortgage Research Center, United Wholesale Mortgage, and Rocket Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Rocky Fork Point, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Rocky Fork Point are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Rocky Fork Point, Ohio
Market share is the lender's share of all home loans closed in Rocky Fork Point, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1308 North Reynolds Rd, Adams Township, OH 43615 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA | 3 | 8.1% | 50% | $178,333 | View |
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20 E Stimson Ave, Athens, OH 45701 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 2.7% | 100% | $45,000 | View |
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920 E State St, Athens, OH 45701 2116 A+5.0 ★Texas Ratio: 2.28% |
Conventional | 1 | 2.7% | 100% | $225,000 | View |
First State Bank
4901 Vine St, Cincinnati, OH 45217 |
Conventional | 1 | 2.7% | 33.3% | $85,000 | |
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4200 Park Ave, Ashtabula, OH 44004 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 2.7% | 100% | $95,000 | View |
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158 E Cuyahoga Falls Ave, Akron, OH 44310 A+5.0 ★Texas Ratio: 3.39% |
Conventional | 1 | 2.7% | 100% | $35,000 | View |
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1095 S Main St, Centerville, OH 45458 A+5.0 ★Texas Ratio: 4.63% |
Conventional | 1 | 2.7% | 100% | $445,000 | View |
Mortgage Research Center
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VA | 5 | 13.5% | 83.3% | $201,000 | |
United Wholesale Mortgage
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Conventional | 2 | 5.4% | 100% | $140,000 | |
Rocket Mortgage
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Conventional, FHA | 2 | 5.4% | 50% | $115,000 | |
Primelending
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Conventional, FHA | 2 | 5.4% | 100% | $105,000 | |
Michigan Mutual, Inc
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Conventional, FHA | 2 | 5.4% | 100% | $90,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 2 | 5.4% | 100% | $70,000 | |
Paramount Residential Mortgage
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FHA, USDA | 2 | 5.4% | 100% | $165,000 | |
EMM Loans LLC
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USDA | 1 | 2.7% | 100% | $235,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 2.7% | 100% | $135,000 | |
Freedom Mortgage Corporation
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VA | 1 | 2.7% | 100% | $195,000 | |
loanDepot.com LLC
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FHA | 1 | 2.7% | 100% | $95,000 | |
Resicentral LLC
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Conventional | 1 | 2.7% | 100% | $275,000 | |
Pennymac Loan Services LLC
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VA | 1 | 2.7% | 100% | $145,000 | |
Synergy One Lending, Inc.
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Conventional | 1 | 2.7% | 100% | $125,000 | |
American Financial Network, Inc.
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USDA | 1 | 2.7% | 100% | $95,000 | |
Lower, LLC
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FHA | 1 | 2.7% | 100% | $155,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 2.7% | 100% | $115,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 2.7% | 100% | $305,000 |
Rocky Fork Point Mortgage Rate Trends
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Rocky Fork Point, Ohio
Looking for mortgage lenders near me or mortgage brokers near me in Rocky Fork Point? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Rocky Fork Point in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Rocky Fork Point, OH
Use these to narrow the list above. Each category shows how many Rocky Fork Point, OH lenders fit and what that kind of lender is usually best for.
Who Lends in Rocky Fork Point, OH
Independent mortgage companies closed 70.3 percent of home loans in Rocky Fork Point, Ohio in 2025, banks 27 percent and credit unions 2.7 percent. Mortgage Research Center was the largest mortgage company, Fifth Third Bank, National Association the largest bank and Atomic Credit Union, Inc the largest credit union. Among lenders headquartered in Ohio, Fifth Third Bank, National Association led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
More Ohio Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Rocky Fork Point, OH
By home loans closed in 2025, Fifth Third Bank, National Association was the largest mortgage lender in Rocky Fork Point, Ohio with 3 loans, about 8.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Rocky Fork Point, Ohio in 2025, led by Fifth Third Bank, National Association with 1. 3 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 7 banks and 1 credit unions closed home loans in Rocky Fork Point, Ohio in 2025, alongside 17 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Rocky Fork Point, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Rocky Fork Point, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Rocky Fork Point. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
