Mortgage Lenders and Brokers in Endwell, New York
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Endwell, New York mortgage lenders include Visions Federal Credit UnionVisions Federal Credit Union3301 Country Club Rd, Endwell, NY 13760 3401A+5.0 ★Texas Ratio: 5.30%, Tioga State Bank, N.A.Tioga State Bank, N.A.510 Hooper Rd, Endwell, NY 13760, Tompkins Community BankTompkins Community Bank604 Main St, Arcade, NY 14009A5.0 ★Texas Ratio: 6.37%, M&T BankM&T Bank540 Hooper Rd, Endwell, NY 13760A+5.0 ★Texas Ratio: 4.11%, Nbt Bank NANbt Bank NA182 Main St, Afton, NY 13730A+5.0 ★Texas Ratio: 3.43%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1 S Airmont Rd, Airmont, NY 10901A+5.0 ★Texas Ratio: 3.68%, SEFCU Services, LLCSEFCU Services, LLC180 N Main St, Alfred, NY 14802A5.0 ★Texas Ratio: 8.82%, Community Bank, N.A.Community Bank, N.A.26 E Church St, Adams, NY 13605A+5.0 ★Texas Ratio: 3.83%, TD BankTD Bank125 State St, Albany, NY 12207A+5.0 ★Texas Ratio: 3.71%, and Empower Federal Credit UnionEmpower Federal Credit Union519 Hooper Rd, Endwell, NY 13760A5.0 ★Texas Ratio: 7.78%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Endwell, New York in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Endwell are listed first, then lenders elsewhere in New York, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Endwell, New York
Market share is the lender's share of all home loans closed in Endwell, New York. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
3301 Country Club Rd, Endwell, NY 13760 3401 A+5.0 ★Texas Ratio: 5.30% |
Conventional, HELOC | 26 +48 HELOCs |
12.9% | 70.3% | $121,153 | View |
Tioga State Bank, N.A.
510 Hooper Rd, Endwell, NY 13760 |
Conventional | 13 | 6.5% | 100% | $241,153 | |
|
★ 5 stars, 1 review 604 Main St, Arcade, NY 14009 A5.0 ★Texas Ratio: 6.37% |
Conventional | 7 | 3.5% | 100% | $192,142 | View |
|
540 Hooper Rd, Endwell, NY 13760 A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, HELOC | 5 +26 HELOCs |
2.5% | 100% | $145,000 | View |
|
182 Main St, Afton, NY 13730 A+5.0 ★Texas Ratio: 3.43% |
Conventional, HELOC | 4 +2 HELOCs |
2% | 100% | $252,500 | View |
|
1 S Airmont Rd, Airmont, NY 10901 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 2% | 100% | $315,000 | View |
|
180 N Main St, Alfred, NY 14802 A5.0 ★Texas Ratio: 8.82% |
Conventional, FHA | 4 | 2% | 100% | $227,500 | View |
|
26 E Church St, Adams, NY 13605 A+5.0 ★Texas Ratio: 3.83% |
Conventional | 3 | 1.5% | 100% | $155,000 | View |
|
125 State St, Albany, NY 12207 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 3 | 1.5% | 100% | $315,000 | View |
|
519 Hooper Rd, Endwell, NY 13760 A5.0 ★Texas Ratio: 7.78% |
Conventional, HELOC | 2 +7 HELOCs |
1% | 50% | $145,000 | View |
|
112 Grand Concourse, Albany, NY 12220 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 2 | 1% | 100% | $125,000 | View |
|
921 Saw Mill River Rd, Ardsley, NY 10502 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 2 | 1% | 50% | $150,000 | View |
|
6250 County Route 64, Hornell, NY 14843 A5.0 ★Texas Ratio: 10.85% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 100% | $255,000 | View |
|
1450 Western Ave, Albany, NY 12203 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 100% | $155,000 | View |
|
110 Merrick Rd, Amityville, NY 11701 D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.5% | 100% | $155,000 | View |
|
910 Upper Front St, Binghamton, NY 13905 1337 C-3.6 ★Texas Ratio: 31.42% |
Conventional | 1 | 0.5% | 50% | $45,000 | View |
|
314 Main St, Andes, NY 13731 A5.0 ★Texas Ratio: 10.36% |
Conventional | 1 | 0.5% | 50% | $305,000 | View |
|
252 Broadway, Brooklyn, NY 11211 A5.0 ★Texas Ratio: 9.27% |
Conventional | 1 | 0.5% | 100% | $115,000 | View |
|
7726 3rd Ave, Brooklyn, NY 11209 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.5% | 100% | $425,000 | View |
|
4839 State Highway 30, Amsterdam, NY 12010 A5.0 ★Texas Ratio: 6.03% |
Conventional | 1 | 0.5% | 100% | $375,000 | View |
|
1000 Willis Ave, Albertson, NY 11507 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.5% | 100% | $405,000 | View |
|
1440 Central Ave, Albany, NY 12205 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +12 HELOCs |
0% | 0% | View | |
|
575 Broadway, Albany, NY 12207 A5.0 ★Texas Ratio: 6.36% |
HELOC | 0 +12 HELOCs |
0% | 0% | ||
|
24 Mary St, Binghamton, NY 13903 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
84 Canal St, Big Flats, NY 14814 8968 A+5.0 ★Texas Ratio: 3.26% |
HELOC | 0 +1 HELOCs |
0% | 100% | View | |
Homestead Funding Corp.
|
Conventional, FHA | 36 | 17.9% | 100% | $241,388 | |
1St Priority Mortgage, Inc.
|
Conventional | 12 | 6% | 85.7% | $209,166 | |
Premium Mortgage Corporation
|
Conventional | 2 | 1% | 100% | $225,000 | |
Wall Street Mortgage Bankers, Ltd. dba Power Expre
|
Conventional | 1 | 0.5% | 100% | $245,000 | |
Nationwide Mortgage Bankers, Inc.
|
Conventional | 1 | 0.5% | 100% | $155,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 18 | 9% | 78.3% | $163,888 | |
|
D3.5 ★Texas Ratio: 32.93% |
Conventional, FHA | 10 | 5% | 100% | $283,000 | View |
United Wholesale Mortgage
|
Conventional, FHA | 8 | 4% | 88.9% | $170,000 | |
Mortgage Research Center
|
FHA, VA | 3 | 1.5% | 100% | $245,000 | |
Freedom Mortgage Corporation
|
FHA, VA | 2 | 1% | 100% | $165,000 | |
Newrez LLC
|
Conventional, FHA | 2 | 1% | 75% | $195,000 | |
CrossCountry Mortgage, LLC
|
Conventional, VA | 2 | 1% | 100% | $175,000 | |
loanDepot.com LLC
|
Conventional | 2 | 1% | 100% | $60,000 | |
Pennymac Loan Services LLC
|
FHA | 2 | 1% | 100% | $150,000 | |
Cmg Mortgage Inc
|
Conventional, VA | 2 | 1% | 100% | $285,000 | |
Absolute Home Mortgage
|
Conventional, FHA | 2 | 1% | 100% | $165,000 | |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.5% | 100% | $335,000 | View |
Guidance Residential, LLC
|
Conventional | 1 | 0.5% | 100% | $185,000 | |
PHH Mortgage Corporation
|
Conventional | 1 | 0.5% | 100% | $175,000 | |
Bond Street Mortgage, LLC
|
FHA | 1 | 0.5% | 100% | $285,000 | |
Discover Bank
|
Conventional | 1 | 0.5% | 25% | $65,000 | |
Pentagon Federal Credit Union
|
VA | 1 | 0.5% | 100% | $195,000 | |
Pike Creek Mortgage Services, Inc.
|
FHA | 1 | 0.5% | 100% | $175,000 | |
RoundPoint Mortgage Servicing LLC
|
Conventional | 1 | 0.5% | 100% | $185,000 | |
New American Funding, LLC.
|
Conventional | 1 | 0.5% | 50% | $315,000 | |
|
A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.5% | 100% | $175,000 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.5% | 100% | $145,000 | View |
Carrington Mortgage Services LLC
|
FHA | 1 | 0.5% | 50% | $155,000 | |
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Endwell Mortgage Rate Trends
Daily average mortgage rates for New York compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Endwell, New York
Looking for mortgage lenders near me or mortgage brokers near me in Endwell? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Endwell in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Endwell, NY
Use these to narrow the list above. Each category shows how many Endwell, NY lenders fit and what that kind of lender is usually best for.
Who Lends in Endwell, NY
Independent mortgage companies closed 56.2 percent of home loans in Endwell, New York in 2025, banks 26.4 percent and credit unions 17.4 percent. United Mortgage Corp. was the largest mortgage company, Tioga State Bank, N.A. the largest bank and Visions Federal Credit Union the largest credit union. Among lenders headquartered in New York, Visions Federal Credit Union led with 26 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New York. State mortgage recording tax of 0.5 percent plus a 0.25 percent special additional tax (paid by the lender on one to six family homes) and 0.25 percent more in the MCTD counties; in New York City the combined rate is 2.05 percent under $500,000 and 2.175 percent at or above, of which the borrower effectively pays 1.8 or 1.925 percent. State transfer tax is $2 per $500 plus a 1 percent mansion tax on homes of $1 million or more; NYC adds its own 1 to 1.425 percent RPTT. A CEMA (consolidation, extension and modification agreement) assigns the old mortgage to the new lender so recording tax is paid only on new money, and is standard practice for refinances and many purchases.
More New York Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Endwell, NY
By home loans closed in 2025, Visions Federal Credit Union was the largest mortgage lender in Endwell, New York with 26 loans, about 12.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
16 lenders closed FHA loans in Endwell, New York in 2025, led by Homestead Funding Corp. with 4. 6 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 8 credit unions closed home loans in Endwell, New York in 2025, alongside 24 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Endwell, New York during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Endwell, New York for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Endwell. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
