Mortgage Lenders and Brokers in East Hampton, New York
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
East Hampton, New York mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA66 Main Street, East Hampton, NY 11937A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA14 Newtown Ln, East Hampton, NY 11937A+5.0 ★Texas Ratio: 4.14%, M&T BankM&T Bank99 Newtown Ln, East Hampton, NY 11937A+5.0 ★Texas Ratio: 4.11%, Citizens Bank, NACitizens Bank, NA1440 Central Ave, Albany, NY 12205A+5.0 ★Texas Ratio: 5.44%, Citibank, NACitibank, NA1000 Willis Ave, Albertson, NY 11507A+5.0 ★Texas Ratio: 2.82%, TD BankTD Bank125 State St, Albany, NY 12207A+5.0 ★Texas Ratio: 3.71%, Goldman Sachs Bank USAGoldman Sachs Bank USA200 West St, New York, NY 10282A+5.0 ★Texas Ratio: 4.32%, Morgan Stanley Private Bank NAMorgan Stanley Private Bank NA2000 Westchester Ave, Purchase, NY 10577A4.8 ★Texas Ratio: 2.45%, Wells Fargo Bank NAWells Fargo Bank NA921 Saw Mill River Rd, Ardsley, NY 10502A+5.0 ★Texas Ratio: 5.36%, and PNC Bank N.A.PNC Bank N.A.200 Broadway, New York, NY 10038A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in East Hampton, New York in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in East Hampton are listed first, then lenders elsewhere in New York, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in East Hampton, New York
Market share is the lender's share of all home loans closed in East Hampton, New York. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in East Hampton 66 Main Street, East Hampton, NY 11937 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 5 +1 HELOCs |
15.6% | 85.7% | $4,973,000 | View |
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1 office in East Hampton 14 Newtown Ln, East Hampton, NY 11937 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 2 +3 HELOCs |
6.2% | 100% | $14,690,000 | View |
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1 office in East Hampton 99 Newtown Ln, East Hampton, NY 11937 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1440 Central Ave, Albany, NY 12205 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 5 +3 HELOCs |
15.6% | 71.4% | $8,831,000 | View |
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1000 Willis Ave, Albertson, NY 11507 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo, HELOC | 4 +1 HELOCs |
12.5% | 100% | $4,280,000 | View |
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125 State St, Albany, NY 12207 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo | 3 | 9.4% | 75% | $2,485,000 | View |
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200 West St, New York, NY 10282 A+5.0 ★Texas Ratio: 4.32% |
Conventional, Jumbo | 2 | 6.2% | 100% | $4,355,000 | View |
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2000 Westchester Ave, Purchase, NY 10577 A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 2 | 6.2% | 100% | $1,750,000 | View |
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921 Saw Mill River Rd, Ardsley, NY 10502 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 1 | 3.1% | 100% | $1,925,000 | View |
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★ 1.7 stars, 3 reviews 200 Broadway, New York, NY 10038 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 3.1% | 100% | $605,000 | View |
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425 Broadhollow Rd, Melville, NY 11747 A+5.0 ★Texas Ratio: 5.55% |
Conventional, Jumbo | 1 | 3.1% | 100% | $8,445,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 2 | 6.2% | 100% | $4,745,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 1 | 3.1% | 100% | $1,275,000 | View |
CrossCountry Mortgage, LLC
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Conventional, Jumbo | 1 | 3.1% | 100% | $2,005,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 3.1% | 100% | $755,000 | View |
Plaza Home Mortgage, Inc
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Conventional | 1 | 3.1% | 100% | $225,000 |
East Hampton Mortgage Rate Trends
Daily average mortgage rates for New York compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in East Hampton, New York
Looking for mortgage lenders near me or mortgage brokers near me in East Hampton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in East Hampton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in East Hampton, NY
Use these to narrow the list above. Each category shows how many East Hampton, NY lenders fit and what that kind of lender is usually best for.
Who Lends in East Hampton, NY
Independent mortgage companies closed 6.2 percent of home loans in East Hampton, New York in 2025, banks 93.8 percent and credit unions 0 percent. CrossCountry Mortgage, LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank. Among lenders headquartered in New York, M&T Bank led with 0 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New York. State mortgage recording tax of 0.5 percent plus a 0.25 percent special additional tax (paid by the lender on one to six family homes) and 0.25 percent more in the MCTD counties; in New York City the combined rate is 2.05 percent under $500,000 and 2.175 percent at or above, of which the borrower effectively pays 1.8 or 1.925 percent. State transfer tax is $2 per $500 plus a 1 percent mansion tax on homes of $1 million or more; NYC adds its own 1 to 1.425 percent RPTT. A CEMA (consolidation, extension and modification agreement) assigns the old mortgage to the new lender so recording tax is paid only on new money, and is standard practice for refinances and many purchases.
More New York Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in East Hampton, NY
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in East Hampton, New York with 5 loans, about 15.6 percent of the market. The largest lender headquartered in New York was M&T Bank with 0 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 0 credit unions closed home loans in East Hampton, New York in 2025, alongside 2 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in East Hampton, New York during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in East Hampton, New York for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up East Hampton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
