Mortgage Lenders and Brokers in Gardnerville Ranchos, Nevada
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Gardnerville Ranchos, Nevada mortgage lenders include US Bank, N.A.US Bank, N.A.3405 Market St, Carson City, NV 89706A+5.0 ★Texas Ratio: 2.85%, Greater Nevada MortgageGreater Nevada Mortgage4070 Silver Sage Dr, Carson City, NV 89701F1.0 ★Texas Ratio: 55.97%, Bank of America NABank of America NA947 Topsy Ln, Carson City, NV 89705A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3883 S Carson St, Carson City, NV 89701A+5.0 ★Texas Ratio: 3.68%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.1811 College Pkwy, Carson City, NV 89706A+5.0 ★Texas Ratio: 3.72%, Glacier BankGlacier Bank4222 S Carson St, Carson City, NV 89701A+5.0 ★Texas Ratio: 1.87%, Wells Fargo Bank NAWells Fargo Bank NA1000 Broyles Ranch Rd, Battle Mountain, NV 89820A+5.0 ★Texas Ratio: 5.36%, BMO Harris Bank NABMO Harris Bank NA2976 N Carson St, Carson City, NV 89706A+5.0 ★Texas Ratio: 3.54%, City National BankCity National Bank8475 S Eastern Ave, Las Vegas, NV 89123A+5.0 ★Texas Ratio: 5.55%, and Silver State Schools Credit UnSilver State Schools Credit UnLas Vegas, NV. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Gardnerville Ranchos, Nevada in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Gardnerville Ranchos are listed first, then lenders elsewhere in Nevada, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Gardnerville Ranchos, Nevada
Market share is the lender's share of all home loans closed in Gardnerville Ranchos, Nevada. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3405 Market St, Carson City, NV 89706 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, Jumbo, HELOC | 13 +3 HELOCs |
6.1% | 73.7% | $621,153 | View |
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4070 Silver Sage Dr, Carson City, NV 89701 F1.0 ★Texas Ratio: 55.97% |
Conventional, HELOC | 8 +6 HELOCs |
3.7% | 88.9% | $383,750 | View |
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947 Topsy Ln, Carson City, NV 89705 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 3 +2 HELOCs |
1.4% | 100% | $755,000 | View |
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3883 S Carson St, Carson City, NV 89701 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 2 | 0.9% | 66.7% | $1,195,000 | View |
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1811 College Pkwy, Carson City, NV 89706 A+5.0 ★Texas Ratio: 3.72% |
Conventional, HELOC | 1 +3 HELOCs |
0.5% | 100% | $685,000 | View |
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4222 S Carson St, Carson City, NV 89701 A+5.0 ★Texas Ratio: 1.87% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 50% | $265,000 | View |
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1000 Broyles Ranch Rd, Battle Mountain, NV 89820 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.5% | 50% | $105,000 | View |
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2976 N Carson St, Carson City, NV 89706 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.5% | 100% | $55,000 | View |
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8475 S Eastern Ave, Las Vegas, NV 89123 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.5% | 100% | $505,000 | View |
Silver State Schools Credit Un
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Conventional | 1 | 0.5% | 100% | $15,000 | |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $155,000 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 27 | 12.6% | 87.5% | $221,296 | |
Guild Mortgage Company
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Conventional, FHA, VA | 23 | 10.7% | 100% | $423,695 | |
Mason-McDuffie Mortgage Corporation
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Conventional, VA, Jumbo | 16 | 7.5% | 100% | $370,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo | 13 | 6.1% | 100% | $507,307 | |
New American Funding, LLC.
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Conventional, FHA | 8 | 3.7% | 100% | $380,000 | |
Alameda Mortgage Corporation
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Conventional, FHA | 6 | 2.8% | 100% | $308,333 | |
CrossCountry Mortgage, LLC
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Conventional, VA, Jumbo, HELOC | 5 +2 HELOCs |
2.3% | 100% | $543,000 | |
Newrez LLC
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Conventional, VA, Jumbo | 5 | 2.3% | 83.3% | $637,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 5 | 2.3% | 85.7% | $289,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 4 | 1.9% | 100% | $375,000 | |
Mortgage Research Center
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Conventional, VA | 4 | 1.9% | 100% | $470,000 | |
United Federal Credit Union
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Conventional, HELOC | 3 +4 HELOCs |
1.4% | 60% | $171,666 | |
Primelending
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Conventional, VA | 3 | 1.4% | 100% | $288,333 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, Jumbo | 3 | 1.4% | 100% | $1,238,333 | View |
Cardinal Financial Company, Li
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Conventional, FHA | 3 | 1.4% | 100% | $211,666 | |
American Pacific Mortgage Corporation
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Conventional, Jumbo | 3 | 1.4% | 100% | $611,666 | |
The Loan Store, Inc
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Conventional | 3 | 1.4% | 100% | $355,000 | |
Lakeview Loan Servicing, LLC
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Conventional, VA | 2 | 0.9% | 50% | $285,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.9% | 40% | $45,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.9% | 100% | $410,000 | |
El Dorado Savings Bank
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Conventional | 2 | 0.9% | 66.7% | $225,000 | |
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A+5.0 ★Texas Ratio: 3.12% |
VA, Jumbo | 2 | 0.9% | 100% | $800,000 | View |
Summit Funding.Inc
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Conventional, VA | 2 | 0.9% | 100% | $465,000 | |
Mutual of Omaha Mortgage
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Conventional | 2 | 0.9% | 100% | $235,000 | |
Carrington Mortgage Services LLC
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Conventional | 2 | 0.9% | 100% | $65,000 | |
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A5.0 ★Texas Ratio: 8.33% |
Conventional, HELOC | 1 +5 HELOCs |
0.5% | 100% | $55,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.5% | 50% | $465,000 | |
Goodleap, LLC
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Conventional | 1 | 0.5% | 100% | $65,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $235,000 | |
Nbkc Bank
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Conventional | 1 | 0.5% | 100% | $805,000 | |
Kind Lending, LLC
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Conventional, Jumbo | 1 | 0.5% | 50% | $955,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $465,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
FHA | 1 | 0.5% | 100% | $455,000 | View |
Deephaven Mortgage LLC
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Conventional | 1 | 0.5% | 100% | $405,000 | |
HomeBridge Financial Services, Inc
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FHA | 1 | 0.5% | 100% | $515,000 | |
American Financing Corporation
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Conventional | 1 | 0.5% | 100% | $145,000 | |
Ameritrust Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $415,000 | |
New Day Financial, LLC.
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VA | 1 | 0.5% | 100% | $395,000 | |
Evergreen Moneysource Mortgage Company
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Conventional | 1 | 0.5% | 100% | $805,000 | |
Encompass Lending Group, L.P.
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Conventional | 1 | 0.5% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.5% | 100% | $55,000 | View |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.5% | 100% | $505,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.5% | 100% | $705,000 | View |
Mission Loans, LLC
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Conventional | 1 | 0.5% | 100% | $55,000 | |
Iserve Residential Lending
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FHA | 1 | 0.5% | 100% | $495,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.5% | 50% | $355,000 | View |
Logan Finance Corporation
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Conventional | 1 | 0.5% | 100% | $435,000 | |
ClearEdge Lending LLC
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Conventional, Jumbo | 1 | 0.5% | 100% | $905,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.5% | 100% | $55,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
FHA | 1 | 0.5% | 100% | $555,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.5% | 100% | $435,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.5% | 33.3% | $125,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.5% | 100% | $375,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.5% | 100% | $215,000 | View |
Flyhomes Mortgage LLC
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Conventional | 1 | 0.5% | 100% | $685,000 | |
Griffin Funding Inc.
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FHA | 1 | 0.5% | 100% | $455,000 | |
Alliant Credit Union
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
loanDepot.com LLC
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
Pentagon Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Movement Mortgage, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Nuvision Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Gardnerville Ranchos Mortgage Rate Trends
Daily average mortgage rates for Nevada compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Gardnerville Ranchos, Nevada
Looking for mortgage lenders near me or mortgage brokers near me in Gardnerville Ranchos? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Gardnerville Ranchos in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Gardnerville Ranchos, NV
Use these to narrow the list above. Each category shows how many Gardnerville Ranchos, NV lenders fit and what that kind of lender is usually best for.
Who Lends in Gardnerville Ranchos, NV
Independent mortgage companies closed 76.2 percent of home loans in Gardnerville Ranchos, Nevada in 2025, banks 17.3 percent and credit unions 6.5 percent. Nations Direct Mortgage, LLC was the largest mortgage company, US Bank, N.A. the largest bank and Greater Nevada Mortgage the largest credit union. Among lenders headquartered in Nevada, Greater Nevada Mortgage led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Nevada. Real property transfer tax of $1.95 per $500 of value statewide (about 0.39 percent), $2.05 per $500 in Washoe and Churchill counties, and $2.55 per $500 (0.51 percent) in Clark County; buyer and seller are jointly liable and the seller customarily pays. No mortgage recording tax.
More Nevada Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Gardnerville Ranchos, NV
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Gardnerville Ranchos, Nevada with 13 loans, about 6.1 percent of the market. The largest lender headquartered in Nevada was Greater Nevada Mortgage with 8 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in Gardnerville Ranchos, Nevada in 2025, led by New American Funding, LLC. with 5. 14 lenders closed VA loans, led by Guild Mortgage Company. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 9 credit unions closed home loans in Gardnerville Ranchos, Nevada in 2025, alongside 46 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Gardnerville Ranchos, Nevada during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Gardnerville Ranchos, Nevada for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Gardnerville Ranchos. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
