Mortgage Lenders and Brokers in Gardnerville, Nevada
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Gardnerville, Nevada mortgage lenders include US Bank, N.A.US Bank, N.A.1525 Us Highway 395 N, Gardnerville, NV 89410A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA1542 Us Highway 395 N, Gardnerville, NV 89410A+5.0 ★Texas Ratio: 5.36%, Glacier BankGlacier Bank1299 Us Highway 395 N, Gardnerville, NV 89410A+5.0 ★Texas Ratio: 1.87%, Greater Nevada MortgageGreater Nevada Mortgage4070 Silver Sage Dr, Carson City, NV 89701F1.0 ★Texas Ratio: 55.97%, Bank of America NABank of America NA947 Topsy Ln, Carson City, NV 89705A+5.0 ★Texas Ratio: 4.14%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.1811 College Pkwy, Carson City, NV 89706A+5.0 ★Texas Ratio: 3.72%, Guild Mortgage Company, Rocket Mortgage, United Wholesale Mortgage, and Mason-McDuffie Mortgage Corporation. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Gardnerville, Nevada in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Gardnerville are listed first, then lenders elsewhere in Nevada, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Gardnerville, Nevada
Market share is the lender's share of all home loans closed in Gardnerville, Nevada. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Gardnerville 1525 Us Highway 395 N, Gardnerville, NV 89410 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 11 +4 HELOCs |
9.6% | 91.7% | $335,000 | View |
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1 office in Gardnerville 1542 Us Highway 395 N, Gardnerville, NV 89410 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.9% | 100% | $375,000 | View |
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1 office in Gardnerville 1299 Us Highway 395 N, Gardnerville, NV 89410 A+5.0 ★Texas Ratio: 1.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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4070 Silver Sage Dr, Carson City, NV 89701 F1.0 ★Texas Ratio: 55.97% |
Conventional, HELOC | 6 +3 HELOCs |
5.3% | 100% | $315,000 | View |
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947 Topsy Ln, Carson City, NV 89705 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1811 College Pkwy, Carson City, NV 89706 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guild Mortgage Company
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Conventional, FHA, VA | 25 | 21.9% | 92.6% | $348,600 | |
Rocket Mortgage
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Conventional, FHA, VA | 14 | 12.3% | 100% | $246,428 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 10 +1 HELOCs |
8.8% | 90.9% | $394,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional, VA | 9 | 7.9% | 100% | $383,888 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 3 | 2.6% | 100% | $501,666 | |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 2.6% | 66.7% | $455,000 | |
United Federal Credit Union
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Conventional, HELOC | 2 +3 HELOCs |
1.8% | 100% | $45,000 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 2 +1 HELOCs |
1.8% | 66.7% | $355,000 | |
Premier Mortgage Resources, LLC
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Conventional, VA | 2 | 1.8% | 100% | $395,000 | |
Newrez LLC
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VA | 2 | 1.8% | 100% | $475,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 1.8% | 100% | $305,000 | |
loanDepot.com LLC
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Conventional | 2 | 1.8% | 100% | $90,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 2 | 1.8% | 100% | $600,000 | |
The Loan Store, Inc
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Conventional | 2 | 1.8% | 100% | $500,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.9% | 100% | $335,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.9% | 100% | $225,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.9% | 100% | $35,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.9% | 100% | $155,000 | View |
HomeBridge Financial Services, Inc
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FHA | 1 | 0.9% | 100% | $435,000 | |
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A+5.0 ★Texas Ratio: 1.95% |
VA | 1 | 0.9% | 100% | $465,000 | View |
Mortgage Research Center
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VA | 1 | 0.9% | 50% | $515,000 | |
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A5.0 ★Texas Ratio: 8.33% |
Conventional | 1 | 0.9% | 100% | $65,000 | |
SnapFi, Inc.
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Conventional | 1 | 0.9% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.9% | 100% | $435,000 | View |
Summit Funding.Inc
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Conventional | 1 | 0.9% | 100% | $645,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.9% | 100% | $335,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.9% | 100% | $245,000 | |
First Technology Federal Credit Union
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Conventional | 1 | 0.9% | 100% | $245,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.9% | 100% | $65,000 | |
Griffin Funding Inc.
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Conventional | 1 | 0.9% | 100% | $185,000 | |
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Firefighters First Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Gardnerville Mortgage Rate Trends
Daily average mortgage rates for Nevada compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Gardnerville, Nevada
Looking for mortgage lenders near me or mortgage brokers near me in Gardnerville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Gardnerville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Gardnerville, NV
Use these to narrow the list above. Each category shows how many Gardnerville, NV lenders fit and what that kind of lender is usually best for.
Who Lends in Gardnerville, NV
Independent mortgage companies closed 78.9 percent of home loans in Gardnerville, Nevada in 2025, banks 12.3 percent and credit unions 8.8 percent. Guild Mortgage Company was the largest mortgage company, US Bank, N.A. the largest bank and Greater Nevada Mortgage the largest credit union. Among lenders headquartered in Nevada, Greater Nevada Mortgage led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Nevada. Real property transfer tax of $1.95 per $500 of value statewide (about 0.39 percent), $2.05 per $500 in Washoe and Churchill counties, and $2.55 per $500 (0.51 percent) in Clark County; buyer and seller are jointly liable and the seller customarily pays. No mortgage recording tax.
More Nevada Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Gardnerville, NV
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Gardnerville, Nevada with 11 loans, about 9.6 percent of the market. The largest lender headquartered in Nevada was Greater Nevada Mortgage with 6 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Gardnerville, Nevada in 2025, led by Rocket Mortgage with 3. 10 lenders closed VA loans, led by Guild Mortgage Company. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 7 banks and 6 credit unions closed home loans in Gardnerville, Nevada in 2025, alongside 25 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Gardnerville, Nevada during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Gardnerville, Nevada for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Gardnerville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
