Mortgage Lenders and Brokers in Richwood, Louisiana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Richwood, Louisiana mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 Charity St, Abbeville, LA 70510A+5.0 ★Texas Ratio: 3.68%, Homeland Federal Savings BankHomeland Federal Savings Bank7840 Highway 165, Columbia, LA 71418B+4.8 ★Texas Ratio: 17.32%, Ouachita Valley FCUOuachita Valley FCU3170 Sterlington Rd, Monroe, LA 71203A+5.0 ★Texas Ratio: 3.64%, Guaranty Bank & Trust Company of Delhi, LouisianaGuaranty Bank & Trust Company of Delhi, Louisiana120 Oak St, Delhi, LA 71232A5.0 ★Texas Ratio: 13.90%, Century Next BankCentury Next Bank2450 Tower Dr, Monroe, LA 71201A+5.0 ★Texas Ratio: 1.03%, CLB The Community BankCLB The Community Bank500 Bushley St, Harrisonburg, LA 71340A-5.0 ★Texas Ratio: 14.91%, Louisiana National BankLouisiana National Bank1081 Hazel St, Arcadia, LA 71001B+4.8 ★Texas Ratio: 16.90%, Sabine State Bank and Trust CompanySabine State Bank and Trust Company4716 Jackson St, Alexandria, LA 71303B4.5 ★Texas Ratio: 21.37%, Progressive BankProgressive BankMonroe, LAA5.0 ★Texas Ratio: 12.78%, and Eustis Mortgage CorpEustis Mortgage CorpNew Orleans, LAA+5.0 ★Texas Ratio: 3.34%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Richwood, Louisiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Richwood are listed first, then lenders elsewhere in Louisiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Richwood, Louisiana
Market share is the lender's share of all home loans closed in Richwood, Louisiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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500 Charity St, Abbeville, LA 70510 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 10% | 100% | $58,333 | View |
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7840 Highway 165, Columbia, LA 71418 B+4.8 ★Texas Ratio: 17.32% |
Conventional | 3 | 10% | 100% | $55,000 | View |
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3170 Sterlington Rd, Monroe, LA 71203 A+5.0 ★Texas Ratio: 3.64% |
Conventional | 1 | 3.3% | 100% | $45,000 | View |
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120 Oak St, Delhi, LA 71232 A5.0 ★Texas Ratio: 13.90% |
Conventional | 1 | 3.3% | 100% | $55,000 | View |
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2450 Tower Dr, Monroe, LA 71201 A+5.0 ★Texas Ratio: 1.03% |
Conventional | 1 | 3.3% | 100% | $25,000 | View |
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500 Bushley St, Harrisonburg, LA 71340 A-5.0 ★Texas Ratio: 14.91% |
Conventional | 1 | 3.3% | 100% | $255,000 | View |
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1081 Hazel St, Arcadia, LA 71001 B+4.8 ★Texas Ratio: 16.90% |
Conventional | 1 | 3.3% | 100% | $45,000 | View |
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4716 Jackson St, Alexandria, LA 71303 B4.5 ★Texas Ratio: 21.37% |
USDA | 1 | 3.3% | 50% | $85,000 | View |
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A5.0 ★Texas Ratio: 12.78% |
Conventional | 1 | 3.3% | 100% | $95,000 | View |
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A+5.0 ★Texas Ratio: 3.34% |
VA | 1 | 3.3% | 100% | $165,000 | View |
21St Mortgage
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Conventional | 4 | 13.3% | 45.5% | $107,500 | |
Mortgage Research Center
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VA | 2 | 6.7% | 100% | $180,000 | |
American Financial Resources LLC
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FHA | 1 | 3.3% | 100% | $155,000 | |
Newrez LLC
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FHA | 1 | 3.3% | 100% | $175,000 | |
loanDepot.com LLC
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Conventional | 1 | 3.3% | 16.7% | $95,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 3.3% | 41.7% | $95,000 | |
Movement Mortgage, LLC
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FHA | 1 | 3.3% | 100% | $205,000 | |
Union Home Mortgage Corp.
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USDA | 1 | 3.3% | 100% | $95,000 | |
New Day Financial, LLC.
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VA | 1 | 3.3% | 50% | $175,000 | |
Planet Home Lending, LLC
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VA | 1 | 3.3% | 100% | $105,000 | |
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A+5.0 ★Texas Ratio: 1.39% |
VA | 1 | 3.3% | 100% | $165,000 | View |
Carrington Mortgage Services LLC
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FHA | 1 | 3.3% | 50% | $85,000 |
Richwood Mortgage Rate Trends
Daily average mortgage rates for Louisiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Richwood, Louisiana
Looking for mortgage lenders near me or mortgage brokers near me in Richwood? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Richwood in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Richwood, LA
Use these to narrow the list above. Each category shows how many Richwood, LA lenders fit and what that kind of lender is usually best for.
Who Lends in Richwood, LA
Independent mortgage companies closed 53.3 percent of home loans in Richwood, Louisiana in 2025, banks 43.3 percent and credit unions 3.3 percent. Eustis Mortgage Corp was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Ouachita Valley FCU the largest credit union. Among lenders headquartered in Louisiana, Homeland Federal Savings Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Louisiana. None at the state level (the Louisiana Constitution bans new real estate transfer taxes); New Orleans charges a flat $325 documentary transaction tax on each sale and on each mortgage of $9,000 or more.
More Louisiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Richwood, LA
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Richwood, Louisiana with 3 loans, about 10 percent of the market. The largest lender headquartered in Louisiana was Homeland Federal Savings Bank with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in Richwood, Louisiana in 2025, led by American Financial Resources LLC with 1. 5 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 1 credit unions closed home loans in Richwood, Louisiana in 2025, alongside 12 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Richwood, Louisiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Richwood, Louisiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Richwood. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
