Mortgage Lenders and Brokers in Paincourtville, Louisiana
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Paincourtville, Louisiana mortgage lenders include First American Bank and TrustFirst American Bank and Trust5412 Jones Creek Rd, Baton Rouge, LA 70817A5.0 ★Texas Ratio: 6.75%, Hancock Whitney BankHancock Whitney Bank29435 S Montpelier Rd, Albany, LA 70711A+5.0 ★Texas Ratio: 3.41%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 Charity St, Abbeville, LA 70510A+5.0 ★Texas Ratio: 3.68%, Neighbors Federal Credit UnionNeighbors Federal Credit Union12529 Perkins Rd, Baton Rouge, LA 70810A5.0 ★Texas Ratio: 8.95%, Wymar Federal Credit UnionWymar Federal Credit Union37269 Highway 30, Geismar, LA 70734A+5.0 ★Texas Ratio: 4.80%, Campus Federal Credit UnionCampus Federal Credit Union6230 Perkins Rd, Baton Rouge, LA 70808A+5.0 ★Texas Ratio: 1.21%, Gmfs, LLCGmfs, LLCBaton Rouge, LA, Newrez LLC, Rocket Mortgage, and United Wholesale Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Paincourtville, Louisiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Paincourtville are listed first, then lenders elsewhere in Louisiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Paincourtville, Louisiana
Market share is the lender's share of all home loans closed in Paincourtville, Louisiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
5412 Jones Creek Rd, Baton Rouge, LA 70817 A5.0 ★Texas Ratio: 6.75% |
Conventional | 4 | 12.5% | 100% | $60,000 | View |
|
★ 4 stars, 3 reviews 29435 S Montpelier Rd, Albany, LA 70711 A+5.0 ★Texas Ratio: 3.41% |
Conventional, HELOC | 2 +1 HELOCs |
6.2% | 100% | $90,000 | View |
|
500 Charity St, Abbeville, LA 70510 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 3.1% | 100% | $275,000 | View |
|
12529 Perkins Rd, Baton Rouge, LA 70810 A5.0 ★Texas Ratio: 8.95% |
Conventional | 1 | 3.1% | 100% | $75,000 | View |
|
37269 Highway 30, Geismar, LA 70734 A+5.0 ★Texas Ratio: 4.80% |
Conventional | 1 | 3.1% | 100% | $105,000 | View |
|
6230 Perkins Rd, Baton Rouge, LA 70808 A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 3.1% | 100% | $65,000 | View |
Gmfs, LLC
|
Conventional | 2 | 6.2% | 100% | $320,000 | |
Newrez LLC
|
Conventional, VA, USDA | 5 | 15.6% | 100% | $169,000 | |
Rocket Mortgage
|
Conventional, FHA | 3 | 9.4% | 66.7% | $118,333 | |
United Wholesale Mortgage
|
FHA | 2 | 6.2% | 100% | $185,000 | |
Geneva Financial LLC
|
FHA | 2 | 6.2% | 100% | $200,000 | |
21St Mortgage
|
Conventional | 2 | 6.2% | 28.6% | $105,000 | |
Cornerstone First Mortgage, LLC
|
FHA | 1 | 3.1% | 100% | $225,000 | |
Triad Financial Services, Inc.
|
Conventional | 1 | 3.1% | 25% | $135,000 | |
loanDepot.com LLC
|
Conventional | 1 | 3.1% | 100% | $75,000 | |
Network Funding, L.P.
|
USDA | 1 | 3.1% | 50% | $125,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 3.1% | 16.7% | $75,000 | |
Carrington Mortgage Services LLC
|
Conventional | 1 | 3.1% | 50% | $105,000 |
Paincourtville Mortgage Rate Trends
Daily average mortgage rates for Louisiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Paincourtville, Louisiana
Looking for mortgage lenders near me or mortgage brokers near me in Paincourtville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Paincourtville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Paincourtville, LA
Use these to narrow the list above. Each category shows how many Paincourtville, LA lenders fit and what that kind of lender is usually best for.
Who Lends in Paincourtville, LA
Independent mortgage companies closed 68.8 percent of home loans in Paincourtville, Louisiana in 2025, banks 21.9 percent and credit unions 9.4 percent. Gmfs, LLC was the largest mortgage company, First American Bank and Trust the largest bank and Neighbors Federal Credit Union the largest credit union. Among lenders headquartered in Louisiana, First American Bank and Trust led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Louisiana. None at the state level (the Louisiana Constitution bans new real estate transfer taxes); New Orleans charges a flat $325 documentary transaction tax on each sale and on each mortgage of $9,000 or more.
More Louisiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Paincourtville, LA
By home loans closed in 2025, First American Bank and Trust was the largest mortgage lender in Paincourtville, Louisiana with 4 loans, about 12.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in Paincourtville, Louisiana in 2025, led by Rocket Mortgage with 2. 1 lenders closed VA loans, led by Newrez LLC, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 3 banks and 3 credit unions closed home loans in Paincourtville, Louisiana in 2025, alongside 12 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Paincourtville, Louisiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Paincourtville, Louisiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Paincourtville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
