New Roads, Louisiana mortgage lenders include Regions BankRegions Bank107 E Main St, New Roads, LA 70760A+5.0 ★Texas Ratio: 4.37%, Guaranty Bank and Trust CompanGuaranty Bank and Trust CompanNew Roads, LA, Synergy BankSynergy Bank805 Hospital Rd, New Roads, LA 70760A5.0 ★Texas Ratio: 10.76%, Hancock Whitney BankHancock Whitney Bank29435 S Montpelier Rd, Albany, LA 70711A+5.0 ★Texas Ratio: 3.41%, The Cottonport BankThe Cottonport Bank420 Hospital Rd, New Roads, LA 70760A+5.0 ★Texas Ratio: 5.05%, Gulf Coast Bank and TrustGulf Coast Bank and Trust4000 S Sherwood Forest Blvd, Baton Rouge, LA 70816A5.0 ★Texas Ratio: 11.57%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 Charity St, Abbeville, LA 70510A+5.0 ★Texas Ratio: 3.68%, Neighbors Federal Credit UnionNeighbors Federal Credit Union12529 Perkins Rd, Baton Rouge, LA 70810A5.0 ★Texas Ratio: 8.95%, Landmark BankLandmark Bank12225 Saint Helena St, Clinton, LA 70722B+4.8 ★Texas Ratio: 17.80%, and Rayne State Bank & Trust CoRayne State Bank & Trust Co4200 N University Ave, Carencro, LA 70520A+5.0 ★Texas Ratio: 2.57%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in New Roads, Louisiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in New Roads are listed first, then lenders elsewhere in Louisiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in New Roads, Louisiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
2 offices in New Roads 107 E Main St, New Roads, LA 70760 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 3 +3 HELOCs |
4% | 80% | $71,666 | View |
Guaranty Bank and Trust Compan
|
Conventional | 4 | 5.3% | 80% | $85,000 | |
|
805 Hospital Rd, New Roads, LA 70760 A5.0 ★Texas Ratio: 10.76% |
Conventional | 9 | 12% | 58.8% | $117,222 | View |
|
★ 4 stars, 3 reviews 29435 S Montpelier Rd, Albany, LA 70711 A+5.0 ★Texas Ratio: 3.41% |
Conventional, USDA | 5 | 6.7% | 100% | $281,000 | View |
|
420 Hospital Rd, New Roads, LA 70760 A+5.0 ★Texas Ratio: 5.05% |
Conventional | 3 | 4% | 100% | $148,333 | View |
|
4000 S Sherwood Forest Blvd, Baton Rouge, LA 70816 A5.0 ★Texas Ratio: 11.57% |
FHA, USDA | 2 | 2.7% | 100% | $150,000 | View |
|
500 Charity St, Abbeville, LA 70510 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.3% | 100% | $205,000 | View |
|
12529 Perkins Rd, Baton Rouge, LA 70810 A5.0 ★Texas Ratio: 8.95% |
Conventional | 1 | 1.3% | 25% | $105,000 | View |
|
12225 Saint Helena St, Clinton, LA 70722 B+4.8 ★Texas Ratio: 17.80% |
Conventional | 1 | 1.3% | 100% | $115,000 | View |
|
4200 N University Ave, Carencro, LA 70520 A+5.0 ★Texas Ratio: 2.57% |
Conventional | 1 | 1.3% | 100% | $365,000 | View |
|
10719 Airline Hwy, Baton Rouge, LA 70816 4213 A+5.0 ★Texas Ratio: 3.39% |
Conventional | 1 | 1.3% | 20% | $245,000 | View |
|
5631 Coliseum Blvd, Alexandria, LA 71303 A+5.0 ★Texas Ratio: 0.70% |
Conventional | 1 | 1.3% | 100% | $335,000 | View |
|
4716 Jackson St, Alexandria, LA 71303 B4.5 ★Texas Ratio: 21.37% |
FHA | 1 | 1.3% | 100% | $365,000 | View |
|
1930 Gus Kaplan Dr, Alexandria, LA 71301 A5.0 ★Texas Ratio: 7.48% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Assurance Financial Group, L.L.C.
|
Conventional | 2 | 2.7% | 66.7% | $280,000 | |
|
A+5.0 ★Texas Ratio: 3.34% |
FHA | 1 | 1.3% | 100% | $155,000 | View |
Standard Mortgage Corporation
|
Conventional | 1 | 1.3% | 100% | $115,000 | |
|
A+5.0 ★Texas Ratio: 3.16% |
Conventional | 8 | 10.7% | 100% | $288,750 | View |
Freedom Mortgage Corporation
|
FHA, VA | 4 | 5.3% | 100% | $350,000 | |
Synergy One Lending, Inc.
|
Conventional, FHA | 4 | 5.3% | 100% | $235,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 4 | 5.3% | 45.5% | $97,500 | |
Rocket Mortgage
|
Conventional, FHA | 3 | 4% | 75% | $125,000 | |
21St Mortgage
|
Conventional | 3 | 4% | 37.5% | $145,000 | |
United Wholesale Mortgage
|
Conventional, VA, HELOC | 2 +1 HELOCs |
2.7% | 66.7% | $185,000 | |
American Financial Resources LLC
|
Conventional, USDA | 2 | 2.7% | 100% | $225,000 | |
Royal United Mortgage LLC
|
Conventional | 1 | 1.3% | 100% | $155,000 | |
Newrez LLC
|
FHA | 1 | 1.3% | 50% | $155,000 | |
Triad Financial Services, Inc.
|
Conventional | 1 | 1.3% | 31.2% | $95,000 | |
Movement Mortgage, LLC
|
FHA | 1 | 1.3% | 100% | $95,000 | |
Union Home Mortgage Corp.
|
Conventional | 1 | 1.3% | 100% | $345,000 | |
Geneva Financial LLC
|
FHA | 1 | 1.3% | 100% | $145,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 1.3% | 100% | $125,000 | |
Tammac Holdings Corporation
|
Conventional | 1 | 1.3% | 33.3% | $175,000 | |
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Louisiana compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in New Roads? The list below shows the banks, credit unions and mortgage brokers that closed home loans in New Roads in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many New Roads, LA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 44 percent of home loans in New Roads, Louisiana in 2025, banks 52 percent and credit unions 4 percent. Assurance Financial Group, L.L.C. was the largest mortgage company, Regions Bank the largest bank and Neighbors Federal Credit Union the largest credit union. Among lenders headquartered in Louisiana, Guaranty Bank and Trust Compan led with 4 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Louisiana. None at the state level (the Louisiana Constitution bans new real estate transfer taxes); New Orleans charges a flat $325 documentary transaction tax on each sale and on each mortgage of $9,000 or more.
By home loans closed in 2025, Regions Bank was the largest mortgage lender in New Roads, Louisiana with 3 loans, about 4 percent of the market. The largest lender headquartered in Louisiana was Guaranty Bank and Trust Compan with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in New Roads, Louisiana in 2025, led by Freedom Mortgage Corporation with 2. 2 lenders closed VA loans, led by Freedom Mortgage Corporation, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 4 credit unions closed home loans in New Roads, Louisiana in 2025, alongside 18 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in New Roads, Louisiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in New Roads, Louisiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up New Roads. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.