Mortgage Lenders and Brokers in Franklinton, Louisiana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Franklinton, Louisiana mortgage lenders include Hancock Whitney BankHancock Whitney Bank919 Washington St, Franklinton, LA 70438A+5.0 ★Texas Ratio: 3.41%, Citizens Savings BankCitizens Savings Bank828 Main St, Franklinton, LA 70438A+5.0 ★Texas Ratio: 5.20%, Fidelity BankFidelity Bank5643 Corporate Blvd, Baton Rouge, LA 70808A5.0 ★Texas Ratio: 6.25%, Bank of LouisianaBank of Louisiana38307 Highway 30, Gonzales, LA 70737B+4.8 ★Texas Ratio: 17.18%, First Horizon BankFirst Horizon Bank14150 Coursey Blvd, Baton Rouge, LA 70817A+5.0 ★Texas Ratio: 5.76%, Onpath Federal Credit UnionOnpath Federal Credit Union112 E 32nd Ave, Covington, LA 70433 1748, Gmfs, LLCGmfs, LLCBaton Rouge, LA, Eustis Mortgage CorpEustis Mortgage CorpNew Orleans, LAA+5.0 ★Texas Ratio: 3.34%, Pelican State Credit UnionPelican State Credit UnionBaton Rouge, LAA5.0 ★Texas Ratio: 12.93%, and Rocket Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Franklinton, Louisiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Franklinton are listed first, then lenders elsewhere in Louisiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Franklinton, Louisiana
Market share is the lender's share of all home loans closed in Franklinton, Louisiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 4 stars, 3 reviews 1 office in Franklinton 919 Washington St, Franklinton, LA 70438 A+5.0 ★Texas Ratio: 3.41% |
FHA, HELOC | 1 +5 HELOCs |
0.8% | 100% | $175,000 | View |
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828 Main St, Franklinton, LA 70438 A+5.0 ★Texas Ratio: 5.20% |
Conventional | 51 | 41.5% | 96.6% | $129,705 | View |
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5643 Corporate Blvd, Baton Rouge, LA 70808 A5.0 ★Texas Ratio: 6.25% |
Conventional, FHA | 3 | 2.4% | 100% | $201,666 | View |
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38307 Highway 30, Gonzales, LA 70737 B+4.8 ★Texas Ratio: 17.18% |
Conventional | 1 | 0.8% | 100% | $125,000 | View |
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★ 5 stars, 1 review 14150 Coursey Blvd, Baton Rouge, LA 70817 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.8% | 100% | $115,000 | View |
Onpath Federal Credit Union
112 E 32nd Ave, Covington, LA 70433 1748 |
Conventional | 1 | 0.8% | 100% | $145,000 | |
Gmfs, LLC
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Conventional, FHA, USDA | 6 | 4.9% | 100% | $310,000 | |
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A+5.0 ★Texas Ratio: 3.34% |
Conventional, FHA | 3 | 2.4% | 75% | $241,666 | View |
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A5.0 ★Texas Ratio: 12.93% |
Conventional | 1 | 0.8% | 100% | $45,000 | View |
Rocket Mortgage
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Conventional, FHA | 10 | 8.1% | 83.3% | $161,000 | |
Triad Financial Services, Inc.
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Conventional | 7 | 5.7% | 67.9% | $143,571 | |
Freedom Mortgage Corporation
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FHA | 4 | 3.3% | 100% | $232,500 | |
loanDepot.com LLC
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Conventional, FHA | 4 | 3.3% | 100% | $140,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 4 | 3.3% | 21.4% | $122,500 | |
United Wholesale Mortgage
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Conventional, FHA | 3 | 2.4% | 75% | $225,000 | |
Mortgage Research Center
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VA | 3 | 2.4% | 75% | $338,333 | |
Movement Mortgage, LLC
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Conventional, FHA | 2 | 1.6% | 66.7% | $115,000 | |
Planet Home Lending, LLC
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FHA | 2 | 1.6% | 100% | $150,000 | |
EMM Loans LLC
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FHA | 1 | 0.8% | 100% | $155,000 | |
Cornerstone First Mortgage, LLC
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USDA | 1 | 0.8% | 100% | $135,000 | |
Newrez LLC
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FHA | 1 | 0.8% | 100% | $175,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.8% | 100% | $165,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $155,000 | |
Apci Federal Credit Union
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Conventional | 1 | 0.8% | 100% | $65,000 | |
Click n' Close, Inc.
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USDA | 1 | 0.8% | 100% | $165,000 | |
New Day Financial, LLC.
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VA | 1 | 0.8% | 50% | $375,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.8% | 100% | $325,000 | View |
The Mortgage Firm
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Conventional | 1 | 0.8% | 100% | $245,000 | |
Nations Direct Mortgage, LLC
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FHA | 1 | 0.8% | 100% | $235,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.8% | 100% | $155,000 | |
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A5.0 ★Texas Ratio: 11.97% |
FHA | 1 | 0.8% | 100% | $175,000 | View |
21St Mortgage
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Conventional | 1 | 0.8% | 7.7% | $45,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.8% | 100% | $75,000 | View |
Reliance First Capital, LLC
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VA | 1 | 0.8% | 100% | $255,000 | |
Keesler Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Franklinton Mortgage Rate Trends
Daily average mortgage rates for Louisiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Franklinton, Louisiana
Looking for mortgage lenders near me or mortgage brokers near me in Franklinton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Franklinton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Franklinton, LA
Use these to narrow the list above. Each category shows how many Franklinton, LA lenders fit and what that kind of lender is usually best for.
Who Lends in Franklinton, LA
Independent mortgage companies closed 48.8 percent of home loans in Franklinton, Louisiana in 2025, banks 48.8 percent and credit unions 2.4 percent. Gmfs, LLC was the largest mortgage company, Hancock Whitney Bank the largest bank and Onpath Federal Credit Union the largest credit union. Among lenders headquartered in Louisiana, Citizens Savings Bank led with 51 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Louisiana. None at the state level (the Louisiana Constitution bans new real estate transfer taxes); New Orleans charges a flat $325 documentary transaction tax on each sale and on each mortgage of $9,000 or more.
More Louisiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Franklinton, LA
By home loans closed in 2025, Hancock Whitney Bank was the largest mortgage lender in Franklinton, Louisiana with 1 loans, about 0.8 percent of the market. The largest lender headquartered in Louisiana was Citizens Savings Bank with 51 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Franklinton, Louisiana, Citizens Savings Bank approved the highest share of completed applications in 2025 at 96.6 percent, against a 70 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in Franklinton, Louisiana in 2025, led by Freedom Mortgage Corporation with 4. 4 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 8 banks and 4 credit unions closed home loans in Franklinton, Louisiana in 2025, alongside 23 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Franklinton, Louisiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Franklinton, Louisiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Franklinton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
