Mortgage Lenders and Brokers in Clarks, Louisiana
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Clarks, Louisiana mortgage lenders include Homeland Federal Savings BankHomeland Federal Savings Bank7840 Highway 165, Columbia, LA 71418B+4.8 ★Texas Ratio: 17.32%, Citizens Progressive BankCitizens Progressive Bank7712 Hwy 165, Columbia, LA 71418B-4.2 ★Texas Ratio: 24.19%, Commercial Capital BankCommercial Capital Bank2126 E Madison Ave, Bastrop, LA 71220F2.7 ★Texas Ratio: 43.05%, Southern Heritage BankSouthern Heritage Bank5211 Jackson St, Alexandria, LA 71303A5.0 ★Texas Ratio: 8.23%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 Charity St, Abbeville, LA 70510A+5.0 ★Texas Ratio: 3.68%, Winnsboro State Bank & Trust CompanyWinnsboro State Bank & Trust Company7518 Gilbert St, Gilbert, LA 71336A5.0 ★Texas Ratio: 6.51%, Origin BankOrigin Bank1927 E Madison Ave, Bastrop, LA 71220A5.0 ★Texas Ratio: 6.66%, United Built Homes, LLCUnited Built Homes, LLCShreveport, LA, Rocket Mortgage, and Mortgage Research Center. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Clarks, Louisiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Clarks are listed first, then lenders elsewhere in Louisiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Clarks, Louisiana
Market share is the lender's share of all home loans closed in Clarks, Louisiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
7840 Highway 165, Columbia, LA 71418 B+4.8 ★Texas Ratio: 17.32% |
Conventional | 53 | 52.5% | 100% | $100,471 | View |
|
7712 Hwy 165, Columbia, LA 71418 B-4.2 ★Texas Ratio: 24.19% |
Conventional, FHA | 17 | 16.8% | 100% | $136,176 | View |
|
2126 E Madison Ave, Bastrop, LA 71220 F2.7 ★Texas Ratio: 43.05% |
Conventional | 3 | 3% | 100% | $185,000 | View |
|
5211 Jackson St, Alexandria, LA 71303 A5.0 ★Texas Ratio: 8.23% |
Conventional | 3 | 3% | 60% | $21,666 | View |
|
500 Charity St, Abbeville, LA 70510 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1% | 100% | $145,000 | View |
|
7518 Gilbert St, Gilbert, LA 71336 A5.0 ★Texas Ratio: 6.51% |
Conventional | 1 | 1% | 100% | $135,000 | View |
|
1927 E Madison Ave, Bastrop, LA 71220 A5.0 ★Texas Ratio: 6.66% |
FHA | 1 | 1% | 50% | $135,000 | View |
United Built Homes, LLC
|
Conventional | 1 | 1% | 100% | $315,000 | |
Rocket Mortgage
|
Conventional, FHA | 3 | 3% | 75% | $61,666 | |
Mortgage Research Center
|
VA | 3 | 3% | 60% | $275,000 | |
21St Mortgage
|
Conventional | 3 | 3% | 21.4% | $95,000 | |
New Day Financial, LLC.
|
VA | 2 | 2% | 100% | $235,000 | |
Cadence Bank
|
FHA | 1 | 1% | 100% | $245,000 | |
Newrez LLC
|
Conventional | 1 | 1% | 100% | $85,000 | |
loanDepot.com LLC
|
Conventional | 1 | 1% | 100% | $255,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 1% | 100% | $205,000 | |
Union Home Mortgage Corp.
|
Conventional | 1 | 1% | 100% | $205,000 | |
Highlands Residential Mortgage, Ltd.
|
FHA | 1 | 1% | 100% | $205,000 | |
Planet Home Lending, LLC
|
VA | 1 | 1% | 100% | $215,000 | |
Towne Mortgage Company
|
Conventional | 1 | 1% | 100% | $145,000 | |
New American Funding, LLC.
|
FHA | 1 | 1% | 50% | $65,000 | |
|
A+5.0 ★Texas Ratio: 1.39% |
FHA | 1 | 1% | 100% | $165,000 | View |
Clarks Mortgage Rate Trends
Daily average mortgage rates for Louisiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Clarks, Louisiana
Looking for mortgage lenders near me or mortgage brokers near me in Clarks? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Clarks in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Clarks, LA
Use these to narrow the list above. Each category shows how many Clarks, LA lenders fit and what that kind of lender is usually best for.
Who Lends in Clarks, LA
Independent mortgage companies closed 19.8 percent of home loans in Clarks, Louisiana in 2025, banks 80.2 percent and credit unions 0 percent. United Built Homes, LLC was the largest mortgage company, Homeland Federal Savings Bank the largest bank. Among lenders headquartered in Louisiana, Homeland Federal Savings Bank led with 53 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Louisiana. None at the state level (the Louisiana Constitution bans new real estate transfer taxes); New Orleans charges a flat $325 documentary transaction tax on each sale and on each mortgage of $9,000 or more.
More Louisiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Clarks, LA
By home loans closed in 2025, Homeland Federal Savings Bank was the largest mortgage lender in Clarks, Louisiana with 53 loans, about 52.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Clarks, Louisiana, Homeland Federal Savings Bank approved the highest share of completed applications in 2025 at 100 percent, against a 85.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Clarks, Louisiana in 2025, led by Citizens Progressive Bank with 2. 3 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 0 credit unions closed home loans in Clarks, Louisiana in 2025, alongside 13 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Clarks, Louisiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Clarks, Louisiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Clarks. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
