Bayou Vista, Louisiana mortgage lenders include M C Bank & Trust CompanyM C Bank & Trust Company10157 Hwy 182 Frontage Road, Amelia, LA 70340A5.0 ★Texas Ratio: 8.45%, First Horizon BankFirst Horizon Bank14150 Coursey Blvd, Baton Rouge, LA 70817A+5.0 ★Texas Ratio: 5.76%, Hancock Whitney BankHancock Whitney Bank29435 S Montpelier Rd, Albany, LA 70711A+5.0 ★Texas Ratio: 3.41%, First American Bank and TrustFirst American Bank and Trust5412 Jones Creek Rd, Baton Rouge, LA 70817A5.0 ★Texas Ratio: 6.75%, Gulf Coast Bank and TrustGulf Coast Bank and Trust4000 S Sherwood Forest Blvd, Baton Rouge, LA 70816A5.0 ★Texas Ratio: 11.57%, Red River BankRed River Bank5631 Coliseum Blvd, Alexandria, LA 71303A+5.0 ★Texas Ratio: 0.70%, La Capitol Federal Credit UnionLa Capitol Federal Credit Union1930 Gus Kaplan Dr, Alexandria, LA 71301A5.0 ★Texas Ratio: 7.48%, Gmfs, LLCGmfs, LLCBaton Rouge, LA, Eustis Mortgage CorpEustis Mortgage CorpNew Orleans, LAA+5.0 ★Texas Ratio: 3.34%, and Assurance Financial Group, L.L.C.Assurance Financial Group, L.L.C.Baton Rouge, LA. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Bayou Vista, Louisiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bayou Vista are listed first, then lenders elsewhere in Louisiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Bayou Vista, Louisiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Bayou Vista 10157 Hwy 182 Frontage Road, Amelia, LA 70340 A5.0 ★Texas Ratio: 8.45% |
Conventional | 3 | 9.1% | 42.9% | $78,333 | View |
|
★ 5 stars, 1 review 14150 Coursey Blvd, Baton Rouge, LA 70817 A+5.0 ★Texas Ratio: 5.76% |
Conventional, FHA, HELOC | 2 +2 HELOCs |
6.1% | 66.7% | $120,000 | View |
|
★ 4 stars, 3 reviews 29435 S Montpelier Rd, Albany, LA 70711 A+5.0 ★Texas Ratio: 3.41% |
Conventional, HELOC | 1 +5 HELOCs |
3% | 100% | $205,000 | View |
|
5412 Jones Creek Rd, Baton Rouge, LA 70817 A5.0 ★Texas Ratio: 6.75% |
Conventional | 1 | 3% | 100% | $75,000 | View |
|
4000 S Sherwood Forest Blvd, Baton Rouge, LA 70816 A5.0 ★Texas Ratio: 11.57% |
Conventional | 1 | 3% | 100% | $75,000 | View |
|
5631 Coliseum Blvd, Alexandria, LA 71303 A+5.0 ★Texas Ratio: 0.70% |
FHA | 1 | 3% | 100% | $165,000 | View |
|
1930 Gus Kaplan Dr, Alexandria, LA 71301 A5.0 ★Texas Ratio: 7.48% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Gmfs, LLC
|
Conventional, FHA | 3 | 9.1% | 100% | $105,000 | |
|
A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 3% | 100% | $115,000 | View |
Assurance Financial Group, L.L.C.
|
FHA | 1 | 3% | 100% | $165,000 | |
United Wholesale Mortgage
|
Conventional, FHA, USDA | 5 | 15.2% | 71.4% | $177,000 | |
Rocket Mortgage
|
Conventional, FHA | 4 | 12.1% | 83.3% | $135,000 | |
|
D3.3 ★Texas Ratio: 35.11% |
FHA, VA | 2 | 6.1% | 100% | $220,000 | View |
Guaranteed Rate, Inc.
|
FHA | 1 | 3% | 100% | $215,000 | |
Lakeview Loan Servicing, LLC
|
FHA | 1 | 3% | 33.3% | $285,000 | |
Click n' Close, Inc.
|
Conventional | 1 | 3% | 100% | $185,000 | |
Union Home Mortgage Corp.
|
VA | 1 | 3% | 100% | $165,000 | |
Mortgage Research Center
|
VA | 1 | 3% | 100% | $145,000 | |
New American Funding, LLC.
|
FHA | 1 | 3% | 100% | $95,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 3% | 100% | $315,000 | |
Ark-La-Tex Financial Services LLC
|
USDA | 1 | 3% | 100% | $105,000 |
Daily average mortgage rates for Louisiana compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Bayou Vista? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bayou Vista in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Bayou Vista, LA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 63.6 percent of home loans in Bayou Vista, Louisiana in 2025, banks 33.3 percent and credit unions 3 percent. Gmfs, LLC was the largest mortgage company, M C Bank & Trust Company the largest bank and La Capitol Federal Credit Union the largest credit union. Among lenders headquartered in Louisiana, M C Bank & Trust Company led with 3 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Louisiana. None at the state level (the Louisiana Constitution bans new real estate transfer taxes); New Orleans charges a flat $325 documentary transaction tax on each sale and on each mortgage of $9,000 or more.
By home loans closed in 2025, M C Bank & Trust Company was the largest mortgage lender in Bayou Vista, Louisiana with 3 loans, about 9.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Bayou Vista, Louisiana in 2025, led by Gmfs, LLC with 2. 4 lenders closed VA loans, led by Flagstar Bank NA, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 7 banks and 2 credit unions closed home loans in Bayou Vista, Louisiana in 2025, alongside 12 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Bayou Vista, Louisiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bayou Vista, Louisiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bayou Vista. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.