Ball, Louisiana mortgage lenders include Southern Heritage BankSouthern Heritage Bank5211 Jackson St, Alexandria, LA 71303A5.0 ★Texas Ratio: 8.23%, Red River BankRed River Bank5631 Coliseum Blvd, Alexandria, LA 71303A+5.0 ★Texas Ratio: 0.70%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA5900 Monroe Hwy, Ball, LA 71405A+5.0 ★Texas Ratio: 3.68%, Colfax BankingCompanyColfax BankingCompany625 8th St, Colfax, LA 71417A+5.0 ★Texas Ratio: 0.20%, Evangeline Bank & Trust CompanyEvangeline Bank & Trust Company3907 Parliament Dr, Alexandria, LA 71303A5.0 ★Texas Ratio: 7.04%, BOM BankBOM Bank1423 Wimbledon Blvd, Alexandria, LA 71301A5.0 ★Texas Ratio: 6.40%, Barksdale Federal Credit UnionBarksdale Federal Credit Union3500 Jackson St, Alexandria, LA 71303 3126A5.0 ★Texas Ratio: 11.05%, La Capitol Federal Credit UnionLa Capitol Federal Credit Union1930 Gus Kaplan Dr, Alexandria, LA 71301A5.0 ★Texas Ratio: 7.48%, Bossier Federal Credit UnionBossier Federal Credit Union3248 Barksdale Blvd, Bossier City, LA 71112 3534, and The Cottonport BankThe Cottonport Bank6500 Corporate Blvd, Baton Rouge, LA 70809A+5.0 ★Texas Ratio: 5.05%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ball, Louisiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ball are listed first, then lenders elsewhere in Louisiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Ball, Louisiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Ball 5211 Jackson St, Alexandria, LA 71303 A5.0 ★Texas Ratio: 8.23% |
Conventional | 23 | 16.3% | 92% | $97,173 | View |
|
1 office in Ball 5631 Coliseum Blvd, Alexandria, LA 71303 A+5.0 ★Texas Ratio: 0.70% |
Conventional, FHA, VA, USDA | 17 | 12.1% | 100% | $149,705 | View |
|
1 office in Ball 5900 Monroe Hwy, Ball, LA 71405 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 2.1% | 100% | $165,000 | View |
|
625 8th St, Colfax, LA 71417 A+5.0 ★Texas Ratio: 0.20% |
Conventional | 9 | 6.4% | 100% | $177,222 | View |
|
3907 Parliament Dr, Alexandria, LA 71303 A5.0 ★Texas Ratio: 7.04% |
Conventional | 6 | 4.3% | 100% | $63,333 | View |
|
1423 Wimbledon Blvd, Alexandria, LA 71301 A5.0 ★Texas Ratio: 6.40% |
Conventional | 2 | 1.4% | 100% | $165,000 | View |
|
3500 Jackson St, Alexandria, LA 71303 3126 A5.0 ★Texas Ratio: 11.05% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $65,000 | View |
|
1930 Gus Kaplan Dr, Alexandria, LA 71301 A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.7% | 100% | $125,000 | View |
Bossier Federal Credit Union
3248 Barksdale Blvd, Bossier City, LA 71112 3534 |
Conventional | 1 | 0.7% | 100% | $115,000 | |
|
6500 Corporate Blvd, Baton Rouge, LA 70809 A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.7% | 100% | $25,000 | View |
|
7840 Highway 165, Columbia, LA 71418 B+4.8 ★Texas Ratio: 17.32% |
Conventional | 1 | 0.7% | 100% | $175,000 | View |
|
10719 Airline Hwy, Baton Rouge, LA 70816 4213 A+5.0 ★Texas Ratio: 3.39% |
Conventional | 1 | 0.7% | 100% | $85,000 | View |
|
500 Bushley St, Harrisonburg, LA 71340 A-5.0 ★Texas Ratio: 14.91% |
Conventional | 1 | 0.7% | 100% | $105,000 | View |
|
6206 Monroe Hwy, Ball, LA 71405 B4.5 ★Texas Ratio: 21.37% |
Conventional | 1 | 0.7% | 100% | $95,000 | View |
|
A+5.0 ★Texas Ratio: 4.54% |
Conventional | 3 | 2.1% | 100% | $111,666 | View |
|
A5.0 ★Texas Ratio: 12.93% |
Conventional | 3 | 2.1% | 100% | $95,000 | View |
|
A+5.0 ★Texas Ratio: 3.34% |
FHA | 1 | 0.7% | 100% | $325,000 | View |
Standard Mortgage Corporation
|
Conventional | 1 | 0.7% | 100% | $285,000 | |
DSLD Mortgage LLC
|
VA | 1 | 0.7% | 100% | $175,000 | |
United Wholesale Mortgage
|
Conventional, FHA | 8 | 5.7% | 80% | $172,500 | |
Towne Mortgage Company
|
Conventional, FHA, VA, USDA | 8 | 5.7% | 100% | $181,250 | |
Rocket Mortgage
|
Conventional, FHA | 7 | 5% | 77.8% | $120,714 | |
Guild Mortgage Company
|
Conventional, FHA | 6 | 4.3% | 100% | $128,333 | |
Newrez LLC
|
Conventional, FHA, USDA | 5 | 3.5% | 83.3% | $183,000 | |
Primary Residential Mortgage, INC.
|
VA, USDA | 3 | 2.1% | 100% | $405,000 | |
Mortgage Research Center
|
VA | 3 | 2.1% | 75% | $261,666 | |
Kind Lending, LLC
|
FHA, USDA | 2 | 1.4% | 100% | $180,000 | |
PHH Mortgage Corporation
|
Conventional | 2 | 1.4% | 100% | $285,000 | |
|
A+5.0 ★Texas Ratio: 3.54% |
Conventional, FHA | 2 | 1.4% | 100% | $145,000 | View |
Carrington Mortgage Services LLC
|
FHA, VA | 2 | 1.4% | 80% | $210,000 | |
Ark-La-Tex Financial Services LLC
|
FHA, USDA | 2 | 1.4% | 100% | $190,000 | |
Cadence Bank
|
USDA | 1 | 0.7% | 100% | $155,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.7% | 100% | $35,000 | View |
Guaranteed Rate, Inc.
|
Conventional | 1 | 0.7% | 100% | $735,000 | |
Equity Prime Mortgage LLC
|
VA | 1 | 0.7% | 50% | $425,000 | |
Triad Financial Services, Inc.
|
Conventional | 1 | 0.7% | 33.3% | $65,000 | |
Pennymac Loan Services LLC
|
Conventional | 1 | 0.7% | 100% | $35,000 | |
Union Home Mortgage Corp.
|
Conventional | 1 | 0.7% | 100% | $125,000 | |
Planet Home Lending, LLC
|
FHA | 1 | 0.7% | 100% | $75,000 | |
|
A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.7% | 100% | $45,000 | View |
Mutual of Omaha Mortgage
|
Conventional | 1 | 0.7% | 100% | $95,000 | |
New American Funding, LLC.
|
VA | 1 | 0.7% | 100% | $195,000 | |
21St Mortgage
|
Conventional | 1 | 0.7% | 12.5% | $105,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 0.7% | 40% | $85,000 | |
Village Capital & Investment
|
VA | 1 | 0.7% | 100% | $475,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Louisiana compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Ball? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ball in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Ball, LA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 44 percent of home loans in Ball, Louisiana in 2025, banks 51.1 percent and credit unions 5 percent. Eustis Mortgage Corp was the largest mortgage company, Southern Heritage Bank the largest bank and Barksdale Federal Credit Union the largest credit union. Among lenders headquartered in Louisiana, Southern Heritage Bank led with 23 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Louisiana. None at the state level (the Louisiana Constitution bans new real estate transfer taxes); New Orleans charges a flat $325 documentary transaction tax on each sale and on each mortgage of $9,000 or more.
By home loans closed in 2025, Southern Heritage Bank was the largest mortgage lender in Ball, Louisiana with 23 loans, about 16.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Ball, Louisiana in 2025, led by Red River Bank with 7. 9 lenders closed VA loans, led by Mortgage Research Center, and 7 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 5 credit unions closed home loans in Ball, Louisiana in 2025, alongside 27 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ball, Louisiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ball, Louisiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ball. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.