Mortgage Lenders and Brokers in Fairbanks, Alaska
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Fairbanks, Alaska mortgage lenders include Mt Mckinley BankMt Mckinley Bank45 Saint Nicholas Dr, Fairbanks, AK 99705, Denali State BankDenali State Bank975 Van Horn Rd, Fairbanks, AK 99701A5.0 ★Texas Ratio: 13.47%, Spirit of Alaska Federal Credit UnionSpirit of Alaska Federal Credit Union4001 Geist Rd, Fairbanks, AK 99709 3569A+5.0 ★Texas Ratio: 4.04%, Wells Fargo Bank NAWells Fargo Bank NA40 College Rd, Fairbanks, AK 99701A+5.0 ★Texas Ratio: 5.36%, First National Bank AlaskaFirst National Bank Alaska1300 Washington Dr, Fairbanks, AK 99709A+5.0 ★Texas Ratio: 2.57%, Global Federal Credit UnionGlobal Federal Credit Union1261 Airport Way, Fairbanks, AK 99701A5.0 ★Texas Ratio: 10.82%, Credit Union 1Credit Union 1909 1st Ave, Fairbanks, AK 99701 4350A+5.0 ★Texas Ratio: 5.15%, Matanuska Valley Federal Credit UnionMatanuska Valley Federal Credit Union3457 S Big Lake Rd, Big Lake, AK 99623A+5.0 ★Texas Ratio: 4.74%, Residential Mortgage, LLCResidential Mortgage, LLCAnchorage, AKA-4.9 ★Texas Ratio: 16.48%, and Newrez LLC. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Fairbanks, Alaska in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fairbanks are listed first, then lenders elsewhere in Alaska, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Fairbanks, Alaska
Market share is the lender's share of all home loans closed in Fairbanks, Alaska. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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Mt Mckinley Bank
45 Saint Nicholas Dr, Fairbanks, AK 99705 |
Conventional, FHA | 32 | 10.4% | 91.4% | $242,812 | |
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3 offices in Fairbanks 975 Van Horn Rd, Fairbanks, AK 99701 A5.0 ★Texas Ratio: 13.47% |
Conventional, FHA, VA | 22 | 7.2% | 100% | $216,363 | View |
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4001 Geist Rd, Fairbanks, AK 99709 3569 A+5.0 ★Texas Ratio: 4.04% |
Conventional | 6 | 2% | 50% | $108,333 | View |
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2 offices in Fairbanks 40 College Rd, Fairbanks, AK 99701 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 3 | 1% | 100% | $138,333 | View |
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3 offices in Fairbanks 1300 Washington Dr, Fairbanks, AK 99709 A+5.0 ★Texas Ratio: 2.57% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
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1261 Airport Way, Fairbanks, AK 99701 A5.0 ★Texas Ratio: 10.82% |
Conventional, FHA, VA, HELOC | 34 +7 HELOCs |
11.1% | 87.2% | $246,176 | View |
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909 1st Ave, Fairbanks, AK 99701 4350 A+5.0 ★Texas Ratio: 5.15% |
Conventional | 2 | 0.7% | 50% | $55,000 | View |
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3457 S Big Lake Rd, Big Lake, AK 99623 A+5.0 ★Texas Ratio: 4.74% |
Conventional | 1 | 0.3% | 100% | $375,000 | View |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional, FHA, VA | 31 | 10.1% | 93.9% | $312,419 | View |
Newrez LLC
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Conventional, FHA, VA | 55 | 17.9% | 96.5% | $293,363 | |
Rocket Mortgage
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Conventional, FHA, VA | 17 | 5.5% | 58.6% | $203,235 | |
Mortgage Research Center
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Conventional, VA | 17 | 5.5% | 77.3% | $314,411 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA, VA | 8 | 2.6% | 100% | $320,000 | View |
The Loan Store, Inc
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Conventional, FHA, VA | 8 | 2.6% | 100% | $250,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 6 +1 HELOCs |
2% | 100% | $300,000 | |
United Wholesale Mortgage
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Conventional, FHA | 6 | 2% | 87.5% | $300,000 | |
loanDepot.com LLC
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Conventional, FHA, VA | 5 | 1.6% | 66.7% | $217,000 | |
Movement Mortgage, LLC
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Conventional, VA | 5 | 1.6% | 100% | $317,000 | |
Guild Mortgage Company
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Conventional, FHA, VA | 5 | 1.6% | 100% | $263,000 | |
Navy Federal Credit Union
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Conventional, VA | 5 | 1.6% | 100% | $301,000 | |
Freedom Mortgage Corporation
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VA | 4 | 1.3% | 100% | $312,500 | |
Pennymac Loan Services LLC
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FHA, VA | 3 | 1% | 75% | $291,666 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 3 | 1% | 75% | $331,666 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 1% | 60% | $111,666 | View |
Guaranteed Rate, Inc.
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Conventional, VA | 2 | 0.7% | 100% | $300,000 | |
Nbkc Bank
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Conventional, VA | 2 | 0.7% | 100% | $385,000 | |
Click n' Close, Inc.
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FHA | 2 | 0.7% | 66.7% | $305,000 | |
Union Home Mortgage Corp.
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Conventional, VA | 2 | 0.7% | 100% | $315,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 0.7% | 100% | $240,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 2 | 0.7% | 100% | $215,000 | View |
Nuvision Federal Credit Union
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Conventional, HELOC | 1 +8 HELOCs |
0.3% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
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B+4.0 ★Texas Ratio: 2.09% |
Conventional | 1 | 0.3% | 100% | $215,000 | View |
American Financial Resources LLC
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VA | 1 | 0.3% | 100% | $355,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.3% | 25% | $85,000 | |
Obsidian Financial Services
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Chevron Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $75,000 | |
New Day Financial, LLC.
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VA | 1 | 0.3% | 33.3% | $275,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.3% | 100% | $165,000 | View |
Prosperity Home Mortgage, LLC
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VA | 1 | 0.3% | 100% | $295,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.3% | 33.3% | $315,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.3% | 100% | $325,000 | View |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Fairbanks Mortgage Rate Trends
Daily average mortgage rates for Alaska compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Fairbanks, Alaska
Looking for mortgage lenders near me or mortgage brokers near me in Fairbanks? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fairbanks in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Fairbanks, AK
Use these to narrow the list above. Each category shows how many Fairbanks, AK lenders fit and what that kind of lender is usually best for.
Who Lends in Fairbanks, AK
Independent mortgage companies closed 57.3 percent of home loans in Fairbanks, Alaska in 2025, banks 26.4 percent and credit unions 16.3 percent. Residential Mortgage, LLC was the largest mortgage company, Mt Mckinley Bank the largest bank and Spirit of Alaska Federal Credit Union the largest credit union. Among lenders headquartered in Alaska, Mt Mckinley Bank led with 32 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Alaska. None. Alaska has no state real estate transfer tax or mortgage recording tax, only flat recording fees.
More Alaska Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Fairbanks, AK
By home loans closed in 2025, Mt Mckinley Bank was the largest mortgage lender in Fairbanks, Alaska with 32 loans, about 10.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Fairbanks, Alaska, Newrez LLC approved the highest share of completed applications in 2025 at 96.5 percent, against a 85.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
16 lenders closed FHA loans in Fairbanks, Alaska in 2025, led by Newrez LLC with 10. 22 lenders closed VA loans, led by Newrez LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 7 credit unions closed home loans in Fairbanks, Alaska in 2025, alongside 23 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Fairbanks, Alaska during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fairbanks, Alaska for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fairbanks. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
