Best Money Market Rates in Somerset, Wisconsin - July 2026
Brian McKay
Brian McKay
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Current Somerset, Wisconsin and the surrounding area money market deposit account rates include Royal Credit UnionRoyal Credit Union115 Parent St, Somerset, WI 54025A+5.0 ★Texas Ratio: 4.76% Business Money Market at 3.25% APY, Community First Credit UnionCommunity First Credit UnionA+5.0 ★Texas Ratio: 0.80% Member's Choice IRA Money Market (with active checking*) at 3.95% APY, Capital Credit UnionCapital Credit UnionA5.0 ★Texas Ratio: 7.02% Money Market Platinum Select at 3.90% APY, Bank of Lake MillsBank of Lake MillsA+5.0 ★Texas Ratio: 0.45% High-Yield Money Market Account at 3.82% APY, and Fox Communities Credit UnionFox Communities Credit UnionA+5.0 ★Texas Ratio: 2.38% Fox Rewards Money Market at 3.75% APY. Money market rates as of July 11, 2026 according to verified data from MonitorBankRates.
Somerset has 1 local institution in our database, with money market rates as high as 3.25% APY from Royal Credit Union at 115 Parent St, Somerset, WI 54025. Use the table below to compare all available offers, including options from institutions serving the broader Wisconsin area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Somerset, Wisconsin and surrounding area. Last Updated and Verified: July 11, 2026
Compare the Best Money Market Rates Today in Somerset, Wisconsin & the Surrounding Area
Rate is based on the 3-month US Treasury rate minus a margin of 0.50%. Maximum APY will not exceed 5%.
APY is determined by the account balance. Minimum balance of $.01 to earn APY. APY is accurate as of the last dividend declaration date. Rates may change after the account is opened. Fees could reduce the balance and earnings on the account. Membership required and account opening upon qualification. Other conditions or restriction may apply. Refer to our disclosures and service fees for more information.?
APY is determined by the account balance. Minimum balance of $.01 to earn APY. APY is accurate as of the last dividend declaration date. Rates may change after the account is opened. Fees could reduce the balance and earnings on the account. Membership required and account opening upon qualification. Other conditions or restriction may apply. Refer to our disclosures and service fees for more information.?
APY is determined by the account balance. Minimum balance of $.01 to earn APY. APY is accurate as of the last dividend declaration date. Rates may change after the account is opened. Fees could reduce the balance and earnings on the account. Membership required and account opening upon qualification. Other conditions or restriction may apply. Refer to our disclosures and service fees for more information.?
APY is determined by the account balance. Minimum balance of $.01 to earn APY. APY is accurate as of the last dividend declaration date. Rates may change after the account is opened. Fees could reduce the balance and earnings on the account. Membership required and account opening upon qualification. Other conditions or restriction may apply. Refer to our disclosures and service fees for more information.?
APY is determined by the account balance. Minimum balance of $.01 to earn APY. APY is accurate as of the last dividend declaration date. Rates may change after the account is opened. Fees could reduce the balance and earnings on the account. Membership required and account opening upon qualification. Other conditions or restriction may apply. Refer to our disclosures and service fees for more information.?
APY is determined by the account balance. Minimum balance of $.01 to earn APY. APY is accurate as of the last dividend declaration date. Rates may change after the account is opened. Fees could reduce the balance and earnings on the account. Membership required and account opening upon qualification. Other conditions or restriction may apply. Refer to our disclosures and service fees for more information.?
APY is determined by the account balance. Minimum balance of $.01 to earn APY. APY is accurate as of the last dividend declaration date. Rates may change after the account is opened. Fees could reduce the balance and earnings on the account. Membership required and account opening upon qualification. Other conditions or restriction may apply. Refer to our disclosures and service fees for more information.?
Rate is based on the 3-month US Treasury rate minus a margin of 3.00%. Maximum APY will not exceed 5%.
Rates are based on zip code. The interest rate is variable and subject to change at any time. Balances $2,000,001.00 and above currently earn 0.25% (0.25% APY). Balances below $25,000.00 do not earn interest and may be subject to a $25.00 per month maintenance fee. Fees may reduce earnings. When your balance falls into a specific rate tier, your entire balance will earn the applicable rate in effect for that tier. Initial minimum opening deposit to earn interest on the HRMMA is $25,000.00 and must be "New Money" which is defined as money that is not currently on deposit in any Huntington account (except maturing CDs). Offer is limited to one per household. We also reserve the right to limit acceptance of deposits greater than $2,000,000.00. Not valid with any other offer.
Rates based on zip code and with a minimum of $25,000 not currently deposited at Huntington. Variable rate. Balances $2,000,001.00 and above currently earn 0.25% (0.25% APY). Balances below $25,000.00 do not earn interest. Offer is limited to one per household. Not valid with any other offer.
Qualifications Required; If qualifications are met
Dividend Rate with Checking
Qualifications Required; If qualifications are met
Dividend Rate without Checking
The minimum deposit to open this account is $1,000. The minimum to avoid a monthly service fee is a $1,000 average daily balance. If the average daily balance falls below $1,000, there will be a monthly service fee of $15. The interest rate and APY are subject to change after the account is opened. Interest is compounded monthly and credited to your account monthly. Interest accrues on the daily collected balance at the interest rate in effect for that balance tier. Fees could reduce earnings.
Initial, and ongoing, eligibility for the Relationship Money Market rate requires the customer to maintain an additional deposit or loan product with Ixonia Bank.
Average Daily Balances of: $1,000,000.00+
Minimum balance to avoid fees: $250,000.00
The minimum deposit to open this account is $1,000. The minimum to avoid a monthly service fee is a $1,000 average daily balance. If the average daily balance falls below $1,000, there will be a monthly service fee of $15. The interest rate and APY are subject to change after the account is opened. Interest is compounded monthly and credited to your account monthly. Interest accrues on the daily collected balance at the interest rate in effect for that balance tier. Fees could reduce earnings.
Introductory Rate Tiers
$5,000,000+
$5,000,000+
Money Market ($1,000,000.00 & Above)
The minimum deposit to open this account is $1,000. The minimum to avoid a monthly service fee is a $1,000 average daily balance. If the average daily balance falls below $1,000, there will be a monthly service fee of $15. The interest rate and APY are subject to change after the account is opened. Interest is compounded monthly and credited to your account monthly. Interest accrues on the daily collected balance at the interest rate in effect for that balance tier. Fees could reduce earnings.
Initial, and ongoing, eligibility for the Relationship Money Market rate requires the customer to maintain an additional deposit or loan product with Ixonia Bank.
$1,000,000.01
$1,000,000.01
The minimum deposit to open this account is $1,000. The minimum to avoid a monthly service fee is a $1,000 average daily balance. If the average daily balance falls below $1,000, there will be a monthly service fee of $15. The interest rate and APY are subject to change after the account is opened. Interest is compounded monthly and credited to your account monthly. Interest accrues on the daily collected balance at the interest rate in effect for that balance tier. Fees could reduce earnings.
Money Market ($500,000.00-$999,999.99)
Average Daily Balances of: $250,000.00-$999,999.99
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Somerset, WI Money Market Rate Trends
Compare local Somerset, WI money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Wisconsin high-yield MMA rates currently average 2.923% APY.
Wisconsin standard MMA rates rose 0.007 points over the past 7 days to 0.856% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Somerset, Wisconsin money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Somerset, Wisconsin directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Somerset, Wisconsin. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in WI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Somerset, Wisconsin
What is a Money Market Account (MMA)?
Are Money Market accounts in Somerset, Wisconsin safe?
How often do MMA rates change in Somerset, Wisconsin?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Somerset, Wisconsin?
Best Money Market Rates in Somerset, Wisconsin
- Royal Credit Union
Business Money Market — 3.25% APY - Community First Credit Union
Member's Choice IRA Money Market (with active checking*) — 3.95% APY - Capital Credit Union
Money Market Platinum Select — 3.90% APY - Bank of Lake Mills
High-Yield Money Market Account — 3.82% APY - Fox Communities Credit Union
Fox Rewards Money Market — 3.75% APY
