Best Money Market Rates in Oconomowoc, Wisconsin - July 2026
Brian McKay
Brian McKay
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Current Oconomowoc, Wisconsin and the surrounding area money market deposit account rates include University of Wisconsin Credit UnionUniversity of Wisconsin Credit Union1314 Penny Lane, Oconomowoc, WI 53066A+5.0 ★Texas Ratio: 4.47% Investor's Indexed Money Market at 3.05% APY, WaterStone BankWaterStone Bank1239 45 Oconomowoc Drive, Oconomowoc, WI 53066A+5.0 ★Texas Ratio: 1.42% Ultimate Money Market at 3.00% APY, Landmark Credit UnionLandmark Credit Union955 Lexington Dr, Oconomowoc, WI 53066A+5.0 ★Texas Ratio: 3.79% Signature Business Money Market at 3.00% APY, Ixonia BankIxonia Bank1223 Summit Ave, Oconomowoc, WI 53066A+5.0 ★Texas Ratio: 0.09% Business Money Market at 2.95% APY, and Bank Five NineBank Five Nine155 W Wisconsin Ave, Oconomowoc, WI 53066A+5.0 ★Texas Ratio: 3.03% Relationship Money Market** at 2.50% APY. Money market rates as of July 6, 2026 according to verified data from MonitorBankRates.
Oconomowoc has 5 local institutions in our database, with money market rates as high as 3.05% APY from University of Wisconsin Credit Union at 1314 Penny Lane, Oconomowoc, WI 53066. Use the table below to compare all available offers, including options from institutions serving the broader Wisconsin area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Oconomowoc, Wisconsin and surrounding area. Last Updated and Verified: July 6, 2026
Compare the Best Money Market Rates Today in Oconomowoc, Wisconsin & the Surrounding Area
Required Minimum Balance to Earn APY: $250,000.00 or more
Initial, and ongoing, eligibility for the Relationship Money Market rate requires the customer to maintain an additional deposit or loan product with Ixonia Bank.
Required Minimum Balance to Earn APY: $250,000.00 or more
Required Minimum Balance to Earn APY: $100,000.00 - $249,999.99
APY accurate as of 2/01/2023. APY paid on entire balance. $10.00 monthly fee if average daily balance falls below $5,000.00. Account must be open and active for 180 calendar days or a $30.00 closing fee will be assessed.
Introductory Rate Tiers
APY accurate as of 2/01/2023. APY paid on entire balance. $10.00 monthly fee if average daily balance falls below $5,000.00. Account must be open and active for 180 calendar days or a $30.00 closing fee will be assessed.
Required Minimum Balance to Earn APY: $100,000.00 - $249,999.99
Required Minimum Balance to Earn APY: $50,000.00 - $99,999.99
Initial, and ongoing, eligibility for the Relationship Money Market rate requires the customer to maintain an additional deposit or loan product with Ixonia Bank.
APY accurate as of 2/01/2023. APY paid on entire balance. $10.00 monthly fee if average daily balance falls below $5,000.00. Account must be open and active for 180 calendar days or a $30.00 closing fee will be assessed.
Required Minimum Balance to Earn APY: $50,000.00 - $99,999.99
Initial, and ongoing, eligibility for the Relationship Money Market rate requires the customer to maintain an additional deposit or loan product with Ixonia Bank.
Initial, and ongoing, eligibility for the Relationship Money Market rate requires the customer to maintain an additional deposit or loan product with Ixonia Bank.
APY accurate as of 2/01/2023. APY paid on entire balance. $10.00 monthly fee if average daily balance falls below $5,000.00. Account must be open and active for 180 calendar days or a $30.00 closing fee will be assessed.
Required Minimum Balance to Earn APY: $25,000.00 - $49,999.99
Required Minimum Balance to Earn APY: $25,000.00 - $49,999.99
Initial, and ongoing, eligibility for the Relationship Money Market rate requires the customer to maintain an additional deposit or loan product with Ixonia Bank.
Required Minimum Balance to Open: $100.00
Standard Rate Tiers
Standard Rate Tiers
Required Minimum Balance to Earn APY: $24,999.99 or less
Required Minimum Balance to Earn APY: $24,999.99 or less
APY accurate as of 2/01/2023. APY paid on entire balance. $10.00 monthly fee if average daily balance falls below $5,000.00. Account must be open and active for 180 calendar days or a $30.00 closing fee will be assessed.
Standard Rate Tiers
Standard Rate Tiers
Required Minimum Balance to Open: $100.00
Required Minimum Balance to Open: $100.00
Standard Rate Tiers
Introductory Rate Tiers
Standard Rate Tiers
Initial, and ongoing, eligibility for the Relationship Money Market rate requires the customer to maintain an additional deposit or loan product with Ixonia Bank.
$15,000+
Tier: $5,000,000 And Greater
Tier: $3,000,000 - $4,999,999.99
Tier: $1,000,000 - $2,999,999.99
Tier: $750,000 - $999,999.99
Tier: $500,000 - $749,999.99
APY = Annual Percentage Yield.
APY = Annual Percentage Yield.
Tier: $250,001 and over. Dividend compounding and crediting Daily/Monthly. Fees could reduce the earnings on the account for maintenance and activity fees.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Oconomowoc, WI Money Market Rate Trends
Compare local Oconomowoc, WI money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Wisconsin high-yield MMA rates rose 0.015 points over the past 7 days to 2.938% APY.
Wisconsin standard MMA rates rose 0.001 points over the past 7 days to 0.849% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Oconomowoc, Wisconsin money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Oconomowoc, Wisconsin directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Oconomowoc, Wisconsin. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in WI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Oconomowoc, Wisconsin
What is a Money Market Account (MMA)?
Are Money Market accounts in Oconomowoc, Wisconsin safe?
How often do MMA rates change in Oconomowoc, Wisconsin?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Oconomowoc, Wisconsin?
Best Money Market Rates in Oconomowoc, Wisconsin
- University of Wisconsin Credit Union
Investor's Indexed Money Market — 3.05% APY - WaterStone Bank
Ultimate Money Market — 3.00% APY - Landmark Credit Union
Signature Business Money Market — 3.00% APY - Ixonia Bank
Business Money Market — 2.95% APY - Bank Five Nine
Relationship Money Market** — 2.50% APY
Oconomowoc, Wisconsin Rates & Resources
