MonitorBankRates
☰
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Best Money Market Rates in Germantown, Wisconsin - June 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: June 3, 2026

Current Germantown, Wisconsin and the surrounding area money market deposit account rates include Landmark Credit UnionLandmark Credit UnionN96W17480 County Line Rd, Germantown, WI 53022A+5.0 ★Texas Ratio: 3.79% Signature Business Money Market at 3.00% APY, North Shore BankNorth Shore BankN112 W15780 Mequon Road, Germantown, WI 53022A+5.0 ★Texas Ratio: 0.63% Premier Money Market at 3.00% APY, WaterStone BankWaterStone BankW188n9820 Appleton Ave, Germantown, WI 53022A+5.0 ★Texas Ratio: 1.42% Ultimate Money Market at 3.00% APY, Bank Five NineBank Five NineN112w17100 Mequon Rd, Germantown, WI 53022A+5.0 ★Texas Ratio: 3.03% Relationship Money Market** at 2.50% APY, and Shoreline Credit UnionShoreline Credit UnionA+5.0 ★Texas Ratio: 5.73% Elite Money Market at 4.00% APY. Money market rates as of June 3, 2026 according to verified data from MonitorBankRates.

Germantown has 4 local institutions in our database, with money market rates as high as 3.00% APY from Landmark Credit Union at N96W17480 County Line Rd, Germantown, WI 53022. Use the table below to compare all available offers, including options from institutions serving the broader Wisconsin area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Germantown, Wisconsin and surrounding area. Last Updated and Verified: June 3, 2026

Compare the Best Money Market Rates Today in Germantown, Wisconsin & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
North Shore Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
N112 W15780 Mequon Road, Germantown, WI 53022
Premier Money Market
3.00%
$0
View
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
W188n9820 Appleton Ave, Germantown, WI 53022
Ultimate Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details

Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
N96W17480 County Line Rd, Germantown, WI 53022
Signature Money Market Account
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details

Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
N96W17480 County Line Rd, Germantown, WI 53022
Signature Business Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details

Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
N96W17480 County Line Rd, Germantown, WI 53022
Signature Money Market Account
2.90%
$0
View
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
W188n9820 Appleton Ave, Germantown, WI 53022
Ultimate Business Money Market
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details

North Shore Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
N112 W15780 Mequon Road, Germantown, WI 53022
Premier Money Market
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
W188n9820 Appleton Ave, Germantown, WI 53022
Business Ultimate Money Market Account
2.75%
$5,000
View
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedJun 3, 2026
Details

APY accurate as of 2/01/2023. $10.00 monthly fee if average daily balance falls below $5,000.00. Account must be open and active for 180 calendar days or a $30.00 closing fee will be assessed.

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
W188n9820 Appleton Ave, Germantown, WI 53022
Ultimate Money Market
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
W188n9820 Appleton Ave, Germantown, WI 53022
Ultimate Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
W188n9820 Appleton Ave, Germantown, WI 53022
Ultimate Business Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details

Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
N96W17480 County Line Rd, Germantown, WI 53022
Signature Business Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details

Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
N112w17100 Mequon Rd, Germantown, WI 53022
Relationship Money Market**
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details

Introductory Rate Tiers

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
W188n9820 Appleton Ave, Germantown, WI 53022
Business Ultimate Money Market Account
2.50%
$5,000
View
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedJun 3, 2026
Details

APY accurate as of 2/01/2023. $10.00 monthly fee if average daily balance falls below $5,000.00. Account must be open and active for 180 calendar days or a $30.00 closing fee will be assessed.

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
W188n9820 Appleton Ave, Germantown, WI 53022
Ultimate Business Money Market
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
W188n9820 Appleton Ave, Germantown, WI 53022
Business Ultimate Money Market Account
2.25%
$5,000
View
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedJun 3, 2026
Details

APY accurate as of 2/01/2023. $10.00 monthly fee if average daily balance falls below $5,000.00. Account must be open and active for 180 calendar days or a $30.00 closing fee will be assessed.

Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
N96W17480 County Line Rd, Germantown, WI 53022
Signature Business Money Market
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details

North Shore Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
N112 W15780 Mequon Road, Germantown, WI 53022
Premier Money Market
1.50%
$0
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
W188n9820 Appleton Ave, Germantown, WI 53022
Business Ultimate Money Market Account
1.15%
$5,000
View
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedJun 3, 2026
Details

APY accurate as of 2/01/2023. $10.00 monthly fee if average daily balance falls below $5,000.00. Account must be open and active for 180 calendar days or a $30.00 closing fee will be assessed.

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
W188n9820 Appleton Ave, Germantown, WI 53022
Ultimate Business Money Market
1.15%
$0
View
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
W188n9820 Appleton Ave, Germantown, WI 53022
Ultimate Money Market
1.15%
$0
View
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details

North Shore Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
N112 W15780 Mequon Road, Germantown, WI 53022
Premier Money Market
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
N96W17480 County Line Rd, Germantown, WI 53022
Index Plus Money Market
0.90%
$0
View
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
W188n9820 Appleton Ave, Germantown, WI 53022
Business Money Market
0.85%
$0
View
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
W188n9820 Appleton Ave, Germantown, WI 53022
Business Money Market
0.75%
$0
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details

Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
N112w17100 Mequon Rd, Germantown, WI 53022
Relationship Money Market**
0.60%
$0
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details

Standard Rate Tiers

Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
N112w17100 Mequon Rd, Germantown, WI 53022
Relationship Money Market**
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details

Standard Rate Tiers

Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
N96W17480 County Line Rd, Germantown, WI 53022
VIP Money Market
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
W188n9820 Appleton Ave, Germantown, WI 53022
Money Market with Checking
0.45%
$0
View
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
W188n9820 Appleton Ave, Germantown, WI 53022
Money Market with Checking
0.40%
$0
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
W188n9820 Appleton Ave, Germantown, WI 53022
Ultimate Business Money Market
0.40%
$0
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
W188n9820 Appleton Ave, Germantown, WI 53022
Ultimate Money Market
0.40%
$0
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
W188n9820 Appleton Ave, Germantown, WI 53022
Business Ultimate Money Market Account
0.40%
$5,000
View
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedJun 3, 2026
Details

APY accurate as of 2/01/2023. $10.00 monthly fee if average daily balance falls below $5,000.00. Account must be open and active for 180 calendar days or a $30.00 closing fee will be assessed.

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
W188n9820 Appleton Ave, Germantown, WI 53022
Money Market without Checking
0.40%
$0
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details

Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
N112w17100 Mequon Rd, Germantown, WI 53022
Relationship Money Market**
0.40%
$0
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details

Standard Rate Tiers

Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
N96W17480 County Line Rd, Germantown, WI 53022
Signature Business Money Market
0.40%
$0
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
W188n9820 Appleton Ave, Germantown, WI 53022
Money Market without Checking
0.35%
$0
View
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details

Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
N112w17100 Mequon Rd, Germantown, WI 53022
First Rate Money Market* (Consumer)
0.30%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details

Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
N112w17100 Mequon Rd, Germantown, WI 53022
Relationship Money Market**
0.30%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details

Standard Rate Tiers

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
W188n9820 Appleton Ave, Germantown, WI 53022
Money Market with Checking
0.30%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details

Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
N112w17100 Mequon Rd, Germantown, WI 53022
First Rate Money Market* (Consumer)
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
W188n9820 Appleton Ave, Germantown, WI 53022
Money Market without Checking
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details

Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
N112w17100 Mequon Rd, Germantown, WI 53022
Relationship Money Market**
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details

Standard Rate Tiers

Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
N112w17100 Mequon Rd, Germantown, WI 53022
First Rate Money Market* (Consumer)
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details

Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
N112w17100 Mequon Rd, Germantown, WI 53022
First Rate Money Market* (Consumer)
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details

North Shore Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
N112 W15780 Mequon Road, Germantown, WI 53022
Standard Money Market
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
N96W17480 County Line Rd, Germantown, WI 53022
Signature Money Market Account
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details

Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
N96W17480 County Line Rd, Germantown, WI 53022
VIP Money Market
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details

Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
N96W17480 County Line Rd, Germantown, WI 53022
Index Plus Money Market
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details

Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
N112w17100 Mequon Rd, Germantown, WI 53022
IRA Money Market***
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details

Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
N112w17100 Mequon Rd, Germantown, WI 53022
Relationship Money Market**
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details

Introductory Rate Tiers

Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
N112w17100 Mequon Rd, Germantown, WI 53022
First Rate Money Market* (Consumer)
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details

Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
N112w17100 Mequon Rd, Germantown, WI 53022
Relationship Money Market**
0.04%
$0
View
▼
Rate0.04%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details

Standard Rate Tiers

Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
N112w17100 Mequon Rd, Germantown, WI 53022
First Rate Money Market* (Consumer)
0.04%
$0
View
▼
Rate0.04%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details

Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
N96W17480 County Line Rd, Germantown, WI 53022
Signature Business Money Market
0.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details

Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
N96W17480 County Line Rd, Germantown, WI 53022
Signature Money Market Account
0.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details

If account falls below $2,500

Shoreline Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.73%
Elite Money Market
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details

Average monthly balance

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
Member's Choice Money Market With Active Checking*
3.95%
$0
View
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
Member's Choice IRA Money Market
3.95%
$0
View
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details

with active checking*

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
Money MarketPlatinum Select
3.90%
$1,000,000
View
▼
Rate3.83%
Min Deposit$1,000,000
Min Balance—
UpdatedMay 23, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
Money Market Platinum Select
3.90%
$0
View
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
Business SelectMoney Market
3.90%
$0
View
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
Member's Choice Money Market With Active Checking*
3.90%
$0
View
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
Member's Choice IRA Money Market
3.90%
$0
View
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details

with active checking*

Indianhead Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
Money Market Special
3.87%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details

Bank of Lake Mills
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
High-Yield Money Market Account
3.82%
$0
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details

Sentry Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.86%
Money Market
3.82%
$0
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
Business SelectMoney Market
3.80%
$0
View
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
Money MarketPlatinum Select
3.80%
$750,000
View
▼
Rate3.74%
Min Deposit$750,000
Min Balance—
UpdatedMay 23, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
Money Market Platinum Select
3.80%
$0
View
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details

Fox Communities Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Fox Rewards Money Market
3.75%
$0
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details

Qualifications Required

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
Money Market Platinum Select
3.65%
$0
View
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
Member's Choice Money Market With Active Checking*
3.65%
$0
View
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
Member's Choice IRA Money Market
3.65%
$0
View
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details

with active checking*

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
Business SelectMoney Market
3.65%
$0
View
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
Money MarketPlatinum Select
3.65%
$500,000
View
▼
Rate3.59%
Min Deposit$500,000
Min Balance—
UpdatedMay 23, 2026
Details

Farmers Savings Bank Mineral Point, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
Gold Money Market Checking*
3.60%
$0
View
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details

Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
1500 Club - Money Market
3.56%
$0
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details

Farmers and Merchants Bank Berlin, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Money Markets
3.55%
$0
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details

The Bank of Brodhead
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
Executive Money Market
3.55%
$0
View
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details

Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.49%
Money Market
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Money Market Special Intro rate
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

$15,000+

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
Member's Choice IRA Money Market
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details

with active checking*

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
Member's Choice Money Market With Active Checking*
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details

Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.49%
Business Money Market
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details

Fox Communities Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Fox Rewards Money Market
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details

Qualifications Required

Unison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
Money Market Accounts
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Dividend Rate with Checking

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Money Market Special
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
Business SelectMoney Market
3.40%
$0
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
Money MarketPlatinum Select
3.40%
$250,000
View
▼
Rate3.35%
Min Deposit$250,000
Min Balance—
UpdatedMay 23, 2026
Details

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Premium Money Market Savings
3.40%
$0
View
▼
Rate3.36%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
Money Market Platinum Select
3.40%
$0
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details

Unison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
Money Market Accounts
3.39%
$0
View
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Dividend Rate without Checking

Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.49%
Business Money Market
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details

Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.49%
Money Market
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details

Farmers Savings Bank Mineral Point, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
Gold Money Market Checking*
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details

The Bank of New Glarus
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
Platinum Money Market
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details

The Bank of New Glarus
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
Money Market
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details

Prospera Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
Thrive Money Market
3.20%
$0
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Premium Money Market Savings
3.05%
$0
View
▼
Rate3.02%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Germantown, Wisconsin and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Germantown, WI Money Market Rate Trends

Compare local Germantown, WI money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Wisconsin MMA Trends →
High-Yield MMA — WI Avg
2.941%
▲ 0.024 vs 7 days ago

Wisconsin high-yield MMA rates rose 0.024 points over the past 7 days to 2.941% APY.

Standard MMA — WI Avg
0.904%
▲ 0.025 vs 7 days ago

Wisconsin standard MMA rates rose 0.025 points over the past 7 days to 0.904% APY.

As of Jun 3, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Germantown, Wisconsin money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Germantown, Wisconsin directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Germantown, Wisconsin. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in WI.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Germantown, Wisconsin

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Wisconsin.

Are Money Market accounts in Germantown, Wisconsin safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Wisconsin up to $250,000 per depositor, per institution.

How often do MMA rates change in Germantown, Wisconsin?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Wisconsin rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Germantown, Wisconsin?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Germantown, Wisconsin require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Germantown, Wisconsin

Here are some of the highest money market account APYs currently available in Germantown, Wisconsin and the surrounding area:
  • Landmark Credit Union
    Signature Business Money Market — 3.00% APY
  • North Shore Bank
    Premier Money Market — 3.00% APY
  • WaterStone Bank
    Ultimate Money Market — 3.00% APY
  • Bank Five Nine
    Relationship Money Market** — 2.50% APY
  • Shoreline Credit Union
    Elite Money Market — 4.00% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Germantown, Wisconsin. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: June 3, 2026

Germantown, Wisconsin Rates & Resources

$
Germantown, Wisconsin CD Rates
$
Germantown, Wisconsin Savings Rates
$
Germantown, Wisconsin Checking Rates
$
Germantown, Wisconsin Mortgage Rates
$
Germantown, Wisconsin Auto Loan Rates
$
Germantown, Wisconsin Personal Loan Rates
$
Germantown, Wisconsin Home Equity Loan Rates