Best Money Market Rates in Washington (WA) - March 2026
Content reviewed by
Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Washington money market rates include Connection Credit UnionConnection Credit Union10200 Silverdale Way NW, Silverdale, WA 98383A5.0 ★Texas Ratio: 8.87% Youth Money Market at 5.12% APY, Northwest Plus Credit UnionNorthwest Plus Credit Union2821 Hewitt Ave, Everett, WA 98201A+5.0 ★Texas Ratio: 4.75% Money Market at 5.12% APY, Nordstrom Federal Credit UnionNordstrom Federal Credit Union1617 6th Ave Fl 5, Seattle, WA 98101A+5.0 ★Texas Ratio: 2.29% Money Market Account at 5.00% APY, Nuvision Federal Credit UnionNuvision Federal Credit Union19802 62nd Ave S, Kent, WA 98032 4009A+5.0 ★Texas Ratio: 3.70% Advantage Choice Money Market at 4.00% APY, and Safeway Federal Credit UnionSafeway Federal Credit Union529 E North Foothills Dr, Spokane, WA 99207A+5.0 ★Texas Ratio: 3.68% Money Market at 4.00% APY.
To see how these money market rates in Washington compare, use our comprehensive tables below for side-by-side comparisons so you can find the best yields available. Rates in Washington (WA) are continually updated we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Washington and surrounding area. Last Updated and Verified: March 20, 2026
Washington Money Market Rate Trends
Compare local Washington MMA rate quotes against the statewide average
Weekly money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — WA Avg
1.760%
▲ 1.076 from last week
Washington high-yield MMA rates rose 1.076 points this week to 1.760% APY, up from 0.683% last week.
Standard MMA — WA Avg
0.947%
▲ 0.179 from last week
Washington standard MMA rates rose 0.179 points this week to 0.947% APY, up from 0.768% last week.
As of Mar 20, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Compare the Best Money Market Rates Today in Washington
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Connection Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.87%
10200 Silverdale Way NW, Silverdale, WA 98383
Youth Money Market
5.12%
$1
▼
Rate5.00%
Min Deposit$1
Min Balance—
UpdatedMar 16, 2026
Details
Qualifying balance up to $750.00
Northwest Plus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
2821 Hewitt Ave, Everett, WA 98201
Money Market
5.12%
$25
▼
Rate5.00%
Min Deposit$25
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $15,000.00
Nordstrom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
1617 6th Ave Fl 5, Seattle, WA 98101
Money Market Account
5.00%
$0
▼
Rate4.91%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $500.00
Northwest Plus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
2821 Hewitt Ave, Everett, WA 98201
Money Market Account
4.83%
$500
▼
Rate4.75%
Min Deposit$500
Min Balance—
UpdatedMar 20, 2026
Details
Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
529 E North Foothills Dr, Spokane, WA 99207
Money Market
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Minimum balance to earn interest $5,000.; Member is allowed 3 transactions per month to retain Money Market interest rate.
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
19802 62nd Ave S, Kent, WA 98032 4009
Advantage Choice Money Market
4.00%
$1,000
▼
Rate3.93%
Min Deposit$1,000
Min Balance—
UpdatedMar 17, 2026
Details
IQ Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
1313 Main St, Vancouver, WA 98660 2918
Business Money Market Accounts
3.50%
$10,000
▼
Rate3.44%
Min Deposit$10,000
Min Balance—
UpdatedMar 20, 2026
Details
Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
800 SE 192nd Ave, Vancouver, WA 98683 9510
Money Market Account (Personal)
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA 98467
Business Premier Money Market
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1301 HIGHLAND AVE, CLARKSTON, WA 99403
Money Market Account
3.49%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Qualifying Bump Rate
Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
244 W Main Ave, Spokane, WA 99201
Thrive Money Market
3.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
$24,999.01 & Above
Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
244 W Main Ave, Spokane, WA 99201
Thrive Money Market & Above
3.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
$24,999.01
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1301 HIGHLAND AVE, CLARKSTON, WA 99403
Money Market Account
3.39%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Qualifying Bump Rate
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1301 HIGHLAND AVE, CLARKSTON, WA 99403
Money Market Account
3.29%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Qualifying Bump Rate
HAPO Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
601 Williams Blvd, Richland, WA 99354
Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Kitsap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.30%
155 Washington Ave, Bremerton, WA 98337 5606
Premium Money Market
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
$2,500 minimum opening deposit.
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA 98467
Business Premier Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA 98467
Momentum Money Market
3.15%
$0
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
734 Water St, Port Townsend, WA 98368
1st Rate Money Market
3.15%
$100,000
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $100,000.00
Salal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.12%
9706 4th Ave NE Ste 400, Seattle, WA 98115 2199
Money Market
3.10%
$0
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
421 Capitol Way S, Olympia, WA 98501
Business Premium Money Market Account Tier 7
3.09%
$50,000
▼
Rate3.00%
Min Deposit$50,000
Min Balance—
UpdatedMar 15, 2026
Details
Armed Forces Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
Pendleton Avenue and North 12th Street, Fort Lewis, WA 98433
Premier Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
APY for 6 months
Kitsap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.30%
155 Washington Ave, Bremerton, WA 98337 5606
Premium Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
$2,500 minimum opening deposit.
Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
244 W Main Ave, Spokane, WA 99201
Thrive Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
$24,999.00 & Below
Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
244 W Main Ave, Spokane, WA 99201
Thrive Money Market & Below
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
$24,999.00
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA 98662
Money Market
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA 98662
Money Market1
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Progressions Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
2919 E Mission AVE, Spokane, WA 99202 3624
Premium Money Market ("SmartMarket Plus") Accounts
3.03%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Minimum balance to open: $25,000.00
Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
800 SE 192nd Ave, Vancouver, WA 98683 9510
Money Market Account (Personal)
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA 98467
Apex Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA 98467
Business Premier Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
IQ Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
1313 Main St, Vancouver, WA 98660 2918
Business Money Market Accounts
3.00%
$10,000
▼
Rate2.96%
Min Deposit$10,000
Min Balance—
UpdatedMar 20, 2026
Details
Kitsap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.30%
155 Washington Ave, Bremerton, WA 98337 5606
Premium Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
$2,500 minimum opening deposit.
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
1421 N MEADOWWOOD LN STE 130, LIBERTY LAKE, WA 99019 7613
Premium Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
1421 N MEADOWWOOD LN STE 130, LIBERTY LAKE, WA 99019 7613
Premier Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
1418 15th Ave, Longview, WA 98632
Business Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
Meriwest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.41%
1 Microsoft Way, Redmond, WA 98052
Business Money Market Plus
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Pacific Crest SB
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
3500 188th St Sw, Lynnwood, WA 98037
Money Market Account
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA 98467
Business Premier Money Market
2.85%
$0
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA 98467
Apex Money Market
2.85%
$0
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
421 Capitol Way S, Olympia, WA 98501
Premium Personal Money Market Account Tier 8
2.83%
$50,000
▼
Rate2.75%
Min Deposit$50,000
Min Balance—
UpdatedMar 15, 2026
Details
Spokane City Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
1930 N Monroe St, Spokane, WA 99205 4538
Money Market / Preferred Share Investment (PSI)
2.79%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
Spokane Teachers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
1620 N Signal Dr, Liberty Lake, WA 99019
Member Preferred Money Market
2.79%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA 98662
Money Market
2.78%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA 98662
Money Market1
2.78%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Pacific Crest SB
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
3500 188th St Sw, Lynnwood, WA 98037
Money Market Account
2.75%
$0
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Kitsap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.30%
155 Washington Ave, Bremerton, WA 98337 5606
Premium Money Market
2.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
$2,500 minimum opening deposit.
Gateway First Bank
Institution Rating:
F1.8 ★ Texas Ratio: 53.47%
33410 Se Redmond Fall City Rd, Fall City, WA 98024
Gateway Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
$25,000 and above
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA 98467
Apex Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
First Fed Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
105 W 8th St, Port Angeles, WA 98362
Madrona Business Money Market
2.75%
$0
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
601 Williams Blvd, Richland, WA 99354
Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Meriwest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.41%
1 Microsoft Way, Redmond, WA 98052
Money Market Max
2.75%
$0
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
First Fed Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
105 W 8th St, Port Angeles, WA 98362
Madrona Business Money Market
2.70%
$0
▼
Rate2.66%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA 98467
Apex Money Market
2.60%
$0
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1301 HIGHLAND AVE, CLARKSTON, WA 99403
Money Market Account
2.58%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Qualifying Bump Rate
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA 98467
Momentum Money Market
2.55%
$0
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Bank of the Pacific
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
1007 Pacific Ave S, Long Beach, WA 98631
Business Money Market
2.53%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
As High As
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA 98662
Money Market
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA 98662
Money Market1
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Spokane City Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
1930 N Monroe St, Spokane, WA 99205 4538
Money Market / Preferred Share Investment (PSI)
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
1418 15th Ave, Longview, WA 98632
Business Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
800 SE 192nd Ave, Vancouver, WA 98683 9510
Money Market Account (Personal)
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Verity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.01%
18530 33rd Ave W, Lynnwood, WA 98037
Community-Impact Money Market
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
IQ Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
1313 Main St, Vancouver, WA 98660 2918
Business Money Market Accounts
2.50%
$10,000
▼
Rate2.47%
Min Deposit$10,000
Min Balance—
UpdatedMar 20, 2026
Details
Verity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.01%
18530 33rd Ave W, Lynnwood, WA 98037
Community-Impact Money Market for Nonprofit Organizations
2.50%
$1,000
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
UpdatedMar 15, 2026
Details
Nordstrom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
1617 6th Ave Fl 5, Seattle, WA 98101
Money Market Account
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
529 E North Foothills Dr, Spokane, WA 99207
Money Market
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Minimum balance to earn interest $5,000.; Member is allowed 3 transactions per month to retain Money Market interest rate.
Pacific Crest SB
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
3500 188th St Sw, Lynnwood, WA 98037
Money Market Account
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Governmental Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.65%
1811 N Hutchinson Rd, Spokane Valley, WA 99212 2444
Elite Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1301 HIGHLAND AVE, CLARKSTON, WA 99403
Money Market Account
2.47%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Qualifying Bump Rate
Governmental Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.65%
1811 N Hutchinson Rd, Spokane Valley, WA 99212 2444
Elite Money Market
2.40%
$0
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Verity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.01%
18530 33rd Ave W, Lynnwood, WA 98037
Community-Impact Money Market
2.35%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Verity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.01%
18530 33rd Ave W, Lynnwood, WA 98037
Community-Impact Money Market for Nonprofit Organizations
2.35%
$1,000
▼
Rate2.33%
Min Deposit$1,000
Min Balance—
UpdatedMar 15, 2026
Details
Verity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.01%
18530 33rd Ave W, Lynnwood, WA 98037
Community-Impact Money Market
2.30%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Verity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.01%
18530 33rd Ave W, Lynnwood, WA 98037
Community-Impact Money Market for Nonprofit Organizations
2.30%
$1,000
▼
Rate2.28%
Min Deposit$1,000
Min Balance—
UpdatedMar 15, 2026
Details
Gateway First Bank
Institution Rating:
F1.8 ★ Texas Ratio: 53.47%
33410 Se Redmond Fall City Rd, Fall City, WA 98024
Gateway Money Market
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Any balance up to $24,999.99
Pacific Crest SB
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
3500 188th St Sw, Lynnwood, WA 98037
Money Market Account
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Peoples Bank (WA)
Institution Rating:
A+5.0 ★ Texas Ratio: 0.39%
3100 Woburn St, Bellingham, WA 98226
Business Money Market
2.20%
$0
▼
Rate2.18%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Peoples Bank (WA)
Institution Rating:
A+5.0 ★ Texas Ratio: 0.39%
3100 Woburn St, Bellingham, WA 98226
Personal Money Market Account
2.20%
$0
▼
Rate2.18%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
421 Capitol Way S, Olympia, WA 98501
Business Premium Money Market Account Tier 6
2.15%
$50,000
▼
Rate2.10%
Min Deposit$50,000
Min Balance—
UpdatedMar 15, 2026
Details
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
421 Capitol Way S, Olympia, WA 98501
Premium Personal Money Market Account Tier 7
2.15%
$50,000
▼
Rate2.10%
Min Deposit$50,000
Min Balance—
UpdatedMar 15, 2026
Details
SaviBank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
1737 Main St, Freeland, WA 98249
Personal Money Market
2.02%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
SaviBank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
1737 Main St, Freeland, WA 98249
Business Money Market
2.02%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
First Sound Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
925 4th Ave Ste 2350, Seattle, WA 98104
Money Market
2.02%
$100
▼
Rate2.00%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details
$250,000-$999,999, required to earn APY
Austin Capital Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.43%
22525 Se 64th Pl Ste 2 Dd, Issaquah, WA 98027
Money Market
2.02%
$1,000
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 17, 2026
Details
First Sound Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
925 4th Ave Ste 2350, Seattle, WA 98104
Money Market
2.01%
$25
▼
Rate2.00%
Min Deposit$25
Min Balance—
UpdatedMar 20, 2026
Details
$0-$9,999, however balances below $1,000 will result in a fee*
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
734 Water St, Port Townsend, WA 98368
High Yield Money Market
2.00%
$1,500
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $1,000,000.00
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
734 Water St, Port Townsend, WA 98368
Business Money Market
2.00%
$1,500
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedMar 20, 2026
Details
$1,000,000 and greater
Peoples Bank (WA)
Institution Rating:
A+5.0 ★ Texas Ratio: 0.39%
3100 Woburn St, Bellingham, WA 98226
Business ICS Money Market
1.95%
$0
▼
Rate1.93%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Armed Forces Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
Pendleton Avenue and North 12th Street, Fort Lewis, WA 98433
Premier Money Market IRA
1.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Peoples Bank (WA)
Institution Rating:
A+5.0 ★ Texas Ratio: 0.39%
3100 Woburn St, Bellingham, WA 98226
Business Money Market
1.65%
$0
▼
Rate1.64%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
421 Capitol Way S, Olympia, WA 98501
Business Premium Money Market Account Tier 5
1.64%
$50,000
▼
Rate1.60%
Min Deposit$50,000
Min Balance—
UpdatedMar 15, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
734 Water St, Port Townsend, WA 98368
High Yield Money Market
1.50%
$1,500
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $999,999.99
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
734 Water St, Port Townsend, WA 98368
Business Money Market
1.50%
$1,500
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedMar 20, 2026
Details
$250,000-$999,999.99
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Washington and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Washington directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Washington. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in WA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Washington
What is a Money Market Account (MMA)?
A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Washington.
Are Money Market accounts in Washington safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Washington up to $250,000 per depositor, per institution.
How often do MMA rates change in Washington?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Washington rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
Best Money Market Rates in Washington
Here are some of the highest money market account APYs currently available in Washington:
- Connection Credit Union
Youth Money Market — 5.12% APY - Northwest Plus Credit Union
Money Market — 5.12% APY - Nordstrom Federal Credit Union
Money Market Account — 5.00% APY - Nuvision Federal Credit Union
Advantage Choice Money Market — 4.00% APY - Safeway Federal Credit Union
Money Market — 4.00% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Washington. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 20, 2026
Cities in Washington
