Best Money Market Rates in Rainier, Washington - July 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Rainier, Washington and the surrounding area money market deposit account rates include Nuvision Federal Credit UnionNuvision Federal Credit UnionA+5.0 ★Texas Ratio: 3.48% Advantage Choice Money Market at 4.00% APY, Safeway Federal Credit UnionSafeway Federal Credit UnionA+5.0 ★Texas Ratio: 3.64% Money Market at 4.00% APY, Sound Community BankSound Community BankA+5.0 ★Texas Ratio: 2.09% Business Premier Money Market at 3.50% APY, SaviBankSaviBankA+5.0 ★Texas Ratio: 2.39% Money Market Account at 3.50% APY, and IQ Credit UnionIQ Credit UnionA+5.0 ★Texas Ratio: 4.02% Business Money Market Accounts at 3.50% APY. Money market rates as of July 11, 2026 according to verified data from MonitorBankRates.
Rainier is a smaller community with no bank or credit union branches currently in our database. 150 institutions serving the Washington area are available to Rainier residents, with money market rates as high as 4.00% APY from Nuvision Federal Credit Union. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Rainier, Washington and surrounding area. Last Updated and Verified: July 11, 2026
Compare the Best Money Market Rates Today in Rainier, Washington & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
Advantage Choice Money Market
4.00%
$1,000
▼
Rate3.93%
Min Deposit$1,000
Min Balance—
UpdatedJul 7, 2026
Details
Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.64%
Money Market
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details
Member is allowed 3 transactions per month to retain Money Market interest rate.
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
Advantage Choice Money Market
3.93%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details
IQ Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
Business Money Market Accounts
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Business Premier Money Market
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Money Market Account
3.49%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 27, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details
Tiered rate; Qualifying balance $24,999.01 & Above
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Money Market Account
3.39%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 27, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Money Market Account
3.29%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 27, 2026
Details
IQ Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
Money Market Account
3.25%
$1,000
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedJul 10, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Business Premier Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
1st Rate Money Market
3.15%
$100,000
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedJul 9, 2026
Details
APY for balances $100,000.00 and greater. New money requirement: $50,000.
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Momentum Money Market
3.15%
$0
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details
Armed Forces Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
Premier Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details
Annual Percentage Yield (APY). FDIC-insured up to the maximum allowed by law.
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details
Tiered rate; Qualifying balance $24,999.00 & Below
IQ Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
Business Money Market Accounts
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.83%
Premier Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 27, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.83%
Premium Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 27, 2026
Details
Pacific Crest SB
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
Money Market Account
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Apex Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Business Premier Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Apex Money Market
2.85%
$0
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Business Premier Money Market
2.85%
$0
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Premium Personal Money Market Account (MMA) Tier 8
2.83%
$50,000
▼
Rate2.75%
Min Deposit$50,000
Min Balance—
UpdatedJul 8, 2026
Details
Pacific Crest SB
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
Money Market Account
2.75%
$0
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Apex Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details
Bank of the Pacific
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
Business Money Market
2.69%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details
APY means annual percentage yield.
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Apex Money Market
2.60%
$0
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Money Market Account
2.58%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 27, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Momentum Money Market
2.55%
$0
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details
IQ Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
Business Money Market Accounts
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Pacific Crest SB
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
Money Market Account
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details
Governmental Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.35%
Elite Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details
Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.64%
Money Market
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details
Member is allowed 3 transactions per month to retain Money Market interest rate.
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Money Market Account
2.47%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 27, 2026
Details
Governmental Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.35%
Elite Money Market
2.40%
$0
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details
Pacific Crest SB
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
Money Market Account
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details
IQ Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
Money Market Account
2.25%
$1,000
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedJul 10, 2026
Details
Governmental Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.35%
Elite Money Market
2.20%
$0
▼
Rate2.18%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Premium Personal Money Market Account (MMA) Tier 7
2.15%
$50,000
▼
Rate2.10%
Min Deposit$50,000
Min Balance—
UpdatedJul 8, 2026
Details
Governmental Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.35%
Elite Money Market
2.10%
$0
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 9, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
High Yield Money Market
2.00%
$1,500
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedJul 9, 2026
Details
APY for balances $1,000,000 and greater
Governmental Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.35%
Elite Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
Advantage Choice Money Market
2.00%
$1,000
▼
Rate1.98%
Min Deposit$1,000
Min Balance—
UpdatedJul 7, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
Money Market Account
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details
APY is variable and may change after account opening.
IQ Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
Business Money Market Accounts
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Business Money Market
2.00%
$1,500
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedJul 9, 2026
Details
$1,000,000 and greater
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
Advantage Choice Money Market
1.98%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
1.80%
$0
▼
Rate1.78%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details
Credit Human Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 12.57%
Money Market Savings
1.80%
$1,000
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJul 7, 2026
Details
Up to six free withdrawals per statement cycle
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
Guaranteed Money Market
1.76%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
Money Market
1.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
Traditional/Roth IRA Money Market
1.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
Business Money Market Accounts
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
Money Market
1.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
Traditional/Roth IRA Money Market
1.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
Business Money Market Accounts
1.70%
$0
▼
Rate1.69%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
Business Money Market Accounts
1.65%
$0
▼
Rate1.64%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
Money Market
1.65%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
Traditional/Roth IRA Money Market
1.65%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
1.65%
$0
▼
Rate1.64%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
High Yield Money Market
1.60%
$50,000
▼
Rate1.59%
Min Deposit$50,000
Min Balance—
UpdatedJul 7, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
Money Market
1.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
Business Money Market Accounts
1.60%
$0
▼
Rate1.59%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
IQ Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
Business Money Market Accounts
1.60%
$0
▼
Rate1.59%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
Traditional/Roth IRA Money Market
1.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
High Yield Money Market
1.59%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Business Money Market
1.50%
$1,500
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedJul 9, 2026
Details
$250,000-$999,999.99
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
High Yield Money Market
1.50%
$1,500
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedJul 9, 2026
Details
APY for balances $250,000-$999,999.99
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Money Market Account
1.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 27, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
1.45%
$0
▼
Rate1.44%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Momentum Money Market
1.41%
$0
▼
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Premium Personal Money Market Account (MMA) Tier 6
1.38%
$50,000
▼
Rate1.35%
Min Deposit$50,000
Min Balance—
UpdatedJul 8, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Money Market Account
1.35%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 27, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
1.35%
$0
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
Money Market Accounts
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedJun 27, 2026
Details
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
Money Market Account
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedJun 27, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Business Money Market
1.25%
$1,500
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedJul 9, 2026
Details
$100,000-$249,999.99
Washington State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
Money Market accounts
1.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Cascade Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
Money Market Account
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Money Market Account
1.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 27, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Momentum Money Market
1.16%
$0
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details
Cascade Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
Money Market Account
1.15%
$0
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Premium Personal Money Market Account (MMA) Tier 5
1.12%
$50,000
▼
Rate1.10%
Min Deposit$50,000
Min Balance—
UpdatedJul 8, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Apex Money Market
1.11%
$0
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Business Premier Money Market
1.11%
$0
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Momentum Money Market
1.10%
$0
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Tiered Rate Money Market
1.00%
$100
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedJul 9, 2026
Details
APY for balances $100,000 and greater
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
High Yield Money Market
1.00%
$1,500
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedJul 9, 2026
Details
APY for balances $100,000-$249,999.99
LONGSHOREMENS LOCAL 4
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Money Market
0.95%
$2,500
▼
Rate0.95%
Min Deposit$2,500
Min Balance—
UpdatedJul 11, 2026
Details
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Premium Personal Money Market Account (MMA) Tier 4
0.87%
$50,000
▼
Rate0.85%
Min Deposit$50,000
Min Balance—
UpdatedJul 8, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Business Premier Money Market
0.85%
$0
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Business Money Market
0.85%
$1,500
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedJul 9, 2026
Details
$25,000-$99,999.99
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Momentum Money Market
0.76%
$0
▼
Rate0.76%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Tiered Rate Money Market
0.75%
$100
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedJul 9, 2026
Details
APY for balances $50,000-$99,999.99
1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
High Yield Money Market
0.75%
$1,500
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedJul 9, 2026
Details
APY for balances $5,000-$99,999.99
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Rainier, Washington and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Rainier, WA Money Market Rate Trends
Compare local Rainier, WA money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — WA Avg
2.966%
▲ 0.053 vs 7 days ago
Washington high-yield MMA rates rose 0.053 points over the past 7 days to 2.966% APY.
Standard MMA — WA Avg
0.699%
Unchanged vs 7 days ago
Washington standard MMA rates currently average 0.699% APY.
As of Jul 11, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Rainier, Washington money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Rainier, Washington directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Rainier, Washington. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in WA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Rainier, Washington
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Washington.
Are Money Market accounts in Rainier, Washington safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Washington up to $250,000 per depositor, per institution.
How often do MMA rates change in Rainier, Washington?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Washington rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Rainier, Washington?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Rainier, Washington require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Rainier, Washington
Here are some of the highest money market account APYs currently available in Rainier, Washington and the surrounding area:
- Nuvision Federal Credit Union
Advantage Choice Money Market — 4.00% APY - Safeway Federal Credit Union
Money Market — 4.00% APY - Sound Community Bank
Business Premier Money Market — 3.50% APY - SaviBank
Money Market Account — 3.50% APY - IQ Credit Union
Business Money Market Accounts — 3.50% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Rainier, Washington. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: July 11, 2026
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