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Best Money Market Rates in Spring, Texas (TX) - May 2026

Content reviewed by
Brian McKay Brian McKay
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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: May 7, 2026

Current Spring, Texas and the surrounding area money market deposit account rates include First Community Credit Union Houston, TXFirst Community Credit Union Houston, TX2121 FM 2920 Rd, Spring, TX 77388A+5.0 ★Texas Ratio: 5.63% Money Market Fund at 1.75% APY, InvesTex Credit UnionInvesTex Credit Union230 Cypresswood Dr Ste H, Spring, TX 77388A+5.0 ★Texas Ratio: 3.65% Money Market at 1.46% APY, First Service Credit UnionFirst Service Credit Union8640 Spring Cypress Rd, Spring, TX 77379 3133A+5.0 ★Texas Ratio: 5.02% Business Money Market at 1.25% APY, 5Point Credit Union5Point Credit Union1021 Sawdust Rd Ste 150, Spring, TX 77380 3895A5.0 ★Texas Ratio: 6.33% Business Money Market at 1.25% APY, and Resource One Credit UnionResource One Credit Union8720 Spring Cypress Rd, Spring, TX 77379B+4.7 ★Texas Ratio: 19.00% Executive Suite Money Market at 1.11% APY. Money market rates as of May 7, 2026 according to verified data from MonitorBankRates.

Spring has 8 local institutions in our database, with money market rates as high as 1.75% APY from First Community Credit Union Houston, TX at 2121 FM 2920 Rd, Spring, TX 77388. Use the table below to compare all available offers, including options from institutions serving the broader Texas area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Spring, Texas and surrounding area. Last Updated and Verified: May 7, 2026

Compare the Best Money Market Rates Today in Spring, Texas & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.63%
2121 FM 2920 Rd, Spring, TX 77388
Money Market Fund
1.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

InvesTex Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.65%
230 Cypresswood Dr Ste H, Spring, TX 77388
Money Market
1.46%
$0
View
▼
Rate1.45%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

InvesTex Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.65%
230 Cypresswood Dr Ste H, Spring, TX 77388
Money Market
1.26%
$0
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
8640 Spring Cypress Rd, Spring, TX 77379 3133
Money Market
1.25%
$0
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

5Point Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.33%
1021 Sawdust Rd Ste 150, Spring, TX 77380 3895
Money Market Account
1.25%
$0
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
8640 Spring Cypress Rd, Spring, TX 77379 3133
Business Money Market
1.25%
$0
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

5Point Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.33%
1021 Sawdust Rd Ste 150, Spring, TX 77380 3895
Business Money Market
1.25%
$500,000
View
▼
Rate1.24%
Min Deposit$500,000
Min Balance—
UpdatedMay 2, 2026
Details

First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
8640 Spring Cypress Rd, Spring, TX 77379 3133
Business Money Market
1.20%
$0
View
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
8640 Spring Cypress Rd, Spring, TX 77379 3133
Money Market
1.20%
$0
View
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
8640 Spring Cypress Rd, Spring, TX 77379 3133
Business Money Market
1.15%
$0
View
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
8640 Spring Cypress Rd, Spring, TX 77379 3133
Money Market
1.15%
$0
View
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Resource One Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.00%
8720 Spring Cypress Rd, Spring, TX 77379
Executive Suite Money Market
1.11%
$2,500
View
▼
Rate1.10%
Min Deposit$2,500
Min Balance—
UpdatedMay 2, 2026
Details

Resource One Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.00%
8720 Spring Cypress Rd, Spring, TX 77379
Money Market
1.11%
$2,500
View
▼
Rate1.10%
Min Deposit$2,500
Min Balance—
UpdatedMay 2, 2026
Details

Limit one money market account per membership.

First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
8640 Spring Cypress Rd, Spring, TX 77379 3133
Business Money Market
1.10%
$0
View
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
8640 Spring Cypress Rd, Spring, TX 77379 3133
Money Market
1.10%
$0
View
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
8640 Spring Cypress Rd, Spring, TX 77379 3133
Business Money Market
1.05%
$0
View
▼
Rate1.04%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
8640 Spring Cypress Rd, Spring, TX 77379 3133
Money Market
1.05%
$0
View
▼
Rate1.04%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Resource One Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.00%
8720 Spring Cypress Rd, Spring, TX 77379
Money Market
1.00%
$2,500
View
▼
Rate1.00%
Min Deposit$2,500
Min Balance—
UpdatedMay 2, 2026
Details

Limit one money market account per membership.

Smart Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.10%
7206 N Grand Pkwy W, Spring, TX 77379 1684
Business Money Market
1.00%
$0
View
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Resource One Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.00%
8720 Spring Cypress Rd, Spring, TX 77379
Executive Suite Money Market
1.00%
$2,500
View
▼
Rate1.00%
Min Deposit$2,500
Min Balance—
UpdatedMay 2, 2026
Details

First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
8640 Spring Cypress Rd, Spring, TX 77379 3133
Business Money Market
1.00%
$0
View
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
8640 Spring Cypress Rd, Spring, TX 77379 3133
Money Market
1.00%
$0
View
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Resource One Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.00%
8720 Spring Cypress Rd, Spring, TX 77379
Money Market
0.90%
$2,500
View
▼
Rate0.90%
Min Deposit$2,500
Min Balance—
UpdatedMay 2, 2026
Details

Limit one money market account per membership.

Resource One Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.00%
8720 Spring Cypress Rd, Spring, TX 77379
Executive Suite Money Market
0.90%
$2,500
View
▼
Rate0.90%
Min Deposit$2,500
Min Balance—
UpdatedMay 2, 2026
Details

Energy Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.68%
Nature 2 Bldg LL B250, Spring, TX 77389 1425
High-Yield Money Market
0.75%
$1,000
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 2, 2026
Details

Avoid a Fee: $2,500

Smart Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.10%
7206 N Grand Pkwy W, Spring, TX 77379 1684
Business Money Market
0.75%
$0
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Texas Dow Employees Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 22.42%
5250 FM 2920 Rd Ste E, Spring, TX 77388 3002
Money Market Account
0.70%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

5Point Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.33%
1021 Sawdust Rd Ste 150, Spring, TX 77380 3895
Business Money Market
0.60%
$50,000
View
▼
Rate0.60%
Min Deposit$50,000
Min Balance—
UpdatedMay 2, 2026
Details

5Point Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.33%
1021 Sawdust Rd Ste 150, Spring, TX 77380 3895
Money Market Account
0.60%
$0
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

5Point Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.33%
1021 Sawdust Rd Ste 150, Spring, TX 77380 3895
Money Market Account
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Energy Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.68%
Nature 2 Bldg LL B250, Spring, TX 77389 1425
High-Yield Money Market
0.50%
$1,000
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 2, 2026
Details

Avoid a Fee: $2,500

5Point Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.33%
1021 Sawdust Rd Ste 150, Spring, TX 77380 3895
Business Money Market
0.50%
$25,000
View
▼
Rate0.50%
Min Deposit$25,000
Min Balance—
UpdatedMay 2, 2026
Details

Texas Dow Employees Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 22.42%
5250 FM 2920 Rd Ste E, Spring, TX 77388 3002
Money Market Account
0.40%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

5Point Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.33%
1021 Sawdust Rd Ste 150, Spring, TX 77380 3895
Money Market Account
0.40%
$0
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

5Point Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.33%
1021 Sawdust Rd Ste 150, Spring, TX 77380 3895
Business Money Market
0.40%
$2,000
View
▼
Rate0.40%
Min Deposit$2,000
Min Balance—
UpdatedMay 2, 2026
Details

Smart Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.10%
7206 N Grand Pkwy W, Spring, TX 77379 1684
Business Money Market
0.40%
$5,000
View
▼
Rate0.40%
Min Deposit$5,000
Min Balance—
UpdatedApr 19, 2026
Details

Texas Dow Employees Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 22.42%
5250 FM 2920 Rd Ste E, Spring, TX 77388 3002
Money Market Account
0.30%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Energy Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.68%
Nature 2 Bldg LL B250, Spring, TX 77389 1425
High-Yield Money Market
0.25%
$1,000
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 2, 2026
Details

Avoid a Fee: $10 if balance < $2,500

Texas Dow Employees Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 22.42%
5250 FM 2920 Rd Ste E, Spring, TX 77388 3002
Money Market Account
0.20%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

5Point Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.33%
1021 Sawdust Rd Ste 150, Spring, TX 77380 3895
Money Market Account
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

5Point Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.33%
1021 Sawdust Rd Ste 150, Spring, TX 77380 3895
Business Money Market
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
8640 Spring Cypress Rd, Spring, TX 77379 3133
Business Money Market
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
8640 Spring Cypress Rd, Spring, TX 77379 3133
Money Market
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Texas Dow Employees Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 22.42%
5250 FM 2920 Rd Ste E, Spring, TX 77388 3002
Money Market Account
0.02%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Resource One Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.00%
8720 Spring Cypress Rd, Spring, TX 77379
Executive Suite Money Market
0.00%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMay 2, 2026
Details

Resource One Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.00%
8720 Spring Cypress Rd, Spring, TX 77379
Money Market
0.00%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMay 2, 2026
Details

Limit one money market account per membership.

InvesTex Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.65%
230 Cypresswood Dr Ste H, Spring, TX 77388
Money Market
0.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Fannin Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
Money Market
3.82%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Huntington Relationship Money Market
3.82%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
High-Yield Money Market
3.82%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

Minimum of **$25,000** not currently deposited at Huntington.

State Bank of Texas
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
High-Rate Jumbo Money Market
3.76%
$100,000
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 4, 2026
Details

Annual Percentage Yield is accurate as of posting date and applies to new money deposits only. Rate is subject to change without notice after account opening. Fees and/or withdrawals could reduce the earnings on the account.

OWB One World Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
Rocket 88 Money Market Accounts (Personal & Business)
3.75%
$0
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
Money Market Account
3.61%
$0
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Community Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
High Yield Savings (Money Market)
3.60%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Essential Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.36%
Money Market
3.60%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Lone Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Personal Money Market
3.56%
$250
View
▼
Rate3.50%
Min Deposit$250
Min Balance—
UpdatedMay 5, 2026
Details

Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
Thrive Money Market
3.45%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

$24,999.01 & Above

Truist
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
Small Business Money Market Account
3.40%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Golden Bank National Association
Institution Rating:
A+5.0 ★ Texas Ratio: 3.27%
money market account
3.38%
$20,000
View
▼
Rate—
Min Deposit$20,000
Min Balance—
UpdatedApr 16, 2026
Details

new money

Lone Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Business Money Market
3.25%
$2,500
View
▼
Rate3.20%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details

American State Bank (TX)
Institution Rating:
A-4.9 ★ Texas Ratio: 16.23%
Pinnacle Money Market Account Tier 3
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

American State Bank (TX)
Institution Rating:
A-4.9 ★ Texas Ratio: 16.23%
Pinnacle Money Market Account Tier 4
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

American State Bank (TX)
Institution Rating:
A-4.9 ★ Texas Ratio: 16.23%
Pinnacle Money Market Account
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

NexBank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.79%
High-Yield Money Market Account
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
High-Yield Money Market
3.20%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

Minimum of **$25,000** not currently deposited at Huntington.

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Huntington Relationship Money Market
3.20%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

Lone Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Personal Money Market† 6 Months
3.14%
$1,000
View
▼
Rate3.09%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

Oakwood Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.07%
MAX Money Market
3.12%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

b1BANK
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
MAX Money Market
3.12%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

The MINT National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
ManageMINT Emerald MMA
3.10%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

The MINT National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
MonuMINT Emerald MMA
3.10%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
Thrive Money Market
3.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

$24,999.00 & Below

Armed Forces Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
Premier Money Market
3.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Trinity Bank, N.A.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.28%
Trinity Personal Money Market Account
3.04%
$500
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Trinity Bank, N.A.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.28%
Trinity Commercial Money Market Account
3.04%
$500
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Planters Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
High Yield Money Market
2.95%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Lone Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Business Money Market
2.94%
$2,500
View
▼
Rate2.90%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details

Trinity Bank, N.A.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.28%
Trinity Personal Money Market Account
2.84%
$500
View
▼
Rate2.80%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Trinity Bank, N.A.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.28%
Trinity Commercial Money Market Account
2.84%
$500
View
▼
Rate2.80%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Lone Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Personal Money Market† 11 Months
2.83%
$1,000
View
▼
Rate2.79%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

Lone Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Personal Money Market† 12 Months
2.83%
$1,000
View
▼
Rate2.79%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

Lone Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Personal Money Market† 13 Months
2.83%
$1,000
View
▼
Rate2.79%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Platinum Money Market
2.80%
$0
View
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

TEXAS TECH
Institution Rating:
A5.0 ★ Texas Ratio: 8.53%
Money Market Savings
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Platinum Money Market
2.60%
$0
View
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Lone Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Personal Money Market† 9 Months
2.59%
$1,000
View
▼
Rate2.56%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

Lone Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Personal Money Market† 90-179 Days
2.59%
$1,000
View
▼
Rate2.56%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

TEXAS TECH
Institution Rating:
A5.0 ★ Texas Ratio: 8.53%
Money Market Savings
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Plus Money Market Account
2.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

As Low As

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
FB-Org Money Market Account [MMA]
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

No Minimum Initial Deposit

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Business Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Spring, Texas and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Spring, TX Money Market Rate Trends

Compare local Spring, TX money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Texas MMA Trends →
High-Yield MMA — TX Avg
3.319%
Unchanged vs 7 days ago

Texas high-yield MMA rates currently average 3.319% APY.

Standard MMA — TX Avg
0.750%
▼ 0.033 vs 7 days ago

Texas standard MMA rates fell 0.033 points over the past 7 days to 0.750% APY.

As of May 8, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Spring, Texas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Spring, Texas. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in TX.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Spring, Texas

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Texas.

Are Money Market accounts in Spring, Texas safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Texas up to $250,000 per depositor, per institution.

How often do MMA rates change in Spring, Texas?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Texas rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Spring, Texas?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Spring, Texas require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Spring, Texas

Here are some of the highest money market account APYs currently available in Spring, Texas and the surrounding area:
  • First Community Credit Union Houston, TX
    Money Market Fund — 1.75% APY
  • InvesTex Credit Union
    Money Market — 1.46% APY
  • First Service Credit Union
    Business Money Market — 1.25% APY
  • 5Point Credit Union
    Business Money Market — 1.25% APY
  • Resource One Credit Union
    Executive Suite Money Market — 1.11% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Spring, Texas. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 7, 2026

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