Best Money Market Rates in Millican, Texas - July 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current Millican, Texas and the surrounding area money market deposit account rates include TruistTruistA+5.0 ★Texas Ratio: 3.63% Small Business Money Market Account at 4.00% APY, State Bank of TexasState Bank of TexasA+5.0 ★Texas Ratio: 2.36% High-Rate Jumbo Money Market at 3.76% APY, OWB One World BankOWB One World BankA+5.0 ★Texas Ratio: 0.80% Rocket 88 Money Market Accounts (Personal & Business) at 3.75% APY, Essential Credit UnionEssential Credit UnionA5.0 ★Texas Ratio: 10.15% Money Market Accounts at 3.60% APY, and Lone Star BankLone Star BankA+5.0 ★Texas Ratio: 0.00% Personal Money Market at 3.56% APY. Money market rates as of July 11, 2026 according to verified data from MonitorBankRates.
Millican is a smaller community with no bank or credit union branches currently in our database. 150 institutions serving the Texas area are available to Millican residents, with money market rates as high as 4.00% APY from Truist. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Millican, Texas and surrounding area. Last Updated and Verified: July 11, 2026
Compare the Best Money Market Rates Today in Millican, Texas & the Surrounding Area
Eligible clients can open a new Truist Business Money Market Account and earn up to 4.00% annual percentage yield (APY) for balances between $5,000 - $4,999,999.99.
Annual Percentage Yield is accurate as of posting date and applies to new money deposits only. Rate is subject to change without notice after account opening. Fees and/or withdrawals could reduce the earnings on the account.
On balance above $350,000
Balance $50,000 or more
APY is accurate as of 12/01/2025. Required minimum balance to open is $500. To earn the stated APY, minimum balance required is $1,000,000. This is a variable rate account. Dividend rates and balance tiers may change at any time without prior notice. Dividends on Money Market Accounts will be compounded monthly and credited each calendar month. APY is accurate as of the last dividend declaration date. Fees could reduce the earnings on the account.
Required minimum balance to open is $500. This is a variable rate account. Dividend rates and balance tiers may change at any time without prior notice. Dividends on Money Market Accounts will be compounded monthly and credited each calendar month. APY is accurate as of the last dividend declaration date. Fees could reduce the earnings on the account.
Tiered rate; Qualifying balance $24,999.01 & Above
$500,000.00 and above
$250,000.00 - $499,999.99
Special interest rate for balances between $25,000.00 to $2,000,000.99. Variable rate and subject to change at any time. Balances $2,000,001.00 and above currently earn 0.25% (0.25% APY). Balances below $25,000.00 do not earn interest and may be subject to a $25.00 per month maintenance fee. Fees may reduce earnings. When your balance falls into a specific rate tier, your entire balance will earn the applicable rate in effect for that tier. Offer is limited to one per household. We also reserve the right to limit acceptance of deposits greater than $2,000,000.00. Not valid with any other offer.
Variable rate; based on your zip code. Balances $2,000,001.00 and above currently earn 0.25% (0.25% APY). Balances below $25,000.00 do not earn interest. Fees may reduce earnings. When your balance falls into a specific rate tier, your entire balance will earn the applicable rate in effect for that tier.
On balances of $25,000+
($2,500 Opening Balance)
Balances $250,000 and above
Balances $500,000 and above
Annual Percentage Yield (APY). FDIC-insured up to the maximum allowed by law.
Tiered rate; Qualifying balance $24,999.00 & Below
Fees may reduce earnings on the account. Rate may change after account opens.
Fees may reduce earnings on the account. Rate may change after account opens.
($2,500 Opening Balance)
Fees may reduce earnings on the account. Rate may change after account opens.
Fees may reduce earnings on the account. Rate may change after account opens.
Rates effective 9/29/2025. APY = Annual Percentage Yield. For current rates, call 806-742-3606. Rates subject to change based on account balance criteria. Fees may reduce earnings.
($2,500 Opening Balance)
Rates effective 9/29/2025. APY = Annual Percentage Yield. Rates subject to change based on account balance criteria. Fees may reduce earnings.
Balance of more than $500,000
($2,500 Opening Balance)
($2,500 Opening Balance)
Dividends: Monthly
No Minimum Initial Deposit
Balance $10,000 or more
Rates effective 9/29/2025. APY = Annual Percentage Yield. For current rates, call 806-742-3606. Rates subject to change based on account balance criteria. Fees may reduce earnings.
Rates effective 9/29/2025. APY = Annual Percentage Yield. Rates subject to change based on account balance criteria. Fees may reduce earnings.
MMA Rates and APYs valid for IRAs
($2,500 Opening Balance)
APY=Annual Percentage Yield. Terms and conditions apply. Click for full details.
Rates effective 9/29/2025. APY = Annual Percentage Yield. For current rates, call 806-742-3606. Rates subject to change based on account balance criteria. Fees may reduce earnings.
Rates effective 9/29/2025. APY = Annual Percentage Yield. Rates subject to change based on account balance criteria. Fees may reduce earnings.
Qualifying balance up to $149,999.99
Balance of $250,000 - $499,999
Balances less than $500,000
Balances less than $250,000
No Minimum Initial Deposit
$1,000,000 and up
MMA Rates and APYs valid for IRAs
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Millican, TX Money Market Rate Trends
Compare local Millican, TX money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Texas high-yield MMA rates fell 0.012 points over the past 7 days to 3.205% APY.
Texas standard MMA rates rose 0.024 points over the past 7 days to 0.794% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Millican, Texas money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Millican, Texas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Millican, Texas. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in TX.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Millican, Texas
What is a Money Market Account (MMA)?
Are Money Market accounts in Millican, Texas safe?
How often do MMA rates change in Millican, Texas?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Millican, Texas?
Best Money Market Rates in Millican, Texas
- Truist
Small Business Money Market Account — 4.00% APY - State Bank of Texas
High-Rate Jumbo Money Market — 3.76% APY - OWB One World Bank
Rocket 88 Money Market Accounts (Personal & Business) — 3.75% APY - Essential Credit Union
Money Market Accounts — 3.60% APY - Lone Star Bank
Personal Money Market — 3.56% APY
