Best Money Market Rates in Edgeley, North Dakota (ND) - May 2026
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Edgeley, North Dakota and the surrounding area money market deposit account rates include Dakota Plains Credit UnionDakota Plains Credit Union212 5th Ave, Edgeley, ND 58433A5.0 ★Texas Ratio: 8.57% Money Market Elite at 1.50% APY, Bremer BankBremer BankA+5.0 ★Texas Ratio: 4.07% Money Market at 3.25% APY, Bell BankBell BankA+5.0 ★Texas Ratio: 2.41% Elite Money Market Savings at 3.01% APY, American Bank & TrustAmerican Bank & TrustA+5.0 ★Texas Ratio: 2.47% Money Market Special at 3.00% APY, and VISIONBank Saint Francis, MNVISIONBank Saint Francis, MNA5.0 ★Texas Ratio: 6.85% Premium Money Market Business at 3.00% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.
Edgeley has 1 local institution in our database, with money market rates as high as 1.50% APY from Dakota Plains Credit Union at 212 5th Ave, Edgeley, ND 58433. Use the table below to compare all available offers, including options from institutions serving the broader North Dakota area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Edgeley, North Dakota and surrounding area. Last Updated and Verified: May 12, 2026
Compare the Best Money Market Rates Today in Edgeley, North Dakota & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Dakota Plains Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.57%
212 5th Ave, Edgeley, ND 58433
Money Market Elite
1.50%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Dakota Plains Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.57%
212 5th Ave, Edgeley, ND 58433
Money Market Elite
1.25%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Dakota Plains Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.57%
212 5th Ave, Edgeley, ND 58433
Money Market Savings
0.80%
$0
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Dakota Plains Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.57%
212 5th Ave, Edgeley, ND 58433
Money Market Savings
0.70%
$0
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Dakota Plains Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.57%
212 5th Ave, Edgeley, ND 58433
Money Market Savings
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Dakota Plains Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.57%
212 5th Ave, Edgeley, ND 58433
Money Market Savings
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate—
Min Deposit$20,000
Min Balance—
UpdatedMay 5, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
Elite Money Market Savings*
3.01%
$0
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
Elite Money Market Savings
3.01%
$50
▼
Rate—
Min Deposit$50
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $25,000.00
American Bank & Trust
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
Money Market Special
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
VISIONBank Saint Francis, MN
Institution Rating:
A5.0 ★ Texas Ratio: 6.85%
Premium Money Market Business
3.00%
$1,000
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Qualifying balance up to $3,000,000.00
VISIONBank Saint Francis, MN
Institution Rating:
A5.0 ★ Texas Ratio: 6.85%
Premium Money Market Personal
3.00%
$1,000
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Up to $3,000,000.00
Service Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.03%
Business Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Vue Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.44%
Money Market
2.02%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
United Savings Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.47%
Money Market Share Accounts
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Service Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.03%
Money Market Account
1.70%
$100,000
▼
Rate1.69%
Min Deposit$100,000
Min Balance—
UpdatedMay 4, 2026
Details
Service Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.03%
Business Money Market
1.70%
$0
▼
Rate1.69%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Town and Country Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
Premium Money Market Account
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
United Savings Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.47%
Money Market Share Accounts
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Town and Country Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
Nonprofit Money Market Account
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
must maintain minimum to earn dividends
Town and Country Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
Premium Money Market Account
1.40%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
Premier Money Market Savings*
1.36%
$0
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $999,999.99
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
Premier Money Market Savings*
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $499,999.99
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
must maintain minimum to earn dividends
Kirkwood Bank & Trust Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Checking Tier 1
1.21%
$2,500
▼
Rate1.20%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
Premier Money Market Savings*
1.16%
$0
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $99,999.99
Town and Country Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
Premium Money Market Account
1.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Kirkwood Bank & Trust Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Checking Tier 2
1.11%
$2,500
▼
Rate1.10%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
must maintain minimum to earn dividends
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Fargo Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
Money Market Savings
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Town and Country Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
Money Market Account
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Kirkwood Bank & Trust Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Checking Tier 3
1.00%
$2,500
▼
Rate1.00%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
Kirkwood Bank & Trust Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Checking Tier 4
0.95%
$2,500
▼
Rate0.95%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
Kirkwood Bank & Trust Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Checking Tier 5
0.85%
$2,500
▼
Rate0.85%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
Fargo Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
Money Market Savings
0.80%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
United Savings Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.47%
Money Market Share Accounts
0.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Service Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.03%
Business Money Market
0.70%
$0
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Service Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.03%
Money Market Account
0.70%
$25,000
▼
Rate0.70%
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
First State Bank of Harvey
Institution Rating:
A-4.9 ★ Texas Ratio: 16.18%
Money Market Account
0.65%
$0
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
compound monthly
Fargo Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
Money Market Savings
0.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
First State Bank of Harvey
Institution Rating:
A-4.9 ★ Texas Ratio: 16.18%
Money Market Account
0.55%
$0
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
compound monthly
Service Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.03%
Business Money Market
0.55%
$0
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Service Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.03%
Money Market Account
0.55%
$2,500
▼
Rate0.55%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Fargo Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
Money Market Savings
0.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
must maintain minimum to earn dividends
First State Bank of Harvey
Institution Rating:
A-4.9 ★ Texas Ratio: 16.18%
Money Market Account
0.45%
$0
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
compound monthly
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
must maintain minimum to earn dividends
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
must maintain minimum to earn dividends
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
must maintain minimum to earn dividends
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Edgeley, North Dakota and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Edgeley, ND Money Market Rate Trends
Compare local Edgeley, ND money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — ND Avg
3.093%
Unchanged vs 7 days ago
North Dakota high-yield MMA rates currently average 3.093% APY.
Standard MMA — ND Avg
1.100%
▼ 0.005 vs 7 days ago
North Dakota standard MMA rates fell 0.005 points over the past 7 days to 1.100% APY.
As of May 13, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Edgeley, North Dakota directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Edgeley, North Dakota. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in ND.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Edgeley, North Dakota
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in North Dakota.
Are Money Market accounts in Edgeley, North Dakota safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in North Dakota up to $250,000 per depositor, per institution.
How often do MMA rates change in Edgeley, North Dakota?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local North Dakota rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Edgeley, North Dakota?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Edgeley, North Dakota require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Edgeley, North Dakota
Here are some of the highest money market account APYs currently available in Edgeley, North Dakota and the surrounding area:
- Dakota Plains Credit Union
Money Market Elite — 1.50% APY - Bremer Bank
Money Market — 3.25% APY - Bell Bank
Elite Money Market Savings — 3.01% APY - American Bank & Trust
Money Market Special — 3.00% APY - VISIONBank Saint Francis, MN
Premium Money Market Business — 3.00% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Edgeley, North Dakota. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 12, 2026
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