Best Money Market Rates in Montana (MT) - March 2026
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Montana money market rates include Mountain America Federal Credit UnionMountain America Federal Credit Union875 Main St, Billings, MT 59105A5.0 ★Texas Ratio: 11.38% Money market at 3.55% APY, Sky Federal Credit UnionSky Federal Credit Union777 E Main St Ste 102, Bozeman, MT 59715B4.6 ★Texas Ratio: 20.02% Managed Liquidity Money Market at 3.50% APY, Farmers State Bank Victor, MTFarmers State Bank Victor, MT103 Main St, Victor, MT 59875A5.0 ★Texas Ratio: 8.58% Platinum Money Market at 3.45% APY, Altana Federal Credit UnionAltana Federal Credit Union1111 24th St W, Billings, MT 59102 3809A+5.0 ★Texas Ratio: 5.84% ACE Money Market at 3.20% APY, and Peoples Bank of Deer LodgePeoples Bank of Deer Lodge430 Main St, Deer Lodge, MT 59722A+5.0 ★Texas Ratio: 2.81% Money Market at 2.89% APY.
To see how these money market rates in Montana compare, use our comprehensive tables below for side-by-side comparisons so you can find the best yields available. Rates in Montana (MT) are continually updated we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Montana and surrounding area. Last Updated and Verified: March 20, 2026
Montana Money Market Rate Trends
Compare local Montana MMA rate quotes against the statewide average
Weekly money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — MT Avg
1.420%
▲ 0.737 from last week
Montana high-yield MMA rates rose 0.737 points this week to 1.420% APY, up from 0.683% last week.
Standard MMA — MT Avg
1.382%
▲ 0.614 from last week
Montana standard MMA rates rose 0.614 points this week to 1.382% APY, up from 0.768% last week.
As of Mar 20, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Compare the Best Money Market Rates Today in Montana
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
875 Main St, Billings, MT 59105
Money market
3.55%
$0
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Sky Federal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 20.02%
777 E Main St Ste 102, Bozeman, MT 59715
Managed Liquidity Money Market
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Farmers State Bank Victor, MT
Institution Rating:
A5.0 ★ Texas Ratio: 8.58%
103 Main St, Victor, MT 59875
Platinum Money Market
3.45%
$25
▼
Rate3.40%
Min Deposit$25
Min Balance—
UpdatedMar 18, 2026
Details
See Tiered Pricing below
Altana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.84%
1111 24th St W, Billings, MT 59102 3809
ACE Money Market
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
$250,000+
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
875 Main St, Billings, MT 59105
Money market
3.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Sky Federal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 20.02%
777 E Main St Ste 102, Bozeman, MT 59715
Managed Liquidity Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Peoples Bank of Deer Lodge
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
430 Main St, Deer Lodge, MT 59722
Money Market
2.89%
$100
▼
Rate2.85%
Min Deposit$100
Min Balance—
UpdatedMar 15, 2026
Details
Altana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.84%
1111 24th St W, Billings, MT 59102 3809
Max Money Market
2.70%
$0
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
$100,000 - $249,999.99
Altana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.84%
1111 24th St W, Billings, MT 59102 3809
Sam Money Market
2.70%
$0
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
$100,000+
Pioneer Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
202 N Main St, Deer Lodge, MT 59722
Money Market Savings
2.57%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Peoples Bank of Deer Lodge
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
430 Main St, Deer Lodge, MT 59722
Money Market
2.53%
$100
▼
Rate2.50%
Min Deposit$100
Min Balance—
UpdatedMar 15, 2026
Details
Sky Federal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 20.02%
777 E Main St Ste 102, Bozeman, MT 59715
Managed Liquidity Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Altana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.84%
1111 24th St W, Billings, MT 59102 3809
Sam Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
$75,000 - $99,999.99
Sky Federal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 20.02%
777 E Main St Ste 102, Bozeman, MT 59715
Sky High Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
875 Main St, Billings, MT 59105
Money market
2.40%
$0
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Altana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.84%
1111 24th St W, Billings, MT 59102 3809
Sam Money Market
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
$50,000 - $74,999.99
Valley Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1541 Custer Ave, Billings, MT 59102
Money Market Savings/Business Money Market
2.17%
$0
▼
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Pioneer Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
202 N Main St, Deer Lodge, MT 59722
Money Market Savings
2.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
The Bank of Commerce
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
110 S Idaho St, Dillon, MT 59725
Money Market account
2.02%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Peoples Bank of Deer Lodge
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
430 Main St, Deer Lodge, MT 59722
Money Market
2.02%
$100
▼
Rate2.00%
Min Deposit$100
Min Balance—
UpdatedMar 15, 2026
Details
Sky Federal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 20.02%
777 E Main St Ste 102, Bozeman, MT 59715
Managed Liquidity Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Sky Federal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 20.02%
777 E Main St Ste 102, Bozeman, MT 59715
Sky High Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Altana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.84%
1111 24th St W, Billings, MT 59102 3809
Sam Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
$25,000 - $49,999.99
Sky Federal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 20.02%
777 E Main St Ste 102, Bozeman, MT 59715
Premier Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
The Bank of Commerce
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
110 S Idaho St, Dillon, MT 59725
Money Market Account
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Peoples Bank of Deer Lodge
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
430 Main St, Deer Lodge, MT 59722
Money Market
1.97%
$100
▼
Rate1.95%
Min Deposit$100
Min Balance—
UpdatedMar 15, 2026
Details
Valley Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1541 Custer Ave, Billings, MT 59102
Money Market Savings/Business Money Market
1.92%
$0
▼
Rate1.90%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
875 Main St, Billings, MT 59105
Money market
1.90%
$0
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Peoples Bank of Deer Lodge
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
430 Main St, Deer Lodge, MT 59722
Money Market
1.86%
$100
▼
Rate1.85%
Min Deposit$100
Min Balance—
UpdatedMar 15, 2026
Details
Valley Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1541 Custer Ave, Billings, MT 59102
Money Market Savings/Business Money Market
1.76%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Sky Federal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 20.02%
777 E Main St Ste 102, Bozeman, MT 59715
Premier Money Market
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Sky Federal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 20.02%
777 E Main St Ste 102, Bozeman, MT 59715
Managed Liquidity Money Market
1.75%
$0
▼
Rate1.73%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Valley Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1541 Custer Ave, Billings, MT 59102
Money Market Savings/Business Money Market
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Vocal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.34%
2910 Prospect Ave, Helena, MT 59601 9726
MONEY MARKET and over
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
$20,000.00
Sky Federal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 20.02%
777 E Main St Ste 102, Bozeman, MT 59715
Premier Money Market
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Sky Federal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 20.02%
777 E Main St Ste 102, Bozeman, MT 59715
Sky High Money Market
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Intrepid Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
915 Kessler St, Helena, MT 59601
Premium Plus Money Market
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Intrepid Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
915 Kessler St, Helena, MT 59601
Money Market
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Southwest Montana Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
1035 W Park Ave, Anaconda, MT 59711
Money Market
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Farmers State Bank Victor, MT
Institution Rating:
A5.0 ★ Texas Ratio: 8.58%
103 Main St, Victor, MT 59875
Platinum Money Market
1.46%
$25
▼
Rate1.45%
Min Deposit$25
Min Balance—
UpdatedMar 18, 2026
Details
See Tiered Pricing below
Intrepid Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
915 Kessler St, Helena, MT 59601
Premium Plus Money Market
1.45%
$0
▼
Rate1.44%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
875 Main St, Billings, MT 59105
Money market
1.45%
$0
▼
Rate1.44%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Intrepid Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
915 Kessler St, Helena, MT 59601
Money Market
1.40%
$0
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Lincoln County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
714 W 6th St, Libby, MT 59923
Money Market Share Draft Account
1.30%
$0
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Rocky Mountain Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.32%
3400 N Montana Ave, Helena, MT 59602
Premier Money Market
1.28%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Fees apply to any balance below $50,000
Pioneer Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
202 N Main St, Deer Lodge, MT 59722
Money Market Savings
1.28%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Valley Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1541 Custer Ave, Billings, MT 59102
Money Market Savings/Business Money Market
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Montana Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.94%
2000 S Russell St, Missoula, MT 59801 6658
Money Market Account
1.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Sky Federal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 20.02%
777 E Main St Ste 102, Bozeman, MT 59715
Sky High Money Market
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Sky Federal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 20.02%
777 E Main St Ste 102, Bozeman, MT 59715
Premier Money Market
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Intrepid Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
915 Kessler St, Helena, MT 59601
Money Market
1.15%
$0
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Farmers State Bank Victor, MT
Institution Rating:
A5.0 ★ Texas Ratio: 8.58%
103 Main St, Victor, MT 59875
Platinum Money Market
1.11%
$25
▼
Rate1.10%
Min Deposit$25
Min Balance—
UpdatedMar 18, 2026
Details
See Tiered Pricing below
Southwest Montana Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
1035 W Park Ave, Anaconda, MT 59711
Money Market
1.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Sky Federal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 20.02%
777 E Main St Ste 102, Bozeman, MT 59715
Money Market
1.05%
$0
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Rocky Mountain Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.32%
3400 N Montana Ave, Helena, MT 59602
Premier Money Market
1.04%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Fees apply to any balance below $50,000
Vocal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.34%
2910 Prospect Ave, Helena, MT 59601 9726
MONEY MARKET
1.01%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
$0 - $19,999.99
The Bank of Commerce
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
110 S Idaho St, Dillon, MT 59725
Money Market account
1.01%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Qualifying balance up to $49,999.99
Montana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
15 14th St S, Great Falls, MT 59401 3800
Money Market Account
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
875 Main St, Billings, MT 59105
Money market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Valley Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1541 Custer Ave, Billings, MT 59102
Money Market Savings/Business Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Intrepid Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
915 Kessler St, Helena, MT 59601
Premium Plus Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Montana Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.94%
2000 S Russell St, Missoula, MT 59801 6658
Money Market Account
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Rimrock Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
952 Central Ave, Billings, MT 59102 5845
Money Market Share Account
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
1st Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.23%
6200 3rd Ave N, Great Falls, MT 59405 1528
Money Market Shares
0.95%
$0
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Farmers State Bank Victor, MT
Institution Rating:
A5.0 ★ Texas Ratio: 8.58%
103 Main St, Victor, MT 59875
Platinum Money Market
0.75%
$25
▼
Rate0.75%
Min Deposit$25
Min Balance—
UpdatedMar 18, 2026
Details
See Tiered Pricing below
Flanagan State Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.36%
11 West Main Street, Belgrade, MT 59714
Money Market Investment Account
0.65%
$0
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Flanagan State Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.36%
11 West Main Street, Belgrade, MT 59714
Money Market Investment Account
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Farmers State Bank Victor, MT
Institution Rating:
A5.0 ★ Texas Ratio: 8.58%
103 Main St, Victor, MT 59875
Platinum Money Market
0.45%
$25
▼
Rate0.45%
Min Deposit$25
Min Balance—
UpdatedMar 18, 2026
Details
See Tiered Pricing below
Flanagan State Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.36%
11 West Main Street, Belgrade, MT 59714
Money Market Investment Account
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Madison Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.13%
213 E Main St, Ennis, MT 59729
Money Market
0.25%
$1,000
▼
Rate0.25%
Min Deposit$1,000
Min Balance—
UpdatedMar 20, 2026
Details
Flanagan State Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.36%
11 West Main Street, Belgrade, MT 59714
Money Market Investment Account Money Market
0.22%
$2,500
▼
Rate0.22%
Min Deposit$2,500
Min Balance—
UpdatedMar 20, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Montana and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Montana directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Montana. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MT.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Montana
What is a Money Market Account (MMA)?
A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Montana.
Are Money Market accounts in Montana safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Montana up to $250,000 per depositor, per institution.
How often do MMA rates change in Montana?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Montana rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
Best Money Market Rates in Montana
Here are some of the highest money market account APYs currently available in Montana:
- Mountain America Federal Credit Union
Money market — 3.55% APY - Sky Federal Credit Union
Managed Liquidity Money Market — 3.50% APY - Farmers State Bank Victor, MT
Platinum Money Market — 3.45% APY - Altana Federal Credit Union
ACE Money Market — 3.20% APY - Peoples Bank of Deer Lodge
Money Market — 2.89% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Montana. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 20, 2026
Cities in Montana
