Best Money Market Rates in Boise, Idaho (ID) - March 2026
Content reviewed by
Brian McKay
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Brian McKay
Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Boise, Idaho and the surrounding area money market rates include CAPITAL EDUCATORSCAPITAL EDUCATORS12195 W McMillan Rd, Boise, ID 83713 2475A5.0 ★Texas Ratio: 7.10% Business Money Market Savings Account at 4.00% APY, America First Federal Credit UnionAmerica First Federal Credit Union11292 W Fairview Ave, Boise, ID 83713A5.0 ★Texas Ratio: 8.12% Money Market at 3.90% APY, Goldenwest Federal Credit UnionGoldenwest Federal Credit Union355 S 3rd St, Boise, ID 83702 7689A+5.0 ★Texas Ratio: 2.10% Insured Money Market Account at 3.70% APY, Potlatch No 1 Financial Credit UnionPotlatch No 1 Financial Credit Union654 SOUTHWAY AVE, LEWISTON, ID 83501A+5.0 ★Texas Ratio: 4.34% Money Market Account at 3.49% APY, and Mountain America Federal Credit UnionMountain America Federal Credit Union10440 W Ustick Rd, Boise, ID 83704 5268A5.0 ★Texas Ratio: 11.38% Money market at 3.20% APY. Money market rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these money market rates in Boise, Idaho and the surrounding area compare, use our comprehensive tables below for side-by-side comparisons so you can find the best yields available. Rates in Boise, Idaho (ID) are continually updated we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Boise, Idaho and surrounding area. Last Updated and Verified: March 28, 2026
Compare the Best Money Market Rates Today in Boise, Idaho & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
CAPITAL EDUCATORS
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
12195 W McMillan Rd, Boise, ID 83713 2475
Business Money Market Savings Account
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
11292 W Fairview Ave, Boise, ID 83713
Money Market
3.90%
$0
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
355 S 3rd St, Boise, ID 83702 7689
Insured Money Market Account
3.70%
$0
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
11292 W Fairview Ave, Boise, ID 83713
Money Market
3.45%
$0
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
355 S 3rd St, Boise, ID 83702 7689
Insured Money Market Account
3.40%
$0
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
355 S 3rd St, Boise, ID 83702 7689
Insured Money Market Account
3.35%
$0
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
CAPITAL EDUCATORS
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
12195 W McMillan Rd, Boise, ID 83713 2475
Business Money Market Savings Account
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
10440 W Ustick Rd, Boise, ID 83704 5268
Money market
3.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
CAPITAL EDUCATORS
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
12195 W McMillan Rd, Boise, ID 83713 2475
Business Money Market Savings Account
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
11292 W Fairview Ave, Boise, ID 83713
Money Market
2.70%
$0
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
355 S 3rd St, Boise, ID 83702 7689
Insured Money Market Account
2.65%
$0
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
CAPITAL EDUCATORS
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
12195 W McMillan Rd, Boise, ID 83713 2475
Money Market Checking
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1750 W Front St, Boise, ID 83702
Money Market Plus - Personal & Business
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
11292 W Fairview Ave, Boise, ID 83713
Money Market
2.05%
$0
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
CAPITAL EDUCATORS
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
12195 W McMillan Rd, Boise, ID 83713 2475
Money Market Checking
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Westmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
871 E Parkcenter Blvd, Boise, ID 83706
Premium Money Market
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
355 S 3rd St, Boise, ID 83702 7689
Insured Money Market Account
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
11292 W Fairview Ave, Boise, ID 83713
Money Market
1.80%
$0
▼
Rate1.79%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
CAPITAL EDUCATORS
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
12195 W McMillan Rd, Boise, ID 83713 2475
Business Money Market Savings Account
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
CAPITAL EDUCATORS
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
12195 W McMillan Rd, Boise, ID 83713 2475
Money Market Checking
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
355 S 3rd St, Boise, ID 83702 7689
Insured Money Market Account
1.70%
$0
▼
Rate1.69%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1750 W Front St, Boise, ID 83702
Money Market Plus - Personal & Business
1.65%
$0
▼
Rate1.64%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
TruGrocer Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.15%
501 E Highland St, Boise, ID 83706 6518
Money Market Share Account (MMSA)
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
*Rates Subject to Change
TruGrocer Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.15%
501 E Highland St, Boise, ID 83706 6518
Premier Money Market Share Account (PMMSA)
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
*Rates Subject to Change
CAPITAL EDUCATORS
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
12195 W McMillan Rd, Boise, ID 83713 2475
Money Market Checking
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
CAPITAL EDUCATORS
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
12195 W McMillan Rd, Boise, ID 83713 2475
Business Money Market Savings Account
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Westmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
871 E Parkcenter Blvd, Boise, ID 83706
Platinum Money Market
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1750 W Front St, Boise, ID 83702
Money Market Plus - Personal & Business
1.45%
$0
▼
Rate1.44%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
TruGrocer Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.15%
501 E Highland St, Boise, ID 83706 6518
Premier Money Market Share Account (PMMSA)
1.36%
$0
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
*Rates Subject to Change
TruGrocer Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.15%
501 E Highland St, Boise, ID 83706 6518
Money Market Share Account (MMSA)
1.36%
$0
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
*Rates Subject to Change
Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1750 W Front St, Boise, ID 83702
Money Market Plus - Personal & Business
1.35%
$0
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
CAPITAL EDUCATORS
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
12195 W McMillan Rd, Boise, ID 83713 2475
Money Market Checking
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
355 S 3rd St, Boise, ID 83702 7689
Insured Money Market Account
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
11292 W Fairview Ave, Boise, ID 83713
Money Market
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Connections Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.96%
249 N 9th St, Boise, ID 83702 5710
Money Market
1.15%
$0
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
TruGrocer Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.15%
501 E Highland St, Boise, ID 83706 6518
Premier Money Market Share Account (PMMSA)
1.11%
$0
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
*Rates Subject to Change
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
11292 W Fairview Ave, Boise, ID 83713
Money Market
1.10%
$0
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
11292 W Fairview Ave, Boise, ID 83713
Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $4,999.99
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
654 SOUTHWAY AVE, LEWISTON, ID 83501
Money Market Account
3.49%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying Bump Rate
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
654 SOUTHWAY AVE, LEWISTON, ID 83501
Money Market Account
3.39%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying Bump Rate
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
654 SOUTHWAY AVE, LEWISTON, ID 83501
Money Market Account
3.29%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying Bump Rate
First FSB of Twin Falls
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
383 Shoshone St N, Twin Falls, ID 83301
Money Market
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
First FSB of Twin Falls
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
383 Shoshone St N, Twin Falls, ID 83301
Business Money Market
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
172 S Academy Ave, Eagle, ID 83616
Elite Money Market Savings*
3.01%
$0
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Lookout Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.01%
707 S 9th Ave, Pocatello, ID 83209
Money Market Plus Savings
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Rogue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
216 N Plymouth Ave, New Plymouth, ID 83655
MyMoney Market
3.00%
$0
▼
Rate2.98%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Spokane Teachers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
3903 E Primrose Ln, Post Falls, ID 83854
Member Preferred Money Market
2.79%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Minimum $500,000.
First FSB of Twin Falls
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
383 Shoshone St N, Twin Falls, ID 83301
Business Money Market
2.63%
$0
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
First FSB of Twin Falls
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
383 Shoshone St N, Twin Falls, ID 83301
Money Market
2.63%
$0
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
654 SOUTHWAY AVE, LEWISTON, ID 83501
Money Market Account
2.58%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying Bump Rate
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
654 SOUTHWAY AVE, LEWISTON, ID 83501
Money Market Account
2.47%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying Bump Rate
First FSB of Twin Falls
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
383 Shoshone St N, Twin Falls, ID 83301
Business Money Market
2.12%
$0
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
First FSB of Twin Falls
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
383 Shoshone St N, Twin Falls, ID 83301
Money Market
2.12%
$0
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Technology Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
1394 W Chinden Blvd, Meridian, ID 83646 5470
BUSINESS MONEY MARKET Plus Accounts
2.05%
$0
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
The Bank of Commerce
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
3113 S 25th E, Ammon, ID 83406
Money Market account
2.02%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
The Bank of Commerce
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
3113 S 25th E, Ammon, ID 83406
Money Market account and over
2.02%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$50,000.00
Frontier Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.40%
1170 Science Center Dr, Idaho Falls, ID 83402 1506
Velocity Money Market
2.02%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
The Bank of Commerce
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
3113 S 25th E, Ammon, ID 83406
Money Market Account
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Technology Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
1394 W Chinden Blvd, Meridian, ID 83646 5470
BUSINESS MONEY MARKET Plus Accounts
1.95%
$0
▼
Rate1.93%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Technology Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
1394 W Chinden Blvd, Meridian, ID 83646 5470
BUSINESS MONEY MARKET Plus Accounts
1.90%
$0
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
First FSB of Twin Falls
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
383 Shoshone St N, Twin Falls, ID 83301
Money Market
1.61%
$0
▼
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
First FSB of Twin Falls
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
383 Shoshone St N, Twin Falls, ID 83301
Business Money Market
1.61%
$0
▼
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Frontier Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.40%
1170 Science Center Dr, Idaho Falls, ID 83402 1506
Velocity Money Market
1.51%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
Farmers Bank Buhl, ID
Institution Rating:
A-5.0 ★ Texas Ratio: 15.15%
914 Main St, Buhl, ID 83316
Money Market Checking
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Technology Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
1394 W Chinden Blvd, Meridian, ID 83646 5470
BUSINESS MONEY MARKET Plus Accounts
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Lookout Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.01%
707 S 9th Ave, Pocatello, ID 83209
Money Market Plus Savings
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Money market savings balance over $10,000
Rogue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
216 N Plymouth Ave, New Plymouth, ID 83655
MyMoney MarketTM
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Rogue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
216 N Plymouth Ave, New Plymouth, ID 83655
MyMoney Market
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Lewis Clark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
1626 17th St, Lewiston, ID 83501
Money Market
1.46%
$0
▼
Rate1.45%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
654 SOUTHWAY AVE, LEWISTON, ID 83501
Money Market Account
1.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
654 SOUTHWAY AVE, LEWISTON, ID 83501
Business Money Market Account
1.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
172 S Academy Ave, Eagle, ID 83616
Premier Money Market Savings*
1.36%
$0
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
654 SOUTHWAY AVE, LEWISTON, ID 83501
Business Money Market Account
1.35%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
654 SOUTHWAY AVE, LEWISTON, ID 83501
Money Market Account
1.35%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
172 S Academy Ave, Eagle, ID 83616
Premier Money Market Savings*
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Technology Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
1394 W Chinden Blvd, Meridian, ID 83646 5470
BUSINESS MONEY MARKET Plus Accounts
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
654 SOUTHWAY AVE, LEWISTON, ID 83501
Business Money Market Account
1.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
654 SOUTHWAY AVE, LEWISTON, ID 83501
Money Market Account
1.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
172 S Academy Ave, Eagle, ID 83616
Premier Money Market Savings*
1.16%
$0
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
First FSB of Twin Falls
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
383 Shoshone St N, Twin Falls, ID 83301
Money Market
1.11%
$0
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
First FSB of Twin Falls
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
383 Shoshone St N, Twin Falls, ID 83301
Business Money Market
1.11%
$0
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
172 S Academy Ave, Eagle, ID 83616
Money Market Savings
1.06%
$0
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
The Bank of Commerce
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
3113 S 25th E, Ammon, ID 83406
Money Market account
1.01%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $49,999.99
Responders Emergency Services Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3640 E Seltice Way, Post Falls, ID 83854
Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Farmers Bank Buhl, ID
Institution Rating:
A-5.0 ★ Texas Ratio: 15.15%
914 Main St, Buhl, ID 83316
Money Market Checking
0.95%
$0
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First FSB of Twin Falls
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
383 Shoshone St N, Twin Falls, ID 83301
Business Money Market
0.85%
$0
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
First FSB of Twin Falls
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
383 Shoshone St N, Twin Falls, ID 83301
Money Market
0.85%
$0
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Farmers Bank Buhl, ID
Institution Rating:
A-5.0 ★ Texas Ratio: 15.15%
914 Main St, Buhl, ID 83316
Money Market Checking
0.70%
$0
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First FSB of Twin Falls
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
383 Shoshone St N, Twin Falls, ID 83301
Business Money Market
0.65%
$0
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
First FSB of Twin Falls
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
383 Shoshone St N, Twin Falls, ID 83301
Money Market
0.65%
$0
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Farmers Bank Buhl, ID
Institution Rating:
A-5.0 ★ Texas Ratio: 15.15%
914 Main St, Buhl, ID 83316
Money Market Checking
0.65%
$0
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First FSB of Twin Falls
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
383 Shoshone St N, Twin Falls, ID 83301
Money Market
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
First FSB of Twin Falls
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
383 Shoshone St N, Twin Falls, ID 83301
Business Money Market
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Boise, Idaho and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Boise, ID Money Market Rate Trends
Compare local Boise, ID MMA rate quotes against the statewide average
Weekly money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — ID Avg
1.975%
▼ 1.035 from last week
Idaho high-yield MMA rates fell 1.035 points this week to 1.975% APY, down from 3.010% last week.
Standard MMA — ID Avg
1.319%
▼ 0.208 from last week
Idaho standard MMA rates fell 0.208 points this week to 1.319% APY, down from 1.527% last week.
As of Mar 28, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Boise, Idaho directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Boise, Idaho. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in ID.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Boise, Idaho
What is a Money Market Account (MMA)?
A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Idaho.
Are Money Market accounts in Boise, Idaho safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Idaho up to $250,000 per depositor, per institution.
How often do MMA rates change in Boise, Idaho?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Idaho rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
Best Money Market Rates in Boise, Idaho
Here are some of the highest money market account APYs currently available in Boise, Idaho and the surrounding area:
- CAPITAL EDUCATORS
Business Money Market Savings Account — 4.00% APY - America First Federal Credit Union
Money Market — 3.90% APY - Goldenwest Federal Credit Union
Insured Money Market Account — 3.70% APY - Potlatch No 1 Financial Credit Union
Money Market Account — 3.49% APY - Mountain America Federal Credit Union
Money market — 3.20% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Boise, Idaho. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 28, 2026
