Best Money Market Rates in Boise, Idaho - June 2026
Brian McKay
Brian McKay
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Current Boise, Idaho and the surrounding area money market deposit account rates include America First Federal Credit UnionAmerica First Federal Credit Union11292 W Fairview Ave, Boise, ID 83713A5.0 ★Texas Ratio: 7.26% Money Market at 3.90% APY, Mountain America Federal Credit UnionMountain America Federal Credit Union10440 W Ustick Rd, Boise, ID 83704 5268A5.0 ★Texas Ratio: 10.12% Money market at 3.55% APY, Northwest BankNorthwest Bank1750 W Front St, Boise, ID 83702A+5.0 ★Texas Ratio: 2.09% Money Market Plus - Personal & Business at 2.50% APY, Westmark Credit UnionWestmark Credit Union871 E Parkcenter Blvd, Boise, ID 83706A+5.0 ★Texas Ratio: 2.77% Premium Money Market at 2.00% APY, and TruGrocer Federal Credit UnionTruGrocer Federal Credit Union501 E Highland St, Boise, ID 83706 6518A+5.0 ★Texas Ratio: 2.09% Money Market Account at 1.51% APY. Money market rates as of June 9, 2026 according to verified data from MonitorBankRates.
Boise has 5 local institutions in our database, with money market rates as high as 3.90% APY from America First Federal Credit Union at 11292 W Fairview Ave, Boise, ID 83713. Use the table below to compare all available offers, including options from institutions serving the broader Idaho area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Boise, Idaho and surrounding area. Last Updated and Verified: June 9, 2026
Compare the Best Money Market Rates Today in Boise, Idaho & the Surrounding Area
Qualifying balance up to $1,000,000.00+
Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 6/9/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
Qualifying balance up to $999,999.99
Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 6/9/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
Qualifying balance up to $249,999.99
Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 6/9/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
Qualifying balance up to $99,999.99
Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 6/9/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
Qualifying balance up to $49,999.99
Rates Subject to Change
*Rates Subject to Change
Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 6/9/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
*Rates Subject to Change
Rates Subject to Change
Qualifying balance up to $24,999.99
*Rates Subject to Change
Qualifying balance up to $9,999.99
Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 6/9/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
Qualifying balance up to $4,999.99
Rates Subject to Change
Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 6/9/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
Rates Subject to Change
Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 6/9/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
Qualifying balance $250,000+
Qualifying balance up to $249,999.99
Qualifying balance up to $49,999.99
Qualifying balance up to $24,999.99
Qualifying balance up to $9,999.99
Qualifying balance up to $1,999.99
Qualifying Bump Rate
Qualifying Bump Rate
Qualifying Bump Rate
Average Daily Balance Range: Equal to or greater than $2,500,000.00
APY is variable and may change after account is opened. If fees are applied, earnings may be reduced. There is a service fee of $10 if minimum balance is not maintained. There is a $5 fee for each withdrawal over 6 in a monthly statement period. Not available for business accounts.
Elite Money Market Savings* balance tier: $25,000.00 to $99,999.99. Payment Frequency: Monthly
Check out our Money Market Plus New Money Promo that pays 3.00% APY
Minimum $500,000. APY effective 12/2/25
Average Daily Balance Range: Equal to or greater than $1,000,000.00 but less than $2,500,000.00
Qualifying Bump Rate
Qualifying Bump Rate
Average Daily Balance Range: Equal to or greater than $500,000.00 but less than $1,000,000.00
Average Daily Balance Range: Equal to or greater than $250,000.00 but less than $500,000.00
Qualifying balance up to $150,000.00
Balance Tier: $500,000.00 to $999,999.99
Balance Tier: $100,000.00 to $499,999.99
Balance Tier: $5000.00 to $99,999.99
Average Daily Balance Range: Equal to or greater than $100,000.00 but less than $250,000.00
Average Daily Balance Range: Equal to or greater than $50,000.00 but less than $100,000.00
Average Daily Balance Range: Equal to or greater than $25,000.00 but less than $50,000.00
Average Daily Balance Range: Equal to or greater than $10,000.00 but less than $25,000.00
Average Daily Balance Range: Equal to or greater than $1,000.00 but less than $10,000.00
Average Daily Balance Range: Below $1,000.00
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Boise, ID Money Market Rate Trends
Compare local Boise, ID money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Idaho high-yield MMA rates rose 0.031 points over the past 7 days to 3.083% APY.
Idaho standard MMA rates currently average 1.016% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Boise, Idaho money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Boise, Idaho directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Boise, Idaho. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in ID.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Boise, Idaho
What is a Money Market Account (MMA)?
Are Money Market accounts in Boise, Idaho safe?
How often do MMA rates change in Boise, Idaho?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Boise, Idaho?
Best Money Market Rates in Boise, Idaho
- America First Federal Credit Union
Money Market — 3.90% APY - Mountain America Federal Credit Union
Money market — 3.55% APY - Northwest Bank
Money Market Plus - Personal & Business — 2.50% APY - Westmark Credit Union
Premium Money Market — 2.00% APY - TruGrocer Federal Credit Union
Money Market Account — 1.51% APY
