Best Money Market Rates in Tampa, Florida (FL) - March 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Tampa, Florida and the surrounding area money market rates include LMCU Lake Michigan Credit UnionLMCU Lake Michigan Credit Union17635 Bruce B Downs Blvd, Tampa, FL 33647A+5.0 ★Texas Ratio: 2.47% Max Money Market at 4.05% APY, Together Credit UnionTogether Credit Union3209 E Busch Blvd, Tampa, FL 33612 8737A+5.0 ★Texas Ratio: 5.65% Money Market at 3.75% APY, Dfcu Financial Credit UnionDfcu Financial Credit Union10824 N Dale Mabry Hwy, Tampa, FL 33618A+5.0 ★Texas Ratio: 1.05% Premier Money Market at 3.70% APY, Midflorida Credit UnionMidflorida Credit Union3202 W Waters Ave, Tampa, FL 33614A+5.0 ★Texas Ratio: 2.45% Business Money Market at 3.50% APY, and FLC BankFLC Bank4830 W Kennedy Blvd, Tampa, FL 33609A+5.0 ★Texas Ratio: 1.89% Money Market Accounts (Personal and Business) at 3.05% APY. Money market rates as of March 29, 2026 according to verified data from MonitorBankRates.
To see how these money market rates in Tampa, Florida and the surrounding area compare, use our comprehensive tables below for side-by-side comparisons so you can find the best yields available. Rates in Tampa, Florida (FL) are continually updated we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Tampa, Florida and surrounding area. Last Updated and Verified: March 29, 2026
Compare the Best Money Market Rates Today in Tampa, Florida & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
LMCU Lake Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
17635 Bruce B Downs Blvd, Tampa, FL 33647
Max Money Market
4.05%
$0
▼
Rate3.98%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
$1,000,000 +
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3209 E Busch Blvd, Tampa, FL 33612 8737
Money Market (IRA)
3.75%
$0
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
New money only
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3209 E Busch Blvd, Tampa, FL 33612 8737
Money Market
3.75%
$0
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
New money only
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
10824 N Dale Mabry Hwy, Tampa, FL 33618
Premier Money Market
3.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Midflorida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
3202 W Waters Ave, Tampa, FL 33614
Business Money Market
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Midflorida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
3202 W Waters Ave, Tampa, FL 33614
Business Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
LMCU Lake Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
17635 Bruce B Downs Blvd, Tampa, FL 33647
Max Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
$250,000 - $999,999
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
10824 N Dale Mabry Hwy, Tampa, FL 33618
Premier Money Market
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
10824 N Dale Mabry Hwy, Tampa, FL 33618
Premier Money Market
3.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Midflorida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
3202 W Waters Ave, Tampa, FL 33614
Business Money Market
3.05%
$0
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
FLC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
4830 W Kennedy Blvd, Tampa, FL 33609
Money Market Accounts (Personal and Business)
3.05%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Suncoast Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.47%
6536 E Hillsborough Ave, Tampa, FL 33610
High Yield Money Market Account
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying balance up to $24,999.00; High yield checking required
LMCU Lake Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
17635 Bruce B Downs Blvd, Tampa, FL 33647
Max Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
$100,000 - $249,999
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
10824 N Dale Mabry Hwy, Tampa, FL 33618
Business Insured Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
BankUnited
Institution Rating:
A-5.0 ★ Texas Ratio: 15.40%
3801 Henderson Blvd, Tampa, FL 33629
Promotional Money Market Account
3.00%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 25, 2026
Details
Guaranteed for 3 months
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
10824 N Dale Mabry Hwy, Tampa, FL 33618
Premier Money Market
2.85%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
10901 N Dale Mabry Hwy, Tampa, FL 33618 4112
Indexed Money Market Account
2.81%
$0
▼
Rate2.77%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
10824 N Dale Mabry Hwy, Tampa, FL 33618
Business Insured Money Market
2.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Midflorida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
3202 W Waters Ave, Tampa, FL 33614
Business Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
FLC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
4830 W Kennedy Blvd, Tampa, FL 33609
Money Market Accounts (Personal and Business)
2.66%
$0
▼
Rate2.63%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
10901 N Dale Mabry Hwy, Tampa, FL 33618 4112
Indexed Money Market Account
2.59%
$0
▼
Rate2.56%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
10901 N Dale Mabry Hwy, Tampa, FL 33618 4112
Premier Money Market Plus - ACP/ACPP with Direct Deposit
2.55%
$0
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
10901 N Dale Mabry Hwy, Tampa, FL 33618 4112
Premier Money Market Plus - Achieva Checking with Direct Deposit
2.55%
$0
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Midflorida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
3202 W Waters Ave, Tampa, FL 33614
Business Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
10901 N Dale Mabry Hwy, Tampa, FL 33618 4112
Premier Money Market Plus - Achieva Checking with Direct Deposit
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
10901 N Dale Mabry Hwy, Tampa, FL 33618 4112
Premier Money Market Plus - ACP/ACPP with Direct Deposit
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
10824 N Dale Mabry Hwy, Tampa, FL 33618
Business Insured Money Market
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
10901 N Dale Mabry Hwy, Tampa, FL 33618 4112
Premier Money Market Plus - Achieva Checking with Direct Deposit
2.45%
$0
▼
Rate2.42%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
10901 N Dale Mabry Hwy, Tampa, FL 33618 4112
Premier Money Market Plus - ACP/ACPP with Direct Deposit
2.45%
$0
▼
Rate2.42%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
10901 N Dale Mabry Hwy, Tampa, FL 33618 4112
Premier Money Market Plus - ACP/ACPP with Direct Deposit
2.40%
$0
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
10901 N Dale Mabry Hwy, Tampa, FL 33618 4112
Performance Money Market
2.40%
$0
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
10901 N Dale Mabry Hwy, Tampa, FL 33618 4112
Premier Money Market Plus - Achieva Checking with Direct Deposit
2.40%
$0
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
10901 N Dale Mabry Hwy, Tampa, FL 33618 4112
Premier Money Market Plus - Achieva Checking with Direct Deposit
2.35%
$0
▼
Rate2.33%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
10901 N Dale Mabry Hwy, Tampa, FL 33618 4112
Premier Money Market Plus - ACP/ACPP with Direct Deposit
2.35%
$0
▼
Rate2.33%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
10901 N Dale Mabry Hwy, Tampa, FL 33618 4112
Premier Money Market Plus - Achieva Checking with Direct Deposit
2.30%
$0
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
10901 N Dale Mabry Hwy, Tampa, FL 33618 4112
Premier Money Market Plus - ACP/ACPP with Direct Deposit
2.30%
$0
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Trax Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
3710 N 50th St, Tampa, FL 33619
IRA Money Market
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Trax Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
3710 N 50th St, Tampa, FL 33619
IRA Money Market
2.15%
$0
▼
Rate2.13%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
GTE Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.42%
711 E Henderson Ave, Tampa, FL 33602
Money Market
2.07%
$1
▼
Rate—
Min Deposit$1
Min Balance—
UpdatedMar 27, 2026
Details
As High As
LMCU Lake Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
17635 Bruce B Downs Blvd, Tampa, FL 33647
Max Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
$25,000 - $49,999
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
10824 N Dale Mabry Hwy, Tampa, FL 33618
Business Insured Money Market
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Trax Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
3710 N 50th St, Tampa, FL 33619
IRA Money Market
1.95%
$0
▼
Rate1.93%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
FLC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
4830 W Kennedy Blvd, Tampa, FL 33609
Money Market Accounts (Personal and Business)
1.90%
$0
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
10901 N Dale Mabry Hwy, Tampa, FL 33618 4112
Indexed Money Market Account
1.88%
$0
▼
Rate1.86%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
10901 N Dale Mabry Hwy, Tampa, FL 33618 4112
Performance Money Market
1.80%
$0
▼
Rate1.78%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3209 E Busch Blvd, Tampa, FL 33612 8737
Business Money Market Account
1.77%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Trax Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
3710 N 50th St, Tampa, FL 33619
IRA Money Market
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
10901 N Dale Mabry Hwy, Tampa, FL 33618 4112
Performance Money Market
1.70%
$0
▼
Rate1.69%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3209 E Busch Blvd, Tampa, FL 33612 8737
Money Market Account
1.66%
$0
▼
Rate1.65%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3209 E Busch Blvd, Tampa, FL 33612 8737
Money Market Account 1
1.66%
$0
▼
Rate1.65%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3209 E Busch Blvd, Tampa, FL 33612 8737
Business Money Market Account
1.66%
$0
▼
Rate1.65%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3209 E Busch Blvd, Tampa, FL 33612 8737
Business Money Market Account
1.56%
$0
▼
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3209 E Busch Blvd, Tampa, FL 33612 8737
Money Market Account
1.56%
$0
▼
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3209 E Busch Blvd, Tampa, FL 33612 8737
Money Market Account 1
1.56%
$0
▼
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
7650 W Courtney Campbell Cswy Ste 900, Tampa, FL 33607
Money Market Savings Tier 6
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
7650 W Courtney Campbell Cswy Ste 900, Tampa, FL 33607
Money Market Savings Tier 5
1.40%
$0
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
7650 W Courtney Campbell Cswy Ste 900, Tampa, FL 33607
Money Market Savings Tier 4
1.30%
$0
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
7650 W Courtney Campbell Cswy Ste 900, Tampa, FL 33607
Money Market Savings Tier 3
1.20%
$0
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
ValleyDirect
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
113 E Whiting St, Tampa, FL 33602
Premium Money Market
1.11%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMar 29, 2026
Details
A boosted rate for eligible Valley checking customers; No maintenance charge for average daily balances of $10,000 or more
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
7650 W Courtney Campbell Cswy Ste 900, Tampa, FL 33607
Money Market Savings Tier 2
1.10%
$0
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
7650 W Courtney Campbell Cswy Ste 900, Tampa, FL 33607
Money Market Savings Tier 1
1.05%
$0
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
INB National Association
Institution Rating:
A+5.0 ★ Texas Ratio: 2.04%
2222 West Swann Avenue, Tampa, FL 33606
Premier Money Market Savings
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Daily Balances of $250,000.00 and up
INB National Association
Institution Rating:
A+5.0 ★ Texas Ratio: 2.04%
2222 West Swann Avenue, Tampa, FL 33606
Premier Money Market Savings
0.80%
$0
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Daily Balances of $50,000.00-$249,999.99
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
201 N Franklin St, Tampa, FL 33602
TotalView Money Market Savings
0.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
201 N Franklin St, Tampa, FL 33602
TotalView Money Market Savings
0.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
INB National Association
Institution Rating:
A+5.0 ★ Texas Ratio: 2.04%
2222 West Swann Avenue, Tampa, FL 33606
Premier Money Market Savings
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Daily Balances of $10,000.00-$49,999.99
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
201 N Franklin St, Tampa, FL 33602
TotalView Money Market Savings
0.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Century Bank of Florida
Institution Rating:
A5.0 ★ Texas Ratio: 9.23%
716 W Fletcher Ave, Tampa, FL 33612
Money Market Account
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
INB National Association
Institution Rating:
A+5.0 ★ Texas Ratio: 2.04%
2222 West Swann Avenue, Tampa, FL 33606
Money Market Savings
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Daily Balances of $250,000.00 and up
INB National Association
Institution Rating:
A+5.0 ★ Texas Ratio: 2.04%
2222 West Swann Avenue, Tampa, FL 33606
Money Market IRA
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Century Bank of Florida
Institution Rating:
A5.0 ★ Texas Ratio: 9.23%
716 W Fletcher Ave, Tampa, FL 33612
Money Market Accounts
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
INB National Association
Institution Rating:
A+5.0 ★ Texas Ratio: 2.04%
2222 West Swann Avenue, Tampa, FL 33606
Premier Money Market Savings
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Daily Balances of $1,000.00-$9,999.99
INB National Association
Institution Rating:
A+5.0 ★ Texas Ratio: 2.04%
2222 West Swann Avenue, Tampa, FL 33606
Money Market Savings
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Daily Balances of $50,000.00-$249,999.99
Century Bank of Florida
Institution Rating:
A5.0 ★ Texas Ratio: 9.23%
716 W Fletcher Ave, Tampa, FL 33612
Money Market Accounts
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
INB National Association
Institution Rating:
A+5.0 ★ Texas Ratio: 2.04%
2222 West Swann Avenue, Tampa, FL 33606
Money Market Savings
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Daily Balances of $10,000.00-$49,999.99
Century Bank of Florida
Institution Rating:
A5.0 ★ Texas Ratio: 9.23%
716 W Fletcher Ave, Tampa, FL 33612
Money Market Accounts
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
INB National Association
Institution Rating:
A+5.0 ★ Texas Ratio: 2.04%
2222 West Swann Avenue, Tampa, FL 33606
Money Market Savings
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Daily Balances of up to $999.99
INB National Association
Institution Rating:
A+5.0 ★ Texas Ratio: 2.04%
2222 West Swann Avenue, Tampa, FL 33606
Premier Money Market Savings
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Daily Balances of up to $999.99
FLC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
4830 W Kennedy Blvd, Tampa, FL 33609
Money Market Accounts (Personal and Business)
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
201 N Franklin St, Tampa, FL 33602
Money Market Savings
0.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
201 N Franklin St, Tampa, FL 33602
Money Market Savings
0.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
7650 W Courtney Campbell Cswy Ste 900, Tampa, FL 33607
Money Market Checking
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
ValleyDirect
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
113 E Whiting St, Tampa, FL 33602
Tiered Money Market Savings
0.10%
$2,000
▼
Rate—
Min Deposit$2,000
Min Balance—
UpdatedMar 29, 2026
Details
No maintenance charge for average daily balances of $10,000 or more
FLC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
4830 W Kennedy Blvd, Tampa, FL 33609
Money Market Accounts (Personal and Business)
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Powered by
MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Tampa, Florida and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Tampa, FL Money Market Rate Trends
Compare local Tampa, FL MMA rate quotes against the statewide average
Weekly money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — FL Avg
1.903%
▲ 0.163 from last week
Florida high-yield MMA rates rose 0.163 points this week to 1.903% APY, up from 1.740% last week.
Standard MMA — FL Avg
1.089%
▲ 0.134 from last week
Florida standard MMA rates rose 0.134 points this week to 1.089% APY, up from 0.955% last week.
As of Mar 29, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Tampa, Florida directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Tampa, Florida. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in FL.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Tampa, Florida
What is a Money Market Account (MMA)?
A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Florida.
Are Money Market accounts in Tampa, Florida safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Florida up to $250,000 per depositor, per institution.
How often do MMA rates change in Tampa, Florida?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Florida rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
Best Money Market Rates in Tampa, Florida
Here are some of the highest money market account APYs currently available in Tampa, Florida and the surrounding area:
- LMCU Lake Michigan Credit Union
Max Money Market — 4.05% APY - Together Credit Union
Money Market — 3.75% APY - Dfcu Financial Credit Union
Premier Money Market — 3.70% APY - Midflorida Credit Union
Business Money Market — 3.50% APY - FLC Bank
Money Market Accounts (Personal and Business) — 3.05% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Tampa, Florida. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 29, 2026
