Best Money Market Rates in Sun City Center, Florida - June 2026
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Brian McKay
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Current Sun City Center, Florida and the surrounding area money market deposit account rates include LMCU Lake Michigan Credit UnionLMCU Lake Michigan Credit Union1653 Sun City Center Plz, Sun City Center, FL 33573A+5.0 ★Texas Ratio: 2.33% Max Money Market at 4.00% APY, TruistTruist1525 Rickenbacker Dr, Sun City Center, FL 33573A+5.0 ★Texas Ratio: 3.63% Small Business Money Market Account at 3.25% APY, TrustCo BankTrustCo Bank4441 Sun City Center Blvd, Sun City Center, FL 33573A+5.0 ★Texas Ratio: 3.16% Money Market at 1.47% APY, Total Direct BankTotal Direct BankA5.0 ★Texas Ratio: 6.04% Online Money Market Deposit Account at 4.01% APY, and RadiFi Credit UnionRadiFi Credit UnionA+5.0 ★Texas Ratio: 3.76% Tidal Wave Money Market Account at 4.00% APY. Money market rates as of June 16, 2026 according to verified data from MonitorBankRates.
Sun City Center has 3 local institutions in our database, with money market rates as high as 4.00% APY from LMCU Lake Michigan Credit Union at 1653 Sun City Center Plz, Sun City Center, FL 33573. Use the table below to compare all available offers, including options from institutions serving the broader Florida area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Sun City Center, Florida and surrounding area. Last Updated and Verified: June 16, 2026
Compare the Best Money Market Rates Today in Sun City Center, Florida & the Surrounding Area
Eligible clients can earn a 3.25% annual percentage yield (APY) with a new Truist Business Money Market account. Rates may vary based on branch location and whether you open an account in a branch, by phone or online. Interest earned is based on the following ledger balance tiers: Tier 1 - $0.01 to $4,999.99; Tier 2 - $5,000 to $99,999.99; Tier 3 - $100,000 to $499,999.99; Tier 4 - $500,000 to $999,999.99; Tier 5 - $1,000,000 to $4,999,999.99; Tier 6 - $5,000,000 or greater. Tiers 1-6 are eligible for this 3.25% Annual Percentage Yield (APY) variable rate offer. Your new Money Market Account could initially earn a rate lower than 3.25% APY. However, within 10 calendar days of account opening, your eligible account will automatically upgrade to the 3.25% APY rate. The standard interest rate and APY are 0.01% for balances $0.01 and greater. Fees may reduce earnings.
Balances of $2,500 - $249,999.99; 4.01% APY for Balances of $250,000 or more. Rates subject to change without notice. For variable-rate accounts, the interest rate is subject to change after the account is opened. Fees may reduce account earnings. A valid email address and Online Banking enrollment are required to open and maintain an account. No transactions allowed by debit card or by check.
New money only. Rates are current as of 6/1/2026, and subject to change at any time without notice.
About Money Market
No minimum deposit required when you open a Business Money Market Account. A balance of $0.01 is required to earn interest.
Preferred rates require a minimum of $25,000 of new money. Standard rates: 0.15% APY.
Preferred rates require a minimum of $25,000 of new money. Standard rates: 0.03% APY.
$15,000+
New money only. Rates are current as of 6/1/2026, and subject to change at any time without notice.
New money only
New money only
Rate accurate as of the date shown and may change at any time without notice. Up to six (6) withdrawals or transfers per statement cycle are permitted.
Rates effective 06-16-2026. Minimum balance required for Premium Money Market Savings to earn stated rate is $20,000. APY = Annual Percentage Yield. Rate may change after account is opened.
Variable rate based on zip code. Minimum of $25,000 not currently deposited at Huntington. Get your variable rate after opening a Huntington Relationship Money Market Account when you maintain deposits of $25,000.00 - $2,000,000.99.
Rates effective 06-16-2026. Minimum balance required for Premium Money Market Savings to earn stated rate is $20,000. APY = Annual Percentage Yield. Rate may change after account is opened.
Monthly Interest Compounded 3 per month
New money only. Rates are current as of 6/1/2026, and subject to change at any time without notice.
APY = Annual Percentage Yield. Rates and fees are subject to change. Fees may reduce earnings.
Rates effective 06-16-2026. Minimum balance required for Premium Money Market Savings to earn stated rate is $20,000. APY = Annual Percentage Yield. Rate may change after account is opened.
Rates effective 06-16-2026. Minimum balance required for Premium Money Market Savings to earn stated rate is $20,000. APY = Annual Percentage Yield. Rate may change after account is opened.
Qualifications Required: direct deposit of payroll, SSI, or other income and 10 electronic debit transactions, including ACH debits, debit card point-of-sale, checks, and BillPay per monthly statement cycle; If BayFirst checking account is non-active, APY will adjust to 0.05% APY for all balances. Rate is effective as of 4/2/2026. Rates are variable and are subject to change at the bank's discretion. Rates are calculated on a daily balance method. Fees could reduce earnings. A service charge of $20 will be imposed every statement cycle if the daily balance on any day of the month falls below $1,000.
This is a variable rate account. This is a tiered rate account and the interest paid is based on the amount of funds on deposit in the account. The tiers are as follows: Tier I: $0.00 - $2,499.99 will earn an APY of 0.00%; Tier II: $2,500.00 - $249,999.99 will earn an APY of 3.00%; Tier III: $250,000 and up will earn an APY of 3.10%. This offer may be withdrawn at any time without prior notification. Rate in effect at the time of account opening. Your interest and APY may change without notice. Fees can reduce earnings. You must deposit $2,500.00 to open this account.
This is a variable rate account. This is a tiered rate account and the interest paid is based on the amount of funds on deposit in the account. The tiers are as follows: Tier I: $0.00 - $2,499.99 will earn an APY of 0.00%; Tier II: $2,500.00 - $249,999.99 will earn an APY of 3.00%; Tier III: $250,000 and up will earn an APY of 3.10%. This offer may be withdrawn at any time without prior notification. Rate in effect at the time of account opening. Your interest and APY may change without notice. Fees can reduce earnings. You must deposit $2,500.00 to open this account.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Sun City Center, FL Money Market Rate Trends
Compare local Sun City Center, FL money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Florida high-yield MMA rates rose 0.006 points over the past 7 days to 3.524% APY.
Florida standard MMA rates rose 0.023 points over the past 7 days to 0.534% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Sun City Center, Florida money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Sun City Center, Florida directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Sun City Center, Florida. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in FL.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Sun City Center, Florida
What is a Money Market Account (MMA)?
Are Money Market accounts in Sun City Center, Florida safe?
How often do MMA rates change in Sun City Center, Florida?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Sun City Center, Florida?
Best Money Market Rates in Sun City Center, Florida
- LMCU Lake Michigan Credit Union
Max Money Market — 4.00% APY - Truist
Small Business Money Market Account — 3.25% APY - TrustCo Bank
Money Market — 1.47% APY - Total Direct Bank
Online Money Market Deposit Account — 4.01% APY - RadiFi Credit Union
Tidal Wave Money Market Account — 4.00% APY
Sun City Center, Florida Rates & Resources
