Best Money Market Rates in Port Charlotte, Florida (FL) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current Port Charlotte, Florida and the surrounding area money market rates include Climate First BankClimate First BankA+5.0 ★Texas Ratio: 0.00% Business Money Market at 4.26% APY, Total Direct BankTotal Direct BankA5.0 ★Texas Ratio: 6.04% Money Market Account at 4.01% APY, RadiFi Credit UnionRadiFi Credit UnionA+5.0 ★Texas Ratio: 1.96% Tidal Wave Money Market Account at 4.00% APY, Blue Coast Federal Credit UnionBlue Coast Federal Credit UnionA+5.0 ★Texas Ratio: 4.37% Business Money Market Account at 4.00% APY, and Dort Financial Credit UnionDort Financial Credit UnionA+5.0 ★Texas Ratio: 5.65% Public Funds Money Market at 4.00% APY. Money market rates as of April 19, 2026 according to verified data from MonitorBankRates.
Port Charlotte has 4 local institutions in our database, with money market rates as high as 4.00% APY from LMCU Lake Michigan Credit Union at 2120 Kings Hwy, Port Charlotte, FL 33980. Use the table below to compare all available offers, including options from institutions serving the broader Florida area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Port Charlotte, Florida and surrounding area. Last Updated and Verified: April 19, 2026
Compare the Best Money Market Rates Today in Port Charlotte, Florida & the Surrounding Area
The Higher the Amount the Higher the Interest Rate.
Qualifying balance up to $24,999.00; High yield checking required
Terms Apply.
for balances $2,500 and over
$10,000 Minimum Balance to earn the 4.00% Annual Percentage Yield
New money only
New money only
Qualifying balance up to $1,000.00
Qualifying balance up to $1,000.00
$500,000 & up
$500,000 & up
$500,000 & up
No service charges or monthly fees.
Up to $2,499
$250,000 - $499,999
Qualifying balance up to $10,000.00
$250,000 - $499,999
Minimum to open is $10,000
Get your variable rate after opening a Huntington Relationship Money Market Account when you maintain deposits of $25,000.00 - $2,000,000.99.
Minimum to open is $2,500
Qualifying balance up to $50,000.00
Annual Percentage Yield (APY) is effective as of April 16, 2026 on balances of $100,000 or greater and is subject to change. Fees assessed to accounts may reduce earnings. Personal Accounts only.
Minimum to open is $2,500
Minimum to open is $2,500
Annual Percentage Yield (APY) is effective as of April 16, 2026 on balances of $100,000 or greater and is subject to change. Other tiers and APYs that are subject to change at any time are as follows: $0.01 - $9,999.99 = 0.03%, $10,000 - $24,999.99 = 1.50%, $25,000 - $49,999.99 = 1.75%, $50,000 - $99,999.99 = 2.00% and $100,000+ = 3.00%. Fees assessed to accounts may reduce earnings. Personal Accounts only.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Port Charlotte, FL Money Market Rate Trends
Compare local Port Charlotte, FL money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Florida high-yield MMA rates rose 0.198 points over the past 7 days to 3.729% APY.
Florida standard MMA rates fell 0.004 points over the past 7 days to 0.542% APY.
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Port Charlotte, Florida directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Port Charlotte, Florida. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in FL.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Port Charlotte, Florida
What is a Money Market Account (MMA)?
Are Money Market accounts in Port Charlotte, Florida safe?
How often do MMA rates change in Port Charlotte, Florida?
Can I write checks from a Money Market Account?
Best Money Market Rates in Port Charlotte, Florida
- Climate First Bank
Business Money Market — 4.26% APY - Total Direct Bank
Money Market Account — 4.01% APY - RadiFi Credit Union
Tidal Wave Money Market Account — 4.00% APY - Blue Coast Federal Credit Union
Business Money Market Account — 4.00% APY - Dort Financial Credit Union
Public Funds Money Market — 4.00% APY
