MonitorBankRates
☰
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Best Money Market Rates in Ocala, Florida (FL) - May 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: May 5, 2026

Current Ocala, Florida and the surrounding area money market deposit account rates include Midflorida Credit UnionMidflorida Credit Union1603 SW 19th Ave, Ocala, FL 34471A+5.0 ★Texas Ratio: 2.45% Business Money Market at 3.50% APY, TruistTruist111 Sw 17th St, Ocala, FL 34471A+5.0 ★Texas Ratio: 3.63% Small Business Money Market Account at 3.40% APY, GTE Federal Credit UnionGTE Federal Credit Union3033 SW College Rd, Ocala, FL 34474A5.0 ★Texas Ratio: 6.42% Money Market at 2.07% APY, Florida Credit UnionFlorida Credit Union2424 SW 17th Rd, Ocala, FL 34471 2006A+5.0 ★Texas Ratio: 4.36% Money Market Specials - Personal at 2.00% APY, and Radiant Credit UnionRadiant Credit Union3510 NE 14th St, Ocala, FL 34470 4868A+5.0 ★Texas Ratio: 5.29% Business Money Market at 0.30% APY. Money market rates as of May 5, 2026 according to verified data from MonitorBankRates.

Ocala has 5 local institutions in our database, with money market rates as high as 3.50% APY from Midflorida Credit Union at 1603 SW 19th Ave, Ocala, FL 34471. Use the table below to compare all available offers, including options from institutions serving the broader Florida area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Ocala, Florida and surrounding area. Last Updated and Verified: May 5, 2026

Compare the Best Money Market Rates Today in Ocala, Florida & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Midflorida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
1603 SW 19th Ave, Ocala, FL 34471
Business Money Market
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Truist
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
111 Sw 17th St, Ocala, FL 34471
Small Business Money Market Account
3.40%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Midflorida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
1603 SW 19th Ave, Ocala, FL 34471
Business Money Market
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Midflorida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
1603 SW 19th Ave, Ocala, FL 34471
Business Money Market
3.05%
$0
View
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Midflorida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
1603 SW 19th Ave, Ocala, FL 34471
Business Money Market
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Midflorida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
1603 SW 19th Ave, Ocala, FL 34471
Business Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

GTE Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.42%
3033 SW College Rd, Ocala, FL 34474
Money Market
2.07%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

As high as

Florida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
2424 SW 17th Rd, Ocala, FL 34471 2006
Money Market Specials - Business
2.00%
$2,500
View
▼
Rate1.98%
Min Deposit$2,500
Min Balance—
UpdatedMay 2, 2026
Details

Florida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
2424 SW 17th Rd, Ocala, FL 34471 2006
Money Market Specials - Personal
2.00%
$2,500
View
▼
Rate1.98%
Min Deposit$2,500
Min Balance—
UpdatedMay 2, 2026
Details

Florida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
2424 SW 17th Rd, Ocala, FL 34471 2006
Money Market Specials - Business1
1.65%
$2,500
View
▼
Rate1.64%
Min Deposit$2,500
Min Balance—
UpdatedMay 2, 2026
Details

Florida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
2424 SW 17th Rd, Ocala, FL 34471 2006
Money Market Specials - Personal
1.50%
$2,500
View
▼
Rate1.49%
Min Deposit$2,500
Min Balance—
UpdatedMay 2, 2026
Details

Florida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
2424 SW 17th Rd, Ocala, FL 34471 2006
Money Market Specials - Business1
1.40%
$2,500
View
▼
Rate1.39%
Min Deposit$2,500
Min Balance—
UpdatedMay 2, 2026
Details

Florida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
2424 SW 17th Rd, Ocala, FL 34471 2006
Money Market Specials - Personal
1.25%
$2,500
View
▼
Rate1.24%
Min Deposit$2,500
Min Balance—
UpdatedMay 2, 2026
Details

Florida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
2424 SW 17th Rd, Ocala, FL 34471 2006
Money Market Specials - Business1
1.25%
$2,500
View
▼
Rate1.24%
Min Deposit$2,500
Min Balance—
UpdatedMay 2, 2026
Details

Florida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
2424 SW 17th Rd, Ocala, FL 34471 2006
Money Market Specials - Personal
1.10%
$2,500
View
▼
Rate1.09%
Min Deposit$2,500
Min Balance—
UpdatedMay 2, 2026
Details

Florida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
2424 SW 17th Rd, Ocala, FL 34471 2006
Money Market Account
1.00%
$2,500
View
▼
Rate0.99%
Min Deposit$2,500
Min Balance—
UpdatedMay 2, 2026
Details

Florida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
2424 SW 17th Rd, Ocala, FL 34471 2006
Money Market Specials - Business1
1.00%
$2,500
View
▼
Rate0.99%
Min Deposit$2,500
Min Balance—
UpdatedMay 2, 2026
Details

Florida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
2424 SW 17th Rd, Ocala, FL 34471 2006
Money Market Specials - Personal
0.98%
$2,500
View
▼
Rate0.98%
Min Deposit$2,500
Min Balance—
UpdatedMay 2, 2026
Details

Florida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
2424 SW 17th Rd, Ocala, FL 34471 2006
Money Market Account
0.75%
$2,500
View
▼
Rate0.75%
Min Deposit$2,500
Min Balance—
UpdatedMay 2, 2026
Details

Florida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
2424 SW 17th Rd, Ocala, FL 34471 2006
Money Market Account
0.55%
$2,500
View
▼
Rate0.55%
Min Deposit$2,500
Min Balance—
UpdatedMay 2, 2026
Details

Florida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
2424 SW 17th Rd, Ocala, FL 34471 2006
Money Market Advantage
0.50%
$65,000
View
▼
Rate0.50%
Min Deposit$65,000
Min Balance—
UpdatedMay 2, 2026
Details

Florida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
2424 SW 17th Rd, Ocala, FL 34471 2006
Business Money Market
0.50%
$2,500
View
▼
Rate0.50%
Min Deposit$2,500
Min Balance—
UpdatedMay 2, 2026
Details

Florida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
2424 SW 17th Rd, Ocala, FL 34471 2006
Money Market Plus
0.50%
$50,000
View
▼
Rate0.50%
Min Deposit$50,000
Min Balance—
UpdatedMay 2, 2026
Details

Florida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
2424 SW 17th Rd, Ocala, FL 34471 2006
Money Market Account
0.45%
$2,500
View
▼
Rate0.45%
Min Deposit$2,500
Min Balance—
UpdatedMay 2, 2026
Details

Radiant Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.29%
3510 NE 14th St, Ocala, FL 34470 4868
Business Money Market
0.30%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Radiant Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.29%
3510 NE 14th St, Ocala, FL 34470 4868
Money Market Account
0.30%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Florida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
2424 SW 17th Rd, Ocala, FL 34471 2006
Money Market Specials - Business1
0.25%
$2,500
View
▼
Rate0.25%
Min Deposit$2,500
Min Balance—
UpdatedMay 2, 2026
Details

Florida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
2424 SW 17th Rd, Ocala, FL 34471 2006
Money Market Specials - Personal
0.25%
$2,500
View
▼
Rate0.25%
Min Deposit$2,500
Min Balance—
UpdatedMay 2, 2026
Details

Florida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
2424 SW 17th Rd, Ocala, FL 34471 2006
Business Money Market
0.25%
$2,500
View
▼
Rate0.25%
Min Deposit$2,500
Min Balance—
UpdatedMay 2, 2026
Details

Florida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
2424 SW 17th Rd, Ocala, FL 34471 2006
Money Market Account
0.25%
$2,500
View
▼
Rate0.25%
Min Deposit$2,500
Min Balance—
UpdatedMay 2, 2026
Details

Florida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
2424 SW 17th Rd, Ocala, FL 34471 2006
Money Market Advantage
0.25%
$65,000
View
▼
Rate0.25%
Min Deposit$65,000
Min Balance—
UpdatedMay 2, 2026
Details

Florida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
2424 SW 17th Rd, Ocala, FL 34471 2006
Money Market Plus
0.25%
$50,000
View
▼
Rate0.25%
Min Deposit$50,000
Min Balance—
UpdatedMay 2, 2026
Details

Radiant Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.29%
3510 NE 14th St, Ocala, FL 34470 4868
Business Money Market
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Radiant Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.29%
3510 NE 14th St, Ocala, FL 34470 4868
Money Market Account
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Radiant Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.29%
3510 NE 14th St, Ocala, FL 34470 4868
Business Money Market
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Radiant Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.29%
3510 NE 14th St, Ocala, FL 34470 4868
Money Market Account
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Radiant Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.29%
3510 NE 14th St, Ocala, FL 34470 4868
Money Market Account
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Radiant Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.29%
3510 NE 14th St, Ocala, FL 34470 4868
Business Money Market
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Florida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
2424 SW 17th Rd, Ocala, FL 34471 2006
Money Market Plus
0.02%
$50,000
View
▼
Rate0.02%
Min Deposit$50,000
Min Balance—
UpdatedMay 2, 2026
Details

Florida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
2424 SW 17th Rd, Ocala, FL 34471 2006
Money Market Advantage
0.02%
$65,000
View
▼
Rate0.02%
Min Deposit$65,000
Min Balance—
UpdatedMay 2, 2026
Details

Florida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
2424 SW 17th Rd, Ocala, FL 34471 2006
Money Market Account
0.02%
$2,500
View
▼
Rate0.02%
Min Deposit$2,500
Min Balance—
UpdatedMay 2, 2026
Details

Florida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
2424 SW 17th Rd, Ocala, FL 34471 2006
Business Money Market
0.02%
$2,500
View
▼
Rate0.02%
Min Deposit$2,500
Min Balance—
UpdatedMay 2, 2026
Details

Midflorida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
1603 SW 19th Ave, Ocala, FL 34471
Money Market
0.01%
$0
View
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Climate First Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Business Money Market
4.26%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Terms Apply.

Total Direct Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.04%
Money Market Account
4.01%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

for balances $2,500 and over

RadiFi Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
Tidal Wave Money Market Account
4.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Blue Coast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
Business Money Market Account
4.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details

Minimum Balance to earn the 4.00% Annual Percentage Yield

LMCU Lake Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
Max Money Market
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

$1,000,000 +

Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Public Funds Money Market
4.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
High-Yield Money Market
3.82%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

Minimum of **$25,000** not currently deposited at Huntington.

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Huntington Relationship Money Market
3.82%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

Gulf Coast Business Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
MONEY MARKET
3.82%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Quest® Money Market
3.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Qualifying balance up to $25,000.00

Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Public Funds Money Market
3.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Private Client® Money Market
3.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Qualifying balance up to $25,000.00

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Premier Money Market
3.70%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

RadiFi Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
Tidal Wave Money Market Account
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Brightstar Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
Business Money Market Products
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

$500,000 & up

EverBank
Institution Rating:
B4.5 ★ Texas Ratio: 20.65%
Business Money Market
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Newtek Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
Business Money Market
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Newtek Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
Business Money Market Account
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

No service charges or monthly fees.

Newtek Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
Newtek Money Market
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Axiom Bank
Institution Rating:
A-4.9 ★ Texas Ratio: 16.62%
SMB Money Market
3.25%
$1,000
View
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

Axiom Bank
Institution Rating:
A-4.9 ★ Texas Ratio: 16.62%
Axiom® Select Money Market
3.25%
$1,000
View
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Huntington Relationship Money Market
3.20%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
High-Yield Money Market
3.20%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

Minimum of **$25,000** not currently deposited at Huntington.

FLC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Money Market Accounts (Personal and Business)
3.05%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
High-Yield Money Market
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Qualifying balance up to $100,000.00

FLC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Money Market Accounts (Personal and Business)
2.66%
$0
View
▼
Rate2.63%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

BayFirst National Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.71%
BayLive Money Market
2.59%
$100
View
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details

Qualifications Required

Locality Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market
2.20%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

ConnectOne Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
Connect Money Market
2.10%
$0
View
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

First Bank Clewiston, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
Money Market Account
2.07%
$100
View
▼
Rate2.05%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details

Bank of Pensacola
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market
2.00%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

ConnectOne Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
Connect Money Market
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

FLC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Money Market Accounts (Personal and Business)
1.90%
$0
View
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

First Bank Clewiston, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
Money Market Account
1.81%
$100
View
▼
Rate1.80%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details

First Bank Clewiston, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
Money Market Account
1.71%
$100
View
▼
Rate1.70%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Ocala, Florida and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Ocala, FL Money Market Rate Trends

Compare local Ocala, FL money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Florida MMA Trends →
High-Yield MMA — FL Avg
3.569%
▲ 0.042 vs 7 days ago

Florida high-yield MMA rates rose 0.042 points over the past 7 days to 3.569% APY.

Standard MMA — FL Avg
0.561%
▼ 0.103 vs 7 days ago

Florida standard MMA rates fell 0.103 points over the past 7 days to 0.561% APY.

As of May 6, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Ocala, Florida directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Ocala, Florida. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in FL.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Ocala, Florida

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Florida.

Are Money Market accounts in Ocala, Florida safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Florida up to $250,000 per depositor, per institution.

How often do MMA rates change in Ocala, Florida?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Florida rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Ocala, Florida?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Ocala, Florida require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Ocala, Florida

Here are some of the highest money market account APYs currently available in Ocala, Florida and the surrounding area:
  • Midflorida Credit Union
    Business Money Market — 3.50% APY
  • Truist
    Small Business Money Market Account — 3.40% APY
  • GTE Federal Credit Union
    Money Market — 2.07% APY
  • Florida Credit Union
    Money Market Specials - Personal — 2.00% APY
  • Radiant Credit Union
    Business Money Market — 0.30% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Ocala, Florida. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 5, 2026

Ocala, Florida Rates & Resources

$
Ocala, Florida CD Rates
$
Ocala, Florida Savings Rates
$
Ocala, Florida Checking Rates
$
Ocala, Florida Mortgage Rates
$
Ocala, Florida Auto Loan Rates
$
Ocala, Florida Personal Loan Rates