Iowa Housing Affordability Index
Daily affordability score for Iowa compared to the national average. Updated every night using live mortgage rates and U.S. Census Bureau income and home value data.
Iowa Affordability Ranking
Iowa MBR-HAI · 90-Day Trend
Dashed line = national average. Amber dashed line = 100 baseline. Score updates each morning after the nightly rate aggregation run.
Key Affordability Factors · Iowa
Source: U.S. Census Bureau American Community Survey and Current Population Survey. Mortgage rate from MBR live rate database.
How Iowa Ranks Among All States
| Rank | State | MBR-HAI Score | Affordability |
|---|---|---|---|
| ▲ See top 1 state → | |||
| 2 | Arkansas | 139.9 | Highly Affordable |
| 3 | Alabama | 137.2 | Highly Affordable |
| 4 | Mississippi | 134.6 | Highly Affordable |
| 5 | Iowa You are here | 130.5 | Highly Affordable |
| 6 | Louisiana | 127.9 | Highly Affordable |
| 7 | Indiana | 126.8 | Highly Affordable |
| 8 | Kentucky | 124.6 | Highly Affordable |
| ▼ See all 51 state rankings → | |||
Showing states ranked near Iowa · May 26, 2026 • View complete national rankings →
Download Iowa HAI Data
2026-05-26,IA,130.5,100.0,6.303
Daily scores for all 51 states, filter by state or date in Excel or Google Sheets.
All States (CSV)Press & Citation Resources · Iowa
Ready-to-publish sentences using today's Iowa data, an email template you can send to clients, and direct contact for press inquiries or custom data requests.
Ready-to-Publish Sentences
Each sentence updates daily with the live Iowa score. Free for editorial use with attribution to MonitorBankRates.
In Iowa, the MonitorBankRates (MBR) Housing Affordability Index stood at 130.5 on May 26, 2026, ranking #5 of 51 U.S. states for homeownership affordability and indicating highly affordable conditions relative to the national baseline. The state-level reading combines Iowa's 30-year mortgage rate average of 6.303% with U.S. Census Bureau housing values, household income, property taxes, and cost burden data.
“Iowa's MonitorBankRates (MBR) Housing Affordability Index score of 130.5 places it #5 of 51 nationwide. Above the 100 baseline, that means buyer purchasing power in Iowa is stronger than the long-run national average computed at a 6.5% mortgage rate. The state's 30-year average is currently 6.303%, and the index outperforms the national average.”
Brian McKay, MonitorBankRates
🏠 MonitorBankRates (MBR) Housing Affordability Index. Iowa: 130.5 (Highly Affordable), rank #5 of 51 states. 30-yr mortgage avg: 6.30%. National baseline = 100. Updated daily · via @MonitorBankRates → https://www.monitorbankrates.com/housing-affordability-index/iowa/
Housing affordability in Iowa is currently sitting at 130.5 on the MonitorBankRates (MBR) Housing Affordability Index, ranking it #5 of 51 U.S. states. With 100 representing the long-term national baseline at a 6.5% reference rate, Iowa's 30-year mortgage rate of 6.30% reflects highly affordable conditions for local buyers. The state outperforms the national average as a whole.
Mortgage Broker Email Template
Pre-written client update for Iowa homebuyers. Personalize the bracketed fields and send.
For Press & Researchers
The Iowa MBR-HAI is free to cite for editorial, academic, and policy use with attribution. We're happy to provide additional support:
- Custom data cuts: Iowa metros, MSAs, or historical slices on request
- Embargo-friendly releases: give us 24 hours notice for scheduled coverage
- Background interviews: methodology, market context, or commentary on rate moves
- Direct contact: contact form or reply to any address listed there
For our published citation history and recent media mentions, see MBR in the Press.
