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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Truesdale, IA Housing Affordability Index

Truesdale, Iowa has an MBR Housing Affordability Index score of 708.8 (Highly Affordable) as of October 30, 2026, ranking 1st most affordable of 891 scored Iowa cities, compared with 126.4 statewide and 97.4 nationally. On a median-priced $35,800 home with 20% down, the Iowa average 30-year fixed rate of 7.17% means a monthly principal and interest payment of about $194, or 2% of the city’s $100,076 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Truesdale is updated every night from live Iowa mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Truesdale MBR-HAI 708.8 Highly Affordable
Rank in Iowa 1 of 891 1 = most affordable
Iowa 126.4 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.17% Iowa lenders
Median home value $35,800 U.S. Census Bureau

Truesdale is 582.4 points above the Iowa score. Scores as of October 30, 2026. See the Iowa index

View Truesdale Mortgage Rates

What It Takes to Buy in Truesdale

$194/mo
Principal & Interest
Median home, 20% down, 7.17%
$8,300
Income Needed
To keep the payment at 28% of income
$100,076
Median Household Income
Iowa: $75,059
0.4x
Price-to-Income Ratio
Iowa: 2.8x
$450/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$238/yr
Median Property Tax
0.66% of median value
20.3%
Owner Cost Burden
Owners spending 30%+ of income on housing
14.0%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Truesdale, Iowa. The rate is the Iowa average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

How Truesdale Ranks in Iowa

Cities with similar scores
#1Truesdale708.8
#2Havelock620.4 #3Dana528.0 #4Ayrshire510.6
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Cite the Truesdale Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Truesdale, Iowa score: 708.8 (Highly Affordable), ranked 1 of 891 Iowa cities. monitorbankrates.com/housing-affordability-index/iowa/truesdale”