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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Hansell, IA Housing Affordability Index

Hansell, Iowa has an MBR Housing Affordability Index score of 269.0 (Highly Affordable) as of October 30, 2026, ranking 73rd most affordable of 891 scored Iowa cities, compared with 126.4 statewide and 97.4 nationally. On a median-priced $75,000 home with 20% down, the Iowa average 30-year fixed rate of 7.17% means a monthly principal and interest payment of about $406, or 7% of the city’s $71,667 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Hansell is updated every night from live Iowa mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Hansell MBR-HAI 269.0 Highly Affordable
Rank in Iowa 73 of 891 1 = most affordable
Iowa 126.4 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.17% Iowa lenders
Median home value $75,000 U.S. Census Bureau

Hansell is 142.6 points above the Iowa score. Scores as of October 30, 2026. See the Iowa index

View Hansell Mortgage Rates

What It Takes to Buy in Hansell

$406/mo
Principal & Interest
Median home, 20% down, 7.17%
$17,400
Income Needed
To keep the payment at 28% of income
$71,667
Median Household Income
Iowa: $75,059
1.0x
Price-to-Income Ratio
Iowa: 2.8x
$725/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$1,375/yr
Median Property Tax
1.83% of median value
33.3%
Owner Cost Burden
Owners spending 30%+ of income on housing
8.3%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Hansell, Iowa. The rate is the Iowa average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Hansell Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Hansell, Iowa score: 269.0 (Highly Affordable), ranked 73 of 891 Iowa cities. monitorbankrates.com/housing-affordability-index/iowa/hansell”