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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Linn Grove, IA Housing Affordability Index

Linn Grove, Iowa has an MBR Housing Affordability Index score of 205.7 (Highly Affordable) as of October 30, 2026, ranking 256th most affordable of 891 scored Iowa cities, compared with 126.4 statewide and 97.4 nationally. On a median-priced $93,300 home with 20% down, the Iowa average 30-year fixed rate of 7.17% means a monthly principal and interest payment of about $505, or 10% of the city’s $62,250 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Linn Grove is updated every night from live Iowa mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Linn Grove MBR-HAI 205.7 Highly Affordable
Rank in Iowa 256 of 891 1 = most affordable
Iowa 126.4 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.17% Iowa lenders
Median home value $93,300 U.S. Census Bureau

Linn Grove is 79.3 points above the Iowa score. Scores as of October 30, 2026. See the Iowa index

View Linn Grove Mortgage Rates

What It Takes to Buy in Linn Grove

$505/mo
Principal & Interest
Median home, 20% down, 7.17%
$21,600
Income Needed
To keep the payment at 28% of income
$62,250
Median Household Income
Iowa: $75,059
1.5x
Price-to-Income Ratio
Iowa: 2.8x
$691/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$1,188/yr
Median Property Tax
1.27% of median value
10.0%
Owner Cost Burden
Owners spending 30%+ of income on housing
39.8%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Linn Grove, Iowa. The rate is the Iowa average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Linn Grove Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Linn Grove, Iowa score: 205.7 (Highly Affordable), ranked 256 of 891 Iowa cities. monitorbankrates.com/housing-affordability-index/iowa/linn-grove”