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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Scranton, AR Housing Affordability Index

Scranton, Arkansas has an MBR Housing Affordability Index score of 238.6 (Highly Affordable) as of October 30, 2026, ranking 50th most affordable of 450 scored Arkansas cities, compared with 135.7 statewide and 97.4 nationally. On a median-priced $112,500 home with 20% down, the Arkansas average 30-year fixed rate of 7.25% means a monthly principal and interest payment of about $614, or 9% of the city’s $83,125 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Scranton is updated every night from live Arkansas mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Scranton MBR-HAI 238.6 Highly Affordable
Rank in Arkansas 50 of 450 1 = most affordable
Arkansas 135.7 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.25% Arkansas lenders
Median home value $112,500 U.S. Census Bureau

Scranton is 102.9 points above the Arkansas score. Scores as of October 30, 2026. See the Arkansas index

View Scranton Mortgage Rates

What It Takes to Buy in Scranton

$614/mo
Principal & Interest
Median home, 20% down, 7.25%
$26,300
Income Needed
To keep the payment at 28% of income
$83,125
Median Household Income
Arkansas: $60,773
1.4x
Price-to-Income Ratio
Arkansas: 3.1x
$762/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$617/yr
Median Property Tax
0.55% of median value
20.0%
Owner Cost Burden
Owners spending 30%+ of income on housing
30.0%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Scranton, Arkansas. The rate is the Arkansas average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Scranton Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Scranton, Arkansas score: 238.6 (Highly Affordable), ranked 50 of 450 Arkansas cities. monitorbankrates.com/housing-affordability-index/arkansas/scranton”