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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Jasper, AR Housing Affordability Index

Jasper, Arkansas has an MBR Housing Affordability Index score of 86.6 (Moderately Less Affordable) as of October 30, 2026, ranking 449th most affordable of 450 scored Arkansas cities, compared with 135.7 statewide and 97.4 nationally. On a median-priced $183,900 home with 20% down, the Arkansas average 30-year fixed rate of 7.25% means a monthly principal and interest payment of about $1,004, or 39% of the city’s $30,929 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Jasper is updated every night from live Arkansas mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Jasper MBR-HAI 86.6 Moderately Less Affordable
Rank in Arkansas 449 of 450 1 = most affordable
Arkansas 135.7 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.25% Arkansas lenders
Median home value $183,900 U.S. Census Bureau

Jasper is 49.1 points below the Arkansas score. Scores as of October 30, 2026. See the Arkansas index

View Jasper Mortgage Rates

What It Takes to Buy in Jasper

$1,004/mo
Principal & Interest
Median home, 20% down, 7.25%
$43,000
Income Needed
To keep the payment at 28% of income
$30,929
Median Household Income
Arkansas: $60,773
5.9x
Price-to-Income Ratio
Arkansas: 3.1x
$1,571/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$1,241/yr
Median Property Tax
0.67% of median value
80.5%
Owner Cost Burden
Owners spending 30%+ of income on housing
71.6%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Jasper, Arkansas. The rate is the Arkansas average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

How Jasper Ranks in Arkansas

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Cite the Jasper Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Jasper, Arkansas score: 86.6 (Moderately Less Affordable), ranked 449 of 450 Arkansas cities. monitorbankrates.com/housing-affordability-index/arkansas/jasper”