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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Tupelo, AR Housing Affordability Index

Tupelo, Arkansas has an MBR Housing Affordability Index score of 444.3 (Highly Affordable) as of October 30, 2026, ranking 3rd most affordable of 450 scored Arkansas cities, compared with 135.7 statewide and 97.4 nationally. On a median-priced $84,300 home with 20% down, the Arkansas average 30-year fixed rate of 7.25% means a monthly principal and interest payment of about $460, or 4% of the city’s $153,750 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Tupelo is updated every night from live Arkansas mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Tupelo MBR-HAI 444.3 Highly Affordable
Rank in Arkansas 3 of 450 1 = most affordable
Arkansas 135.7 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.25% Arkansas lenders
Median home value $84,300 U.S. Census Bureau

Tupelo is 308.5 points above the Arkansas score. Scores as of October 30, 2026. See the Arkansas index

View Tupelo Mortgage Rates

What It Takes to Buy in Tupelo

$460/mo
Principal & Interest
Median home, 20% down, 7.25%
$19,700
Income Needed
To keep the payment at 28% of income
$153,750
Median Household Income
Arkansas: $60,773
0.5x
Price-to-Income Ratio
Arkansas: 3.1x
$567/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$1,075/yr
Median Property Tax
Arkansas figure
22.2%
Owner Cost Burden
Owners spending 30%+ of income on housing
40.1%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Tupelo, Arkansas. The rate is the Arkansas average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

How Tupelo Ranks in Arkansas

Cities with similar scores
#1Walcott501.0 #2Rosston450.2
#3Tupelo444.3
#4Fox441.7 #5Burdette388.7 #6Biggers366.8
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Cite the Tupelo Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Tupelo, Arkansas score: 444.3 (Highly Affordable), ranked 3 of 450 Arkansas cities. monitorbankrates.com/housing-affordability-index/arkansas/tupelo”