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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Little Flock, AR Housing Affordability Index

Little Flock, Arkansas has an MBR Housing Affordability Index score of 80.4 (Moderately Less Affordable) as of October 30, 2026, ranking 450th most affordable of 450 scored Arkansas cities, compared with 135.7 statewide and 97.4 nationally. On a median-priced $467,600 home with 20% down, the Arkansas average 30-year fixed rate of 7.25% means a monthly principal and interest payment of about $2,553, or 50% of the city’s $60,878 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Little Flock is updated every night from live Arkansas mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Little Flock MBR-HAI 80.4 Moderately Less Affordable
Rank in Arkansas 450 of 450 1 = most affordable
Arkansas 135.7 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.25% Arkansas lenders
Median home value $467,600 U.S. Census Bureau

Little Flock is 55.3 points below the Arkansas score. Scores as of October 30, 2026. See the Arkansas index

View Little Flock Mortgage Rates

What It Takes to Buy in Little Flock

$2,553/mo
Principal & Interest
Median home, 20% down, 7.25%
$109,400
Income Needed
To keep the payment at 28% of income
$60,878
Median Household Income
Arkansas: $60,773
7.7x
Price-to-Income Ratio
Arkansas: 3.1x
$1,321/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$2,720/yr
Median Property Tax
0.58% of median value
27.9%
Owner Cost Burden
Owners spending 30%+ of income on housing
34.4%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Little Flock, Arkansas. The rate is the Arkansas average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

How Little Flock Ranks in Arkansas

Cities with similar scores
#447Hattieville91.7 #448Eureka Springs89.6 #449Jasper86.6
#450Little Flock80.4
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Cite the Little Flock Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Little Flock, Arkansas score: 80.4 (Moderately Less Affordable), ranked 450 of 450 Arkansas cities. monitorbankrates.com/housing-affordability-index/arkansas/little-flock”