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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Pocahontas, AR Housing Affordability Index

Pocahontas, Arkansas has an MBR Housing Affordability Index score of 179.8 (Highly Affordable) as of October 30, 2026, ranking 179th most affordable of 450 scored Arkansas cities, compared with 135.7 statewide and 97.4 nationally. On a median-priced $120,000 home with 20% down, the Arkansas average 30-year fixed rate of 7.25% means a monthly principal and interest payment of about $655, or 18% of the city’s $44,216 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Pocahontas is updated every night from live Arkansas mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Pocahontas MBR-HAI 179.8 Highly Affordable
Rank in Arkansas 179 of 450 1 = most affordable
Arkansas 135.7 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.25% Arkansas lenders
Median home value $120,000 U.S. Census Bureau

Pocahontas is 44.1 points above the Arkansas score. Scores as of October 30, 2026. See the Arkansas index

View Pocahontas Mortgage Rates

What It Takes to Buy in Pocahontas

$655/mo
Principal & Interest
Median home, 20% down, 7.25%
$28,100
Income Needed
To keep the payment at 28% of income
$44,216
Median Household Income
Arkansas: $60,773
2.7x
Price-to-Income Ratio
Arkansas: 3.1x
$554/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$518/yr
Median Property Tax
0.43% of median value
9.6%
Owner Cost Burden
Owners spending 30%+ of income on housing
44.9%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Pocahontas, Arkansas. The rate is the Arkansas average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Pocahontas Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Pocahontas, Arkansas score: 179.8 (Highly Affordable), ranked 179 of 450 Arkansas cities. monitorbankrates.com/housing-affordability-index/arkansas/pocahontas”