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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

McNeil, AR Housing Affordability Index

McNeil, Arkansas has an MBR Housing Affordability Index score of 208.9 (Highly Affordable) as of October 30, 2026, ranking 93rd most affordable of 450 scored Arkansas cities, compared with 135.7 statewide and 97.4 nationally. On a median-priced $72,800 home with 20% down, the Arkansas average 30-year fixed rate of 7.25% means a monthly principal and interest payment of about $397, or 13% of the city’s $37,895 median household income.

The MBR Housing Affordability Index (MBR-HAI) for McNeil is updated every night from live Arkansas mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

McNeil MBR-HAI 208.9 Highly Affordable
Rank in Arkansas 93 of 450 1 = most affordable
Arkansas 135.7 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.25% Arkansas lenders
Median home value $72,800 U.S. Census Bureau

McNeil is 73.1 points above the Arkansas score. Scores as of October 30, 2026. See the Arkansas index

View McNeil Mortgage Rates

What It Takes to Buy in McNeil

$397/mo
Principal & Interest
Median home, 20% down, 7.25%
$17,000
Income Needed
To keep the payment at 28% of income
$37,895
Median Household Income
Arkansas: $60,773
1.9x
Price-to-Income Ratio
Arkansas: 3.1x
$695/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$444/yr
Median Property Tax
0.61% of median value
10.5%
Owner Cost Burden
Owners spending 30%+ of income on housing
47.0%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for McNeil, Arkansas. The rate is the Arkansas average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the McNeil Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. McNeil, Arkansas score: 208.9 (Highly Affordable), ranked 93 of 450 Arkansas cities. monitorbankrates.com/housing-affordability-index/arkansas/mcneil”