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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Genoa, AR Housing Affordability Index

Genoa, Arkansas has an MBR Housing Affordability Index score of 170.0 (Highly Affordable) as of October 30, 2026, ranking 216th most affordable of 450 scored Arkansas cities, compared with 135.7 statewide and 97.4 nationally. On a median-priced $105,900 home with 20% down, the Arkansas average 30-year fixed rate of 7.25% means a monthly principal and interest payment of about $578, or 14% of the city’s $49,183 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Genoa is updated every night from live Arkansas mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Genoa MBR-HAI 170.0 Highly Affordable
Rank in Arkansas 216 of 450 1 = most affordable
Arkansas 135.7 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.25% Arkansas lenders
Median home value $105,900 U.S. Census Bureau

Genoa is 34.3 points above the Arkansas score. Scores as of October 30, 2026. See the Arkansas index

View Genoa Mortgage Rates

What It Takes to Buy in Genoa

$578/mo
Principal & Interest
Median home, 20% down, 7.25%
$24,800
Income Needed
To keep the payment at 28% of income
$49,183
Median Household Income
Arkansas: $60,773
2.2x
Price-to-Income Ratio
Arkansas: 3.1x
$715/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$668/yr
Median Property Tax
0.63% of median value
34.9%
Owner Cost Burden
Owners spending 30%+ of income on housing
81.8%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Genoa, Arkansas. The rate is the Arkansas average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Genoa Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Genoa, Arkansas score: 170.0 (Highly Affordable), ranked 216 of 450 Arkansas cities. monitorbankrates.com/housing-affordability-index/arkansas/genoa”