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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Brinkley, AR Housing Affordability Index

Brinkley, Arkansas has an MBR Housing Affordability Index score of 257.2 (Highly Affordable) as of October 30, 2026, ranking 36th most affordable of 450 scored Arkansas cities, compared with 135.7 statewide and 97.4 nationally. On a median-priced $94,000 home with 20% down, the Arkansas average 30-year fixed rate of 7.25% means a monthly principal and interest payment of about $513, or 16% of the city’s $38,996 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Brinkley is updated every night from live Arkansas mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Brinkley MBR-HAI 257.2 Highly Affordable
Rank in Arkansas 36 of 450 1 = most affordable
Arkansas 135.7 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.25% Arkansas lenders
Median home value $94,000 U.S. Census Bureau

Brinkley is 121.4 points above the Arkansas score. Scores as of October 30, 2026. See the Arkansas index

View Brinkley Mortgage Rates

What It Takes to Buy in Brinkley

$513/mo
Principal & Interest
Median home, 20% down, 7.25%
$22,000
Income Needed
To keep the payment at 28% of income
$38,996
Median Household Income
Arkansas: $60,773
2.4x
Price-to-Income Ratio
Arkansas: 3.1x
$558/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$351/yr
Median Property Tax
0.37% of median value
2.5%
Owner Cost Burden
Owners spending 30%+ of income on housing
23.1%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Brinkley, Arkansas. The rate is the Arkansas average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Brinkley Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Brinkley, Arkansas score: 257.2 (Highly Affordable), ranked 36 of 450 Arkansas cities. monitorbankrates.com/housing-affordability-index/arkansas/brinkley”