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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Amity, AR Housing Affordability Index

Amity, Arkansas has an MBR Housing Affordability Index score of 125.2 (Highly Affordable) as of October 30, 2026, ranking 394th most affordable of 450 scored Arkansas cities, compared with 135.7 statewide and 97.4 nationally. On a median-priced $143,100 home with 20% down, the Arkansas average 30-year fixed rate of 7.25% means a monthly principal and interest payment of about $781, or 24% of the city’s $38,542 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Amity is updated every night from live Arkansas mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Amity MBR-HAI 125.2 Highly Affordable
Rank in Arkansas 394 of 450 1 = most affordable
Arkansas 135.7 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.25% Arkansas lenders
Median home value $143,100 U.S. Census Bureau

Amity is 10.5 points below the Arkansas score. Scores as of October 30, 2026. See the Arkansas index

View Amity Mortgage Rates

What It Takes to Buy in Amity

$781/mo
Principal & Interest
Median home, 20% down, 7.25%
$33,500
Income Needed
To keep the payment at 28% of income
$38,542
Median Household Income
Arkansas: $60,773
3.7x
Price-to-Income Ratio
Arkansas: 3.1x
$586/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$908/yr
Median Property Tax
0.63% of median value
30.3%
Owner Cost Burden
Owners spending 30%+ of income on housing
67.3%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Amity, Arkansas. The rate is the Arkansas average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Amity Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Amity, Arkansas score: 125.2 (Highly Affordable), ranked 394 of 450 Arkansas cities. monitorbankrates.com/housing-affordability-index/arkansas/amity”