MonitorBankRates
Rate Seekers Community

Bank reviews, Q&A, deals, and rate discussions — all in one place

Real members sharing real experiences with banks and credit unions. Get answers, find deals, and see which institutions other rate seekers trust. Banks and credit unions can now reply to reviews with a verified badge.

575 Member Reviews
9,284+ Institutions
3.8 ★ Avg Rating
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Welcome to the Rate Seekers Community

We're expanding what started as bank and credit union reviews into a full community where rate seekers can talk about rates, share deals, ask questions, and compare experiences across thousands of institutions.

For institutions: banks and credit unions can now respond to reviews with a verified badge — show customers you're listening, address concerns publicly, and build trust where it matters most.

Recent Activity

Review

Triangle Credit Union review

I have been a member at TCU for over 20 years and they have gone down hill so much. They do not care about their members anymore, and treat them so poorly. They took a check of almost $250 2xs…

Jun 15
Review

TrustCo Bank review

I have been a customer to Trustco Bank since 2012, once I lost my job their treatment to me changed even though when I tried to keep my account balanced, they started charging overdraft fees…

Jomary Williams · TrustCo Bank
Jun 15
Review

TrustCo Bank review

I had a bad experience with this bank, they charge many insufficient fund fees per day that made me almost have no money for the rest of the month due to I get only Social Security direct…

Loraine Pasko · TrustCo Bank
Jun 15
Review

TrustCo Bank review

I do not know how they are still operating, the branches are very quiet for customers do not want to visit due to every time they see new people do not know what they are doing and they provide…

Angel Mae · TrustCo Bank
Jun 15
Review

TrustCo Bank review

This bank is a scam rates are not the issue, after sale servicing is sucks, customer loyalty is not appreciated, employee stability is not granted, customers have to deal with new faces all the…

Sarwasouz · TrustCo Bank
Jun 15
Review

Bank OZK review

Love the service and friendly staff of our branch in Buchanan, Ga. They\'re always very courteous and helpful.

Susan Bush · Bank OZK
Jun 10
Review

UBS Bank USA review

Have been a customer for years with UBS, always received prompt, excellent service and advice.

Michael Ryan · UBS Bank USA
Jun 8
Review

Lakeview Bank review

good bank for most

al sharpton · Lakeview Bank
May 30
Review May 28
Review

Wood & Huston Bank review

I have had really great experiences with Wood and Huston. They offer great rates and customer service is outstanding and their on-line services are exceptional.

Julei Merrell · Wood & Huston Bank
May 21
Deal

Personal Loan: 5.74% APR on Personal Loan at Rome Teachers Federal Credit Union

Rome Teachers Federal Credit Union is currently offering 5.74% APR on its Personal Loan. Details: As Low As Posted by MBR Editor as part of our weekly best-rates roundup. Verify current rates…

Jun 14
Deal

Credit Card: 1.90% APR on VISA® at People\'s Community Federal Credit Union

People\'s Community Federal Credit Union is currently offering 1.90% APR on its VISA®. Details: 12-Month Introductory Rate Posted by MBR Editor as part of our weekly best-rates roundup. Verify…

Jun 14
Deal

Credit Card: 1.99% APR on Visa Diamond Credit Card at Diamond Credit Union

Diamond Credit Union is currently offering 1.99% APR on its Visa Diamond Credit Card. Details: Intro rate expires: 1 year; Regular APR: 11.40% - 18% variable APR* Posted by MBR Editor as part…

MBR Editor · Diamond Credit Union
Jun 14
Deal

Credit Card: 0.99% APR on Credit Card Special at United Savings Credit Union

United Savings Credit Union is currently offering 0.99% APR on its Credit Card Special. Term: 6 Months. Details: Intro rate expires: 6 Months; Home Improvement transactions completed between…

Jun 14
Deal

Credit Card: 1.99% APR on Visa Credit Cards at TOWN OF HEMPSTEAD EMPLOYEES

TOWN OF HEMPSTEAD EMPLOYEES is currently offering 1.99% APR on its Visa Credit Cards. Details: Intro rate expires: 12 months; Regular APR: 19.99% - 29.99% Posted by MBR Editor as part of our…

Jun 14
Deal

Mortgage: 4.95% APR on REAL ESTATE (2nd Mortgage) at LES

LES is currently offering 4.95% APR on its REAL ESTATE (2nd Mortgage). Term: 96. Posted by MBR Editor as part of our weekly best-rates roundup. Verify current rates with the institution…

MBR Editor · LES
Jun 14
Deal

Checking: 7.00% APY on Business High Rate Checking (Qualifies) at AmeriCU Credit Union

AmeriCU Credit Union is currently offering 7.00% APY on its Business High Rate Checking (Qualifies). Details: Qualifications Required; Balance range: $0.01-$10,000.00 Posted by MBR Editor as…

MBR Editor · AmeriCU Credit Union
Jun 14
Deal

Checking: 8.00% APY on Spend Plus Rewards Checking at Whatcom Educational Credit Union

Whatcom Educational Credit Union is currently offering 8.00% APY on its Spend Plus Rewards Checking. Details: Qualifications Required: 20 Debit Card Transactions; enrollment in eStatements;…

Jun 14
Deal

Personal Loan: 5.74% APR on Personal Loan at Har-co Credit Union

Har-co Credit Union is currently offering 5.74% APR on its Personal Loan. Details: As Low As Posted by MBR Editor as part of our weekly best-rates roundup. Verify current rates with the…

MBR Editor · Har-co Credit Union
Jun 7
Deal

Personal Loan: 5.50% APR on Credit builder Personal Loan at Northfield Savings Bank

Northfield Savings Bank is currently offering 5.50% APR on its Credit builder Personal Loan. Term: 3. Posted by MBR Editor as part of our weekly best-rates roundup. Verify current rates with…

MBR Editor · Northfield Savings Bank
Jun 7
Rates

Credit Cards: 1.99% APR on Visa Diamond Credit Card at Diamond Credit Union

Diamond Credit Union is currently offering 1.99% APR on its Visa Diamond Credit Card. Details: Intro rate expires: 1 year; Regular APR: 11.40% - 18% variable APR* Visit:…

MBR Editor
Jun 15
Rates

Credit Cards: 0.99% APR on Credit Card Special at United Savings Credit Union

United Savings Credit Union is currently offering 0.99% APR on its Credit Card Special. Term: 6 Months. Details: Intro rate expires: 6 Months; Home Improvement transactions completed between…

MBR Editor
Jun 15
Rates

Credit Cards: 1.99% APR on Visa Credit Cards at TOWN OF HEMPSTEAD EMPLOYEES

TOWN OF HEMPSTEAD EMPLOYEES is currently offering 1.99% APR on its Visa Credit Cards. Details: Intro rate expires: 12 months; Regular APR: 19.99% - 29.99% Visit: http://www.tohefcu.org What…

MBR Editor
Jun 15
Rates

Credit Cards: 1.99% APR on Visa Personal Platinum at Neighborhood Credit Union

Neighborhood Credit Union is currently offering 1.99% APR on its Visa Personal Platinum. Visit: https://www.myncu.com What are you seeing for rates? Found something better? Share it below.…

MBR Editor
Jun 15
Rates

Credit Cards: 1.90% APR on VISA® at People\'s Community Federal Credit Union

People\'s Community Federal Credit Union is currently offering 1.90% APR on its VISA®. Details: 12-Month Introductory Rate Visit: https://www.peoplescu.org What are you seeing for rates?…

MBR Editor
Jun 15
Rates

Personal Loans: 5.00% APR on Credit Builder Loan at Emerald Credit Union

Emerald Credit Union is currently offering 5.00% APR on its Credit Builder Loan. Term: 12-36 Months. Details: As Low As Visit: https://www.emeraldgcu.com What are you seeing for rates?…

MBR Editor
Jun 15
Rates

Personal Loans: 5.49% APR on Personal Loan at Central Virginia Federal Credit Union

Central Virginia Federal Credit Union is currently offering 5.49% APR on its Personal Loan. Details: As Low As Visit: https://www.cvfcu.com What are you seeing for rates? Found something…

MBR Editor
Jun 15
Rates

1.99% APR on New Auto Loans at First Priority Federal Credit Union

First Priority Federal Credit Union is currently offering 1.99% APR on its New Auto Loans. Term: 36MO. Details: As Low As Visit: https://www.firstpriorityfcu.org What are you seeing for…

MBR Editor
Jun 15
Rates

1.75% APR on Used Car Loan at Internal Revenue Employees Federal Credit Union

Internal Revenue Employees Federal Credit Union is currently offering 1.75% APR on its Used Car Loan. Term: 60. 1.75% to 17.00% APR Visit: https://irefcu-ncsc.com/ What are you seeing…

MBR Editor
Jun 15
Rates

Personal Loans: 5.00% APR on Personal Loan 1-Year at Gather Federal Credit Union

Gather Federal Credit Union is currently offering 5.00% APR on its Personal Loan. Details: As Low As 5.00% APR Visit: https://www.gatherfcu.org What are you seeing for rates? Found…

MBR Editor
Jun 15