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Best Banks & Checking Accounts in Phillips, Wisconsin - May 2026

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Brian McKay Brian McKay
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Brian McKay

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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Checking Account Rates — Last Updated and Verified: May 7, 2026

The best checking rates for Phillips, Wisconsin include Connexus Credit UnionConnexus Credit Union114 S Avon Ave, Phillips, WI 54555B-4.3 ★Texas Ratio: 22.87% Xtraordinary Checking at 4.50% APY, Prevail BankPrevail Bank204 N Avon Ave, Phillips, WI 54555A+5.0 ★Texas Ratio: 0.84% Premium Interest Checking at 3.05% APY, Forward BankForward Bank110 County Road F, Phillips, WI 54555A+5.0 ★Texas Ratio: 2.17% at 3.03% APY, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% PowerPlusTM Checking Level 2 at 8.00% APY, and Landmark Credit UnionLandmark Credit UnionA+5.0 ★Texas Ratio: 3.95% Premium Checking at 7.50% APY. Checking account rates as of May 7, 2026 according to verified data from MonitorBankRates.

Phillips has 3 local institutions in our database, with checking rates as high as 4.50% APY from Connexus Credit Union at 114 S Avon Ave, Phillips, WI, 54555. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.

Checking account rates reflect recent market quotes and representative offers available to depositors in Phillips, Wisconsin. Checking Account Rates Last Updated and Verified: May 7, 2026

Compare Checking Account Rates Today in Phillips, Wisconsin & the Surrounding Area

Institutions:
Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
114 S Avon Ave
Phillips, WI 54555
Xtraordinary Checking
4.50%
$0
View
▼
Rate4.41%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Prevail Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.84%
204 N Avon Ave
Phillips, WI 54555
Premium Interest Checking
3.05%
$50
View
▼
Rate3.00%
Min Deposit$50
Min Balance—
UpdatedMay 4, 2026
Details

Qualifying balance up to $20,000.00

Forward Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
110 County Road F
Phillips, WI 54555
3.03%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Qualifications Required; Qualifying balance up to $15,000.00

Forward Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
110 County Road F
Phillips, WI 54555
Momentum Checking
3.03%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Qualifications Required; Qualifying balance up to $15,000.00

Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
114 S Avon Ave
Phillips, WI 54555
Teen Checking
2.00%
$0
View
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Forward Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
110 County Road F
Phillips, WI 54555
Municipal Checking*
0.75%
$0
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

Prevail Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.84%
204 N Avon Ave
Phillips, WI 54555
50+ Checking
0.75%
$50
View
▼
Rate0.75%
Min Deposit$50
Min Balance—
UpdatedMay 4, 2026
Details

$0.01 minimum balance required to earn APY.

Forward Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
110 County Road F
Phillips, WI 54555
Municipal Checking
0.75%
$0
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

Forward Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
110 County Road F
Phillips, WI 54555
Municipal Checking
0.60%
$0
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

Forward Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
110 County Road F
Phillips, WI 54555
Municipal Checking*
0.60%
$0
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

Forward Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
110 County Road F
Phillips, WI 54555
Municipal Checking
0.30%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

Forward Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
110 County Road F
Phillips, WI 54555
Municipal Checking*
0.30%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

Forward Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
110 County Road F
Phillips, WI 54555
Non-Profit Checking
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

Forward Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
110 County Road F
Phillips, WI 54555
Non-Profit Checking*
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
PowerPlusTM Checking Level 2
8.00%
$0
View
▼
Rate7.72%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Qualifying balance up to $15000

Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
Premium Checking
7.50%
$0
View
▼
Rate7.25%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

No additional details provided.

PyraMax Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
Hero Checking
7.50%
$25
View
▼
Rate7.25%
Min Deposit$25
Min Balance—
UpdatedMay 5, 2026
Details

Qualifying balance up to $500.00

PyraMax Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
MaxInterest Checking
7.50%
$25
View
▼
Rate7.25%
Min Deposit$25
Min Balance—
UpdatedMay 5, 2026
Details

Qualifying balance up to $500.00

PSB of Plainview
Institution Rating:
A+5.0 ★ Texas Ratio: 4.73%
Express Checking with Interest
5.00%
$25
View
▼
Rate4.89%
Min Deposit$25
Min Balance—
UpdatedMay 5, 2026
Details

Qualifying balance up to $25,000.00

UnitedOne Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
High Yield Checking
5.00%
$0
View
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Qualifying balance up to $7,500.00

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
114 S Avon Ave
Phillips, WI 54555
Xtraordinary Checking
4.50%
$0
View
▼
Rate4.41%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Prevail Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.84%
204 N Avon Ave
Phillips, WI 54555
Premium Interest Checking
3.05%
$50
View
▼
Rate3.00%
Min Deposit$50
Min Balance—
UpdatedMay 4, 2026
Details

Qualifying balance up to $20,000.00

Forward Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
110 County Road F
Phillips, WI 54555
Momentum Checking
3.03%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Qualifications Required; Qualifying balance up to $15,000.00

Forward Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
110 County Road F
Phillips, WI 54555
3.03%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Qualifications Required; Qualifying balance up to $15,000.00

Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
114 S Avon Ave
Phillips, WI 54555
Teen Checking
2.00%
$0
View
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
PowerPlusTM Checking Level 2
8.00%
$0
View
▼
Rate7.72%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Qualifying balance up to $15000

PyraMax Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
Hero Checking
7.50%
$25
View
▼
Rate7.25%
Min Deposit$25
Min Balance—
UpdatedMay 5, 2026
Details

Qualifying balance up to $500.00

PyraMax Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
MaxInterest Checking
7.50%
$25
View
▼
Rate7.25%
Min Deposit$25
Min Balance—
UpdatedMay 5, 2026
Details

Qualifying balance up to $500.00

Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
Premium Checking
7.50%
$0
View
▼
Rate7.25%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

No additional details provided.

PSB of Plainview
Institution Rating:
A+5.0 ★ Texas Ratio: 4.73%
Express Checking with Interest
5.00%
$25
View
▼
Rate4.89%
Min Deposit$25
Min Balance—
UpdatedMay 5, 2026
Details

Qualifying balance up to $25,000.00

Shoreline Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.83%
Hometown Cash Back Checking
5.00%
$0
View
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Guardian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Assurance Checking
5.00%
$0
View
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Qualifying balance up to $500.00

UnitedOne Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
High Yield Checking
5.00%
$0
View
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Qualifying balance up to $7,500.00

Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
Premier Checking
4.25%
$0
View
▼
Rate4.17%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Qualifications Met*

Fortifi Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.70%
Checking+
4.07%
$50
View
▼
Rate4.00%
Min Deposit$50
Min Balance—
UpdatedMay 5, 2026
Details

Qualifications Required: 18 debit card purchases / Direct deposit or Auto ACH payment / Enrollment in eStatements; ATM refunds up to $10 per month*

Forte Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
Forte Flex Checking
4.07%
$0
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

$0.01 - $10,000.00

Forte Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
Forte Flex Checking - West Bend Birthday Special
4.07%
$0
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

$0.01 - $50,000.00

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
PowerPlusTM Checking Level 1
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Qualifying balance up to $15000

Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
Premier Checking
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Qualifications Met*

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
TruRate Checking
4.00%
$2,000
View
▼
Rate3.93%
Min Deposit$2,000
Min Balance—
UpdatedMay 2, 2026
Details

Qualifying balance up to $20,000.00

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Shoreline Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.83%
Hometown Cash Back Checking
5.00%
$0
View
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
1st Rewards Checking
3.30%
$0
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Qualifications Required; Qualifying balance up to $15,000.01

River Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.80%
Rewards Checking
3.04%
$50
View
▼
Rate3.00%
Min Deposit$50
Min Balance—
UpdatedMay 4, 2026
Details

Up to $10,000.00; Qualifying balance up to $10,000.00

CO-OP Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
Reward Checking
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
FVSBank Rewards Plus Checking
1.00%
$50
View
▼
Rate1.00%
Min Deposit$50
Min Balance—
UpdatedMay 5, 2026
Details

Qualifying balance up to $19,999.00

Dairy State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Rewards Checking
0.30%
$10,000
View
▼
Rate0.30%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

Dairy State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Rewards Checking
0.20%
$2,500
View
▼
Rate0.20%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

Dairy State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Rewards Checking
0.15%
$500
View
▼
Rate0.15%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

Ripco Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Rewards Checking
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Dairy State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Rewards Checking
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Qualifying balance up to $500.00

Ripco Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Rewards Checking
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

PyraMax Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
Max Rewards Checking
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

Ripco Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Rewards Checking
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

PyraMax Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
Max Rewards Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
Rewards Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Indianhead Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
Basic Checking
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
Free Community Checking Plus Dividends
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

No additional details provided.

Dairyland Power Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Free Checking Account
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
Essential Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

Wolf River Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
Essential Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

$100 to open account. Avoid $3 monthly service charge with eStatements OR direct deposit.

Ripco Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Everyday Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

CO-OP Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
FREE Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Shoreline Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.83%
Worry-FreeTM Hometown Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Governmental Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.65%
Basic Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
114 S Avon Ave
Phillips, WI 54555
Teen Checking
2.00%
$0
View
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

The District Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.85%
Teen Checking
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

No additional details provided.

Ladysmith Federal S&L
Institution Rating:
B4.5 ★ Texas Ratio: 20.88%
Student Checking
0.30%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

Superior Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
Youth Checking
0.01%
$5
View
▼
Rate0.01%
Min Deposit$5
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Moneywise Teen Checking
0.00%
$5
View
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMay 2, 2026
Details

No additional details provided.

Ripco Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Teen Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Northwestern Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
Business Interest Checking & Municipal Interest Checking Business
2.22%
$0
View
▼
Rate2.20%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

Northwestern Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
Business Interest Checking & Municipal Interest Checking Business
1.97%
$0
View
▼
Rate1.95%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

Northwestern Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
Business Interest Checking & Municipal Interest Checking Business
1.46%
$0
View
▼
Rate1.45%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

Northwestern Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
Business Interest Checking & Municipal Interest Checking Business
1.21%
$0
View
▼
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

Northwestern Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
Business Interest Checking & Municipal Interest Checking Business
0.95%
$0
View
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

Citizens State Bank Hudson, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 2.89%
Business Interest Checking Business
0.51%
$0
View
▼
Rate0.51%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.00%
Premier Business Checking Business
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Qualifying balance up to $4,999.99

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Capital Business Checking Business
0.30%
$100
View
▼
Rate0.30%
Min Deposit$100
Min Balance—
UpdatedMay 2, 2026
Details

$12 fee if average daily balance is less than $7,500; First 250 paper/digital transactions are free, $0.20 each thereafter

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Premier Business Checking Business
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

No additional details provided.

Dairy State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Small Business Interest Checking Business
0.25%
$50,000
View
▼
Rate0.25%
Min Deposit$50,000
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Capital Business Checking Business
0.25%
$100
View
▼
Rate0.25%
Min Deposit$100
Min Balance—
UpdatedMay 2, 2026
Details

$12 fee if average daily balance is less than $7,500; First 250 paper/digital transactions are free, $0.20 each thereafter

Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
Non Profit Business Checking Account Business
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
Non Profit Business Checking Account Business
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

Northwestern Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
Business Interest Checking & Municipal Interest Checking Business
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

Fox Communities Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
Business Checking Plus Business
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Ladysmith Federal S&L
Institution Rating:
B4.5 ★ Texas Ratio: 20.88%
Business Checking Plus Business
0.20%
$100
View
▼
Rate0.20%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Capital Business Checking Business
0.20%
$100
View
▼
Rate0.20%
Min Deposit$100
Min Balance—
UpdatedMay 2, 2026
Details

$12 fee if average daily balance is less than $7,500; First 250 paper/digital transactions are free, $0.20 each thereafter

Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
Non Profit Business Checking Account Business
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

Fort Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.90%
Business Dividend Checking Business
0.15%
$100
View
▼
Rate0.15%
Min Deposit$100
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

GreenLeaf Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
Smart Money Business Checking Business
0.12%
$0
View
▼
Rate0.12%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

Phillips, WI Checking Rate Trends

Compare local Phillips, WI checking rate quotes against the statewide average

Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Wisconsin Checking Trends →
High-Yield Checking — WI Avg
2.436%
▼ 0.447 vs 7 days ago

Wisconsin high-yield checking rates fell 0.447 points over the past 7 days to 2.436% APY.

Free Checking — WI Avg
0.802%
▼ 0.285 vs 7 days ago

Wisconsin free checking rates fell 0.285 points over the past 7 days to 0.802% APY.

As of May 7, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Phillips, Wisconsin directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Phillips, Wisconsin. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in WI.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.

Frequently Asked Questions

Do checking accounts in Phillips, Wisconsin earn interest?

Most traditional local checking accounts in Phillips, Wisconsin earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select local credit unions can pay interest rates comparable to savings accounts.

Are banks in Phillips, Wisconsin FDIC insured?

Yes. Legitimate banks with branches in Phillips, Wisconsin are FDIC insured up to $250,000 per depositor. Local Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for “Free Checking” accounts that explicitly state no monthly fees.

What is a Rewards Checking account?

Rewards Checking accounts (sometimes called Kasasa accounts) offer high interest rates or cash back on debit card purchases in exchange for meeting monthly requirements like a minimum number of debit card transactions, direct deposit enrollment, or e-statement signup.

Best Checking Rates in Phillips, Wisconsin

Based on our current data, some of the highest checking account APYs available to residents of Phillips, Wisconsin include:
  • Connexus Credit Union
    Xtraordinary Checking — 4.50% APY
  • Prevail Bank
    Premium Interest Checking — 3.05% APY
  • Forward Bank
    — 3.03% APY
  • Baxter Credit Union
    PowerPlusTM Checking Level 2 — 8.00% APY
  • Landmark Credit Union
    Premium Checking — 7.50% APY
Checking Account Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Phillips, Wisconsin. Your final available rate may depend on qualifying activity and daily market movements. Last Updated and Verified: May 7, 2026

Phillips, Wisconsin Rates & Resources

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