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Best Banks & Checking Accounts in Menomonie, Wisconsin - May 2026

Content reviewed by
Brian McKay Brian McKay
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Checking Account Rates — Last Updated and Verified: May 12, 2026

The best checking rates for Menomonie, Wisconsin include PSB of PlainviewPSB of Plainview1428 Broadway St N, Menomonie, WI 54751A+5.0 ★Texas Ratio: 4.73% Express Checking with Interest at 5.00% APY, WESTconsin Credit UnionWESTconsin Credit Union3227 Schneider Ave SE, Menomonie, WI 54751A+5.0 ★Texas Ratio: 4.45% Legacy Addsup Checking at 2.02% APY, Citizens State Bank Hudson, WICitizens State Bank Hudson, WI1602 Broadway St N, Menomonie, WI 54751A+5.0 ★Texas Ratio: 2.89% 50+ Checking at 0.24% APY, Dairy State BankDairy State Bank600 2nd St E, Menomonie, WI 54751A+5.0 ★Texas Ratio: 0.46% Rewards Checking at 0.30% APY, and Bremer BankBremer Bank1500 Broadway St N, Menomonie, WI 54751A+5.0 ★Texas Ratio: 4.07% ONB Preferred Checking at 0.01% APY. Checking account rates as of May 12, 2026 according to verified data from MonitorBankRates.

Menomonie has 6 local institutions in our database, with checking rates as high as 5.00% APY from PSB of Plainview at 1428 Broadway St N, Menomonie, WI, 54751. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.

Checking account rates reflect recent market quotes and representative offers available to depositors in Menomonie, Wisconsin. Checking Account Rates Last Updated and Verified: May 12, 2026

Compare Checking Account Rates Today in Menomonie, Wisconsin & the Surrounding Area

Institutions:
Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
PSB of Plainview
Institution Rating:
A+5.0 ★ Texas Ratio: 4.73%
1428 Broadway St N
Menomonie, WI 54751
Express Checking with Interest
5.00%
$25
View
▼
Rate4.89%
Min Deposit$25
Min Balance—
UpdatedMay 5, 2026
Details

Qualifying balance up to $25,000.00

WESTconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.45%
3227 Schneider Ave SE
Menomonie, WI 54751
Legacy Addsup Checking
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Qualifying balance up to $15,000.00

PSB of Plainview
Institution Rating:
A+5.0 ★ Texas Ratio: 4.73%
1428 Broadway St N
Menomonie, WI 54751
Express Checking with Interest
1.00%
$25
View
▼
Rate1.00%
Min Deposit$25
Min Balance—
UpdatedMay 5, 2026
Details

Qualifying balance up to $50,000.00

Citizens State Bank Hudson, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 2.89%
1602 Broadway St N
Menomonie, WI 54751
Business Interest Checking Business
0.51%
$0
View
▼
Rate0.51%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

PSB of Plainview
Institution Rating:
A+5.0 ★ Texas Ratio: 4.73%
1428 Broadway St N
Menomonie, WI 54751
Express Checking with Interest
0.39%
$1,000
View
▼
Rate0.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

Dairy State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
600 2nd St E
Menomonie, WI 54751
Rewards Checking
0.30%
$10,000
View
▼
Rate0.30%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

PSB of Plainview
Institution Rating:
A+5.0 ★ Texas Ratio: 4.73%
1428 Broadway St N
Menomonie, WI 54751
Express Checking with Interest
0.29%
$1,000
View
▼
Rate0.45%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

Dairy State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
600 2nd St E
Menomonie, WI 54751
Interest Checking
0.25%
$500
View
▼
Rate0.25%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

Dairy State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
600 2nd St E
Menomonie, WI 54751
Small Business Interest Checking Business
0.25%
$50,000
View
▼
Rate0.25%
Min Deposit$50,000
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

Citizens State Bank Hudson, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 2.89%
1602 Broadway St N
Menomonie, WI 54751
50+ Checking
0.24%
$0
View
▼
Rate0.24%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

PSB of Plainview
Institution Rating:
A+5.0 ★ Texas Ratio: 4.73%
1428 Broadway St N
Menomonie, WI 54751
Express Checking with Interest
0.23%
$1,000
View
▼
Rate0.35%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

Dairy State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
600 2nd St E
Menomonie, WI 54751
Rewards Checking
0.20%
$2,500
View
▼
Rate0.20%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

Dairy State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
600 2nd St E
Menomonie, WI 54751
Rewards Checking
0.15%
$500
View
▼
Rate0.15%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

PSB of Plainview
Institution Rating:
A+5.0 ★ Texas Ratio: 4.73%
1428 Broadway St N
Menomonie, WI 54751
Express Checking with Interest
0.13%
$1,000
View
▼
Rate0.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

WESTconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.45%
3227 Schneider Ave SE
Menomonie, WI 54751
Preferred Checking
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

No minimum balance to open or earn dividends

WESTconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.45%
3227 Schneider Ave SE
Menomonie, WI 54751
Business Checking Business
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Earn dividends each day the balance is $500 and above

Dairy State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
600 2nd St E
Menomonie, WI 54751
Rewards Checking
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Qualifying balance up to $500.00

Dairy State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
600 2nd St E
Menomonie, WI 54751
Small Business Interest Checking Business
0.10%
$500
View
▼
Rate0.10%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

Citizens State Bank Hudson, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 2.89%
1602 Broadway St N
Menomonie, WI 54751
Premium Interest Checking
0.04%
$0
View
▼
Rate0.04%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Qualifying balance up to $1,499.99

Bremer Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.07%
1500 Broadway St N
Menomonie, WI 54751
ONB Preferred Checking
0.01%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
PSB of Plainview
Institution Rating:
A+5.0 ★ Texas Ratio: 4.73%
1428 Broadway St N
Menomonie, WI 54751
Express Checking with Interest
5.00%
$25
View
▼
Rate4.89%
Min Deposit$25
Min Balance—
UpdatedMay 5, 2026
Details

Qualifying balance up to $25,000.00

WESTconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.45%
3227 Schneider Ave SE
Menomonie, WI 54751
Legacy Addsup Checking
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Qualifying balance up to $15,000.00

PSB of Plainview
Institution Rating:
A+5.0 ★ Texas Ratio: 4.73%
1428 Broadway St N
Menomonie, WI 54751
Express Checking with Interest
1.00%
$25
View
▼
Rate1.00%
Min Deposit$25
Min Balance—
UpdatedMay 5, 2026
Details

Qualifying balance up to $50,000.00

PSB of Plainview
Institution Rating:
A+5.0 ★ Texas Ratio: 4.73%
1428 Broadway St N
Menomonie, WI 54751
Express Checking with Interest
0.39%
$1,000
View
▼
Rate0.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

PSB of Plainview
Institution Rating:
A+5.0 ★ Texas Ratio: 4.73%
1428 Broadway St N
Menomonie, WI 54751
Express Checking with Interest
0.29%
$1,000
View
▼
Rate0.45%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

Dairy State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
600 2nd St E
Menomonie, WI 54751
Interest Checking
0.25%
$500
View
▼
Rate0.25%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

PSB of Plainview
Institution Rating:
A+5.0 ★ Texas Ratio: 4.73%
1428 Broadway St N
Menomonie, WI 54751
Express Checking with Interest
0.23%
$1,000
View
▼
Rate0.35%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

PSB of Plainview
Institution Rating:
A+5.0 ★ Texas Ratio: 4.73%
1428 Broadway St N
Menomonie, WI 54751
Express Checking with Interest
0.13%
$1,000
View
▼
Rate0.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

Citizens State Bank Hudson, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 2.89%
1602 Broadway St N
Menomonie, WI 54751
Premium Interest Checking
0.04%
$0
View
▼
Rate0.04%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Qualifying balance up to $1,499.99

PSB of Plainview
Institution Rating:
A+5.0 ★ Texas Ratio: 4.73%
1428 Broadway St N
Menomonie, WI 54751
Express Checking with Interest
0.00%
$1,000
View
▼
Rate0.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
PowerPlusTM Checking Level 2
8.00%
$0
View
▼
Rate7.72%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Qualifying balance up to $15000

PyraMax Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
Hero Checking
7.50%
$25
View
▼
Rate7.25%
Min Deposit$25
Min Balance—
UpdatedMay 5, 2026
Details

Qualifying balance up to $500.00

PyraMax Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
MaxInterest Checking
7.50%
$25
View
▼
Rate7.25%
Min Deposit$25
Min Balance—
UpdatedMay 5, 2026
Details

Qualifying balance up to $500.00

Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
Premium Checking
7.50%
$0
View
▼
Rate7.25%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

No additional details provided.

Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
Free Kasasa Cash Checking*
6.00%
$0
View
▼
Rate5.83%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Qualifying balance up to $10,000.00

Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
Free Kasasa Cash Checking
6.00%
$0
View
▼
Rate5.83%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Qualifying balance up to $10,000.00

Prospera Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
Connect Plus Checking Account
5.00%
$0
View
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Qualifications Required; Qualifying balance up to $5,000.00

UnitedOne Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
High Yield Checking
5.00%
$0
View
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Qualifying balance up to $7,500.00

Shoreline Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.83%
Hometown Cash Back Checking
5.00%
$0
View
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

No additional details provided.

Guardian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Assurance Checking
5.00%
$0
View
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Qualifying balance up to $500.00

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Dairy State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
600 2nd St E
Menomonie, WI 54751
Rewards Checking
0.30%
$10,000
View
▼
Rate0.30%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

Dairy State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
600 2nd St E
Menomonie, WI 54751
Rewards Checking
0.20%
$2,500
View
▼
Rate0.20%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

Dairy State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
600 2nd St E
Menomonie, WI 54751
Rewards Checking
0.15%
$500
View
▼
Rate0.15%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

Dairy State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
600 2nd St E
Menomonie, WI 54751
Rewards Checking
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Qualifying balance up to $500.00

Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
Free Kasasa Cash Checking
6.00%
$0
View
▼
Rate5.83%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Qualifying balance up to $10,000.00

Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
Free Kasasa Cash Checking*
6.00%
$0
View
▼
Rate5.83%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Qualifying balance up to $10,000.00

Shoreline Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.83%
Hometown Cash Back Checking
5.00%
$0
View
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

No additional details provided.

Fox Communities Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
Fox Rewards Checking
5.00%
$0
View
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Qualifying balance up to $5,000.00

1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
1st Rewards Checking
3.30%
$0
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Qualifications Required; Qualifying balance up to $15,000.01

River Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.80%
Rewards Checking
3.04%
$50
View
▼
Rate3.00%
Min Deposit$50
Min Balance—
UpdatedMay 4, 2026
Details

Up to $10,000.00; Qualifying balance up to $10,000.00

Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
Rewards Checking
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Qualifying balance up to $15,000.00

CO-OP Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
Reward Checking
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

No additional details provided.

Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
FVSBank Rewards Plus Checking
1.00%
$50
View
▼
Rate1.00%
Min Deposit$50
Min Balance—
UpdatedMay 5, 2026
Details

Qualifying balance up to $19,999.00

Ripco Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Rewards Checking
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

No additional details provided.

Ripco Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Rewards Checking
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

No additional details provided.

PyraMax Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
Max Rewards Checking
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

Ripco Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Rewards Checking
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

No additional details provided.

Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
Rewards Checking
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Qualifying balance up to $15,000.01

PyraMax Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
Max Rewards Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
Rewards Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
Free Kasasa Cash Checking
6.00%
$0
View
▼
Rate5.83%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Qualifying balance up to $10,000.00

Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
Free Kasasa Cash Checking*
6.00%
$0
View
▼
Rate5.83%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Qualifying balance up to $10,000.00

Indianhead Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
Basic Checking
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

No additional details provided.

Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
Free Classic Checking
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

No additional details provided.

Gundersen Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
Free Checking Account
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

No additional details provided.

Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
Free Community Checking Plus Dividends
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

No additional details provided.

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
Essential Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

Wolf River Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
Essential Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

$100 to open account. Avoid $3 monthly service charge with eStatements OR direct deposit.

Ripco Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Everyday Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

No additional details provided.

CO-OP Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
FREE Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

No additional details provided.

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
Free Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

No additional details provided.

Governmental Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.65%
Basic Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

No additional details provided.

Brewery Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.11%
FREEDOM CHECKING
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

No additional details provided.

Shoreline Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.83%
Worry-FreeTM Hometown Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
Teen Checking
2.00%
$0
View
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

No additional details provided.

The District Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.85%
Teen Checking
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

No additional details provided.

Ladysmith Federal S&L
Institution Rating:
B4.5 ★ Texas Ratio: 20.88%
Student Checking
0.30%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

Superior Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
Youth Checking
0.01%
$5
View
▼
Rate0.01%
Min Deposit$5
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

Ripco Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Teen Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Citizens State Bank Hudson, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 2.89%
1602 Broadway St N
Menomonie, WI 54751
Business Interest Checking Business
0.51%
$0
View
▼
Rate0.51%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

Dairy State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
600 2nd St E
Menomonie, WI 54751
Small Business Interest Checking Business
0.25%
$50,000
View
▼
Rate0.25%
Min Deposit$50,000
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

WESTconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.45%
3227 Schneider Ave SE
Menomonie, WI 54751
Business Checking Business
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Earn dividends each day the balance is $500 and above

Dairy State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
600 2nd St E
Menomonie, WI 54751
Small Business Interest Checking Business
0.10%
$500
View
▼
Rate0.10%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

Northwestern Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
Business Interest Checking & Municipal Interest Checking Business
2.22%
$0
View
▼
Rate2.20%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

Northwestern Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
Business Interest Checking & Municipal Interest Checking Business
1.97%
$0
View
▼
Rate1.95%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

Northwestern Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
Business Interest Checking & Municipal Interest Checking Business
1.46%
$0
View
▼
Rate1.45%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

Northwestern Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
Business Interest Checking & Municipal Interest Checking Business
1.21%
$0
View
▼
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

Northwestern Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
Business Interest Checking & Municipal Interest Checking Business
0.95%
$0
View
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.00%
Premier Business Checking Business
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Qualifying balance up to $4,999.99

Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
Business Checking Business
0.40%
$0
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

No additional details provided.

Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
Business Checking Business
0.35%
$0
View
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

No additional details provided.

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
Business Checking Tier 3 Business
0.35%
$0
View
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

No additional details provided.

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Capital Business Checking Business
0.30%
$100
View
▼
Rate0.30%
Min Deposit$100
Min Balance—
UpdatedMay 12, 2026
Details

$12 fee if average daily balance is less than $7,500; First 250 paper/digital transactions are free, $0.20 each thereafter

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Capital Business Checking Business
0.25%
$100
View
▼
Rate0.25%
Min Deposit$100
Min Balance—
UpdatedMay 12, 2026
Details

$12 fee if average daily balance is less than $7,500; First 250 paper/digital transactions are free, $0.20 each thereafter

Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
Business Checking Business
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

No additional details provided.

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
Business Checking Tier 2 Business
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

No additional details provided.

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
Business Premium Checking Business
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

No additional details provided.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Premier Business Checking Business
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

No additional details provided.

Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
Non Profit Business Checking Account Business
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

Menomonie, WI Checking Rate Trends

Compare local Menomonie, WI checking rate quotes against the statewide average

Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Wisconsin Checking Trends →
High-Yield Checking — WI Avg
2.308%
▼ 0.158 vs 7 days ago

Wisconsin high-yield checking rates fell 0.158 points over the past 7 days to 2.308% APY.

Free Checking — WI Avg
0.783%
▼ 0.021 vs 7 days ago

Wisconsin free checking rates fell 0.021 points over the past 7 days to 0.783% APY.

As of May 15, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Menomonie, Wisconsin checking rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Menomonie, Wisconsin directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing this data from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Menomonie, Wisconsin. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in WI.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.

Frequently Asked Questions

Do checking accounts in Menomonie, Wisconsin earn interest?

Most traditional local checking accounts in Menomonie, Wisconsin earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select local credit unions can pay interest rates comparable to savings accounts.

Are banks in Menomonie, Wisconsin FDIC insured?

Yes. Legitimate banks with branches in Menomonie, Wisconsin are FDIC insured up to $250,000 per depositor. Local Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for “Free Checking” accounts that explicitly state no monthly fees.

What is a Rewards Checking account?

Rewards Checking accounts (sometimes called Kasasa accounts) offer high interest rates or cash back on debit card purchases in exchange for meeting monthly requirements like a minimum number of debit card transactions, direct deposit enrollment, or e-statement signup.

Best Checking Rates in Menomonie, Wisconsin

Based on our current data, some of the highest checking account APYs available to residents of Menomonie, Wisconsin include:
  • PSB of Plainview
    Express Checking with Interest — 5.00% APY
  • WESTconsin Credit Union
    Legacy Addsup Checking — 2.02% APY
  • Citizens State Bank Hudson, WI
    50+ Checking — 0.24% APY
  • Dairy State Bank
    Rewards Checking — 0.30% APY
  • Bremer Bank
    ONB Preferred Checking — 0.01% APY
Checking Account Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Menomonie, Wisconsin. Your final available rate may depend on qualifying activity and daily market movements. Last Updated and Verified: May 12, 2026

Menomonie, Wisconsin Rates & Resources

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