The best checking rates for South Pittsburg, Tennessee include Tower Community BankTower Community Bank315 S Cedar Ave, South Pittsburg, TN 37380A+5.0 ★Texas Ratio: 0.47% Prime Rate Checking at 0.27% APY, First Jackson BankFirst Jackson Bank201 Battlecreek Rd, South Pittsburg, TN 37380A+5.0 ★Texas Ratio: 0.12% SUPER NOW Checking Account at 0.15% APY, FedTrust Federal Credit UnionFedTrust Federal Credit Union167 N Main St Ste 102, Memphis, TN 38103 1867A5.0 ★Texas Ratio: 6.25% Rewards Checking at 4.59% APY, UNIFY Financial Federal Credit UnionUNIFY Financial Federal Credit Union9525 Apison Pike, Collegedale, TN 37315B4.4 ★Texas Ratio: 21.76% HY Checking at 4.00% APY, and F&M BankF&M Bank50 Franklin St, Clarksville, TN 37040A+5.0 ★Texas Ratio: 0.06% Performance Checking at 3.70% APY. Checking account rates as of March 27, 2026 according to verified data from MonitorBankRates.
Looking for the best checking accounts in South Pittsburg, Tennessee? You have two main choices: convenient local branches or high-yield online accounts.
The tables below compare the top rates available to residents of South Pittsburg, Tennessee, featuring both local banks and credit unions near you.
Checking account rates reflect recent market quotes and representative offers available to depositors in South Pittsburg, Tennessee. Checking Account Rates Last Updated and Verified: March 27, 2026
$500,000 - $999,999 range from .2025% to .2700% APY*
$100,000 - $499,999 range from .1350% to .2025% APY*
No additional details provided.
$50,000 - $99,999 range from .0675% to .1350% APY*
No additional details provided.
$25,000 - $49,999 range from .010% to .0675% APY*
No additional details provided.
No additional details provided.
No additional details provided.
N/A
Qualifications Required; Qualifying balance up to $10,000.00
based on qualifying criteria**
Qualifications Required; Qualifying balance up to $20,000.00
No additional details provided.
Qualifications Required; Earns rewards.
Effective 3/1/2026
Qualifying balance up to $250,000.00
Qualifications Required: Use your debit card at least 12 times during a calendar month; Qualifying balance up to $300.00
Effective 3/1/2026
Qualifications Required: 10 debit card purchases post and clear; Have at least one ACH debit or ACH credit post and clear per monthly qualification cycle; Receive eStatement; Qualifying balance up to $25,000.00; To be eligible for a FirstRewards Checking account you must receive account statements electronically monthly.
No additional details provided.
No additional details provided.
No additional details provided.
N/A
Qualifications Required; Qualifying balance up to $10,000.00
based on qualifying criteria**
Qualifications Required; Qualifying balance up to $20,000.00
No additional details provided.
Qualifications Required; Earns rewards.
Effective 3/1/2026
Qualifying balance up to $250,000.00
Qualifications Required: Use your debit card at least 12 times during a calendar month; Qualifying balance up to $300.00
Effective 3/1/2026
Qualifications Required: 10 debit card purchases post and clear; Have at least one ACH debit or ACH credit post and clear per monthly qualification cycle; Receive eStatement; Qualifying balance up to $25,000.00; To be eligible for a FirstRewards Checking account you must receive account statements electronically monthly.
No additional details provided.
Effective 3/1/2026
No additional details provided.
No additional details provided.
No additional details provided.
$100,000
No additional details provided.
Qualifications Required: Use your debit card at least 12 times during a calendar month; Qualifying balance up to $300.00
Qualifications Required: 10 debit card purchases post and clear; Have at least one ACH debit or ACH credit post and clear per monthly qualification cycle; Receive eStatement; Qualifying balance up to $25,000.00; To be eligible for a FirstRewards Checking account you must receive account statements electronically monthly.
Qualifications Required: Must have at least 10 debit card purchases post and clear per qualification cycle; Must have at least 1 direct deposit or ACH auto debit post and clear per qualification cycle; Enroll and receive electronic statements; Qualifying balance up to $50,000.00
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No monthly fees or minimum balance
No additional details provided.
No additional details provided.
No additional details provided.
Qualifications Required: 15 debit card transactions of $10 or more post and settle per month; Be enrolled and agree to receive e-statements; Qualifying balance up to $250,000.00
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
Effective 3/1/2026
Effective 3/1/2026
No additional details provided.
Qualifying balance up to $100,000.00
No additional details provided.
$100,000 or greater
No additional details provided.
No additional details provided.
No additional details provided.
Qualifying balance up to $99,999.00
Compare local South Pittsburg, TN checking rate quotes against the statewide average
Weekly checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Tennessee high-yield checking rates rose 0.463 points this week to 1.403% APY, up from 0.940% last week.
Tennessee rewards checking rates rose 0.104 points this week to 2.801% APY, up from 2.697% last week.
Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for South Pittsburg, Tennessee directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in South Pittsburg, Tennessee. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in TN.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.