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Best Banks & Checking Accounts in Fort Mill, South Carolina - March 2026

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Brian McKay Brian McKay
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Checking Account Rates — Last Updated and Verified: March 26, 2026

The best checking rates for Fort Mill, South Carolina include Family Trust Federal Credit UnionFamily Trust Federal Credit Union430 Mercantile Place, Fort Mill, SC 29715A+5.0 ★Texas Ratio: 4.11% Loyalty Checking at 4.00% APY, Movement BankMovement Bank9726 Old Bailes Rd, Fort Mill, SC 29707A+5.0 ★Texas Ratio: 0.72% at 0.10% APY, Founders Federal Credit UnionFounders Federal Credit Union957 Gold Hill Rd, Fort Mill, SC 29708A+5.0 ★Texas Ratio: 4.65% Checking Account at 0.00% APY, Carolina Foothills Federal Credit UnionCarolina Foothills Federal Credit Union520 N Church St, Spartanburg, SC 29303 3034A5.0 ★Texas Ratio: 8.30% Peak Performance Checking at 5.12% APY, and Bank of Travelers RestBank of Travelers Rest42 Plaza Dr, Travelers Rest, SC 29690A+5.0 ★Texas Ratio: 0.49% PREMIUM Checking at 2.84% APY. Checking account rates as of March 26, 2026 according to verified data from MonitorBankRates.

Looking for the best checking accounts in Fort Mill, South Carolina? You have two main choices: convenient local branches or high-yield online accounts.

The tables below compare the top rates available to residents of Fort Mill, South Carolina, featuring both local banks and credit unions near you.

Checking account rates reflect recent market quotes and representative offers available to depositors in Fort Mill, South Carolina. Checking Account Rates Last Updated and Verified: March 26, 2026

Compare Checking Account Rates Today in Fort Mill, South Carolina & the Surrounding Area

Institutions:
Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Family Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
430 Mercantile Place
Fort Mill, SC 29715
Loyalty Checking
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Qualifying balance up to $20,000.00

Movement Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
9726 Old Bailes Rd
Fort Mill, SC 29707
0.10%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

No additional details provided.

Family Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
430 Mercantile Place
Fort Mill, SC 29715
Loyalty Checking
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Qualifying balance up to $20,000.00

Family Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
430 Mercantile Place
Fort Mill, SC 29715
Fresh Start Checking Account
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

No additional details provided.

Family Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
430 Mercantile Place
Fort Mill, SC 29715
True Choice Checking Account
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

No additional details provided.

Founders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.65%
957 Gold Hill Rd
Fort Mill, SC 29708
Checking Account
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

No additional details provided.

Founders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.65%
957 Gold Hill Rd
Fort Mill, SC 29708
Fresh Start Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

No additional details provided.

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St
Spartanburg, SC 29303 3034
Peak Performance Checking
5.12%
$0
View
▼
Rate5.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Qualifying balance up to $15,000.00

Bank of Travelers Rest
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
42 Plaza Dr
Travelers Rest, SC 29690
PREMIUM Checking
2.84%
$100
View
▼
Rate2.80%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details

No additional details provided.

Bank of Travelers Rest
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
42 Plaza Dr
Travelers Rest, SC 29690
PREMIUM Checking
2.02%
$100
View
▼
Rate2.00%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details

No additional details provided.

Sharonview Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.73%
1955 Sharonview Way
Indian Land, SC 29707
High-Yield Checking
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

Qualifying balance up to $10,000.00

Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1020 Woodruff Rd
Greenville, SC 29607
Rewards Checking
1.76%
$0
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Qualifying balance up to $15,000.00

Bank of Travelers Rest
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
42 Plaza Dr
Travelers Rest, SC 29690
PREMIUM Checking
1.61%
$100
View
▼
Rate1.60%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details

No additional details provided.

Bank of Travelers Rest
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
42 Plaza Dr
Travelers Rest, SC 29690
PREMIUM Checking
1.36%
$100
View
▼
Rate1.35%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details

No additional details provided.

Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.87%
1522 Bushy Park Rd
Goose Creek, SC 29445
Checking+ Rewards
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

Qualifications Required: eStatements; 1+ online/mobile sign-on monthly; 1+ direct deposit monthly; 15+ settled debit card purchases monthly; Qualifying balance up to $1,000.00

First Piedmont Federal S&L of Gaffney
Institution Rating:
A+5.0 ★ Texas Ratio: 1.46%
1229 W Floyd Baker Blvd
Gaffney, SC 29341
Checking - NOW
0.75%
$0
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

No additional details provided.

Palmetto First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.97%
1722 Gregg Ave
Florence, SC 29501
Palmetto Checking Account
0.75%
$0
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

No additional details provided.

Palmetto First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.97%
1722 Gregg Ave
Florence, SC 29501
Palmetto Checking Account
0.70%
$0
View
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

No additional details provided.

Bank of Travelers Rest
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
42 Plaza Dr
Travelers Rest, SC 29690
VALUEPACK Checking
0.50%
$100
View
▼
Rate0.50%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details

No additional details provided.

Bank of Travelers Rest
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
42 Plaza Dr
Travelers Rest, SC 29690
PRESTIGE Checking
0.50%
$100
View
▼
Rate0.50%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Family Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
430 Mercantile Place
Fort Mill, SC 29715
Loyalty Checking
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Qualifying balance up to $20,000.00

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St
Spartanburg, SC 29303 3034
Peak Performance Checking
5.12%
$0
View
▼
Rate5.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Qualifying balance up to $15,000.00

Bank of Travelers Rest
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
42 Plaza Dr
Travelers Rest, SC 29690
PREMIUM Checking
2.84%
$100
View
▼
Rate2.80%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details

No additional details provided.

Bank of Travelers Rest
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
42 Plaza Dr
Travelers Rest, SC 29690
PREMIUM Checking
2.02%
$100
View
▼
Rate2.00%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details

No additional details provided.

Sharonview Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.73%
1955 Sharonview Way
Indian Land, SC 29707
High-Yield Checking
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

Qualifying balance up to $10,000.00

Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1020 Woodruff Rd
Greenville, SC 29607
Rewards Checking
1.76%
$0
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Qualifying balance up to $15,000.00

Bank of Travelers Rest
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
42 Plaza Dr
Travelers Rest, SC 29690
PREMIUM Checking
1.61%
$100
View
▼
Rate1.60%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details

No additional details provided.

Bank of Travelers Rest
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
42 Plaza Dr
Travelers Rest, SC 29690
PREMIUM Checking
1.36%
$100
View
▼
Rate1.35%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details

No additional details provided.

Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.87%
1522 Bushy Park Rd
Goose Creek, SC 29445
Checking+ Rewards
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

Qualifications Required: eStatements; 1+ online/mobile sign-on monthly; 1+ direct deposit monthly; 15+ settled debit card purchases monthly; Qualifying balance up to $1,000.00

Bank of Travelers Rest
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
42 Plaza Dr
Travelers Rest, SC 29690
PREMIUM Checking
0.25%
$100
View
▼
Rate0.25%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details

No additional details provided.

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St
Columbia, SC 29201 3382
Premium Checking
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

No additional details provided.

Bank of Travelers Rest
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
42 Plaza Dr
Travelers Rest, SC 29690
PREMIUM Checking
0.15%
$100
View
▼
Rate0.15%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details

No additional details provided.

Beacon Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2347 Highway 17n
Mount Pleasant, SC 29466
Interest Checking
0.15%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

No additional details provided.

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St
Columbia, SC 29201 3382
Premium Checking
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

No additional details provided.

Beacon Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2347 Highway 17n
Mount Pleasant, SC 29466
Interest Checking
0.10%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

No additional details provided.

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St
Columbia, SC 29201 3382
Premium Checking
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

No additional details provided.

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
1111 Honda Way
Timmonsville, SC 29161
Interest Checking
0.10%
$1,000
View
▼
Rate0.10%
Min Deposit$1,000
Min Balance—
UpdatedMar 20, 2026
Details

No additional details provided.

Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
1835 Bypass 72 NE
Greenwood, SC 29649
Premier Interest Checking
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

No additional details provided.

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1320 Washington St
Columbia, SC 29201 3382
Premium Checking
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

No additional details provided.

CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
1066 E Montague Ave
North Charleston, SC 29405
Checking Plus
0.02%
$0
View
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Movement Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
9726 Old Bailes Rd
Fort Mill, SC 29707
0.10%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

No additional details provided.

Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1020 Woodruff Rd
Greenville, SC 29607
Rewards Checking
1.76%
$0
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Qualifying balance up to $15,000.00

Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.87%
1522 Bushy Park Rd
Goose Creek, SC 29445
Checking+ Rewards
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

Qualifications Required: eStatements; 1+ online/mobile sign-on monthly; 1+ direct deposit monthly; 15+ settled debit card purchases monthly; Qualifying balance up to $1,000.00

Greenville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
1501 Wade Hampton Blvd
Greenville, SC 29609
Kasasa Cash Checking
0.05%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details

No additional details provided.

Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
2518 Main St
Conway, SC 29526 3365
Rewards Checking
0.05%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

Qualifying balance up to $250.00

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
123 Broadbent Way
Anderson, SC 29625
Freedom 55 Checking
0.01%
$0
View
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

No additional details provided.

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
201 Bi Lo Blvd
Greenville, SC 29607 5346
Everyday Checking Account
0.01%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
520 N Church St
Spartanburg, SC 29303 3034
Teen Checking (Ages 13 - 17)
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Bank of Travelers Rest
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
42 Plaza Dr
Travelers Rest, SC 29690
Premium Business Checking
2.84%
$0
View
▼
Rate2.80%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

No additional details provided.

Bank of Travelers Rest
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
42 Plaza Dr
Travelers Rest, SC 29690
Premium Business Checking
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

No additional details provided.

Bank of Travelers Rest
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
42 Plaza Dr
Travelers Rest, SC 29690
Premium Business Checking
1.61%
$0
View
▼
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

No additional details provided.

Bank of Travelers Rest
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
42 Plaza Dr
Travelers Rest, SC 29690
Premium Business Checking
1.36%
$0
View
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

No additional details provided.

Bank of Travelers Rest
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
42 Plaza Dr
Travelers Rest, SC 29690
Business VALUEPACK Checking
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

No additional details provided.

Bank of Travelers Rest
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
42 Plaza Dr
Travelers Rest, SC 29690
Business VALUEPACK Checking
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

No additional details provided.

Bank of Travelers Rest
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
42 Plaza Dr
Travelers Rest, SC 29690
Premium Business Checking
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

No additional details provided.

Beacon Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2347 Highway 17n
Mount Pleasant, SC 29466
Business Interest Checking
0.15%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

No additional details provided.

Bank of Travelers Rest
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
42 Plaza Dr
Travelers Rest, SC 29690
Business VALUEPACK Checking
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

No additional details provided.

Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
3621 Pelham Rd
Greenville, SC 29615
Business Checking
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details

$2,500 minimum opening deposit required

Beacon Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2347 Highway 17n
Mount Pleasant, SC 29466
Business Interest Checking
0.10%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

No additional details provided.

Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
3621 Pelham Rd
Greenville, SC 29615
Business Checking
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details

$2,500 minimum opening deposit required

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
100 Fluor Daniel Dr # C102U
Greenville, SC 29607 2761
Platinum Business Checking
0.03%
$0
View
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

No additional details provided.

Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
1835 Bypass 72 NE
Greenwood, SC 29649
Premier Business Interest Checking
0.02%
$0
View
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

No Minimum Balance

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
100 Fluor Daniel Dr # C102U
Greenville, SC 29607 2761
Classic Business Checking
0.02%
$0
View
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

No additional details provided.

Countybank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
419 Main St
Greenwood, SC 29646
Free Business Interest Checking
0.01%
$100
View
▼
Rate0.01%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details

No additional details provided.

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
225 W Blackstock Rd
Spartanburg, SC 29301
Business Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

No additional details provided.

Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
3621 Pelham Rd
Greenville, SC 29615
Basic Business Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details

$100 minimum opening deposit required

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
100 Fluor Daniel Dr # C102U
Greenville, SC 29607 2761
Free Business Checking
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$0
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Min Deposit$0
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UpdatedMar 20, 2026
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Fort Mill, SC Checking Rate Trends

Compare local Fort Mill, SC checking rate quotes against the statewide average

Weekly checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full South Carolina Checking Trends →
High-Yield Checking — SC Avg
1.254%
▲ 0.469 from last week

South Carolina high-yield checking rates rose 0.469 points this week to 1.254% APY, up from 0.785% last week.

Rewards Checking — SC Avg
1.784%
▲ 1.734 from last week

South Carolina rewards checking rates rose 1.734 points this week to 1.784% APY, up from 0.050% last week.

As of Mar 26, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Fort Mill, South Carolina directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Fort Mill, South Carolina. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in SC.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.

Frequently Asked Questions

Do checking accounts in Fort Mill, South Carolina earn interest?

Most traditional local checking accounts in Fort Mill, South Carolina earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select local credit unions can pay interest rates comparable to savings accounts.

Are banks in Fort Mill, South Carolina FDIC insured?

Yes. Legitimate banks with branches in Fort Mill, South Carolina are FDIC insured up to $250,000 per depositor. Local Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for “Free Checking” accounts that explicitly state no monthly fees.

What is a Rewards Checking account?

Rewards Checking accounts (sometimes called Kasasa accounts) offer high interest rates or cash back on debit card purchases in exchange for meeting monthly requirements like a minimum number of debit card transactions, direct deposit enrollment, or e-statement signup.

Best Checking Rates in Fort Mill, South Carolina

Based on our current data, some of the highest checking account APYs available to residents of Fort Mill, South Carolina include:
  • Family Trust Federal Credit Union
    Loyalty Checking — 4.00% APY
  • Movement Bank
    — 0.10% APY
  • Founders Federal Credit Union
    Checking Account — 0.00% APY
  • Carolina Foothills Federal Credit Union
    Peak Performance Checking — 5.12% APY
  • Bank of Travelers Rest
    PREMIUM Checking — 2.84% APY
Checking Account Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Fort Mill, South Carolina. Your final available rate may depend on qualifying activity and daily market movements. Last Updated and Verified: March 26, 2026

Fort Mill, South Carolina Rates & Resources

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