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Best Banks & Checking Accounts in Bixby, Oklahoma - May 2026

The best checking rates for Bixby, Oklahoma include Communication Federal Credit UnionCommunication Federal Credit Union11894 S Memorial Dr, Bixby, OK 74008 2028A5.0 ★Texas Ratio: 7.85% Performance Checking at 4.00% APY, TTCU Federal Credit UnionTTCU Federal Credit Union13475 S Memorial Dr, Bixby, OK 74008 3157A+5.0 ★Texas Ratio: 5.15% Classic Checking at 0.15% APY, Western Sun Federal Credit UnionWestern Sun Federal Credit Union11709 S Memorial Dr, Bixby, OK 74008A+5.0 ★Texas Ratio: 3.72% Basic Checking at 0.05% APY, FNB Community BankFNB Community BankB+4.8 ★Texas Ratio: 17.57% Rewards Checking at 5.00% APY, and Security Bank Tulsa, OKSecurity Bank Tulsa, OKA5.0 ★Texas Ratio: 8.37% Security Bonus Checking at 2.89% APY. Checking account rates as of May 4, 2026 according to verified data from MonitorBankRates.

Bixby has 3 local institutions in our database, with checking rates as high as 4.00% APY from Communication Federal Credit Union at 11894 S Memorial Dr, Bixby, OK, 74008 2028. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.

Checking account rates reflect recent market quotes and representative offers available to depositors in Bixby, Oklahoma. Checking Account Rates Last Updated and Verified: May 4, 2026

Compare Checking Account Rates Today in Bixby, Oklahoma & the Surrounding Area

Institutions:
Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Communication Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.85%
11894 S Memorial Dr
Bixby, OK 74008 2028
Performance Checking
4.00%
$0
Rate3.92%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

Qualifying balance up to $30,000.00

TTCU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
13475 S Memorial Dr
Bixby, OK 74008 3157
Classic Checking
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedApr 18, 2026
Details

No additional details provided.

Western Sun Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
11709 S Memorial Dr
Bixby, OK 74008
Basic Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

No additional details provided.

FNB Community Bank
Institution Rating:
B+4.8 ★ Texas Ratio: 17.57%
Rewards Checking
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMay 3, 2026
Details

Qualifying balance up to $10,000.00

Security Bank Tulsa, OK
Institution Rating:
A5.0 ★ Texas Ratio: 8.37%
Security Bonus Checking
2.89%
$100
Rate2.85%
Min Deposit$100
Min Balance
UpdatedMay 3, 2026
Details

Qualifications Required; Qualifying balance up to $50,000.01

Security Bank Tulsa, OK
Institution Rating:
A5.0 ★ Texas Ratio: 8.37%
Security Platinum 55 Checking
2.89%
$100
Rate2.85%
Min Deposit$100
Min Balance
UpdatedMay 3, 2026
Details

No additional details provided.

Vast Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
Rewards Checking
2.50%
$100
Rate2.47%
Min Deposit$100
Min Balance
UpdatedMay 4, 2026
Details

Qualifying balance up to $25,000.00

Legacy Bank Hinton, OK
Institution Rating:
F2.1 ★ Texas Ratio: 49.42%
50+ Interest Checking
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedMay 3, 2026
Details

No additional details provided.

Municipal Employees Credit Union of Oklahoma City
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
Super Checking
1.01%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

No additional details provided.

Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Rewards Checking
1.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

Qualified Tier 1 ($0 - $20,000)

First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Freedom Checking
0.80%
$0
Rate0.80%
Min Deposit$0
Min Balance
UpdatedMay 3, 2026
Details

No additional details provided.

First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Freedom Checking
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedMay 3, 2026
Details

No additional details provided.

FNB Community Bank
Institution Rating:
B+4.8 ★ Texas Ratio: 17.57%
NOW Checking
0.50%
$1,500
Rate0.50%
Min Deposit$1,500
Min Balance
UpdatedMay 3, 2026
Details

No additional details provided.

First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Freedom Checking
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMay 3, 2026
Details

No additional details provided.

Frontier State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
Interest Checking
0.40%
$100
Rate0.40%
Min Deposit$100
Min Balance
UpdatedMay 3, 2026
Details

No additional details provided.

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Priority Checking
0.40%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 27, 2026
Details

No additional details provided.

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Flagship Checking
0.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 27, 2026
Details

No additional details provided.

Washita State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
WSB Traditional Checking Account
0.20%
$100
Rate0.20%
Min Deposit$100
Min Balance
UpdatedMay 3, 2026
Details

No additional details provided.

First B&T Co. Perry, OK
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
Interest Checking
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMay 3, 2026
Details

No additional details provided.

Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Rewards Checking
0.20%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

Qualified Tier 2 (Over $20,000)

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Communication Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.85%
11894 S Memorial Dr
Bixby, OK 74008 2028
Performance Checking
4.00%
$0
Rate3.92%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

Qualifying balance up to $30,000.00

FNB Community Bank
Institution Rating:
B+4.8 ★ Texas Ratio: 17.57%
Rewards Checking
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMay 3, 2026
Details

Qualifying balance up to $10,000.00

Security Bank Tulsa, OK
Institution Rating:
A5.0 ★ Texas Ratio: 8.37%
Security Bonus Checking
2.89%
$100
Rate2.85%
Min Deposit$100
Min Balance
UpdatedMay 3, 2026
Details

Qualifications Required; Qualifying balance up to $50,000.01

Security Bank Tulsa, OK
Institution Rating:
A5.0 ★ Texas Ratio: 8.37%
Security Platinum 55 Checking
2.89%
$100
Rate2.85%
Min Deposit$100
Min Balance
UpdatedMay 3, 2026
Details

No additional details provided.

Vast Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
Rewards Checking
2.50%
$100
Rate2.47%
Min Deposit$100
Min Balance
UpdatedMay 4, 2026
Details

Qualifying balance up to $25,000.00

Legacy Bank Hinton, OK
Institution Rating:
F2.1 ★ Texas Ratio: 49.42%
50+ Interest Checking
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedMay 3, 2026
Details

No additional details provided.

Municipal Employees Credit Union of Oklahoma City
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
Super Checking
1.01%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

No additional details provided.

Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Rewards Checking
1.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

Qualified Tier 1 ($0 - $20,000)

Frontier State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
Interest Checking
0.40%
$100
Rate0.40%
Min Deposit$100
Min Balance
UpdatedMay 3, 2026
Details

No additional details provided.

First B&T Co. Perry, OK
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
Interest Checking
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMay 3, 2026
Details

No additional details provided.

Elevate Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Interest Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMay 3, 2026
Details

No additional details provided.

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 22.03%
Interest Rewards Checking
0.05%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedMay 2, 2026
Details

No additional details provided.

Vast Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
Interest Plus Checking
0.02%
$100
Rate0.02%
Min Deposit$100
Min Balance
UpdatedMay 4, 2026
Details

All balances

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
FNB Community Bank
Institution Rating:
B+4.8 ★ Texas Ratio: 17.57%
Rewards Checking
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMay 3, 2026
Details

Qualifying balance up to $10,000.00

Vast Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
Rewards Checking
2.50%
$100
Rate2.47%
Min Deposit$100
Min Balance
UpdatedMay 4, 2026
Details

Qualifying balance up to $25,000.00

Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Rewards Checking
1.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

Qualified Tier 1 ($0 - $20,000)

Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Rewards Checking
0.20%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

Qualified Tier 2 (Over $20,000)

Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Rewards Checking
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

Non-Qualified Tier

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 22.03%
Interest Rewards Checking
0.05%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedMay 2, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Western Sun Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
11709 S Memorial Dr
Bixby, OK 74008
Basic Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

No additional details provided.

First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Freedom Checking
0.80%
$0
Rate0.80%
Min Deposit$0
Min Balance
UpdatedMay 3, 2026
Details

No additional details provided.

First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Freedom Checking
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedMay 3, 2026
Details

No additional details provided.

First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Freedom Checking
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMay 3, 2026
Details

No additional details provided.

First Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
Regular (free), Second Chance, Teen Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 25, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 22.03%
Teen Checking
0.05%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedMay 2, 2026
Details

No additional details provided.

First Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
Regular (free), Second Chance, Teen Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 25, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Legacy Bank Hinton, OK
Institution Rating:
F2.1 ★ Texas Ratio: 49.42%
Business Interest Checking
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMay 3, 2026
Details

No additional details provided.

Peoples B&T Co. Ryan, OK
Institution Rating:
F2.9 ★ Texas Ratio: 40.20%
Elite Business Checking
0.35%
$5,000
Rate0.00%
Min Deposit$5,000
Min Balance
UpdatedMay 4, 2026
Details

ACH per statement cycle

Washita State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
WSB Business Checking Account
0.20%
$100
Rate0.20%
Min Deposit$100
Min Balance
UpdatedMay 3, 2026
Details

No additional details provided.

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Business Checking
0.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 27, 2026
Details

No additional details provided.

AVB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.39%
Business Interest Checking
0.12%
$0
Rate0.12%
Min Deposit$0
Min Balance
UpdatedMay 3, 2026
Details

No additional details provided.

AVB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.39%
Business Interest Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMay 3, 2026
Details

No additional details provided.

AVB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.39%
Business Interest Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMay 3, 2026
Details

No additional details provided.

ADVANCIAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
Business Rewards Checking
0.03%
$0
Rate0.03%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

No additional details provided.

AVB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.39%
Business Interest Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 3, 2026
Details

No additional details provided.

Bixby, OK Checking Rate Trends

Compare local Bixby, OK checking rate quotes against the statewide average

Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Oklahoma Checking Trends →
High-Yield Checking — OK Avg
3.478%
▼ 0.186 vs 7 days ago

Oklahoma high-yield checking rates fell 0.186 points over the past 7 days to 3.478% APY.

Free Checking — OK Avg
1.323%
▼ 0.020 vs 7 days ago

Oklahoma free checking rates fell 0.020 points over the past 7 days to 1.323% APY.

As of May 5, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Bixby, Oklahoma directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Bixby, Oklahoma. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in OK.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.

Frequently Asked Questions

Do checking accounts in Bixby, Oklahoma earn interest?

Most traditional local checking accounts in Bixby, Oklahoma earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select local credit unions can pay interest rates comparable to savings accounts.

Are banks in Bixby, Oklahoma FDIC insured?

Yes. Legitimate banks with branches in Bixby, Oklahoma are FDIC insured up to $250,000 per depositor. Local Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for “Free Checking” accounts that explicitly state no monthly fees.

What is a Rewards Checking account?

Rewards Checking accounts (sometimes called Kasasa accounts) offer high interest rates or cash back on debit card purchases in exchange for meeting monthly requirements like a minimum number of debit card transactions, direct deposit enrollment, or e-statement signup.

Best Checking Rates in Bixby, Oklahoma

Based on our current data, some of the highest checking account APYs available to residents of Bixby, Oklahoma include:
  • Communication Federal Credit Union
    Performance Checking — 4.00% APY
  • TTCU Federal Credit Union
    Classic Checking — 0.15% APY
  • Western Sun Federal Credit Union
    Basic Checking — 0.05% APY
  • FNB Community Bank
    Rewards Checking — 5.00% APY
  • Security Bank Tulsa, OK
    Security Bonus Checking — 2.89% APY
Checking Account Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Bixby, Oklahoma. Your final available rate may depend on qualifying activity and daily market movements. Last Updated and Verified: May 4, 2026