MonitorBankRates
Home Checking Accounts Ohio Checking Newark, Ohio iAdvertiser Disclosure
Advertiser Disclosure Some of the institutions listed may have a business relationship with MonitorBankRates. However, our proprietary systems independently track and verify all rates and data displayed. Advertiser relationships do not influence our Health Safety Rating, Star Ratings or Texas Ratio calculation, or the rates shown.

Best Banks & Checking Accounts in Newark, Ohio - May 2026

The best checking rates for Newark, Ohio include Community Bank Zanesville, OHCommunity Bank Zanesville, OH835 N 21st St, Newark, OH 43055A+5.0 ★Texas Ratio: 3.52% Reward Checking at 2.50% APY, Home Loan SBHome Loan SB1041 W Main St, Newark, OH 43055A+5.0 ★Texas Ratio: 2.58% at 2.50% APY, First Federal S&L Newark, OHFirst Federal S&L Newark, OH2 N 2nd St, Newark, OH 43055A+5.0 ★Texas Ratio: 4.25% WePayU Checking at 2.02% APY, TrueCore Federal Credit UnionTrueCore Federal Credit Union215 Deo Dr, newark, OH 43055 3048A+5.0 ★Texas Ratio: 2.61% Checking at 0.05% APY, and Hopewell Federal Credit UnionHopewell Federal Credit Union1690 N 21st St, Newark, OH 43055 3149A+5.0 ★Texas Ratio: 4.75% Interest Checking at 0.05% APY. Checking account rates as of May 5, 2026 according to verified data from MonitorBankRates.

Newark has 5 local institutions in our database, with checking rates as high as 2.50% APY from Community Bank Zanesville, OH at 835 N 21st St, Newark, OH, 43055. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.

Checking account rates reflect recent market quotes and representative offers available to depositors in Newark, Ohio. Checking Account Rates Last Updated and Verified: May 5, 2026

Compare Checking Account Rates Today in Newark, Ohio & the Surrounding Area

Institutions:
Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Community Bank Zanesville, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
835 N 21st St
Newark, OH 43055
Reward Checking
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

Qualifying balance up to $10,000.99

Home Loan SB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.58%
1041 W Main St
Newark, OH 43055
2.50%
$50
Rate2.48%
Min Deposit$50
Min Balance
UpdatedMay 5, 2026
Details

Qualifying balance up to $24,999.00

Home Loan SB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.58%
1041 W Main St
Newark, OH 43055
NEwPreferred rewards Checking*
2.50%
$50
Rate2.48%
Min Deposit$50
Min Balance
UpdatedMay 5, 2026
Details

Qualifying balance up to $24,999.00

First Federal S&L Newark, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 4.25%
2 N 2nd St
Newark, OH 43055
WePayU Checking
2.02%
$25
Rate2.00%
Min Deposit$25
Min Balance
UpdatedMay 3, 2026
Details

Qualifications Required: 12 or more debit card transactions posted to the account each statement cycle; Activating e-statement enrollment; One or more direct deposits in this account each statement cycle; Qualifying balance up to $9,999.99

Home Loan SB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.58%
1041 W Main St
Newark, OH 43055
1.25%
$50
Rate1.25%
Min Deposit$50
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

Community Bank Zanesville, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
835 N 21st St
Newark, OH 43055
Reward Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

Qualifying balance up to $10,000.99

TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
215 Deo Dr
newark, OH 43055 3048
Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

No additional details provided.

Hopewell Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
1690 N 21st St
Newark, OH 43055 3149
Interest Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedApr 18, 2026
Details

Qualifying balance up to $9,999.00

Home Loan SB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.58%
1041 W Main St
Newark, OH 43055
Optimum Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

Home Loan SB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.58%
1041 W Main St
Newark, OH 43055
Optimum Checking
0.03%
$0
Rate0.03%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

Home Loan SB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.58%
1041 W Main St
Newark, OH 43055
Optimum Checking
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

Home Loan SB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.58%
1041 W Main St
Newark, OH 43055
hometown checking
0.01%
$50
Rate0.01%
Min Deposit$50
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

Home Loan SB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.58%
1041 W Main St
Newark, OH 43055
Optimum Checking
0.01%
$10,000
Rate0.01%
Min Deposit$10,000
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

Home Loan SB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.58%
1041 W Main St
Newark, OH 43055
rewards checking
0.01%
$100
Rate0.01%
Min Deposit$100
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

Home Loan SB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.58%
1041 W Main St
Newark, OH 43055
Free Checking plus interest
0.01%
$50
Rate0.01%
Min Deposit$50
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

Fremont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
Hi-Lo Checking
10.47%
$50
Rate10.00%
Min Deposit$50
Min Balance
UpdatedApr 18, 2026
Details

Qualifying balance up to $1,500.00

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
PowerPlusTM Checking Level 2
8.00%
$0
Rate7.72%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

Qualifying balance up to $15000

Main Street Bank Corp
Institution Rating:
A5.0 ★ Texas Ratio: 11.67%
Impact Checking
6.00%
$100
Rate5.84%
Min Deposit$100
Min Balance
UpdatedMay 5, 2026
Details

Qualifying balance up to $10,000.00

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
PowerPlusTM Checking Level 1
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

Qualifying balance up to $15000

Portage Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
Neighbor Rewards Checking
4.00%
$0
Rate3.92%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Qualifying balance up to $25,000.00

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Community Bank Zanesville, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
835 N 21st St
Newark, OH 43055
Reward Checking
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

Qualifying balance up to $10,000.99

Home Loan SB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.58%
1041 W Main St
Newark, OH 43055
2.50%
$50
Rate2.48%
Min Deposit$50
Min Balance
UpdatedMay 5, 2026
Details

Qualifying balance up to $24,999.00

Home Loan SB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.58%
1041 W Main St
Newark, OH 43055
NEwPreferred rewards Checking*
2.50%
$50
Rate2.48%
Min Deposit$50
Min Balance
UpdatedMay 5, 2026
Details

Qualifying balance up to $24,999.00

First Federal S&L Newark, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 4.25%
2 N 2nd St
Newark, OH 43055
WePayU Checking
2.02%
$25
Rate2.00%
Min Deposit$25
Min Balance
UpdatedMay 3, 2026
Details

Qualifications Required: 12 or more debit card transactions posted to the account each statement cycle; Activating e-statement enrollment; One or more direct deposits in this account each statement cycle; Qualifying balance up to $9,999.99

Home Loan SB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.58%
1041 W Main St
Newark, OH 43055
1.25%
$50
Rate1.25%
Min Deposit$50
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

Hopewell Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
1690 N 21st St
Newark, OH 43055 3149
Interest Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedApr 18, 2026
Details

Qualifying balance up to $9,999.00

Home Loan SB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.58%
1041 W Main St
Newark, OH 43055
Free Checking plus interest
0.01%
$50
Rate0.01%
Min Deposit$50
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

Fremont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
Hi-Lo Checking
10.47%
$50
Rate10.00%
Min Deposit$50
Min Balance
UpdatedApr 18, 2026
Details

Qualifying balance up to $1,500.00

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
PowerPlusTM Checking Level 2
8.00%
$0
Rate7.72%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

Qualifying balance up to $15000

Main Street Bank Corp
Institution Rating:
A5.0 ★ Texas Ratio: 11.67%
Impact Checking
6.00%
$100
Rate5.84%
Min Deposit$100
Min Balance
UpdatedMay 5, 2026
Details

Qualifying balance up to $10,000.00

Portage Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
Neighbor Rewards Checking
4.00%
$0
Rate3.92%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Qualifying balance up to $25,000.00

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
PowerPlusTM Checking Level 1
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

Qualifying balance up to $15000

F&M Bank Miamisburg, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
Free Kasasa Cash Checking
4.00%
$25
Rate3.93%
Min Deposit$25
Min Balance
UpdatedMay 3, 2026
Details

Qualifying balance up to $20,000.00

Riverside Bank of Dublin
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
15 Months - must have a checking account with direct deposit
3.35%
$500
Rate3.30%
Min Deposit$500
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

FNB of Pandora
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
First Choice Rewards Checking
3.10%
$50
Rate3.05%
Min Deposit$50
Min Balance
UpdatedMay 5, 2026
Details

Qualifying balance up to $10,000.00; First Choice Rewards Checking rates apply if qualifications are met.

GLASS CITY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
Optimum Checking
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

Qualifications Required; Qualifying balance up to $25,000.00

Riverside Bank of Dublin
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Good Neighbor Checking
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

Code Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.18%
Premier Checking
2.25%
$0
Rate2.23%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

No additional details provided.

Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
Core Rewards Checking
2.02%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

Qualifying balance up to $15,000.00

Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
Rewards Checking
2.02%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

Qualifying balance up to $15,000.00

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Community Bank Zanesville, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
835 N 21st St
Newark, OH 43055
Reward Checking
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

Qualifying balance up to $10,000.99

Home Loan SB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.58%
1041 W Main St
Newark, OH 43055
NEwPreferred rewards Checking*
2.50%
$50
Rate2.48%
Min Deposit$50
Min Balance
UpdatedMay 5, 2026
Details

Qualifying balance up to $24,999.00

Community Bank Zanesville, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
835 N 21st St
Newark, OH 43055
Reward Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

Qualifying balance up to $10,000.99

Home Loan SB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.58%
1041 W Main St
Newark, OH 43055
rewards checking
0.01%
$100
Rate0.01%
Min Deposit$100
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

Portage Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
Neighbor Rewards Checking
4.00%
$0
Rate3.92%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Qualifying balance up to $25,000.00

F&M Bank Miamisburg, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
Free Kasasa Cash Checking
4.00%
$25
Rate3.93%
Min Deposit$25
Min Balance
UpdatedMay 3, 2026
Details

Qualifying balance up to $20,000.00

FNB of Pandora
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
First Choice Rewards Checking
3.10%
$50
Rate3.05%
Min Deposit$50
Min Balance
UpdatedMay 5, 2026
Details

Qualifying balance up to $10,000.00; First Choice Rewards Checking rates apply if qualifications are met.

Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
Core Rewards Checking
2.02%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

Qualifying balance up to $15,000.00

Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
Rewards Checking
2.02%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

Qualifying balance up to $15,000.00

Abbey Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.81%
KASASA Cash Checking**
2.00%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

** See KASASA requirements for rewards

KH Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.76%
Perks Plus Checking
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

No additional details provided.

Christian Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
Member Rewards Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

No additional details provided.

Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
5+5 Ultimate Rewards Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

No additional details provided.

Christian Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
Member Rewards Checking
0.01%
$0
Rate0.01%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

No additional details provided.

Community Star Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.07%
Cash Back Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

No additional details provided.

KH Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.76%
Perks Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Home Loan SB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.58%
1041 W Main St
Newark, OH 43055
Free Checking plus interest
0.01%
$50
Rate0.01%
Min Deposit$50
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

F&M Bank Miamisburg, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
Free Kasasa Cash Checking
4.00%
$25
Rate3.93%
Min Deposit$25
Min Balance
UpdatedMay 3, 2026
Details

Qualifying balance up to $20,000.00

FNB of Pandora
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
First Choice Basic Checking
0.25%
$50
Rate0.25%
Min Deposit$50
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

F&M Bank Miamisburg, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
Freedom Checking
0.25%
$2,000
Rate0.25%
Min Deposit$2,000
Min Balance
UpdatedMay 3, 2026
Details

No additional details provided.

FNB of Pandora
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
First Choice Basic Checking
0.20%
$50
Rate0.20%
Min Deposit$50
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

FNB of Pandora
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
First Choice Basic Checking
0.15%
$50
Rate0.15%
Min Deposit$50
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

FNB of Pandora
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
First Choice Basic Checking
0.10%
$50
Rate0.10%
Min Deposit$50
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

FNB of Pandora
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
First Choice Basic Checking
0.05%
$50
Rate0.05%
Min Deposit$50
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

F&M Bank Miamisburg, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
Freedom Checking
0.05%
$2,000
Rate0.05%
Min Deposit$2,000
Min Balance
UpdatedMay 3, 2026
Details

No additional details provided.

AurGroup Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
Everyday Plus Checking
0.01%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

No additional details provided.

Conneaut Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.23%
Essential Checking
0.00%
$50
Rate0.00%
Min Deposit$50
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

Warsaw Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
Simply Free Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

First Mutual Bank, FSB
Institution Rating:
A5.0 ★ Texas Ratio: 8.08%
Simply Free Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 3, 2026
Details

No additional details provided.

KH Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.76%
Free Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

No additional details provided.

Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.99%
Free Share Draft Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 17, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
CAREY POVERELLO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
Youth Checking Account
0.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

No additional details provided.

Community Star Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.07%
Launch Teen Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Community Bank Zanesville, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
835 N 21st St
Newark, OH 43055
Business Select Checking
0.60%
$0
Rate0.60%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

Community Bank Zanesville, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
835 N 21st St
Newark, OH 43055
Business Select Checking
0.45%
$0
Rate0.45%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

Community Bank Zanesville, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
835 N 21st St
Newark, OH 43055
Business Select Checking
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

Community Bank Zanesville, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
835 N 21st St
Newark, OH 43055
Business Select Checking
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

Hopewell Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
1690 N 21st St
Newark, OH 43055 3149
Business Interest Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedApr 18, 2026
Details

No additional details provided.

FNB of Pandora
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
Business Interest and Non-Profit Business Checking
2.07%
$100
Rate2.05%
Min Deposit$100
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

FNB of Pandora
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
Business Interest and Non-Profit Business Checking
1.26%
$100
Rate1.25%
Min Deposit$100
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

FNB of Pandora
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
Business Interest and Non-Profit Business Checking
1.06%
$100
Rate1.05%
Min Deposit$100
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

FNB of Pandora
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
Business Interest and Non-Profit Business Checking
0.80%
$100
Rate0.80%
Min Deposit$100
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
Business Checking with Interest
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

No additional details provided.

Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
Business Checking with Interest
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

No additional details provided.

FNB of Pandora
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
Business Interest and Non-Profit Business Checking
0.50%
$100
Rate0.50%
Min Deposit$100
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

Versailles S&L Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Basic Business Checking
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMay 3, 2026
Details

Minimum $2,500 to avoid service charge.

Peoples First Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Business Checkingplus & up
0.30%
$50
Rate0.30%
Min Deposit$50
Min Balance
UpdatedMay 5, 2026
Details

$100,000.00; $1,000.00 Daily minimum to earn interest

FNB of Pandora
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
Business Interest and Non-Profit Business Checking
0.25%
$100
Rate0.25%
Min Deposit$100
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Premier Business Checking
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

No additional details provided.

Peoples First Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Business Checkingplus
0.20%
$50
Rate0.20%
Min Deposit$50
Min Balance
UpdatedMay 5, 2026
Details

$50,000.00 - $99,999.99; $1,000.00 Daily minimum to earn interest

Versailles S&L Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Basic Business Checking
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMay 3, 2026
Details

Minimum $2,500 to avoid service charge.

River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
Biz Dividend & Vision Checking Tier 3
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

No additional details provided.

Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
Business Checking
0.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

Minimum $5,000

Newark, OH Checking Rate Trends

Compare local Newark, OH checking rate quotes against the statewide average

Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Ohio Checking Trends →
High-Yield Checking — OH Avg
0.884%
▲ 0.107 vs 7 days ago

Ohio high-yield checking rates rose 0.107 points over the past 7 days to 0.884% APY.

Free Checking — OH Avg
0.695%
▼ 0.074 vs 7 days ago

Ohio free checking rates fell 0.074 points over the past 7 days to 0.695% APY.

As of May 5, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Newark, Ohio directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Newark, Ohio. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in OH.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.

Frequently Asked Questions

Do checking accounts in Newark, Ohio earn interest?

Most traditional local checking accounts in Newark, Ohio earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select local credit unions can pay interest rates comparable to savings accounts.

Are banks in Newark, Ohio FDIC insured?

Yes. Legitimate banks with branches in Newark, Ohio are FDIC insured up to $250,000 per depositor. Local Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for “Free Checking” accounts that explicitly state no monthly fees.

What is a Rewards Checking account?

Rewards Checking accounts (sometimes called Kasasa accounts) offer high interest rates or cash back on debit card purchases in exchange for meeting monthly requirements like a minimum number of debit card transactions, direct deposit enrollment, or e-statement signup.

Best Checking Rates in Newark, Ohio

Based on our current data, some of the highest checking account APYs available to residents of Newark, Ohio include:
  • Community Bank Zanesville, OH
    Reward Checking — 2.50% APY
  • Home Loan SB
    — 2.50% APY
  • First Federal S&L Newark, OH
    WePayU Checking — 2.02% APY
  • TrueCore Federal Credit Union
    Checking — 0.05% APY
  • Hopewell Federal Credit Union
    Interest Checking — 0.05% APY
Checking Account Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Newark, Ohio. Your final available rate may depend on qualifying activity and daily market movements. Last Updated and Verified: May 5, 2026