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Checking Rate Trends

Newport, Nebraska Best Checking Accounts & Rates October 2026

Newport, Nebraska checking account rates from banks and credit unions serving Nebraska range from 0.01% to 5.50% APY, verified by MonitorBankRates as of October 31, 2026. The best checking rates for Newport, Nebraska include West Gate BankWest Gate BankA+5.0 ★Texas Ratio: 1.69%Rate verified Oct 31, 2026 High Yield Checking at 5.50% APY, Lincoln FSB of NebraskaLincoln FSB of NebraskaA+5.0 ★Texas Ratio: 3.23%Rate verified Oct 31, 2026 Lifetime Checking at 5.00% APY, Trius Federal Credit UnionTrius Federal Credit UnionA5.0 ★Texas Ratio: 9.15%Rate verified Oct 29, 2026 Smart Rate Checking at 5.00% APY, Liberty First Credit UnionLiberty First Credit UnionA+5.0 ★Texas Ratio: 3.58%Rate verified Oct 29, 2026 Kasasa Cash Level Two Checking at 4.50% APY, and Northwest Bank (IA)Northwest Bank (IA)A+5.0 ★Texas Ratio: 1.69%Rate verified Oct 31, 2026 11-Month Special - With Qualifying Checking at 4.16% APY. Checking account rates as of October 31, 2026 according to verified data from MonitorBankRates.

Newport is a smaller community with no bank or credit union branches currently in our database. 47 institutions serving the Nebraska area are available to Newport residents, with checking rates as high as 5.50% APY from West Gate Bank. Rates are continually updated, so we recommend checking back frequently.

Checking account rates reflect recent market quotes and representative offers available to depositors in Newport, Nebraska. Checking Account Rates Last Updated and Verified: October 31, 2026

Compare Checking Account Rates Today in Newport, Nebraska & the Surrounding Area

Institutions:

Newport Checking Account Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
West Gate Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.69%
High Yield Checking
5.50%
$10
▼
Rate5.37%
Min Deposit$10
Min BalanceN/A
UpdatedOct 31, 2026
Details

Qualifications Required: Monthly Qualification Cycle activity requirements (see page); Qualified balance $0-24,999.99; Range from 5.50% to 1.30% APY depending on the account's daily balance applies to the $25,000+ tier and is not extracted

Rate History
1 change since Sep 8, 2026 · 0.05% → 5.50% ▲ 5.45 pts · high 5.50% / low 0.05%
0.00%5.48%10.95%Sep 8, 2026: 0.05% APYOct 20, 2026: 5.50% APYSep 8, 2026Oct 31, 2026
  • Oct 20, 20265.50%▲ from 0.05%
  • Sep 8, 20260.05%first recorded
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★ Texas Ratio: 3.23%
Lifetime Checking
5.00%
$50
▼
Rate4.89%
Min Deposit$50
Min BalanceN/A
UpdatedOct 31, 2026
Details

Qualifications Required; Qualifying balance up to $25,000.00; Balance: $0.01 - $25,000.00; APY is 0.50% on the entire balance if qualifications are unmet

Rate History
No change since Sep 11, 2026 · 5.00% APY · checked 13 times
4.50%5.00%5.50%Sep 11, 2026: 5.00% APYSep 11, 2026Oct 31, 2026
Trius Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.15%
Smart Rate Checking
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min BalanceN/A
UpdatedOct 29, 2026
Details

Qualifying balance up to $20,000.00

Rate History
3 changes since Sep 14, 2026 · 0.05% → 5.00% ▲ 4.95 pts · high 5.00% / low 0.05%
0.00%4.98%9.95%Sep 14, 2026: 0.05% APYOct 9, 2026: 5.00% APYOct 15, 2026: 4.89% APYOct 23, 2026: 5.00% APYSep 14, 2026Oct 31, 2026
  • Oct 23, 20265.00%▲ from 4.89%
  • Oct 15, 20264.89%▼ from 5.00%
  • Oct 9, 20265.00%▲ from 0.05%
  • Sep 14, 20260.05%first recorded
Liberty First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
Kasasa Cash Level Two Checking
4.50%
$50
▼
Rate4.41%
Min Deposit$50
Min BalanceN/A
UpdatedOct 29, 2026
Details

Balance: $0.01-$40,000; if qualifications are met

Rate History
No change since Sep 14, 2026 · 4.50% APY · checked 9 times
4.00%4.50%5.00%Sep 14, 2026: 4.50% APYSep 14, 2026Oct 31, 2026
Northwest Bank (IA)
Institution Rating:
A+5.0 ★ Texas Ratio: 1.69%
11-Month Special - With Qualifying Checking
4.16%
$5,000
▼
Rate4.15%
Min Deposit$5,000
Min BalanceN/A
UpdatedOct 31, 2026
Details

Rate with qualifying Northwest Bank checking account

Rate History
No change since Oct 20, 2026 · 4.16% APY · checked 4 times
3.66%4.16%4.66%Oct 20, 2026: 4.16% APYOct 20, 2026Oct 31, 2026
Mutual First Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 18.01%
11-Month Special with KASASA Checking
4.10%
$1,000
▼
Rate4.02%
Min Deposit$1,000
Min BalanceN/A
UpdatedOct 30, 2026
Details

Requires KASASA Checking; dividends paid monthly; $1,000 minimum

Rate History
No change since Oct 22, 2026 · 4.10% APY · checked 3 times
3.60%4.10%4.60%Oct 22, 2026: 4.10% APYOct 22, 2026Oct 31, 2026
Bruning Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Premier Checking
4.00%
$50
▼
Rate4.00%
Min Deposit$50
Min BalanceN/A
UpdatedOct 31, 2026
Details

Qualifications Required; Balance: $0.01 - $10,000.00; Qualifying balance up to $10,000.00; Minimum deposit required to open an account is $50

Rate History
No change since Sep 7, 2026 · 4.00% APY · checked 12 times
3.50%4.00%4.50%Sep 7, 2026: 4.00% APYSep 7, 2026Oct 31, 2026
TCB Tri-County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Kasasa Cash Checking
4.00%
$25
▼
Rate3.93%
Min Deposit$25
Min BalanceN/A
UpdatedOct 26, 2026
Details

Qualifications Required; Balance: 0 to $9,999.99; Qualifying balance up to $9,999.99

Rate History
1 change since Sep 14, 2026 · 0.05% → 4.00% ▲ 3.95 pts · high 4.00% / low 0.05%
0.00%3.98%7.95%Sep 14, 2026: 0.05% APYOct 26, 2026: 4.00% APYSep 14, 2026Oct 31, 2026
  • Oct 26, 20264.00%▲ from 0.05%
  • Sep 14, 20260.05%first recorded
Mutual First Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 18.01%
Kasasa Cash - Blue Tier Checking
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
UpdatedOct 30, 2026
Details

Qualifications Required; Balance: $0 - $25,000; Qualifying balance up to $25,000.00; Rewards: listed

Rate History
No change since Oct 22, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Oct 22, 2026: 4.00% APYOct 22, 2026Oct 31, 2026
Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.45%
Free Checking
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
UpdatedOct 28, 2026
Details

Qualifications Required; Balance: up to $15,000.00 earns 4.00% APY; balances over $15,000 earn 0.00%; Meets MaxRewards criteria; Personal accounts only; credit union membership required

Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 9 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Oct 31, 2026
Pathway Bank
Institution Rating:
B-4.4 ★ Texas Ratio: 22.68%
Pathway Advantage Checking
3.40%
$50
▼
Rate3.35%
Min Deposit$50
Min BalanceN/A
UpdatedOct 31, 2026
Details

Balance: $0.01 - $10,000.00; Qualifying balance up to $10,000.00; eStatements: Free

Rate History
No change since Sep 11, 2026 · 3.40% APY · checked 13 times
2.90%3.40%3.90%Sep 11, 2026: 3.40% APYSep 11, 2026Oct 31, 2026
Madison County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.86%
Advantage Gold Checking
3.40%
$100
▼
Rate3.35%
Min Deposit$100
Min BalanceN/A
UpdatedOct 26, 2026
Details

Minimum Balance to Obtain APY: $100,000.00

Rate History
No change since Oct 7, 2026 · 3.40% APY · checked 4 times
2.90%3.40%3.90%Oct 7, 2026: 3.40% APYOct 7, 2026Oct 31, 2026
Madison County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.86%
Advantage NOW Checking
3.40%
$100
▼
Rate3.35%
Min Deposit$100
Min BalanceN/A
UpdatedOct 26, 2026
Details

No additional details provided.

Rate History
No change since Oct 21, 2026 · 3.40% APY · checked 2 times
2.90%3.40%3.90%Oct 21, 2026: 3.40% APYOct 21, 2026Oct 31, 2026
Madison County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.86%
Advantage Plus Checking
3.40%
$100
▼
Rate3.35%
Min Deposit$100
Min BalanceN/A
UpdatedOct 26, 2026
Details

Balance to obtain APY: $100,000.00

Rate History
No change since Oct 21, 2026 · 3.40% APY · checked 2 times
2.90%3.40%3.90%Oct 21, 2026: 3.40% APYOct 21, 2026Oct 31, 2026
United Republic Bank
Institution Rating:
F1.7 ★ Texas Ratio: 54.29%
UR Time Checking
3.25%
$50
▼
Rate3.20%
Min Deposit$50
Min BalanceN/A
UpdatedOct 31, 2026
Details

Qualifications Required: Monthly direct deposit into account; 10 debit transactions per month; Balance: $0 - $5,000; Must have 50 years of life to qualify; APY reduced to 0.50% on the entire balance for the month if qualifications are not met

Rate History
No change since Sep 7, 2026 · 3.25% APY · checked 12 times
2.75%3.25%3.75%Sep 7, 2026: 3.25% APYSep 7, 2026Oct 31, 2026
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.25%
Cobalt Elite Checking Account
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min BalanceN/A
UpdatedOct 29, 2026
Details

Qualifying balance up to $20,000.00; Monthly

Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 9 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 31, 2026
First Westroads Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
Elite Consumer Checking
3.06%
$100
▼
Rate3.02%
Min Deposit$100
Min BalanceN/A
UpdatedOct 27, 2026
Details

No additional details provided.

Rate History
5 changes since Sep 20, 2026 · 3.06% → 3.06% ▼ 0.00 pts · high 3.06% / low 3.06%
2.56%3.06%3.56%Sep 20, 2026: 3.06% APYSep 24, 2026: 3.06% APYSep 28, 2026: 3.06% APYOct 14, 2026: 3.06% APYOct 22, 2026: 3.06% APYOct 27, 2026: 3.06% APYSep 20, 2026Oct 31, 2026
  • Oct 27, 20263.06%▼ from 3.06%
  • Oct 22, 20263.06%▼ from 3.06%
  • Oct 14, 20263.06%▲ from 3.06%
  • Sep 28, 20263.06%▼ from 3.06%
First Westroads Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
Elite Consumer Checking
3.01%
$100
▼
Rate2.97%
Min Deposit$100
Min BalanceN/A
UpdatedOct 27, 2026
Details

No additional details provided.

Rate History
5 changes since Sep 20, 2026 · 3.01% → 3.01% ▼ 0.00 pts · high 3.01% / low 3.01%
2.51%3.01%3.51%Sep 20, 2026: 3.01% APYSep 24, 2026: 3.01% APYSep 28, 2026: 3.01% APYOct 14, 2026: 3.01% APYOct 22, 2026: 3.01% APYOct 27, 2026: 3.01% APYSep 20, 2026Oct 31, 2026
  • Oct 27, 20263.01%▼ from 3.01%
  • Oct 22, 20263.01%▼ from 3.01%
  • Oct 14, 20263.01%▲ from 3.01%
  • Sep 28, 20263.01%▼ from 3.01%
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★ Texas Ratio: 3.23%
Corporate Premier Checking
3.00%
$1,000
▼
Rate2.96%
Min Deposit$1,000
Min BalanceN/A
UpdatedOct 31, 2026
Details

Balance: $250,000.01 & Above

Rate History
No change since Oct 20, 2026 · 3.00% APY · checked 4 times
2.50%3.00%3.50%Oct 20, 2026: 3.00% APYOct 20, 2026Oct 31, 2026
United Republic Bank
Institution Rating:
F1.7 ★ Texas Ratio: 54.29%
Rewards Checking
3.00%
$50
▼
Rate2.96%
Min Deposit$50
Min BalanceN/A
UpdatedOct 31, 2026
Details

Qualifications Required: Monthly direct deposit into account; 20 debit card transactions per month; e-statements; Balance: $0 - $20,000; APY reduced to 0.05% on the entire balance for the month if qualifications are not met

Rate History
No change since Sep 7, 2026 · 3.00% APY · checked 12 times
2.50%3.00%3.50%Sep 7, 2026: 3.00% APYSep 7, 2026Oct 31, 2026
First Westroads Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
Elite Consumer Checking
2.96%
$100
▼
Rate2.92%
Min Deposit$100
Min BalanceN/A
UpdatedOct 27, 2026
Details

No additional details provided.

Rate History
5 changes since Sep 20, 2026 · 2.96% → 2.96% ▼ 0.00 pts · high 2.96% / low 2.96%
2.46%2.96%3.46%Sep 20, 2026: 2.96% APYSep 24, 2026: 2.96% APYSep 28, 2026: 2.96% APYOct 14, 2026: 2.96% APYOct 22, 2026: 2.96% APYOct 27, 2026: 2.96% APYSep 20, 2026Oct 31, 2026
  • Oct 27, 20262.96%▼ from 2.96%
  • Oct 22, 20262.96%▼ from 2.96%
  • Oct 14, 20262.96%▲ from 2.96%
  • Sep 28, 20262.96%▼ from 2.96%
First Westroads Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
Elite Consumer Checking
2.91%
$100
▼
Rate2.87%
Min Deposit$100
Min BalanceN/A
UpdatedOct 27, 2026
Details

No additional details provided.

Rate History
5 changes since Sep 20, 2026 · 2.91% → 2.91% ▼ 0.00 pts · high 2.91% / low 2.91%
2.41%2.91%3.41%Sep 20, 2026: 2.91% APYSep 24, 2026: 2.91% APYSep 28, 2026: 2.91% APYOct 14, 2026: 2.91% APYOct 22, 2026: 2.91% APYOct 27, 2026: 2.91% APYSep 20, 2026Oct 31, 2026
  • Oct 27, 20262.91%▼ from 2.91%
  • Oct 22, 20262.91%▼ from 2.91%
  • Oct 14, 20262.91%▲ from 2.91%
  • Sep 28, 20262.91%▼ from 2.91%
Union Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Simply Free Plus checking
2.89%
$1,000
▼
Rate2.85%
Min Deposit$1,000
Min BalanceN/A
UpdatedOct 31, 2026
Details

Qualifications Required; Balance: $0.01 to $100,000; Qualifying balance up to $100,000; When activity requirements met

Rate History
No change since Sep 14, 2026 · 2.89% APY · checked 11 times
2.39%2.89%3.39%Sep 14, 2026: 2.89% APYSep 14, 2026Oct 31, 2026
First Westroads Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
Elite Consumer Checking
2.81%
$100
▼
Rate2.78%
Min Deposit$100
Min BalanceN/A
UpdatedOct 27, 2026
Details

No additional details provided.

Rate History
5 changes since Sep 20, 2026 · 2.81% → 2.81% ▼ 0.00 pts · high 2.81% / low 2.81%
2.31%2.81%3.31%Sep 20, 2026: 2.81% APYSep 24, 2026: 2.81% APYSep 28, 2026: 2.81% APYOct 14, 2026: 2.81% APYOct 22, 2026: 2.81% APYOct 27, 2026: 2.81% APYSep 20, 2026Oct 31, 2026
  • Oct 27, 20262.81%▼ from 2.81%
  • Oct 22, 20262.81%▼ from 2.81%
  • Oct 14, 20262.81%▲ from 2.81%
  • Sep 28, 20262.81%▼ from 2.81%
Westside State Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 15.31%
Kasasa Cash Checking
2.50%
$50
▼
Rate2.47%
Min Deposit$50
Min BalanceN/A
UpdatedOct 31, 2026
Details

Qualifications Required; Balance: $0 - $25,000; Qualifying balance up to $25,000.00

Rate History
No change since Sep 30, 2026 · 2.50% APY · checked 9 times
2.00%2.50%3.00%Sep 30, 2026: 2.50% APYSep 30, 2026Oct 31, 2026
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★ Texas Ratio: 3.23%
Corporate Premier Checking
2.50%
$1,000
▼
Rate2.47%
Min Deposit$1,000
Min BalanceN/A
UpdatedOct 31, 2026
Details

Balance: $100,000.01 - $250,000.00

Rate History
No change since Oct 20, 2026 · 2.50% APY · checked 4 times
2.00%2.50%3.00%Oct 20, 2026: 2.50% APYOct 20, 2026Oct 31, 2026
Liberty First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
Kasasa Cash Level One Checking
2.50%
$50
▼
Rate2.47%
Min Deposit$50
Min BalanceN/A
UpdatedOct 29, 2026
Details

Balance: $0.01-$40,000; if qualifications are met

Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 9 times
2.00%2.50%3.00%Sep 14, 2026: 2.50% APYSep 14, 2026Oct 31, 2026
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★ Texas Ratio: 3.23%
Corporate Premier Checking
2.25%
$1,000
▼
Rate2.23%
Min Deposit$1,000
Min BalanceN/A
UpdatedOct 31, 2026
Details

Balance: $25,000.01 - $100,000.00

Rate History
No change since Oct 20, 2026 · 2.25% APY · checked 4 times
1.75%2.25%2.75%Oct 20, 2026: 2.25% APYOct 20, 2026Oct 31, 2026
Trius Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.15%
Reward Checking
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min BalanceN/A
UpdatedOct 29, 2026
Details

Balance: $0.01 - $10,000.00; Qualifying balance up to $10,000.00; Effective Date: 09/30/2022; Dividends compounded and credited monthly

Rate History
No change since Sep 14, 2026 · 2.25% APY · checked 9 times
1.75%2.25%2.75%Sep 14, 2026: 2.25% APYSep 14, 2026Oct 31, 2026
Westside State Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 15.31%
Business Regular Checking Business
2.12%
$1
▼
Rate2.10%
Min Deposit$1
Min BalanceN/A
UpdatedOct 31, 2026
Details

Balance: $250,000 and over; Balance Required to Earn Interest: $250,000

Rate History
No change since Oct 20, 2026 · 2.12% APY · checked 4 times
1.62%2.12%2.62%Oct 20, 2026: 2.12% APYOct 20, 2026Oct 31, 2026
Westside State Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 15.31%
Kasasa Cash Checking
2.12%
$1
▼
Rate2.10%
Min Deposit$1
Min BalanceN/A
UpdatedOct 31, 2026
Details

Balance Required to Earn Interest: $250,000

Rate History
No change since Oct 20, 2026 · 2.12% APY · checked 3 times
1.62%2.12%2.62%Oct 20, 2026: 2.12% APYOct 20, 2026Oct 31, 2026
Security Bank Laurel, NE
Institution Rating:
A+5.0 ★ Texas Ratio: 4.96%
eRewards Checking
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 26, 2026
Details

Qualifications Required; Balance: $0.00 - $10,000.00; Qualifying balance up to $10,000.00; Tier One: average monthly balance of $10,000 or less

Rate History
No change since Oct 21, 2026 · 2.02% APY · checked 2 times
1.52%2.02%2.52%Oct 21, 2026: 2.02% APYOct 21, 2026Oct 31, 2026
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★ Texas Ratio: 3.23%
Corporate Premier Checking
2.00%
$1,000
▼
Rate1.98%
Min Deposit$1,000
Min BalanceN/A
UpdatedOct 31, 2026
Details

Balance: $0.01 - $25,000.00

Rate History
No change since Oct 20, 2026 · 2.00% APY · checked 4 times
1.50%2.00%2.50%Oct 20, 2026: 2.00% APYOct 20, 2026Oct 31, 2026
Adams Bank & Trust
Institution Rating:
A5.0 ★ Texas Ratio: 10.02%
SUPERSMART E-CHECKING (QUALIFIED)
2.00%
$100
▼
Rate1.98%
Min Deposit$100
Min BalanceN/A
UpdatedOct 31, 2026
Details

Balance: $0.00 - $25,000.99; May change after account opening

Rate History
No change since Sep 27, 2026 · 2.00% APY · checked 5 times
1.50%2.00%2.50%Sep 27, 2026: 2.00% APYSep 27, 2026Oct 31, 2026
Bank of the Valley
Institution Rating:
A+5.0 ★ Texas Ratio: 0.40%
Loyalty Checking
1.86%
$500
▼
Rate1.85%
Min Deposit$500
Min BalanceN/A
UpdatedOct 31, 2026
Details

Balance: $500,000.00 & Up

Rate History
No change since Sep 11, 2026 · 1.86% APY · checked 10 times
1.36%1.86%2.36%Sep 11, 2026: 1.86% APYSep 11, 2026Oct 31, 2026
Mutual First Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 18.01%
Kasasa Cash - Green Tier Checking
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min BalanceN/A
UpdatedOct 30, 2026
Details

Qualifications Required; Balance: $0 - $15,000.00; Qualifying balance up to $15,000.00

Rate History
No change since Oct 22, 2026 · 1.75% APY · checked 3 times
1.25%1.75%2.25%Oct 22, 2026: 1.75% APYOct 22, 2026Oct 31, 2026
Westside State Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 15.31%
Business Regular Checking Business
1.51%
$1
▼
Rate1.50%
Min Deposit$1
Min BalanceN/A
UpdatedOct 31, 2026
Details

Balance: $150,000 and over; Balance Required to Earn Interest: $150,000

Rate History
No change since Oct 20, 2026 · 1.51% APY · checked 4 times
1.01%1.51%2.01%Oct 20, 2026: 1.51% APYOct 20, 2026Oct 31, 2026
Westside State Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 15.31%
Kasasa Cash Checking
1.51%
$1
▼
Rate1.50%
Min Deposit$1
Min BalanceN/A
UpdatedOct 31, 2026
Details

Balance Required to Earn Interest: $150,000

Rate History
No change since Oct 20, 2026 · 1.51% APY · checked 3 times
1.01%1.51%2.01%Oct 20, 2026: 1.51% APYOct 20, 2026Oct 31, 2026
Citizens Bank & Trust Company NE
Institution Rating:
A-4.9 ★ Texas Ratio: 16.81%
Citizens Business Interest Checking Business
1.51%
$50
▼
Rate1.50%
Min Deposit$50
Min BalanceN/A
UpdatedOct 27, 2026
Details

Balance: $1,000.00 and up; Minimum balance to obtain APY: $0.01

Rate History
No change since Sep 14, 2026 · 1.51% APY · checked 10 times
1.01%1.51%2.01%Sep 14, 2026: 1.51% APYSep 14, 2026Oct 31, 2026
SN Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
"NOW" OR Business Checking Business
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min BalanceN/A
UpdatedOct 31, 2026
Details

Balance: $50,000.00 - $99,999.99

Rate History
1 change since Sep 11, 2026 · 1.00% → 1.50% ▲ 0.50 pts · high 1.50% / low 1.00%
0.50%1.25%2.00%Sep 11, 2026: 1.00% APYSep 19, 2026: 1.50% APYSep 11, 2026Oct 31, 2026
  • Sep 19, 20261.50%▲ from 1.00%
  • Sep 11, 20261.00%first recorded

Newport High Yield Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
West Gate Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.69%
High Yield Checking
5.50%
$10
▼
Rate5.37%
Min Deposit$10
Min BalanceN/A
UpdatedOct 31, 2026
Details

Qualifications Required: Monthly Qualification Cycle activity requirements (see page); Qualified balance $0-24,999.99; Range from 5.50% to 1.30% APY depending on the account's daily balance applies to the $25,000+ tier and is not extracted

Rate History
1 change since Sep 8, 2026 · 0.05% → 5.50% ▲ 5.45 pts · high 5.50% / low 0.05%
0.00%5.48%10.95%Sep 8, 2026: 0.05% APYOct 20, 2026: 5.50% APYSep 8, 2026Oct 31, 2026
  • Oct 20, 20265.50%▲ from 0.05%
  • Sep 8, 20260.05%first recorded
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★ Texas Ratio: 3.23%
Lifetime Checking
5.00%
$50
▼
Rate4.89%
Min Deposit$50
Min BalanceN/A
UpdatedOct 31, 2026
Details

Qualifications Required; Qualifying balance up to $25,000.00; Balance: $0.01 - $25,000.00; APY is 0.50% on the entire balance if qualifications are unmet

Rate History
No change since Sep 11, 2026 · 5.00% APY · checked 13 times
4.50%5.00%5.50%Sep 11, 2026: 5.00% APYSep 11, 2026Oct 31, 2026
Trius Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.15%
Smart Rate Checking
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min BalanceN/A
UpdatedOct 29, 2026
Details

Qualifying balance up to $20,000.00

Rate History
3 changes since Sep 14, 2026 · 0.05% → 5.00% ▲ 4.95 pts · high 5.00% / low 0.05%
0.00%4.98%9.95%Sep 14, 2026: 0.05% APYOct 9, 2026: 5.00% APYOct 15, 2026: 4.89% APYOct 23, 2026: 5.00% APYSep 14, 2026Oct 31, 2026
  • Oct 23, 20265.00%▲ from 4.89%
  • Oct 15, 20264.89%▼ from 5.00%
  • Oct 9, 20265.00%▲ from 0.05%
  • Sep 14, 20260.05%first recorded
Liberty First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
Kasasa Cash Level Two Checking
4.50%
$50
▼
Rate4.41%
Min Deposit$50
Min BalanceN/A
UpdatedOct 29, 2026
Details

Balance: $0.01-$40,000; if qualifications are met

Rate History
No change since Sep 14, 2026 · 4.50% APY · checked 9 times
4.00%4.50%5.00%Sep 14, 2026: 4.50% APYSep 14, 2026Oct 31, 2026
Northwest Bank (IA)
Institution Rating:
A+5.0 ★ Texas Ratio: 1.69%
11-Month Special - With Qualifying Checking
4.16%
$5,000
▼
Rate4.15%
Min Deposit$5,000
Min BalanceN/A
UpdatedOct 31, 2026
Details

Rate with qualifying Northwest Bank checking account

Rate History
No change since Oct 20, 2026 · 4.16% APY · checked 4 times
3.66%4.16%4.66%Oct 20, 2026: 4.16% APYOct 20, 2026Oct 31, 2026
Mutual First Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 18.01%
11-Month Special with KASASA Checking
4.10%
$1,000
▼
Rate4.02%
Min Deposit$1,000
Min BalanceN/A
UpdatedOct 30, 2026
Details

Requires KASASA Checking; dividends paid monthly; $1,000 minimum

Rate History
No change since Oct 22, 2026 · 4.10% APY · checked 3 times
3.60%4.10%4.60%Oct 22, 2026: 4.10% APYOct 22, 2026Oct 31, 2026
Bruning Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Premier Checking
4.00%
$50
▼
Rate4.00%
Min Deposit$50
Min BalanceN/A
UpdatedOct 31, 2026
Details

Qualifications Required; Balance: $0.01 - $10,000.00; Qualifying balance up to $10,000.00; Minimum deposit required to open an account is $50

Rate History
No change since Sep 7, 2026 · 4.00% APY · checked 12 times
3.50%4.00%4.50%Sep 7, 2026: 4.00% APYSep 7, 2026Oct 31, 2026
TCB Tri-County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Kasasa Cash Checking
4.00%
$25
▼
Rate3.93%
Min Deposit$25
Min BalanceN/A
UpdatedOct 26, 2026
Details

Qualifications Required; Balance: 0 to $9,999.99; Qualifying balance up to $9,999.99

Rate History
1 change since Sep 14, 2026 · 0.05% → 4.00% ▲ 3.95 pts · high 4.00% / low 0.05%
0.00%3.98%7.95%Sep 14, 2026: 0.05% APYOct 26, 2026: 4.00% APYSep 14, 2026Oct 31, 2026
  • Oct 26, 20264.00%▲ from 0.05%
  • Sep 14, 20260.05%first recorded
Mutual First Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 18.01%
Kasasa Cash - Blue Tier Checking
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
UpdatedOct 30, 2026
Details

Qualifications Required; Balance: $0 - $25,000; Qualifying balance up to $25,000.00; Rewards: listed

Rate History
No change since Oct 22, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Oct 22, 2026: 4.00% APYOct 22, 2026Oct 31, 2026
Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.45%
Free Checking
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
UpdatedOct 28, 2026
Details

Qualifications Required; Balance: up to $15,000.00 earns 4.00% APY; balances over $15,000 earn 0.00%; Meets MaxRewards criteria; Personal accounts only; credit union membership required

Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 9 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Oct 31, 2026
Pathway Bank
Institution Rating:
B-4.4 ★ Texas Ratio: 22.68%
Pathway Advantage Checking
3.40%
$50
▼
Rate3.35%
Min Deposit$50
Min BalanceN/A
UpdatedOct 31, 2026
Details

Balance: $0.01 - $10,000.00; Qualifying balance up to $10,000.00; eStatements: Free

Rate History
No change since Sep 11, 2026 · 3.40% APY · checked 13 times
2.90%3.40%3.90%Sep 11, 2026: 3.40% APYSep 11, 2026Oct 31, 2026
Madison County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.86%
Advantage Gold Checking
3.40%
$100
▼
Rate3.35%
Min Deposit$100
Min BalanceN/A
UpdatedOct 26, 2026
Details

Minimum Balance to Obtain APY: $100,000.00

Rate History
No change since Oct 7, 2026 · 3.40% APY · checked 4 times
2.90%3.40%3.90%Oct 7, 2026: 3.40% APYOct 7, 2026Oct 31, 2026
Madison County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.86%
Advantage NOW Checking
3.40%
$100
▼
Rate3.35%
Min Deposit$100
Min BalanceN/A
UpdatedOct 26, 2026
Details

No additional details provided.

Rate History
No change since Oct 21, 2026 · 3.40% APY · checked 2 times
2.90%3.40%3.90%Oct 21, 2026: 3.40% APYOct 21, 2026Oct 31, 2026
Madison County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.86%
Advantage Plus Checking
3.40%
$100
▼
Rate3.35%
Min Deposit$100
Min BalanceN/A
UpdatedOct 26, 2026
Details

Balance to obtain APY: $100,000.00

Rate History
No change since Oct 21, 2026 · 3.40% APY · checked 2 times
2.90%3.40%3.90%Oct 21, 2026: 3.40% APYOct 21, 2026Oct 31, 2026
United Republic Bank
Institution Rating:
F1.7 ★ Texas Ratio: 54.29%
UR Time Checking
3.25%
$50
▼
Rate3.20%
Min Deposit$50
Min BalanceN/A
UpdatedOct 31, 2026
Details

Qualifications Required: Monthly direct deposit into account; 10 debit transactions per month; Balance: $0 - $5,000; Must have 50 years of life to qualify; APY reduced to 0.50% on the entire balance for the month if qualifications are not met

Rate History
No change since Sep 7, 2026 · 3.25% APY · checked 12 times
2.75%3.25%3.75%Sep 7, 2026: 3.25% APYSep 7, 2026Oct 31, 2026
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.25%
Cobalt Elite Checking Account
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min BalanceN/A
UpdatedOct 29, 2026
Details

Qualifying balance up to $20,000.00; Monthly

Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 9 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 31, 2026
First Westroads Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
Elite Consumer Checking
3.06%
$100
▼
Rate3.02%
Min Deposit$100
Min BalanceN/A
UpdatedOct 27, 2026
Details

No additional details provided.

Rate History
5 changes since Sep 20, 2026 · 3.06% → 3.06% ▼ 0.00 pts · high 3.06% / low 3.06%
2.56%3.06%3.56%Sep 20, 2026: 3.06% APYSep 24, 2026: 3.06% APYSep 28, 2026: 3.06% APYOct 14, 2026: 3.06% APYOct 22, 2026: 3.06% APYOct 27, 2026: 3.06% APYSep 20, 2026Oct 31, 2026
  • Oct 27, 20263.06%▼ from 3.06%
  • Oct 22, 20263.06%▼ from 3.06%
  • Oct 14, 20263.06%▲ from 3.06%
  • Sep 28, 20263.06%▼ from 3.06%
First Westroads Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
Elite Consumer Checking
3.01%
$100
▼
Rate2.97%
Min Deposit$100
Min BalanceN/A
UpdatedOct 27, 2026
Details

No additional details provided.

Rate History
5 changes since Sep 20, 2026 · 3.01% → 3.01% ▼ 0.00 pts · high 3.01% / low 3.01%
2.51%3.01%3.51%Sep 20, 2026: 3.01% APYSep 24, 2026: 3.01% APYSep 28, 2026: 3.01% APYOct 14, 2026: 3.01% APYOct 22, 2026: 3.01% APYOct 27, 2026: 3.01% APYSep 20, 2026Oct 31, 2026
  • Oct 27, 20263.01%▼ from 3.01%
  • Oct 22, 20263.01%▼ from 3.01%
  • Oct 14, 20263.01%▲ from 3.01%
  • Sep 28, 20263.01%▼ from 3.01%
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★ Texas Ratio: 3.23%
Corporate Premier Checking
3.00%
$1,000
▼
Rate2.96%
Min Deposit$1,000
Min BalanceN/A
UpdatedOct 31, 2026
Details

Balance: $250,000.01 & Above

Rate History
No change since Oct 20, 2026 · 3.00% APY · checked 4 times
2.50%3.00%3.50%Oct 20, 2026: 3.00% APYOct 20, 2026Oct 31, 2026
United Republic Bank
Institution Rating:
F1.7 ★ Texas Ratio: 54.29%
Rewards Checking
3.00%
$50
▼
Rate2.96%
Min Deposit$50
Min BalanceN/A
UpdatedOct 31, 2026
Details

Qualifications Required: Monthly direct deposit into account; 20 debit card transactions per month; e-statements; Balance: $0 - $20,000; APY reduced to 0.05% on the entire balance for the month if qualifications are not met

Rate History
No change since Sep 7, 2026 · 3.00% APY · checked 12 times
2.50%3.00%3.50%Sep 7, 2026: 3.00% APYSep 7, 2026Oct 31, 2026
First Westroads Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
Elite Consumer Checking
2.96%
$100
▼
Rate2.92%
Min Deposit$100
Min BalanceN/A
UpdatedOct 27, 2026
Details

No additional details provided.

Rate History
5 changes since Sep 20, 2026 · 2.96% → 2.96% ▼ 0.00 pts · high 2.96% / low 2.96%
2.46%2.96%3.46%Sep 20, 2026: 2.96% APYSep 24, 2026: 2.96% APYSep 28, 2026: 2.96% APYOct 14, 2026: 2.96% APYOct 22, 2026: 2.96% APYOct 27, 2026: 2.96% APYSep 20, 2026Oct 31, 2026
  • Oct 27, 20262.96%▼ from 2.96%
  • Oct 22, 20262.96%▼ from 2.96%
  • Oct 14, 20262.96%▲ from 2.96%
  • Sep 28, 20262.96%▼ from 2.96%
First Westroads Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
Elite Consumer Checking
2.91%
$100
▼
Rate2.87%
Min Deposit$100
Min BalanceN/A
UpdatedOct 27, 2026
Details

No additional details provided.

Rate History
5 changes since Sep 20, 2026 · 2.91% → 2.91% ▼ 0.00 pts · high 2.91% / low 2.91%
2.41%2.91%3.41%Sep 20, 2026: 2.91% APYSep 24, 2026: 2.91% APYSep 28, 2026: 2.91% APYOct 14, 2026: 2.91% APYOct 22, 2026: 2.91% APYOct 27, 2026: 2.91% APYSep 20, 2026Oct 31, 2026
  • Oct 27, 20262.91%▼ from 2.91%
  • Oct 22, 20262.91%▼ from 2.91%
  • Oct 14, 20262.91%▲ from 2.91%
  • Sep 28, 20262.91%▼ from 2.91%
Union Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Simply Free Plus checking
2.89%
$1,000
▼
Rate2.85%
Min Deposit$1,000
Min BalanceN/A
UpdatedOct 31, 2026
Details

Qualifications Required; Balance: $0.01 to $100,000; Qualifying balance up to $100,000; When activity requirements met

Rate History
No change since Sep 14, 2026 · 2.89% APY · checked 11 times
2.39%2.89%3.39%Sep 14, 2026: 2.89% APYSep 14, 2026Oct 31, 2026
First Westroads Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
Elite Consumer Checking
2.81%
$100
▼
Rate2.78%
Min Deposit$100
Min BalanceN/A
UpdatedOct 27, 2026
Details

No additional details provided.

Rate History
5 changes since Sep 20, 2026 · 2.81% → 2.81% ▼ 0.00 pts · high 2.81% / low 2.81%
2.31%2.81%3.31%Sep 20, 2026: 2.81% APYSep 24, 2026: 2.81% APYSep 28, 2026: 2.81% APYOct 14, 2026: 2.81% APYOct 22, 2026: 2.81% APYOct 27, 2026: 2.81% APYSep 20, 2026Oct 31, 2026
  • Oct 27, 20262.81%▼ from 2.81%
  • Oct 22, 20262.81%▼ from 2.81%
  • Oct 14, 20262.81%▲ from 2.81%
  • Sep 28, 20262.81%▼ from 2.81%
Westside State Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 15.31%
Kasasa Cash Checking
2.50%
$50
▼
Rate2.47%
Min Deposit$50
Min BalanceN/A
UpdatedOct 31, 2026
Details

Qualifications Required; Balance: $0 - $25,000; Qualifying balance up to $25,000.00

Rate History
No change since Sep 30, 2026 · 2.50% APY · checked 9 times
2.00%2.50%3.00%Sep 30, 2026: 2.50% APYSep 30, 2026Oct 31, 2026
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★ Texas Ratio: 3.23%
Corporate Premier Checking
2.50%
$1,000
▼
Rate2.47%
Min Deposit$1,000
Min BalanceN/A
UpdatedOct 31, 2026
Details

Balance: $100,000.01 - $250,000.00

Rate History
No change since Oct 20, 2026 · 2.50% APY · checked 4 times
2.00%2.50%3.00%Oct 20, 2026: 2.50% APYOct 20, 2026Oct 31, 2026
Liberty First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
Kasasa Cash Level One Checking
2.50%
$50
▼
Rate2.47%
Min Deposit$50
Min BalanceN/A
UpdatedOct 29, 2026
Details

Balance: $0.01-$40,000; if qualifications are met

Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 9 times
2.00%2.50%3.00%Sep 14, 2026: 2.50% APYSep 14, 2026Oct 31, 2026
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★ Texas Ratio: 3.23%
Corporate Premier Checking
2.25%
$1,000
▼
Rate2.23%
Min Deposit$1,000
Min BalanceN/A
UpdatedOct 31, 2026
Details

Balance: $25,000.01 - $100,000.00

Rate History
No change since Oct 20, 2026 · 2.25% APY · checked 4 times
1.75%2.25%2.75%Oct 20, 2026: 2.25% APYOct 20, 2026Oct 31, 2026
Trius Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.15%
Reward Checking
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min BalanceN/A
UpdatedOct 29, 2026
Details

Balance: $0.01 - $10,000.00; Qualifying balance up to $10,000.00; Effective Date: 09/30/2022; Dividends compounded and credited monthly

Rate History
No change since Sep 14, 2026 · 2.25% APY · checked 9 times
1.75%2.25%2.75%Sep 14, 2026: 2.25% APYSep 14, 2026Oct 31, 2026
Westside State Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 15.31%
Kasasa Cash Checking
2.12%
$1
▼
Rate2.10%
Min Deposit$1
Min BalanceN/A
UpdatedOct 31, 2026
Details

Balance Required to Earn Interest: $250,000

Rate History
No change since Oct 20, 2026 · 2.12% APY · checked 3 times
1.62%2.12%2.62%Oct 20, 2026: 2.12% APYOct 20, 2026Oct 31, 2026
Security Bank Laurel, NE
Institution Rating:
A+5.0 ★ Texas Ratio: 4.96%
eRewards Checking
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 26, 2026
Details

Qualifications Required; Balance: $0.00 - $10,000.00; Qualifying balance up to $10,000.00; Tier One: average monthly balance of $10,000 or less

Rate History
No change since Oct 21, 2026 · 2.02% APY · checked 2 times
1.52%2.02%2.52%Oct 21, 2026: 2.02% APYOct 21, 2026Oct 31, 2026
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★ Texas Ratio: 3.23%
Corporate Premier Checking
2.00%
$1,000
▼
Rate1.98%
Min Deposit$1,000
Min BalanceN/A
UpdatedOct 31, 2026
Details

Balance: $0.01 - $25,000.00

Rate History
No change since Oct 20, 2026 · 2.00% APY · checked 4 times
1.50%2.00%2.50%Oct 20, 2026: 2.00% APYOct 20, 2026Oct 31, 2026
Adams Bank & Trust
Institution Rating:
A5.0 ★ Texas Ratio: 10.02%
SUPERSMART E-CHECKING (QUALIFIED)
2.00%
$100
▼
Rate1.98%
Min Deposit$100
Min BalanceN/A
UpdatedOct 31, 2026
Details

Balance: $0.00 - $25,000.99; May change after account opening

Rate History
No change since Sep 27, 2026 · 2.00% APY · checked 5 times
1.50%2.00%2.50%Sep 27, 2026: 2.00% APYSep 27, 2026Oct 31, 2026
Bank of the Valley
Institution Rating:
A+5.0 ★ Texas Ratio: 0.40%
Loyalty Checking
1.86%
$500
▼
Rate1.85%
Min Deposit$500
Min BalanceN/A
UpdatedOct 31, 2026
Details

Balance: $500,000.00 & Up

Rate History
No change since Sep 11, 2026 · 1.86% APY · checked 10 times
1.36%1.86%2.36%Sep 11, 2026: 1.86% APYSep 11, 2026Oct 31, 2026
Mutual First Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 18.01%
Kasasa Cash - Green Tier Checking
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min BalanceN/A
UpdatedOct 30, 2026
Details

Qualifications Required; Balance: $0 - $15,000.00; Qualifying balance up to $15,000.00

Rate History
No change since Oct 22, 2026 · 1.75% APY · checked 3 times
1.25%1.75%2.25%Oct 22, 2026: 1.75% APYOct 22, 2026Oct 31, 2026
Westside State Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 15.31%
Kasasa Cash Checking
1.51%
$1
▼
Rate1.50%
Min Deposit$1
Min BalanceN/A
UpdatedOct 31, 2026
Details

Balance Required to Earn Interest: $150,000

Rate History
No change since Oct 20, 2026 · 1.51% APY · checked 3 times
1.01%1.51%2.01%Oct 20, 2026: 1.51% APYOct 20, 2026Oct 31, 2026
SN Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
"Super NOW" Checking
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min BalanceN/A
UpdatedOct 31, 2026
Details

Average Balance $2,500.00

Rate History
1 change since Sep 11, 2026 · 1.00% → 1.50% ▲ 0.50 pts · high 1.50% / low 1.00%
0.50%1.25%2.00%Sep 11, 2026: 1.00% APYSep 19, 2026: 1.50% APYSep 11, 2026Oct 31, 2026
  • Sep 19, 20261.50%▲ from 1.00%
  • Sep 11, 20261.00%first recorded
Access Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.62%
Non-PRofit Checking
1.50%
$500
▼
Rate1.49%
Min Deposit$500
Min BalanceN/A
UpdatedOct 31, 2026
Details

Balance: $250,000 and over; Community Access; Interest paid monthly

Rate History
No change since Oct 20, 2026 · 1.50% APY · checked 5 times
1.00%1.50%2.00%Oct 20, 2026: 1.50% APYOct 20, 2026Oct 31, 2026
Adams Bank & Trust
Institution Rating:
A5.0 ★ Texas Ratio: 10.02%
INTEREST CHECKING
1.50%
$1,500
▼
Rate1.49%
Min Deposit$1,500
Min BalanceN/A
UpdatedOct 31, 2026
Details

Balance: $100,000.00 and over; May change after account opening

Rate History
No change since Sep 27, 2026 · 1.50% APY · checked 5 times
1.00%1.50%2.00%Sep 27, 2026: 1.50% APYSep 27, 2026Oct 31, 2026
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.25%
Cobalt Blue Checking Account
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min BalanceN/A
UpdatedOct 29, 2026
Details

Qualifying balance up to $10,000.00

Rate History
No change since Sep 14, 2026 · 1.50% APY · checked 9 times
1.00%1.50%2.00%Sep 14, 2026: 1.50% APYSep 14, 2026Oct 31, 2026

Newport Rewards Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Liberty First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
Kasasa Cash Level Two Checking
4.50%
$50
▼
Rate4.41%
Min Deposit$50
Min BalanceN/A
UpdatedOct 29, 2026
Details

Balance: $0.01-$40,000; if qualifications are met

Rate History
No change since Sep 14, 2026 · 4.50% APY · checked 9 times
4.00%4.50%5.00%Sep 14, 2026: 4.50% APYSep 14, 2026Oct 31, 2026
Mutual First Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 18.01%
11-Month Special with KASASA Checking
4.10%
$1,000
▼
Rate4.02%
Min Deposit$1,000
Min BalanceN/A
UpdatedOct 30, 2026
Details

Requires KASASA Checking; dividends paid monthly; $1,000 minimum

Rate History
No change since Oct 22, 2026 · 4.10% APY · checked 3 times
3.60%4.10%4.60%Oct 22, 2026: 4.10% APYOct 22, 2026Oct 31, 2026
TCB Tri-County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Kasasa Cash Checking
4.00%
$25
▼
Rate3.93%
Min Deposit$25
Min BalanceN/A
UpdatedOct 26, 2026
Details

Qualifications Required; Balance: 0 to $9,999.99; Qualifying balance up to $9,999.99

Rate History
1 change since Sep 14, 2026 · 0.05% → 4.00% ▲ 3.95 pts · high 4.00% / low 0.05%
0.00%3.98%7.95%Sep 14, 2026: 0.05% APYOct 26, 2026: 4.00% APYSep 14, 2026Oct 31, 2026
  • Oct 26, 20264.00%▲ from 0.05%
  • Sep 14, 20260.05%first recorded
Mutual First Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 18.01%
Kasasa Cash - Blue Tier Checking
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
UpdatedOct 30, 2026
Details

Qualifications Required; Balance: $0 - $25,000; Qualifying balance up to $25,000.00; Rewards: listed

Rate History
No change since Oct 22, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Oct 22, 2026: 4.00% APYOct 22, 2026Oct 31, 2026
United Republic Bank
Institution Rating:
F1.7 ★ Texas Ratio: 54.29%
Rewards Checking
3.00%
$50
▼
Rate2.96%
Min Deposit$50
Min BalanceN/A
UpdatedOct 31, 2026
Details

Qualifications Required: Monthly direct deposit into account; 20 debit card transactions per month; e-statements; Balance: $0 - $20,000; APY reduced to 0.05% on the entire balance for the month if qualifications are not met

Rate History
No change since Sep 7, 2026 · 3.00% APY · checked 12 times
2.50%3.00%3.50%Sep 7, 2026: 3.00% APYSep 7, 2026Oct 31, 2026
Westside State Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 15.31%
Kasasa Cash Checking
2.50%
$50
▼
Rate2.47%
Min Deposit$50
Min BalanceN/A
UpdatedOct 31, 2026
Details

Qualifications Required; Balance: $0 - $25,000; Qualifying balance up to $25,000.00

Rate History
No change since Sep 30, 2026 · 2.50% APY · checked 9 times
2.00%2.50%3.00%Sep 30, 2026: 2.50% APYSep 30, 2026Oct 31, 2026
Liberty First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
Kasasa Cash Level One Checking
2.50%
$50
▼
Rate2.47%
Min Deposit$50
Min BalanceN/A
UpdatedOct 29, 2026
Details

Balance: $0.01-$40,000; if qualifications are met

Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 9 times
2.00%2.50%3.00%Sep 14, 2026: 2.50% APYSep 14, 2026Oct 31, 2026
Trius Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.15%
Reward Checking
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min BalanceN/A
UpdatedOct 29, 2026
Details

Balance: $0.01 - $10,000.00; Qualifying balance up to $10,000.00; Effective Date: 09/30/2022; Dividends compounded and credited monthly

Rate History
No change since Sep 14, 2026 · 2.25% APY · checked 9 times
1.75%2.25%2.75%Sep 14, 2026: 2.25% APYSep 14, 2026Oct 31, 2026
Westside State Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 15.31%
Kasasa Cash Checking
2.12%
$1
▼
Rate2.10%
Min Deposit$1
Min BalanceN/A
UpdatedOct 31, 2026
Details

Balance Required to Earn Interest: $250,000

Rate History
No change since Oct 20, 2026 · 2.12% APY · checked 3 times
1.62%2.12%2.62%Oct 20, 2026: 2.12% APYOct 20, 2026Oct 31, 2026
Security Bank Laurel, NE
Institution Rating:
A+5.0 ★ Texas Ratio: 4.96%
eRewards Checking
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 26, 2026
Details

Qualifications Required; Balance: $0.00 - $10,000.00; Qualifying balance up to $10,000.00; Tier One: average monthly balance of $10,000 or less

Rate History
No change since Oct 21, 2026 · 2.02% APY · checked 2 times
1.52%2.02%2.52%Oct 21, 2026: 2.02% APYOct 21, 2026Oct 31, 2026
Mutual First Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 18.01%
Kasasa Cash - Green Tier Checking
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min BalanceN/A
UpdatedOct 30, 2026
Details

Qualifications Required; Balance: $0 - $15,000.00; Qualifying balance up to $15,000.00

Rate History
No change since Oct 22, 2026 · 1.75% APY · checked 3 times
1.25%1.75%2.25%Oct 22, 2026: 1.75% APYOct 22, 2026Oct 31, 2026
Westside State Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 15.31%
Kasasa Cash Checking
1.51%
$1
▼
Rate1.50%
Min Deposit$1
Min BalanceN/A
UpdatedOct 31, 2026
Details

Balance Required to Earn Interest: $150,000

Rate History
No change since Oct 20, 2026 · 1.51% APY · checked 3 times
1.01%1.51%2.01%Oct 20, 2026: 1.51% APYOct 20, 2026Oct 31, 2026
Westside State Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 15.31%
Kasasa Cash Checking
0.60%
$1
▼
Rate0.60%
Min Deposit$1
Min BalanceN/A
UpdatedOct 31, 2026
Details

Balance Required to Earn Interest: $1

Rate History
No change since Oct 20, 2026 · 0.60% APY · checked 3 times
0.10%0.60%1.10%Oct 20, 2026: 0.60% APYOct 20, 2026Oct 31, 2026

Newport Free Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.45%
Free Checking
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
UpdatedOct 28, 2026
Details

Qualifications Required; Balance: up to $15,000.00 earns 4.00% APY; balances over $15,000 earn 0.00%; Meets MaxRewards criteria; Personal accounts only; credit union membership required

Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 9 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Oct 31, 2026
Union Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Simply Free Plus checking
2.89%
$1,000
▼
Rate2.85%
Min Deposit$1,000
Min BalanceN/A
UpdatedOct 31, 2026
Details

Qualifications Required; Balance: $0.01 to $100,000; Qualifying balance up to $100,000; When activity requirements met

Rate History
No change since Sep 14, 2026 · 2.89% APY · checked 11 times
2.39%2.89%3.39%Sep 14, 2026: 2.89% APYSep 14, 2026Oct 31, 2026
Union Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Simply Free Platinum checking
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min BalanceN/A
UpdatedOct 31, 2026
Details

Balance: $25,000 and over

Rate History
No change since Sep 14, 2026 · 0.40% APY · checked 11 times
0.00%0.45%0.90%Sep 14, 2026: 0.40% APYSep 14, 2026Oct 31, 2026
Union Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Simply Free Platinum checking
0.36%
$0
▼
Rate0.36%
Min Deposit$0
Min BalanceN/A
UpdatedOct 31, 2026
Details

Balance: $10,000 to $24,999.99

Rate History
No change since Sep 14, 2026 · 0.36% APY · checked 11 times
0.00%0.43%0.86%Sep 14, 2026: 0.36% APYSep 14, 2026Oct 31, 2026
Union Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Simply Free Platinum checking
0.26%
$0
▼
Rate0.26%
Min Deposit$0
Min BalanceN/A
UpdatedOct 31, 2026
Details

Balance: $5,000 to $9,999.99

Rate History
No change since Sep 14, 2026 · 0.26% APY · checked 11 times
0.00%0.38%0.76%Sep 14, 2026: 0.26% APYSep 14, 2026Oct 31, 2026
Union Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Simply Free Platinum checking
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min BalanceN/A
UpdatedOct 31, 2026
Details

Balance: $100 to $4,999.99

Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 11 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 31, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Free Active Duty Checking
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
UpdatedOct 31, 2026
Details

No additional details provided.

Rate History
No change since Sep 30, 2026 · 0.05% APY · checked 8 times
0.00%0.28%0.55%Sep 30, 2026: 0.05% APYSep 30, 2026Oct 31, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Free Campus Checking
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
UpdatedOct 31, 2026
Details

No additional details provided.

Rate History
No change since Sep 30, 2026 · 0.05% APY · checked 8 times
0.00%0.28%0.55%Sep 30, 2026: 0.05% APYSep 30, 2026Oct 31, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Free Easy Checking
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
UpdatedOct 31, 2026
Details

No additional details provided.

Rate History
No change since Sep 30, 2026 · 0.05% APY · checked 8 times
0.00%0.28%0.55%Sep 30, 2026: 0.05% APYSep 30, 2026Oct 31, 2026
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.53%
Access America Checking Account
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min BalanceN/A
UpdatedOct 31, 2026
Details

Qualifications Required; Balance: Balance $20,000 or more, up to $50,000; Earn dividends with recurring direct deposits of $500 or more and a daily balance up to $50,000 per statement cycle

Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 31, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Free Everyday Checking
0.01%
$0
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
UpdatedOct 31, 2026
Details

No additional details provided.

Rate History
No change since Sep 30, 2026 · 0.01% APY · checked 8 times
0.00%0.26%0.51%Sep 30, 2026: 0.01% APYSep 30, 2026Oct 31, 2026
Woodmen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
Basic Checking
0.01%
$0
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
UpdatedOct 28, 2026
Details

Dividend Rates and Annual Percentage Yields Effective October 1, 2026

Rate History
No change since Sep 16, 2026 · 0.01% APY · checked 9 times
0.00%0.26%0.51%Sep 16, 2026: 0.01% APYSep 16, 2026Oct 31, 2026
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.25%
Free Checking Account
0.00%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 29, 2026
Details

Period: N/A

LincOne Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
Basic Checking Account
0.00%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 29, 2026
Details

Balance: $0.00+

Newport Student Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★ Texas Ratio: 3.23%
Student Checking
0.50%
$50
▼
Rate0.50%
Min Deposit$50
Min BalanceN/A
UpdatedOct 31, 2026
Details

Balance: $0.01 & Above; APY is based and calculated on the entire daily balance of the account

Rate History
No change since Sep 11, 2026 · 0.50% APY · checked 13 times
0.00%0.50%1.00%Sep 11, 2026: 0.50% APYSep 11, 2026Oct 31, 2026
Adams State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.40%
STUDENT CHECKING
0.50%
$50
▼
Rate0.50%
Min Deposit$50
Min BalanceN/A
UpdatedOct 31, 2026
Details

No additional details provided.

Rate History
No change since Sep 7, 2026 · 0.50% APY · checked 12 times
0.00%0.50%1.00%Sep 7, 2026: 0.50% APYSep 7, 2026Oct 31, 2026
Cornhusker Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
E-Checking and Youth/Teen Checking
0.15%
$100
▼
Rate0.00%
Min Deposit$100
Min BalanceN/A
UpdatedOct 31, 2026
Details

Balance: $50,000 - $99,999.99; Fees could reduce earnings

Rate History
No change since Oct 14, 2026 · 0.15% APY · checked 7 times
0.00%0.33%0.65%Oct 14, 2026: 0.15% APYOct 14, 2026Oct 31, 2026
Cornhusker Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
E-Checking and Youth/Teen Checking
0.10%
$100
▼
Rate0.00%
Min Deposit$100
Min BalanceN/A
UpdatedOct 31, 2026
Details

Balance: $2,500 - $14,999.99; Fees could reduce earnings

Rate History
No change since Oct 14, 2026 · 0.10% APY · checked 7 times
0.00%0.30%0.60%Oct 14, 2026: 0.10% APYOct 14, 2026Oct 31, 2026
Cornhusker Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
E-Checking and Youth/Teen Checking
0.05%
$100
▼
Rate0.00%
Min Deposit$100
Min BalanceN/A
UpdatedOct 31, 2026
Details

Balance: $0-$2,499.99; Fees could reduce earnings

Rate History
No change since Oct 14, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Oct 14, 2026: 0.05% APYOct 14, 2026Oct 31, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Free Campus Checking
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
UpdatedOct 31, 2026
Details

No additional details provided.

Rate History
No change since Sep 30, 2026 · 0.05% APY · checked 8 times
0.00%0.28%0.55%Sep 30, 2026: 0.05% APYSep 30, 2026Oct 31, 2026
Cornhusker Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
E-Checking and Youth/Teen Checking
0.01%
$100
▼
Rate0.00%
Min Deposit$100
Min BalanceN/A
UpdatedOct 31, 2026
Details

Non-qualified tier; accounts with paper statements earn this tier on the entire balance; Fees could reduce earnings

Rate History
No change since Oct 14, 2026 · 0.01% APY · checked 7 times
0.00%0.26%0.51%Oct 14, 2026: 0.01% APYOct 14, 2026Oct 31, 2026

Newport Business Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★ Texas Ratio: 3.23%
Corporate Premier Checking
3.00%
$1,000
▼
Rate2.96%
Min Deposit$1,000
Min BalanceN/A
UpdatedOct 31, 2026
Details

Balance: $250,000.01 & Above

Rate History
No change since Oct 20, 2026 · 3.00% APY · checked 4 times
2.50%3.00%3.50%Oct 20, 2026: 3.00% APYOct 20, 2026Oct 31, 2026
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★ Texas Ratio: 3.23%
Corporate Premier Checking
2.50%
$1,000
▼
Rate2.47%
Min Deposit$1,000
Min BalanceN/A
UpdatedOct 31, 2026
Details

Balance: $100,000.01 - $250,000.00

Rate History
No change since Oct 20, 2026 · 2.50% APY · checked 4 times
2.00%2.50%3.00%Oct 20, 2026: 2.50% APYOct 20, 2026Oct 31, 2026
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★ Texas Ratio: 3.23%
Corporate Premier Checking
2.25%
$1,000
▼
Rate2.23%
Min Deposit$1,000
Min BalanceN/A
UpdatedOct 31, 2026
Details

Balance: $25,000.01 - $100,000.00

Rate History
No change since Oct 20, 2026 · 2.25% APY · checked 4 times
1.75%2.25%2.75%Oct 20, 2026: 2.25% APYOct 20, 2026Oct 31, 2026
Westside State Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 15.31%
Business Regular Checking Business
2.12%
$1
▼
Rate2.10%
Min Deposit$1
Min BalanceN/A
UpdatedOct 31, 2026
Details

Balance: $250,000 and over; Balance Required to Earn Interest: $250,000

Rate History
No change since Oct 20, 2026 · 2.12% APY · checked 4 times
1.62%2.12%2.62%Oct 20, 2026: 2.12% APYOct 20, 2026Oct 31, 2026
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★ Texas Ratio: 3.23%
Corporate Premier Checking
2.00%
$1,000
▼
Rate1.98%
Min Deposit$1,000
Min BalanceN/A
UpdatedOct 31, 2026
Details

Balance: $0.01 - $25,000.00

Rate History
No change since Oct 20, 2026 · 2.00% APY · checked 4 times
1.50%2.00%2.50%Oct 20, 2026: 2.00% APYOct 20, 2026Oct 31, 2026
Westside State Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 15.31%
Business Regular Checking Business
1.51%
$1
▼
Rate1.50%
Min Deposit$1
Min BalanceN/A
UpdatedOct 31, 2026
Details

Balance: $150,000 and over; Balance Required to Earn Interest: $150,000

Rate History
No change since Oct 20, 2026 · 1.51% APY · checked 4 times
1.01%1.51%2.01%Oct 20, 2026: 1.51% APYOct 20, 2026Oct 31, 2026
Citizens Bank & Trust Company NE
Institution Rating:
A-4.9 ★ Texas Ratio: 16.81%
Citizens Business Interest Checking Business
1.51%
$50
▼
Rate1.50%
Min Deposit$50
Min BalanceN/A
UpdatedOct 27, 2026
Details

Balance: $1,000.00 and up; Minimum balance to obtain APY: $0.01

Rate History
No change since Sep 14, 2026 · 1.51% APY · checked 10 times
1.01%1.51%2.01%Sep 14, 2026: 1.51% APYSep 14, 2026Oct 31, 2026
SN Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
"NOW" OR Business Checking Business
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min BalanceN/A
UpdatedOct 31, 2026
Details

Balance: $50,000.00 - $99,999.99

Rate History
1 change since Sep 11, 2026 · 1.00% → 1.50% ▲ 0.50 pts · high 1.50% / low 1.00%
0.50%1.25%2.00%Sep 11, 2026: 1.00% APYSep 19, 2026: 1.50% APYSep 11, 2026Oct 31, 2026
  • Sep 19, 20261.50%▲ from 1.00%
  • Sep 11, 20261.00%first recorded
SN Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
"NOW" OR Business Checking Business
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 31, 2026
Details

Balance: $0.01 - $24,999.99

Rate History
1 change since Sep 11, 2026 · 0.50% → 1.00% ▲ 0.50 pts · high 1.00% / low 0.50%
0.00%0.75%1.50%Sep 11, 2026: 0.50% APYSep 19, 2026: 1.00% APYSep 11, 2026Oct 31, 2026
  • Sep 19, 20261.00%▲ from 0.50%
  • Sep 11, 20260.50%first recorded
Exchange Bank (NE)
Institution Rating:
B4.4 ★ Texas Ratio: 21.68%
Premium Business Checking Business
1.00%
$10,000
▼
Rate0.00%
Min Deposit$10,000
Min BalanceN/A
UpdatedOct 31, 2026
Details

Balance: $0.00 - $9,999.99; Lincoln, Omaha and Salina, KS Market Only; $25 monthly charge for balances under $10,000.00; Free Remote Deposit Capture Machine for balances above $50,000.00

Rate History
No change since Sep 29, 2026 · 1.00% APY · checked 11 times
0.50%1.00%1.50%Sep 29, 2026: 1.00% APYSep 29, 2026Oct 31, 2026
Pathway Bank
Institution Rating:
B-4.4 ★ Texas Ratio: 22.68%
Business Interest Checking Business
0.85%
$50
▼
Rate0.85%
Min Deposit$50
Min BalanceN/A
UpdatedOct 31, 2026
Details

Balance: $50,000 - $99,999.99; 50 free debits per month, then $0.15/debit

Rate History
1 change since Sep 19, 2026 · 0.75% → 0.85% ▲ 0.10 pts · high 0.85% / low 0.75%
0.25%0.80%1.35%Sep 19, 2026: 0.75% APYOct 7, 2026: 0.85% APYSep 19, 2026Oct 31, 2026
  • Oct 7, 20260.85%▲ from 0.75%
  • Sep 19, 20260.75%first recorded
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.44%
Checking Accounts - Personal & Business Business
0.75%
$25
▼
Rate0.75%
Min Deposit$25
Min BalanceN/A
UpdatedOct 29, 2026
Details

Balance: 50,000 - Over

Rate History
No change since Sep 14, 2026 · 0.75% APY · checked 11 times
0.25%0.75%1.25%Sep 14, 2026: 0.75% APYSep 14, 2026Oct 31, 2026
Access Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.62%
Business Premier Checking Business
0.65%
$0
▼
Rate0.65%
Min Deposit$0
Min BalanceN/A
UpdatedOct 31, 2026
Details

Balance: $500,001 and over; Interest Paid: Monthly

Rate History
No change since Sep 8, 2026 · 0.65% APY · checked 14 times
0.15%0.65%1.15%Sep 8, 2026: 0.65% APYSep 8, 2026Oct 31, 2026
Westside State Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 15.31%
Business Regular Checking Business
0.60%
$1
▼
Rate0.60%
Min Deposit$1
Min BalanceN/A
UpdatedOct 31, 2026
Details

Balance: $1 and over; Balance Required to Earn Interest: $1

Rate History
No change since Sep 30, 2026 · 0.60% APY · checked 6 times
0.10%0.60%1.10%Sep 30, 2026: 0.60% APYSep 30, 2026Oct 31, 2026
Pathway Bank
Institution Rating:
B-4.4 ★ Texas Ratio: 22.68%
Business Interest Checking Business
0.60%
$50
▼
Rate0.60%
Min Deposit$50
Min BalanceN/A
UpdatedOct 31, 2026
Details

Balance: $2,500 - $24,999.99; Paper: $3/month

Rate History
1 change since Sep 19, 2026 · 0.50% → 0.60% ▲ 0.10 pts · high 0.60% / low 0.50%
0.00%0.55%1.10%Sep 19, 2026: 0.50% APYOct 7, 2026: 0.60% APYSep 19, 2026Oct 31, 2026
  • Oct 7, 20260.60%▲ from 0.50%
  • Sep 19, 20260.50%first recorded
Nebraska Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.59%
Business Interest Checking Business
0.50%
$50
▼
Rate0.50%
Min Deposit$50
Min BalanceN/A
UpdatedOct 31, 2026
Details

Balance: $0

Rate History
1 change since Sep 7, 2026 · 0.48% → 0.50% ▲ 0.02 pts · high 0.50% / low 0.48%
0.00%0.50%1.00%Sep 7, 2026: 0.48% APYSep 24, 2026: 0.50% APYSep 7, 2026Oct 31, 2026
  • Sep 24, 20260.50%▲ from 0.48%
  • Sep 7, 20260.48%first recorded
Jones Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.37%
Business Interest Checking Business
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min BalanceN/A
UpdatedOct 31, 2026
Details

Balance: $1,500 and up

Rate History
No change since Sep 7, 2026 · 0.40% APY · checked 7 times
0.00%0.45%0.90%Sep 7, 2026: 0.40% APYSep 7, 2026Oct 31, 2026
Pathway Bank
Institution Rating:
B-4.4 ★ Texas Ratio: 22.68%
Business Interest Checking Business
0.35%
$50
▼
Rate0.35%
Min Deposit$50
Min BalanceN/A
UpdatedOct 31, 2026
Details

Balance: $0.01 - $2,499.99; eStatements: Free

Rate History
1 change since Sep 11, 2026 · 0.25% → 0.35% ▲ 0.10 pts · high 0.35% / low 0.25%
0.00%0.43%0.85%Sep 11, 2026: 0.25% APYOct 7, 2026: 0.35% APYSep 11, 2026Oct 31, 2026
  • Oct 7, 20260.35%▲ from 0.25%
  • Sep 11, 20260.25%first recorded
Access Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.62%
Business Premier Checking Business
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min BalanceN/A
UpdatedOct 31, 2026
Details

Balance: $100,001 - $500,000; Interest Paid: Monthly

Rate History
No change since Sep 8, 2026 · 0.35% APY · checked 13 times
0.00%0.43%0.85%Sep 8, 2026: 0.35% APYSep 8, 2026Oct 31, 2026
Dayspring Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.98%
Business Interest Checking Business
0.30%
$1,000
▼
Rate0.30%
Min Deposit$1,000
Min BalanceN/A
UpdatedOct 31, 2026
Details

Rate and APY may change at any time; fees could reduce earnings

Rate History
No change since Sep 9, 2026 · 0.30% APY · checked 14 times
0.00%0.40%0.80%Sep 9, 2026: 0.30% APYSep 9, 2026Oct 31, 2026
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.44%
Checking Accounts - Personal & Business Business
0.30%
$25
▼
Rate0.30%
Min Deposit$25
Min BalanceN/A
UpdatedOct 29, 2026
Details

Balance: $25,000-$49,999

Rate History
No change since Sep 21, 2026 · 0.30% APY · checked 9 times
0.00%0.40%0.80%Sep 21, 2026: 0.30% APYSep 21, 2026Oct 31, 2026
Access Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.62%
Business Premier Checking Business
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min BalanceN/A
UpdatedOct 31, 2026
Details

Balance: $0 - $100,000; Interest Paid: Monthly

Rate History
No change since Sep 8, 2026 · 0.25% APY · checked 13 times
0.00%0.38%0.75%Sep 8, 2026: 0.25% APYSep 8, 2026Oct 31, 2026
West Gate Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.69%
Business Interest Checking Business
0.25%
$50
▼
Rate0.25%
Min Deposit$50
Min BalanceN/A
UpdatedOct 31, 2026
Details

No additional details provided.

Rate History
No change since Sep 8, 2026 · 0.25% APY · checked 15 times
0.00%0.38%0.75%Sep 8, 2026: 0.25% APYSep 8, 2026Oct 31, 2026
FirstBank of Nebraska
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
Business Interest Checking Business
0.20%
$2,000
▼
Rate0.20%
Min Deposit$2,000
Min BalanceN/A
UpdatedOct 27, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 0.20% APY · checked 10 times
0.00%0.35%0.70%Sep 14, 2026: 0.20% APYSep 14, 2026Oct 31, 2026
Jones Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.37%
Business Interest Checking Business
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min BalanceN/A
UpdatedOct 31, 2026
Details

Balance: $0 to $1,499.99

Rate History
No change since Sep 7, 2026 · 0.15% APY · checked 7 times
0.00%0.33%0.65%Sep 7, 2026: 0.15% APYSep 7, 2026Oct 31, 2026
Citizens Bank & Trust Company NE
Institution Rating:
A-4.9 ★ Texas Ratio: 16.81%
Citizens Business Interest Checking Business
0.15%
$50
▼
Rate0.15%
Min Deposit$50
Min BalanceN/A
UpdatedOct 27, 2026
Details

Balance: $0.00 - $999.99; Minimum balance to obtain APY: $0.01

Rate History
No change since Sep 14, 2026 · 0.15% APY · checked 10 times
0.00%0.33%0.65%Sep 14, 2026: 0.15% APYSep 14, 2026Oct 31, 2026
Liberty First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
Business Plus Checking Business
0.15%
$50
▼
Rate0.15%
Min Deposit$50
Min BalanceN/A
UpdatedOct 29, 2026
Details

Balance: $25,000+

Rate History
No change since Sep 14, 2026 · 0.15% APY · checked 9 times
0.00%0.33%0.65%Sep 14, 2026: 0.15% APYSep 14, 2026Oct 31, 2026
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.44%
Checking Accounts - Personal & Business Business
0.15%
$25
▼
Rate0.15%
Min Deposit$25
Min BalanceN/A
UpdatedOct 29, 2026
Details

Balance: $0.01-$24,999

Rate History
No change since Sep 14, 2026 · 0.15% APY · checked 11 times
0.00%0.33%0.65%Sep 14, 2026: 0.15% APYSep 14, 2026Oct 31, 2026
Cornhusker Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
Interest Business Checking Business
0.10%
$100
▼
Rate0.00%
Min Deposit$100
Min BalanceN/A
UpdatedOct 31, 2026
Details

Account opening minimum: $100

Rate History
No change since Sep 30, 2026 · 0.10% APY · checked 11 times
0.00%0.30%0.60%Sep 30, 2026: 0.10% APYSep 30, 2026Oct 31, 2026
I3 Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.09%
Interest Business Checking Business
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min BalanceN/A
UpdatedOct 27, 2026
Details

Compound Frequency: Monthly; Minimum balances required to avoid service charge

Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 9 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 31, 2026
Wahoo State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Business NOW Checking Account Business
0.10%
$500
▼
Rate0.10%
Min Deposit$500
Min BalanceN/A
UpdatedOct 27, 2026
Details

Balance: $100,000.00 and above; Average Daily Rate tier

Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 8 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 31, 2026
Dundee Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
Business Interest Checking Business
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min BalanceN/A
UpdatedOct 26, 2026
Details

Balance: $15,000 & up

Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 8 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 31, 2026
Liberty First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
Business Plus Checking Business
0.10%
$50
▼
Rate0.10%
Min Deposit$50
Min BalanceN/A
UpdatedOct 29, 2026
Details

Balance: $5,000-$24,999

Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 9 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 31, 2026
United Republic Bank
Institution Rating:
F1.7 ★ Texas Ratio: 54.29%
Business Interest Checking Business
0.05%
$100
▼
Rate0.05%
Min Deposit$100
Min BalanceN/A
UpdatedOct 31, 2026
Details

No additional details provided.

Rate History
No change since Sep 7, 2026 · 0.05% APY · checked 12 times
0.00%0.28%0.55%Sep 7, 2026: 0.05% APYSep 7, 2026Oct 31, 2026
Wahoo State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Business NOW Checking Account Business
0.05%
$500
▼
Rate0.05%
Min Deposit$500
Min BalanceN/A
UpdatedOct 27, 2026
Details

Balance: $0.00-$4,999.99; Average Daily Rate tier

Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 8 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 31, 2026
Liberty First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
Business Plus Checking Business
0.05%
$50
▼
Rate0.05%
Min Deposit$50
Min BalanceN/A
UpdatedOct 29, 2026
Details

Balance: $500-$4,999

Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 9 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 31, 2026
Lincoln FSB of Nebraska
Institution Rating:
A+5.0 ★ Texas Ratio: 3.23%
Business Checking Business
0.00%
$500
▼
Rate0.00%
Min Deposit$500
Min BalanceN/A
UpdatedOct 31, 2026
Details

Balance: $0.01 & Above

Newport, NE Checking Rate Trends

Compare local Newport, NE checking rate quotes against the statewide average

Daily checking rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.

View Full Nebraska Checking Trends
High-Yield Checking NE Avg
2.400%
▲ 0.023 vs 7 days ago

Nebraska high-yield checking rates rose 0.023 points over the past 7 days to 2.400% APY.

Free Checking NE Avg
0.779%
▲ 0.020 vs 7 days ago

Nebraska free checking rates rose 0.020 points over the past 7 days to 0.779% APY.

As of Oct 31, 2026 • Rate data sourced from 8,500+ monitored institutions

Newport, NE Checking Rate Forecast, Next 12 Months

Checking APYs move with Federal Reserve policy. Our model projects the likely path of high-yield and free checking averages from the current Nebraska figures.

Current High-Yield Avg
2.40%
APY, as of Oct 31, 2026
6-Month Forecast
2.45%
Fed hold assumed
12-Month Forecast
2.50%
Range: 2.25% to 2.70%
Forecast Methodology & Assumptions

Key assumptions: the Federal Reserve holds the federal funds rate at its current level over the next 12 months, with the possibility of one 25 basis point increase; deposit institutions typically pass policy-rate changes through to checking APYs within 60 to 90 days. Reward and high-yield checking adjust faster than standard accounts.

Important notice: this forecast is for informational purposes only and should not be used as the sole basis for financial decisions. Rate forecasts carry significant uncertainty. The actual trajectory will depend on Federal Reserve decisions, economic conditions, and competitive dynamics among financial institutions.

Powered byMonitorBankRates

Top Checking Rates from Newport, Nebraska Institutions

Highest verified APYs available today, updated October 31, 2026. Advertised rates typically require qualifying monthly activity.

B Top 5 Bank Rates
West Gate Bank
High Yield Checking
A+ 5.0 ★ TX: 1.69%
Min: $10
5.50%
Lincoln FSB of Nebraska
Lifetime Checking
A+ 5.0 ★ TX: 3.23%
Min: $50
5.00%
Northwest Bank (IA)
11-Month Special - With Qualifying Checking
A+ 5.0 ★ TX: 1.69%
Min: $5,000
4.16%
Bruning Bank
Premier Checking
A+ 5.0 ★ TX: 0.00%
Min: $50
4.00%
TCB Tri-County Bank
Kasasa Cash Checking
A+ 5.0 ★ TX: 0.10%
Min: $25
4.00%
CU Top 5 Credit Union Rates
Trius Federal Credit Union
Smart Rate Checking
A 5.0 ★ TX: 9.15%
Min: $0
5.00%
Liberty First Credit Union
Kasasa Cash Level Two Checking
A+ 5.0 ★ TX: 3.58%
Min: $50
4.50%
Mutual First Credit Union
11-Month Special with KASASA Checking
B+ 4.8 ★ TX: 18.01%
Min: $1,000
4.10%
Meridian Trust Federal Credit Union
Free Checking
A+ 5.0 ★ TX: 4.45%
Min: $0
4.00%
Cobalt Federal Credit Union
Cobalt Elite Checking Account
A 5.0 ★ TX: 6.25%
Min: $0
3.25%
Rates verified October 31, 2026 . Click an institution name to view its full profile, safety ratings, and all checking products.
Powered byMonitorBankRates

What Your Balance Earns at NE Checking Averages

Annual interest earnings at current Nebraska average APYs. Advertised high-yield rates typically require qualifying monthly activity, and most accounts cap the balance that earns the top rate. The calculator below models your exact balance against a cap.

Balance High-Yield Checking (2.400% APY)Monthly Earnings Free Checking (0.779% APY)Monthly Earnings
$2,500 $60.00 / year $5.00 $19.47 / year $1.62
$5,000 $120.01 / year $10.00 $38.93 / year $3.24
$10,000 $240.01 / year $20.00 $77.87 / year $6.49
$25,000 $600.03 / year $50.00 $194.67 / year $16.22
Earnings estimates assume the full balance earns the average APY with qualifying requirements met every month. Actual earnings depend on the account’s rate cap, base rate, and whether requirements are met. The top offers above pay well over these averages. Source: Nebraska checking rate averages as of October 31, 2026.
Powered byMonitorBankRates
47
Institutions with Checking Rates
Available in Newport, Nebraska
23 Banks 24 Credit Unions

About Our Newport, Nebraska Checking Rate Database

MonitorBankRates tracks checking account rates from 23 banks and 24 credit unions offering checking accounts to Newport, Nebraska residents, spanning high-yield, rewards, free, student, and business checking from community institutions, regional banks, and national online options. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.

Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1 to 5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.

Current top rate: West Gate Bank offers a checking account at 5.50% APY with a minimum deposit of $10. High-yield checking rates typically require qualifying monthly activity. Check the account details before opening.

How to Find the Best Checking Rates in Newport, Nebraska

What to compare when shopping for an interest-bearing checking account in Newport, Nebraska

To find the best checking APYs in Newport, Nebraska, start with credit unions and online-only banks: Newport, Nebraska has 24 credit unions in our database, and they dominate the high-yield and rewards checking market because they have lower overhead than traditional branch networks and use high rates to win your primary banking relationship.

Read the qualifying requirements before you’re drawn in by the headline rate. Most high-yield checking accounts require 10 to 15 debit card transactions per month, a direct deposit or ACH transfer, and e-statements. Miss them in a given month and you earn a near-zero base rate instead. Also check the balance cap: the advertised APY usually applies only up to $10,000 to $25,000. The current NE high-yield checking average is 2.400% but top institutions serving Newport, Nebraska are offering as high as 5.50%, so shopping around pays off.

Finally, weigh fees and access: a monthly maintenance fee can erase a year of interest on a modest balance, and out-of-network ATM fees add up fast. The best accounts pair a high rate with no monthly fee and nationwide ATM access or ATM-fee reimbursement, worth checking if an institution has branches or in-network ATMs near you in Newport, Nebraska.

When High-Yield Checking Makes Sense

  • You already use a debit card regularly: the transaction requirements cost you nothing extra
  • Your everyday balance sits under the account’s rate cap, so your whole balance earns the top APY
  • You want your spending money earning savings-level interest instead of 0%
  • You prefer banking locally: 47 institutions serving Newport, Nebraska report checking rates to our database

Consider an Alternative If…

Nebraska Financial Snapshot

Local demographics and economic context for account holders. Source: U.S. Census Bureau (state-level data shown; city data not available)

Population 65+
16.7%
National avg: 17.3%
Median Individual Earnings
$44,279
National avg: $47,340
Poverty Rate
10.6%
National avg: 11.1%
Unemployment Rate
3.0%
National avg: 4.8%
Checking Earnings on 10% of Salary
$106/yr
At NE HY checking avg 2.400% APY

At today’s NE high-yield checking average of 2.400%, keeping 10% of the local median salary ($4,427) in a high-yield checking account would earn $106 annually, money a 0% traditional checking account leaves on the table. The top offers above pay even more.

Data: U.S. Census Bureau and U.S. Bureau of Labor Statistics.

High-Yield Checking vs. Other Newport, Nebraska Options

How interest-bearing checking accounts compare to the other deposit products available at banks and credit unions in Newport, Nebraska.

Feature High-Yield Checking Free Checking High-Yield Savings Money Market
Current NE Avg APY 2.400% 0.779% View Savings Rates View MMA Rates
Monthly Activity Required ✗ Usually yes (debit + direct deposit) ✓ None ✓ None ✓ None
Balance Cap on Top Rate Common ($10K, $25K) Little or no interest paid ✓ Rarely Tiered: higher balances earn more
FDIC / NCUA Insured ✓ Up to $250K ✓ Up to $250K ✓ Up to $250K ✓ Up to $250K
Checks & Debit Card ✓ Unlimited ✓ Unlimited ✗ No ✓ Limited per month
Best For Everyday spending money that also earns Simple no-fee banking, modest balances Emergency fund, larger balances Larger balances wanting some check access

APY data reflects Nebraska averages tracked in our database as of October 31, 2026. Rates are variable and may differ by institution. See individual product pages for full details.

Newport, Nebraska Checking Account Interest Calculator

See what an interest-bearing checking account earns on your everyday balance. Most high-yield accounts only pay the advertised APY up to a balance cap. Enter the cap to see the real number, or leave it at 0 for uncapped accounts. Click any current Newport, Nebraska rate on the right to apply it. Interest compounds monthly.

Interest Earned
$0
Balance Earning Top Rate
$0
Ending Balance
$0

Assumes monthly compounding, qualifying requirements met every cycle, and that balances above the cap earn 0%. Checking rates are variable and can change at any time. Estimates are for informational purposes only.

Current Newport, Nebraska Checking Rates

Verified October 31, 2026 · click a rate to use it
Rates shown are actual verified offers available in Newport, Nebraska and daily averages from our monitoring database. Check each account’s qualifying requirements and rate cap, then model them here. See the full tables above for all offers.

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Newport, Nebraska checking rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Newport, Nebraska directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing this data from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Newport, Nebraska. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in NE.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.

Frequently Asked Questions

What are checking account rates in Newport, Nebraska today?

Newport, Nebraska checking account rates from banks and credit unions serving Nebraska range from 0.01% to 5.50% APY, verified by MonitorBankRates as of October 31, 2026. Top rates include 5.50% APY at West Gate Bank (High Yield Checking), 5.00% at Lincoln FSB of Nebraska (Lifetime Checking) and 5.00% at Trius Federal Credit Union (Smart Rate Checking), compared with the MonitorBankRates national high yield checking average of 2.06% APY.

Do checking accounts in Newport, Nebraska earn interest?

Most traditional local checking accounts in Newport, Nebraska earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select local credit unions can pay interest rates comparable to savings accounts.

Are banks in Newport, Nebraska FDIC insured?

Yes. Legitimate banks with branches in Newport, Nebraska are FDIC insured up to $250,000 per depositor. Local Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for “Free Checking” accounts that explicitly state no monthly fees.

What is a Rewards Checking account?

Rewards Checking accounts (sometimes called Kasasa accounts) offer high interest rates or cash back on debit card purchases in exchange for meeting monthly requirements like a minimum number of debit card transactions, direct deposit enrollment, or e-statement signup.

What do I need to do to qualify for a high-yield checking rate in Newport, Nebraska?

Most high-yield and rewards checking accounts require qualifying activity each month, typically 10 to 15 debit card transactions, at least one direct deposit or ACH transfer, and e-statement enrollment. Miss the requirements in a given month and the account usually pays a nominal base rate for that cycle instead of the advertised APY.

Is there a limit on how much of my balance earns the top rate?

Usually, yes. Most high-yield checking accounts pay their advertised APY only on balances up to a cap, commonly $10,000 to $25,000. Amounts above the cap earn a much lower rate, often near 0%. Use the calculator above to model your exact balance against a rate cap.

How do I open a checking account in Newport, Nebraska?

You can open a checking account online or in person at a local branch. You will generally need a government-issued photo ID, your Social Security number, and an opening deposit. Many high-yield checking accounts have low or no minimum opening deposits.

Best Checking Rates in Newport, Nebraska

Based on our current data, some of the highest checking account APYs available to residents of Newport, Nebraska include:
  • West Gate Bank
    High Yield Checking: 5.50% APY
  • Lincoln FSB of Nebraska
    Lifetime Checking: 5.00% APY
  • Trius Federal Credit Union
    Smart Rate Checking: 5.00% APY
  • Liberty First Credit Union
    Kasasa Cash Level Two Checking: 4.50% APY
  • Northwest Bank (IA)
    11-Month Special - With Qualifying Checking: 4.16% APY
Checking Account Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Newport, Nebraska. Your final available rate may depend on qualifying activity and daily market movements. Last Updated and Verified: October 31, 2026

Newport, Nebraska Rates & Resources